Sales @ Koyfin | 3x Founder | Business & History Nerd

The United States  was built on the American Dream. 

Individuals risked death to move to this country. They left everything behind and went somewhere that they knew they could create a better life for their children. Today the American Dream is seen as a safe job and a white picket fence. That is wrong.

They weren’t coming to own a house. 

The goal of every individual coming to America in the 18th and 19th Century was to own land and start a business on that land. Something they could carve out and call their own. They were fleeing countries that made it impossible for the average person to own land and pass it on to their children. 

Farmland has been one of the most coveted assets since contracts were created. The Midwest has some of the best farmland in the world, and when you factor in political stability and property rights nowhere else comes close. 

Farmland grows in value every year due to three trends:

     1.) Increase in productivity due to new technology

     2.) More people every year - needing more food

     3.) Less farmable land each year due to urban sprawl

Farmland is a killer asset that can change your financial future.

But it is broken. 

If you are a normal person and want to invest in farmland? Forget it. You have to be an accredited investor and be able and willing to allocate tens or hundreds of thousands of dollars to a farm. It is insane. It should not be this way. Only the richest can afford to put their money into farmland. 

Until Now. 

Introducing the Farmland Stock Exchange. We’re making it possible for anyone, not just the rich, to invest in farmland. Farmers can get value from their land without selling it all and use this capital to expand or even out the ups and downs of a farm business. 

Regular people can invest in farmland, just like the big investors. 

Join me in democratizing finance by investing where your ancestors did.

Brian S. Kearney

Everyone's panicking about fertilizer prices this week. I get it. But I think most of the hot takes are wrong.

Yes, the U.S. and Israel struck Iran. Yes, the Strait of Hormuz is disrupted. Yes, urea jumped $60-$80/ton over the weekend. 

The headlines write themselves.

But here's what I'm actually seeing from the ground in central Illinois:
Most corn producers already locked in their nitrogen. This is March — not exactly a surprise that planting season is coming. 

The farmers who run tight operations secured inputs weeks or months ago. The ones getting caught flat-footed weren't caught by a war. They were caught by poor planning.

We've seen this movie before. Russia invades Ukraine in 2022 — fertilizer prices triple, everyone screams about food shortages, and within 18 months the market corrects itself. Markets overshoot on fear. They always do. Traders and analysts love a worst-case scenario because it gets clicks and moves contracts.

A few things the panic crowd is ignoring: Trump said 4-5 weeks. Even if it's longer, the Strait doesn't need to fully reopen for prices to stabilize — just enough shipping resumption and insurance coverage to calm the market. 

The U.S. doesn't import much fertilizer directly from Iran. Our biggest suppliers are Russia and Qatar, and alternative shipping routes exist. Domestic nitrogen production still covers a significant chunk of U.S. needs. And the market was already pricing in geopolitical risk before a single missile launched.

Could prices go higher short-term? Absolutely. Could this become a prolonged crisis? Sure, if the strait stays closed for months. But the most likely outcome is a sharp spike, a lot of breathless coverage, and a gradual pullback once shipping resumes — just like every other supply shock in recent memory.

The real story isn't the war. It's that American agriculture has a structural dependency on just-in-time global supply chains with zero strategic reserves. That's the conversation worth having. Not whether urea is up $80 this week.

If you're a farmer — don't panic-buy at the top. Talk to your supplier, understand your position, and make decisions based on your operation, not cable news. 

If you're an investor in farmland or ag — zoom out. Short-term input spikes don't change the long-term fundamentals of productive ground.

The best operators don't react to headlines. They plan ahead of them.

Allen Kopelman

Payment Processing, Merchant Services & POS Consulting for Growing Businesses

I help businesses reduce credit card processing costs, modernize how they accept payments, and improve cash flow through smarter payment strategy.

I’m the Founder & CEO of Nationwide Payment Systems, a U.S.-based merchant services provider offering credit card processing, ACH payments, POS systems, and smart invoicing for businesses nationwide.

Industries I Serve

• Retail & multi-location businesses
• Restaurants, bars & hospitality
• B2B companies & professional services
• High-risk and regulated merchants
• SaaS platforms & ISV partners

Payment Solutions I Provide

• Credit card processing (interchange-plus, dual pricing, cash discount)
• ACH & bank-to-bank payments
• POS systems for retail & restaurants
• Smart invoicing & recurring billing
• Chargeback reduction & risk management
• Payment gateway & API integrations

Why Businesses Contact Me

• Transparent merchant pricing (no flat-rate traps)
• Custom payment strategies by industry
• One point of contact — real human support
• Proven ability to lower processing costs 10–30%+

I also host the B2B Vault: The Biz-to-Biz Podcast, covering payments, fintech, POS systems, and business growth with industry leaders.

📩 Message me on LinkedIn for a payment processing review
📞 Or book a call to evaluate your current merchant setup

If you accept credit cards, there’s a strong chance you’re overpaying.

Chief Executive Officer and Host of B2B Vault - Biz to Biz Podcast 

Nationwide Payment System is working to grow the self-service platform, so business owners can get set up with a merchant account with 10 questions and get approved in 5-10 minutes, reducing the friction of getting a merchant account for lower-risk businesses.. I work with Credit Unions, Banks, Community Banks, FinTechs, Financial Institutions, and (ISV's) Independent Software Vendors. We have developed our self-service platform so business owners can answer 10 Questions in 5 minutes or less in most cases - they are approved for a merchant account - credit card processing. Working closely with our providers and using all of the other solutions we have at Nationwide Payment Systems, we have developed an excellent program for Financial Institutions that includes our self-service platform, a fully managed ATM services offering, and other financial services businesses need. We are bringing Fintech to the world of banking at light speed. It's time to level up your bank with the power of NPS and our world-class line up of banks and vendors. We offer custom solutions to merchants that have unique needs and merchants who are in Niche or High-Risk industries.

#PodcastOfTheWeek 
Payments are evolving fast. 💯

Virtual cards. #EmbeddedFinance. Smarter spend controls.

The businesses that understand this shift? They win. 🧠
 
On this episode, Andrew Jamison, CEO & Co-Founder of Extend, shares what’s really happening inside modern B2B payments and how fintechs and banks can work together to create better infrastructure.

If you’re in fintech, payments, or building in #B2B. Catch this conversation Friday at 6 PM EST! Available on all podcast platforms!

Where payments, operations, and growth intersect | CEO, Nationwide Payment Systems

This week on The Biz To Biz Podcast, I sit down with Gal Ko 🎙️, founder of PodStar 🎙️, to break down how founders can turn podcast appearances into real business growth.

We talk about:
🎧 Why podcast guesting is the most underutilized growth channel
📈 How to build authority without paid ads
🎯 Turning conversations into conversions
🔥 What most founders get completely wrong about visibility

If you want more leads without cold outreach… this episode is for you.

Drops this week. Stay tuned.

#B2B #PodcastMarketing #ThoughtLeadership #FounderLife #BizToBiz

Not every company has a full finance team.
Not every company has deep resources.

That’s exactly why this conversation with Andrew Jamison matters.

As CEO & Co-Founder of Extend, Andrew is helping businesses unlock smarter payment solutions without needing massive infrastructure, huge teams, or complicated systems.

If you’re running a company with limited resources but still want to scale smart, this episode will open your eyes to what’s possible.

It’s live at 6 PM EST 😁
Link in comments.

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The Battle

Brian S. Kearney

Allen Kopelman

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taplio

The Battle

Brian S. Kearney

Allen Kopelman

Followers

Posts

Engagements

Likes

Performance Score.css-goub6s{font-size:var(--chakra-fontSizes-md);font-weight:500;color:var(--chakra-colors-gray-600);display:block;margin-top:var(--chakra-space-1);}Brian S. Kearney's LinkedIn Performance

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Performance ScoreBrian S. Kearney's LinkedIn Performance