Christopher Swan, CFP®

Retire With Swan

Founder | Retirement CFO

Large Wealth Management Firms

Worked as a licensed financial advisor with several nationally recognized wealth management firms.

Financial Advisor

AT&T

Leadership Development Program

LeafHouse Financial

Associate

Texas A&M International University

Graduate Assistant

Killam Development

Intern

In 2010, I started my career in financial services.

Making phone calls for independent advisors in Austin, TX, I quickly found myself drawn to the work.

By 2014, I was a licensed financial advisor, learning the ropes at firms like Edward Jones, Merrill Lynch, and Charles Schwab.

Over the years, I helped people at every stage of life:

Those just starting out.
Those at the end of their journey, focused on legacy.

And everyone in between.

Through it all, I prayed.
Prayed for God to guide me toward the most purposeful work I could do.

Eventually, it became clear—
My biggest impact would be helping people prepare for, transition into, and live in retirement.

By creating secure, reliable plans, I could help people:
Feel confident.
Transition comfortably.
And focus on what matters most: faith, family, fitness, fun, and fulfillment.

That’s why I founded Retire With Swan.

We don’t just focus on numbers.
We focus on people.

To make the retirement journey easier, faster, and more transformational,
I crafted the Swan Song System and GRACE Framework.

These systems simplify the complexities of retirement planning.
They help you clarify your goals, protect your income, and build a roadmap to peace of mind.

If you’re strategically thinking about your retirement, I’d love to help.

And remember:
It’s never too late—or too early—to better plan your exit.

Founder & CEO

Christopher Swan, CFP®, MBA

Consult Vera

Founder

Rocky Hill, CT

Manage the accounts of high net worth clients, tax season expertise, tax planning and other tax regulatory requirements.

Senior Accountant

H&R Block

Enrolled Agent & Master Tax Advisor

Deloitte Haskins Sells 

Associate Manager

Dedicated to helping individuals and small businesses nationwide with making sound financial decisions by seeing beyond their numbers

Hello, I'm Jaye! I’m passionate about creating a meaningful impact through my work as a CPA, CA, and Enrolled Agent. Beyond crunching numbers, I am driven by the profound emotional connection finance creates in your lives.

My commitment goes beyond ensuring accurate financial reporting, guiding individuals in navigating complex taxes, maximizing deductions, optimizing their financial strategies, advocating for my client’s rights, and providing effective tax resolution services.

I strive to empower my clients by providing a deep understanding of their financial figures, the potential opportunities they represent, and how to capitalize on them. I take great pride in simplifying complex concepts and ensuring my clients fully understand their financial landscape.

Numbers hold objective truths, while growth is a subjective measure. It is essential for you, as a business owner, to have the utmost knowledge of your own business, even surpassing that of your CPA. My business model revolves around this ideology, which has been validated by the testimonials of my clients.

I understand that financial matters can be overwhelming and often evoke a range of emotions—stress, anxiety, and even fear. My purpose is to alleviate those burdens and help individuals and businesses find confidence in their financial journey. I believe in the power of empathy and active listening to truly understand each person's unique circumstances.

Seeing my clients thriving emotionally and financially brings immense joy to me. Let’s celebrate milestones, conquer challenges, and build a brighter future together. 

Connect with me to embark on a transformative journey where we merge financial expertise with genuine care. Your dreams are my motivation, and trust me when I say, we can achieve really great heights together.

Jaye Subramanian, CPA

A client once told me…

“I should have known this already. I feel so behind.”

I hear this more often than you’d think.

Because many business owners started believing that not knowing tax rules means they’re failing.

It doesn’t.

I had a client recently who makes beautiful candles.

She came in feeling embarrassed that she didn’t understand a few numbers.

Meanwhile, I can’t even figure out how to melt leftover candle wax properly, let alone make a new one.

What feels “simple” to her feels impossible to me.

What feels overwhelming to her is what I’m here to handle.

That’s the part most people forget.
You’re not supposed to know everything.
You’re supposed to know your craft.

And trust someone else with the parts that aren’t yours to carry.

If you’ve ever felt guilty for not knowing something about your taxes…

You’re doing better than you think.

What is one area of your business where you’re learning to ask for support instead of doing it all alone? 👇


#JayeSubramanian #CPA #SeeBeyondNumbers #ConsultVera #SmallBusinessFinance

There’s no “official age” to hire a tax professional.

But research shows many taxpayers make the switch around 29… 

Not because they want to, but because their finances get more complex.

For small business owners, that moment comes even sooner.

Here’s when you should strongly consider working with a CPA 👇

✅ You have multiple income streams (gig work, rental income, side income)
✅ Your business is growing, and your return is no longer simple
✅ You’ve had major life changes- marriage, buying a home, or new investments
✅ You’re dealing with foreign income, crypto, or tricky reporting rules
✅ You’re worried about missing deductions or making errors
✅ You don’t have time to keep up with yearly tax law changes

Each of these situations adds new layers to your return.

♻️ Repost to help another small business owner understand their options.


#JayeSubramanian #CPA #ConsultVera #SmallBusinessFinance #TaxPlanning #IRSUpdates #TaxTips

A client recently asked me…

“Is Trump extending the deadline again because of COVID?”

I had to smile.

COVID was four years ago. 😄

The deadline… very much not extended.

And then came the classics:

“I need to clean my garage first.”
“I thought we get another six months?”
“My boyfriend handled the taxes… we broke up… now I’m confused.”

Every tax season comes with a new set of excuses.

And honestly? 

They make the work a little more fun.

What’s the funniest excuse you’ve heard? 😄


#JayeSubramanian #CPA #ConsultVera #SmallBusinessFinance #TaxSeasonReady

Most small business owners set ambitious goals each year.

But the ones who actually reach them…

They’re the ones who build the right financial habits behind the scenes.

Your numbers don’t need to be perfect.

They just need to be reviewed, understood, and aligned with where you want your business to go in 2026.

Because strong habits don’t just reduce stress.

They give you stability, clarity, and the confidence to make better decisions all year long.

♻️ Repost to help another business owner start 2026 on a solid financial footing.


 #JayeSubramanian #CPA #ConsultVera #SmallBusinessFinance #FinancialPlanning #TaxStrategy

Before you set big goals for 2026…

Scams rise sharply during the holidays.

And small business owners are often the first ones targeted.

Not because you’re careless.

But because you’re busy, managing both work and family, scammers rely on that distraction.

This post is a reminder to slow down before you respond to anything that feels urgent or unusual.

A quick pause or a direct call to verify can save you from a costly mistake.

If you want help reviewing your safety practices for year-end or have questions about suspicious messages you’ve received, drop them below. 

I’m here to help.

🔄 Repost to help another business owner stay protected.


#JayeSubramanian #CPA #ConsultVera #SmallBusinessFinance #FraudPrevention #TaxTips

Holiday Season = Scam Season

When clients walk into my office, most expect me to handle the numbers.

But what I really hope they walk out with is something else entirely.

“A clearer understanding of their own financial picture.”

Over the years, I’ve noticed a pattern.

Many business owners assume that once a CPA is involved, every detail is automatically covered.

But the truth is… even if I prepare the return perfectly, the responsibility is still theirs.

That’s why I ask questions.

Why do I slow things down when something feels important?

Why I make sure clients think through decisions that could change their tax outcome.

It’s about helping them leave with one new piece of clarity, whether it’s updating a will, thinking about beneficiaries, or understanding how a missed detail affects liability.

If a client leaves confused, I haven’t done my job.

Because financial literacy isn’t optional.

It’s protection.

What’s one area of your finances you want to understand better this year?


#JayeSubramanian #CPA #ConsultVera #SmallBusinessFinance #SeeBeyondNumbers

When you read a tax headline…

And walk away like you understood everything. 😄

If a recent headline confused you, ask below 👇

♻️ Repost to help another business owner stay informed.


#JayeSubramanian #CPA #ConsultVera #TaxTips #SmallBusinessFinance #TaxUpdates

As we enter the holiday week and get ready for a new tax year…


The IRS and Security Summit partners just announced National Tax Security Awareness Week.


And their message is simple.


Identity thieves are more active right now than at any other time of year.


Here’s what the IRS is seeing:


✅ Fake emails and texts designed to steal financial information
✅ Scammers impersonating the IRS or tax pros
✅ Misleading tax advice circulating on social media
✅ Seniors and retirees are being targeted for personal data
✅ Businesses and tax professionals face higher cybersecurity risks


The IRS also highlighted a powerful protection tool you can use today:


The Identity Protection PIN (IP PIN), a 6-digit code that prevents anyone else from filing a tax return using your SSN or ITIN.


Got questions about protecting your tax information before the new year?
Drop them below, I’ll simplify it for you. 👇


♻️ Repost to help another small business owner stay safe this holiday season.



#JayeSubramanian #CPA #ConsultVera #IRSUpdates #TaxSecurity #SmallBusinessFinance #TaxPlanning #IdentityProtection

Here’s how most small business owners will be spending the next few days. 😃


A little work, a little planning, and a lot of well-deserved rest.

Enjoy the holidays. You’ve earned it. 


#JayeSubramanian #CPA #ConsultVera #SmallBusiness #TaxTips #YearEndPlanning

December is when many small business owners quietly “ghost” their finances.

Not because they don’t care.

But because year-end tasks, holiday plans, and money stress feel overwhelming.

The problem- avoidance makes January a lot harder.

Here’s what I recommend doing before the new year 👇

✅ Do a quick weekly check-in

Look at your income, expenses, and cash flow.
Even a 10-minute review can prevent surprises in January.

✅ Talk through your money stress

A spouse, a friend, or your CPA.
Most people feel relief just by saying things out loud.

✅ Pick one financial habit for 2026

Maybe reviewing your books monthly.
Maybe tracking your budget.
Maybe setting aside money for taxes consistently.

These are not big steps.

But they build confidence, reduce stress, and make year-end planning smoother.

If you want help making sense of your numbers before the holiday week gets busy…

Drop your questions below. I’m here to simplify it for you. 👇

♻️ Repost to help another small business owner start 2026 with clarity.


#JayeSubramanian #CPA #ConsultVera #SmallBusinessFinance #TaxPlanning #FinancialWellness #YearEndPrep

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The Battle

Christopher Swan, CFP®, MBA

Jaye Subramanian, CPA

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Posts

Engagements

Likes

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