Aprao

I am the co-founder and CEO of Aprao. We have developed a cloud based financial modelling tool for real estate developers, lenders and professionals. Our software powers hundreds of real estate companies to take control of their financials on thousands of projects per month.

Aprao is a cloud-based financial modelling tool for real estate development. Aprao helps real estate developers, lenders and professionals streamline their financial analysis to unlock more opportunities.

Chief Executive Officer

Hampshire Trust Bank

Lending development finance to residential, commercial and mixed-use developments in the UK.

Banker, Property Development Finance

Davon Ltd

Davon specialises in structuring funding solutions for residential property development in the UK. 

At Davon my role as head of new business was to handle all new business enquiries as well as managing and building on existing relationships. My main focus was working with residential property development companies, creating funding solutions tailored to their requirements.

Funding included senior debt, mezzanine, bridging, JV and investment.

Head of New Business

Strata Residential PLC

Strata Residential PLC is a business specialising in lending mezzanine finance for residential development in the south of England.

My role as lending manager was to analyse new transactions, carry out due diligence and to create a funding structure that works for all involved.

Lending Manager

Activ Power and Sail

Working as a freelance commercial powerboat skipper for Activ Power and Sail - a company specialising in Powerboat, yacht and RIB charter from locations across the south coast of England including Cowes, Southampton, Portsmouth and Lymington.

Commercial Powerboat Skipper

I am the co-founder and CEO of Aprao I have worked in real estate finance for over 10 years and have the vision of transforming the real estate sector through the use of technology. Sign up to a 7 day free trial at Aprao.com

Daniel Norman

Golden Trust Capital

Golden Trust Capital is a finance intermediary specialising in development finance, real estate equity, all types of bridging finance, Buy to let and commercial finance. Over the years, we have developed a network of leading and diverse finance providers, and understand who to approach to find the most favourable terms to meet our clients specific requirements. 
Many applications as much as 80% are declined first time around simply because of poor presentation.  At Golden Trust our extensive understanding of property investment, development and lending criteria ensures  that we help our clients apply best practices in pursuit of the perfect proposal. Our deep industry understanding ensures that we structure financial proposals that are attractive to both lenders and clients alike.  
We have learned early on that preparing a financial services proposal needs a persuasive win strategy. The responses to every question must speak to the client’s concerns and highlight our company’s in-depth experience, strengths and capabilities to solve their most complex financial challenges. 
Golden Trust have a substantial network and outstanding relationships across various financial institutions such as banks, specialist debt houses and private investors.  This allows us to access senior, mezzanine finance and equity funds to provide a blended finance package to tailor to a clients specific needs. All major decisions are reviewed and documented by our teams, facilitating the continuous improvement of our processes. 
Our relationships extend well beyond the well known financial providers to a wide range of Private Equity Houses, Private Banks, Investment Banks, and other Niche Funding options.
Consequently, we have the financing savvy and market knowledge to enable us to structure packages that many consider implausible to be financed due to the complexity of the client’s circumstances or current climate. Visit website www.goldentrustcapital.co.uk

Financier

Navian

The Evolution of Real Estate
Development is here.
Navian is the markets first digital platform that connects each stage of the property development and investment journey, offering you the services needed to make Property investment and development more efficient, simplified and accessible to all.We are the modern hybrid solution. We combine the knowledge (Industry know-hows) and experience from the traditional Property development industry, merged with the innovation of state of the art PropTech, Fintech and service focused technologies.
We are the compass that will guide and simplify the property development and investment process for you.

Head of UK

Residential/Commercial People/NurturingAI and prospR

Born from a simple, yet visionary, idea of creating a global, free to list property platform, Commercial People/Residential People aims to disrupt the status quo and challenge the industry leaders. Hand in glove with our portal we have also developed NurturingAI the first automated omni channel marketing system for property agents

Our unique selling point is that we give every agent the ability to market an unlimited amount of properties, completely free of charge, forever.

In addition to free listings and increased online visibility, Commercial People and Residential People also offer optional premium marketing features such as a groundbreaking real-time online video generator that allows agents to share their properties online effortlessly and an Automated Omni channel digital marketing platform CRM called Nurturingai.com .

Along with the optional marketing suite, agents, service providers, businesses brokers and owners, can also gain exclusive marketing rights within their local area, helping them to stand out, and stay ahead of the competition.NurturingAI is a property industry-orientated automated omnichannel marketing system that has never been seen before in real estate.

Founder Director

BlueSky Capital Solutions

Blue Sky Capital Solutions is primarily (but not exclusively) focused on funding High End property transactions where the funding requirement exceeds £1m residential and £10 million commercial. We also fund and restructure small and large development deals ranging in size and complexity.  
Our extensive understanding of property investment, development and lending criteria ensures we are able to assist our clients by structuring financial proposals which are attractive to both lenders and clients alike.
We have an extensive network of relationships with banks, specialist debt houses and private investors we are able to access senior, mezzanine finance and equity funds to provide a blended finance package to tailor to a clients specific needs.
Our relationships extend well beyond the well known lenders to a wide range of Investment Banks, Private Banks, Private Equity Houses and other Niche Funding options. 
As a consequence of the above we have extensive financing skills and market knowledge enabling us to structure packages that many consider unlikely to be financed given the current climate. 
In addition to property based finance based on client demand we can also provide specialist niche finance solutions on a range of asset classes, boats, equity portfolios, art and silver collections being good examples. 
Complimentary to our finance work we also work with a range of clients in the off market sourcing and disposing of a range of assets, largely but not exclusively property based. This will include the introduction to off market property transactions for both investment and development. 
Our clients are diverse and can range from wealthy individuals who will have wealth management requirements to Investment Banks and Insurance funds

Director

THE MORTGAGE TIMES GROUP LIMITED

•	Set up the company with an initial £60,000 investment.
•	Accountable for all direct B2B sales nationwide.
•	Built up key relationships with brokers,networks ,Industry press,banks, lenders and Insurers.
•	Help design mortgage products and nurture supplier relationships.
•	Responsible for all marketing aspects including press and PR.
•	Responsible for over 300 staff.
•	Created a team of 30 business development managers.

Key Achievements
•	Achieved volume of 2000 packaged mortgage cases a day.This included instructing surveys, underwriting and taking mortgages through to completion.
•	Voted 3 years running “the best mortgage packager of the year”.
•	Rising to become the largest regulated mortgage network in the UK with over 500 AR,s.
•	Reaching an annual turnover of £50 million within 5 years.
•	Negotiated our own funding line of £200 million to begin mortgage lending 
•	Helped streamline the mortgage process with a technology platform

Managing Director

ABOUT US-  www.goldentrustcapital.co.uk 
Welcome to Golden Trust Capital, your premier partner in the world of finance. Specialising in development finance, equity, bridging finance, buy to let and commercial finance, we have established ourselves as a trusted intermediary connecting clients with tailored financial solutions. Our extensive network includes leading finance providers, enabling us to secure the most favourable terms for our clients.
At Golden Trust Capital, we understand that presentation is key and poor presentation can lead to up to 80% of applications being declined initially. Leveraging our in-depth knowledge of property investment, development and lending criteria, we guide our clients in presenting compelling proposals that stand out. Our industry expertise ensures the creation of financial proposals that appeal to both lenders and clients, demonstrating our commitment to excellence.
Crafting a persuasive financial services proposal requires a winning strategy. We address every client concern, showcasing our company's experience, strengths and capabilities to tackle their most complex financial challenges. With a substantial network and strong relationships across various financial institutions, including banks, specialist debt houses and private investors, Golden Trust Capital can access senior, mezzanine finance and equity funds, tailoring blended finance packages to meet specific client needs.
Our decision-making processes are robust, involving thorough review and documentation by our dedicated teams, fostering continuous improvement. Beyond traditional financial providers, our extensive relationships extend to Private Equity Houses, Private Banks, Investment Banks and other niche funding options, giving us the financing savvy and market knowledge to structure packages that may seem implausible in complex circumstances.
Let us help you journey to financial success in the world of property development.

taplio

The Battle

Daniel Norman

Christopher May

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