Diane Marie Pisera, MBA 🍋

I focus on identity, habits, and self leadership, particularly how standards, discipline, and structure shape long term outcomes.

Growing up in an immigrant household influenced how I approach responsibility and decision making. I learned early the value of restraint, consistency, and thinking beyond the short term. For a long time, that translated into staying contained, capable, observant, and steady, but often behind the scenes.

Over time, I came to understand that leadership does not begin with confidence.
It begins with clear decisions and consistent action.

That insight reshaped how I approach my work, habits, and sense of direction. Supported by formal training as a certified coach, I continue to study how identity, standards, and discipline influence behavior, growth, and self leadership over time.

My approach is grounded, intentional, and non performative, centered on clarity, consistency, and long term thinking rather than visibility or hype.

Social Media & Product Development 🎤 Passport to Thrive  Podcast Host | Entrepreneur 🍋⭐

Elevate your business with these topics: 
- Social media marketing 
- Product Development 
- Brand Marketing
- Generating content to foster quality & genuine connections

Click the link below to listen ⬇️

Kolz Associates, LLC

Kolz Associates specializes in creatively structured business agreements with flexible  finance terms in the following industry verticals:

Mergers and Acquisitions

Valuation and Appraisal

Market Intelligence and Analysis

Business Process Outsourcing

Information Technology and Compliance Consulting

Board Advisor and Consultant 

Jh Capital Croup

Responsible for portfolio purchase performance post acquisition.

Strategic Advisor to the following companies:

-JH Virgin Islands, LLC
-Creditmax, LLC
-JH Mortgage Resolutions, LLC

SVP Performance Management Group and Strategic Advisory Services

Creditmax, LLC

CMAX Finance is a specialty finance lender that focuses on providing capital to purchasers acquiring defaulted consumer debt. Small to mid-sized debt buyers, that ordinarily would not have the financial means to purchase charged off consumer account portfolios, utilize our capital to leverage their portfolio purchases.

Chief Executive Officer

Equable Ascent Financial, LLC

Debt Buying company for Cerberus Capital Management

Chief Operating Officer

Apex Financial

President

Hilco Receivables

The CBE Group

Vice President of Operations

Van Ru Credit Corporation

Board Advisor and Capital Raising Specialist including Strategic Consulting Services

Bill Kolz is a proven visionary and strategic leader with over 35 years of collection industry, debt buying, turnaround management and capital raising experience which translates business strategies into maximum profits to satisfy the interests of investors, partners, employees, and consumers. Additionally, he possesses an advanced level of expertise in enhancing profitability, developing strategic lending initiatives, and growing each segment of high-end loan portfolios. Kolz is also an experienced executive with a proven track record in IT, Process Management, Operations, Information Technologies, Modeling, Scoring and Compliance for Private Equity Investors, and a seven-bank $150 million revolver credit facility syndication. He upholds a commitment to maintaining a reputable business model which conducts operations ethically and provides quality service, regulatory compliance, and performance excellence among all business ventures.

kolz Associates has built a 20 investment firm, private Equity and bank network with over $200 billion under book for investing in consumer and commercial asset based lending.  Distressed assets and healthcare receivables along with a variety of other asset classes. 

Contact Bill Kolz at bkolz@kolzassociates.com

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Diane Marie Pisera, MBA 🍋

Bill Kolz

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