Driving Innovations & Business Growth Leader | Independent Board Member | IEEE Senior Member | Judge in TOP-10 Startup Accelerator | TechContributor in Entrepreneur Magazine | HBR Speaker | Ex. GE, 3M

Transformation executive who drives enterprise-wide change through strategic cascade methodology. In banking and manufacturing, led ~100 specialists who transformed core processes for 10,000-person divisions, creating ripple effects across 200,000+ employee organizations. Three master's degrees (MEng, MBA, MCS) enable me to architect transformations that work at every organizational level. Currently transitioning this expertise to retail while volunteering with AI Presidential Challenge. My specialty: building transformation programs that scale exponentially, not linearly.I sit at the intersection of Engineering, MBA, and Computer ScienceEngineering — systems thinking &amp; process optimizationMBA — strategy, finance, ROI disciplineComputer Science — AI, automation, dataThis unique blend enables me to:• Build automations that actually work in real operations• Quantify true ROI for digital initiatives• Bridge IT promises with operational reality• Drive transformation using both human and technological leversI speak CEO/Owner — growth strategy, unit economics, scalability, execution disciplineI speak COO — throughput, productivity, process capability, operational constraintsI speak CFO — P&amp;L dynamics, EBITDA impact, capital allocation, ROI modelingI speak CTO — API architecture, systems integration, data pipelines, automation feasibilityAnd I connect all three into a single, execution-ready transformation strategy.

Eugene K.

Agami Technologies

CEO & CTO for Agami Technologies, a WORLD WIDE Software development company founded with the belief that Equality, Transparency & Effectiveness is paramount. Nurturing the inherent qualities of the individuals is of prime importance for development of World Class Software. With a Mantra constructed from building blocks such as product integrity, outstanding customer service, exceptional return on investment and acute attention to detail, AGAMI has grown exponentially from its modest beginnings. At AGAMI TECHNOLOGIES, it is not enough to make a difference but rather make THE DIFFERENCE.

CEO, CTO & Founder

Stikkum

Stikkum, a leading SaaS platform in the mortgage client retention space offering mortgage retention alert and automation platform. The platform strengthens the way mortgage brokers and bank loan officers can reconnect, contact, and engage existing mortgage client relationships. Based on extensive market research and customer feedback, the company has expanded its platform to accelerate provider growth by addressing key challenges plaguing the industry.

Stikkum's enhanced platform features  engagement tools and lead conversion modules that provide a complete, end-to-end client retention solution to help mortgage providers boost productivity, resulting in increased profitability and mortgage growth.

Co-Founder & CTO

UnitedHealth Group

Senior Technical Architect

Soltius 

Project Manager

Trinity BPM Pvt. Ltd

Module Lead/ Senior Software Engineer

I am Babul Shanta Prasad, the Founder, CEO, and CTO of Agami Technologies and Co-Founder and CTO of Stikkum. My journey began in aeronautics and evolved into a passion for software development, where I’ve spent over two decades building cutting-edge SaaS products and AI-driven platforms that empower businesses to thrive in a digital-first world.

At Agami Technologies, I lead a team that has developed pioneering products like DemoDazzle, an AI-powered platform transforming how product demos are delivered, SaaS platforms for the mortgage industry. My work at Stikkum involves creating scalable SaaS solutions across various industries, including mortgage, healthcare, and education.

I have a proven track record of designing products that were successfully acquired, a strong validation of the quality and innovation embedded in our solutions. These acquisitions not only demonstrate our ability to create market-leading products but also ensure significant growth and success for our customers.

In addition to DemoDazzle and a few other Mortgage SaaS, other key products developed under my leadership include BeGenieus, Schezy, LabIMS, and Nediaz. Each of these platforms represents a step forward in digital transformation and showcases my commitment to innovation and excellence.

My passion lies in leveraging technology to solve real-world problems. I’ve helped numerous SaaS founders build successful products, showcasing my ability to turn visionary ideas into impactful realities.

I am always open to connecting with like-minded professionals who share my passion for technology, innovation, and business growth. Whether you're looking to explore AI, SaaS, or digital transformation, I'm here to exchange ideas, collaborate, and build meaningful connections.

Book a call: https://appt.link/meet-with-babul-prasad/one-o-one

You can also send me a message via Linkedin or email me directly at babul.prasad@agamitechnologies.com

Babul Shanta Prasad

Automation as an Enabler, Not a Replacement

It's a weekend, but the relentless march toward AI and automation never pauses.

As we deploy more sophisticated AI-driven SaaS solutions in complex sectors like FinTech and EdTech, I’ve noticed a crucial distinction: the true goal isn't just automation, it’s augmentation.

The value of advanced automation isn't eliminating the human element; it's elevating human judgment. Our systems at Agami Technologies are built to handle the 90% of repeatable, high-volume tasks - from compliance checks and data ingestion to personalized lead nurturing.

This frees the human expert (the loan officer, the clinician, the product manager) to dedicate 100% of their focus to the 10% of tasks that actually require empathy, strategic thinking, complex risk assessment, or true creativity.

Automation handles the volume. Humans handle the value.

Where in your organization do you see the biggest opportunity to shift human bandwidth from execution to judgment?

#AI #Automation #SaaS #FinTech #HealthTech #FutureofWork #AgamiTechnologies #ThoughtLeadership

Founder, CEO & CTO at Agami Technologies | Co-Founder & CTO at Stikkum|

🚨 88% of university students now use GenAI in their assessments. But here's the concerning part: 55% say their programs didn't prepare them for it.

The "GenAI generation" is entering the workforce with unprecedented AI adoption rates, yet a massive preparation gap exists:

📊 Key findings from latest research: 
• 92% of students use AI tools regularly (up from 66% in 2024) 
• Only 42% believe their professors are equipped to teach with AI 
• 3 in 4 recent graduates need additional AI training for their jobs 
• AI fluency demand jumped 6.8x from 2023 to 2025

The gap between institutional readiness and workplace reality has never been wider.

This isn't just a student problem. It's a systemic challenge that requires: 
✓ Immediate investment in educator training 
✓ Curriculum redesign for AI-augmented learning 
✓ Clear ethical guidelines for AI use 
✓ Lifelong learning infrastructure

The question isn't whether AI will transform education and work. It's whether we'll prepare people for that transformation.

What are you seeing in your organization? Are we doing enough to bridge this gap?

📅 Schedule a free consultation: https://lnkd.in/gdpEKidK

#AIEducation #GenAI #FutureOfWork #LifelongLearning #AIFluency #WorkforceDevelopment

Executive Summary Rapid Adoption Among Young Learners: 88% of UK university students now use generative AI tools in their assessments, up from 53% in 

Open article: AI-augmented Learning & Skill Evolution: What the GenAI Generation of Workers and Students Thinks and Fears by Babul Shanta Prasad • 16 min read

AI-augmented Learning & Skill Evolution: What the GenAI Generation of Workers and Students Thinks and Fears

🎉 Influencer Insights: Beyond the Numbers 🎉

👉 Discover the diverse world of influencers: 
from Hollywood stars to everyday creators shaping culture.  

🔹 Four Qualities of a Quality Influencer  
1. Authenticity: Stay true to values – no facade.  
2. Consistency: Show up regularly, build trust.  
3. Engagement: Turn followers into a community through dialogue.  
4. Value: Offer content that educates, entertains, or inspires.  

🔹 Spotlight on Leaders and Icons  
· Celebrities: Use fame for good (e.g., Justin Bieber’s mental health advocacy).  
· Politicians: Serve with integrity (e.g., Jacinda Ardern’s empathetic policies).  

👉 Your Turn to Lead  
No matter your background:  
1. Passion + Purpose: Find your niche.  
2. Share relentlessly: 10 minutes/day creates change.  
3. Engage genuinely: Respond, listen, grow.  
4. Prioritize substance over shine: Quality > quantity.  

#AuthenticImpact #ConsistencyCounts #EngageDeeper #ValueDriven #LeadWithPurpose #InfluenceWithoutVIP

Ever craft a killer outreach?
Detailed, tailored, links and all.

Hit send. Reply: "AI wrote this?"
Oof. Busted. They clocked the polish.
Inboxes overflow—AI's my crutch.

But slick can scream "scripted."

Gloss Trap:
AI weaves magic words.
Prose that's pro, but flat.

Like a pitch without pulse.
They nod... then ghost. Vibe? Vanished.

Glow Hack:
Raw draft first—your edge, your why.
AI tweaks: Flow, fixes, flair.

Then layer you: A quip, a question.
One nudge like that? Turned "wrote this" into "let's chat."

Tools level us up. No foul.
Just own the human spark. Deals follow.

Your "caught" moment? Spill! 👇

#AIinWork #AuthenticVibes #NetworkingTips #Productivity #AgamiTechnologies

95% of organizations see ZERO return on their AI investment.

Let that sink in.

We're pouring billions into AI tools, yet productivity is actually declining in many cases. Why?

Because we're treating AI like a magic black box instead of a collaborative partner.

Recent research from Stanford and BetterUp Labs uncovered something disturbing: "workslop" - AI-generated content that looks polished but lacks substance.

40% of workers encountered it last month. Each instance costs nearly 2 hours of rework.

For a company with 10,000 employees, that's $9 million annually in lost productivity.

But here's what shocked me most:
When MIT studied experienced developers using AI coding tools, they were 19% SLOWER than without AI. Yet they THOUGHT they were 20% faster.
We're systematically wrong about AI's impact on our work.

The solution isn't abandoning AI. It's understanding the psychology of adoption:
→ Encourage "job crafting" - let employees redesign roles around AI thoughtfully 
→ Build AI literacy, not just AI access 
→ Focus on managerial support (79% usage with support vs 34% without) 
→ Maintain human agency and intrinsic motivation 
→ Create cultures of trust and transparency

Organizations that get this right see employees transform from passive technology recipients into active architects of AI-enhanced workflows.

The future belongs to those who learn to dance WITH AI, not compete against it or mindlessly defer to it.

What's your experience with AI at work? Enhancing or undermining your productivity?

🌐 Learn more about our SaaS development & Agentic AI services: https://lnkd.in/dgdy_VVD 
📅 Schedule a free consultation: https://lnkd.in/gdpEKidK

#AI #FutureOfWork #Productivity #Leadership #DigitalTransformation #HumanAICollaboration #OrganizationalCulture #WorkplaceInnovation #AIAdoption #ChangeManagement

Executive Summary The Workslop Crisis: Recent studies reveal that 40% of workers encountered low-quality AI-generated content in the past month, costi

Open article: AI-Slop, Human-Agent Collaboration and the Psychology of Adoption: Why Careless Use of AI Can Backfire and How to Do It Right by Babul Shanta Prasad • 14 min read

AI-Slop, Human-Agent Collaboration and the Psychology of Adoption: Why Careless Use of AI Can Backfire and How to Do It Right

📊 40% of financial services firms will use AI agents by end of 2026.

But here's the twist: 40% of those projects will be DISCONTINUED by 2027.
Why such a high failure rate?

After analyzing the latest research from British bank pilots, we identified 5 critical reasons:
1️⃣ Integration nightmares with legacy systems 
2️⃣ Insufficient talent and skills gaps 
3️⃣ Unclear business cases beyond "AI is cool" 
4️⃣ Governance frameworks that can't keep pace 
5️⃣ Underestimated costs of responsible deployment

The banks getting it right are starting small: 
→ NatWest: Automating complaints handling first 
→ Lloyds: Employee pilots before customer rollout 
→ Global banks: KYC processes reducing manual entry by 50%

Agentic AI in financial services isn't about replacing humans. It's about augmenting capabilities while maintaining accountability.

The institutions that succeed will be those who: 
✓ Build robust governance frameworks first 
✓ Prioritize explainability over pure performance 
✓ Maintain human-in-the-loop oversight 
✓ Invest in change management, not just technology

Is your organization ready for agentic AI? What's your biggest concern?

🌐 Learn more about our SaaS development & Agentic AI services at: https://lnkd.in/dgdy_VVD	 
📅 Schedule a free strategic consultation to safeguard your AI projects: https://lnkd.in/gdpEKidK

#ArtificialIntelligence #DigitalTransformation #FinancialTechnology #Leadership #Strategy

Executive Summary British banks are pioneering agentic AI deployment for customer-facing services including budgeting, savings optimization, and inves

Open article: Agentic AI in Financial Services: Risks & Rewards by Babul Shanta Prasad • 14 min read

Agentic AI in Financial Services: Risks & Rewards

This Thanksgiving, I'm Grateful for the Power of Positivity 🙏

As I reflect on this year, I'm reminded that capability alone never got me here. 
It was the collective energy of positive people, unwavering determination, and genuine dedication that made the difference.

What I've Learned:
Talent is just the starting point. What truly matters is:
- The positive attitude that turns obstacles into opportunities
- The determination to keep going when things get tough
- The dedication to show up every single day
- The support of those who lift us up instead of tear us down

The Truth About Growth:
- Blaming others doesn't build anything. 
- Negativity doesn't move us forward. 
- Complaining doesn't create change.

Growth happens when we:
- Choose gratitude over grievance
- Choose encouragement over criticism
- Choose collaboration over competition
- Choose solutions over blame

My Thanksgiving Message:

To everyone who chose to be a source of light this year - thank you. 
To those who believed in possibility when I doubted, who offered encouragement when I stumbled, who celebrated progress over perfection - this success is ours together.

Capability might open doors, but it's positive energy, dedication, and determination that carry us through them.

This Thanksgiving, I'm choosing gratitude. I'm choosing to acknowledge that we rise together, never alone.

What are you grateful for this Thanksgiving? 💛

#Thanksgiving #Gratitude #PositiveEnergy #Teamwork #Growth #Dedication #Determination #ThankfulHeart #AgamiTechnologies

📊 The AI Trust Crisis: Only 35% of Americans trust AI systems. India? 77%.

As agentic AI moves from assistive tools to autonomous decision-makers, this trust deficit isn't just a PR problem, it's an existential business risk.

Here's what's coming:
→ By 2028: 33% of enterprise software will include agentic AI
→ The catch: 30% of GenAI projects will be abandoned after POC
→ The reason: Poor governance and inadequate risk controls

The organizations winning? They're building trust through:

✓ Transparent decision-making processes
✓ Strategic human-in-the-loop checkpoints  
✓ Continuous bias monitoring
✓ Clear accountability structures
✓ Robust security frameworks

The question isn't WHETHER to adopt agentic AI.

It's whether you have the GOVERNANCE to deploy it responsibly.

What's your organization's approach to AI governance? Drop your thoughts below. 👇

📅Schedule a consultation: https://lnkd.in/gdpEKidK

#AIGovernance #AgenticAI #AIEthics #ResponsibleAI #DigitalTransformation #EnterpriseAI

Executive Summary Autonomous AI systems are transforming business operations, moving from assistive tools to decision-making agents that execute compl

Open article: Ethics, Trust, and Governance When AI Agents Are in the Loop: Balancing Autonomy and Oversight by Babul Shanta Prasad • 21 min read

Ethics, Trust, and Governance When AI Agents Are in the Loop: Balancing Autonomy and Oversight

⬇️ Trust Is Hard to Earn & Easy to Lose ⬇️

➡️ Contracts as Your Safety Net  
↳ When transparency feels scarce, clear contracts become  
   your foundation for trustworthy business relationships.  

➡️  Critical Functions of Strong Contracts  
➜ Define expectations upfront (roles, responsibilities)  
➜ Minimize misunderstandings through written agreements  
➜ Provide fair dispute resolution roadmaps  

➡️ Clarity Is Key  
↳ Avoid vague language/legalese. Prioritize mutual  
   understanding through:  
➤ Joint term reviews  
➤ Open question sessions  
➤ Confidence verification before signing  

➡️ Risks of "Casual" Agreements  
↳ Skipping contracts risks:  
➤ Fading verbal agreements  
➤ Shifting memories  
➤ Unchecked assumptions  

↳ Written agreements signal professionalism and protect  
   all parties.  

↳ Bottom line: Contracts intentionally build trust -  
   invest in clear agreements now to prevent costly  
   conflicts later.  

#contracts #trust #business #transparency #agreements #riskmanagement #professionalism

Your past client is someone else’s hottest lead right now.

That’s the uncomfortable truth we see every day working on Stikkum.

Most brokers/lenders care deeply about their clients during the loan process…
 and then let the relationship fade once the file is closed.

A simple question to ask yourself today:
 👉 “If my favourite 10 clients were shopping for a loan right now, would I even know?”

If the answer is “I’m not sure”, that’s your next project.

#mortgage #clientretention #Stikkum #fintech

The Productivity Revolution Is Here (And It's Measurable) 📈

IDC just projected that agentic AI will DOUBLE workforce productivity by 2027. Bold claim? The data is already backing it up.

Here's what early adopters are seeing RIGHT NOW:
✅ Healthcare RCM: 40-60% reduction in claim processing time 
✅ ERP Modernization: 50-70% faster implementation cycles
✅ Legal Research: 80% time savings on routine tasks 
✅ Cost Reductions: 35-45% lower integration expenses

This isn't about replacing humans. It's about multiplication.

The most successful implementations are creating 3-5x better outcomes through human-AI collaboration. Companies are redirecting talent toward strategy, creativity, and relationship building while AI agents handle data-intensive repetitive work.

The gap between early adopters and those waiting is widening fast. Organizations implementing agentic AI are reporting 25-40% higher operational efficiency than competitors using conventional automation.

My latest deep dive explores: 
 → Real ROI metrics from production deployments 
 → Industry-specific case studies with hard numbers 
 → New frameworks for measuring AI value beyond cost savings 
 → Why hybrid human-AI models outperform pure automation

The question isn't whether to adopt agentic AI. It's how quickly you can capture the productivity leap that will define competitive success.

🌐 Explore our SaaS and Agentic AI solutions: https://lnkd.in/dgdy_VVD 
 📅 Book a strategic consultation: https://lnkd.in/gdpEKidK

💡 What productivity gains are you seeing from AI in your organization? Share in the comments.

#AgenticAI #AIProductivity #DigitalTransformation #EnterpriseAI #BusinessInnovation #FutureOfWork

Executive Summary Agentic AI is transforming from experimental technology to measurable business value, with IDC projecting it will double workforce p

Open article: The Agent Economy: New ROI Metrics and the Productivity Leap by Babul Shanta Prasad • 12 min read

The Agent Economy: New ROI Metrics and the Productivity Leap

96% of organizations plan to expand AI agent use in 2025.

But here's the part everyone's missing:
This isn't about replacement. It's about redefinition.

New research shows that "Frontier Firms" (those with org-wide AI deployment) report that 71% of their leaders say their company is thriving, compared to just 39% globally.

The difference? They've embraced the orchestrator model.
Instead of: 
❌ Workers executing repetitive tasks 
❌ Humans competing with AI speed 
❌ Fear-based resistance to change

They're building: 
✅ Humans overseeing AI systems 
✅ Strategic thinking replacing routine work 
✅ Hybrid teams of human insight + AI execution

The ROI speaks for itself: 
→ 43% of enterprises allocate over half their AI budgets to agentic AI 
→ 62% expect ROI above 100% 
→ Cycle times reduced by 60% when humans orchestrate AI

Your role isn't disappearing. It's evolving.

The workers who thrive will be those who shift from asking "What can I do?" to "What can I orchestrate?"

Are you ready to become an orchestrator?

🌐 Exploring AI transformation for your organization? Visit: https://lnkd.in/dgdy_VVD

#AIAgents #DigitalTransformation #WorkforcePlanning #BusinessStrategy #Innovation

Executive Summary AI agents are transforming work structures, not simply replacing workers. Recent research indicates humans are transitioning from ta

Open article: Redefining Jobs & Roles: How Humans Might Shift from "Doers" to "Orchestrators" in the Age of Agents by Babul Shanta Prasad • 12 min read

Redefining Jobs & Roles: How Humans Might Shift from "Doers" to "Orchestrators" in the Age of Agents

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