Ethics Plus Public Accountants

Ethics Plus was formed in 1995. Since then our firm has grown in size, depth, and wealth of resources. We provide a full range of accounting, auditing, and advisory services to a diverse base of clients who are drawn from a variety of industries and sectors including professional services, retail & wholesale, manufacturing, healthcare, construction, entertainment – from sole traders to multi-national enterprises.

The wealth of experience we have gained from dealing with such a diverse variety of clients over so many years provides us with the backdrop for our role as business development advisors. Through trust, respect, and results, Ethics Plus builds its client base – one client at a time.

The partners of our firm are professionally qualified accountants with over seventy years of combined business experience and a significant depth of education and training. They bring practical experience as well as analytical knowledge to every engagement and work with the client closely to choose the areas that require the utmost attention.

We recognize that the quality of our service is only as good as the talent of our team. Our commitment to quality is achieved by recruiting qualified professionals including analysts, accountants, financial & business consultants, and providing them with the highest standards of training. 

What sets us apart is the way we invest in our relationships. We view every client relationship like a partnership. At Ethics Plus, client care is more than a smile campaign. It is an organizational culture all of us in Ethics Plus believe in and is happy about because our future survival and success depend on our clients' current level of satisfaction.

We are probably best known for our rounded approach to advice. Our advice is incisive, pragmatic, and direct and all that we do is underpinned by our values: 𝗘𝗳𝗳𝗶𝗰𝗶𝗲𝗻𝗰𝘆, 𝗧𝗲𝗮𝗺𝘄𝗼𝗿𝗸, 𝗛𝗮𝗿𝗺𝗼𝗻𝘆, 𝗜𝗻𝘁𝗲𝗴𝗿𝗶𝘁𝘆, 𝗖𝗼𝗻𝗳𝗶𝗱𝗲𝗻𝘁𝗶𝗮𝗹𝗶𝘁𝘆 & 𝗦𝗲𝗿𝘃𝗶𝗰𝗲

Founder & Managing Partner

𝗚𝗶𝗿𝗶 & 𝗥𝗮𝗺, 𝗖𝗵𝗮𝗿𝘁𝗲𝗿𝗲𝗱 𝗔𝗰𝗰𝗼𝘂𝗻𝘁𝗮𝗻𝘁𝘀, 𝗖𝗼𝗰𝗵𝗶𝗻

Established an accounting firm (GIRI & RAM) in Calicut in the year 1985. The firm grew rapidly  and I was instrumental in developing a large local and international client base for the firm. I  later moved to Dubai and set up Ethics Plus in 1995.

𝗬𝘂𝘀𝘂𝗳 𝗕𝗶𝗻 𝗔𝗵𝗺𝗲𝗱 𝗞𝗮𝗻𝗼𝗼

Gained invaluable post qualification experience while working abroad as Group Internal Auditor with Yusuf Bin Ahmed Kanoo, a diversified business conglomerate.

Group Internal Auditor

𝗣𝗼𝗻𝗱𝗶𝗰𝗵𝗲𝗿𝗿𝘆 𝗣𝗮𝗽𝗲𝗿𝘀 𝗟𝘁𝗱., 𝗣𝗼𝗻𝗱𝗶𝗰𝗵𝗲𝗿𝗿𝘆, 𝗜𝗻𝗱𝗶𝗮

• Implemented and monitored the application of accounting policies.
• Prepared, reviewed, and filed compliance reports with Registrar of Companies.
• Worked closely with in-house counsel, external accountants, and regulators.
• Coordinated and facilitated the initial compliance program for internal controls over financial reporting.
• Communicated with stakeholders, reviewed documentation, evaluated the control environment design to maximize efficiency, and established disclosure review committees.
• Supervised accounting staff and oversaw the general ledger accounting system for the monthly and year-end close process.

Finance Manager

Highly driven Chartered Accountant with comprehensive accomplishments leading audit, accounting, reporting, tax, financial analysis, and cross-functional teams to ensure success and achieve goals. 

Known as an innovative thinker with proven experience in Financial Planning and Reporting, Market Research, Management, Risk Management, and Business Process Improvement.  Demonstrated success in developing and executing plans in highly diverse organizational structures. Expertise includes overseeing large scale financial functions, M&A, and business entity formation for global professional and business services firms. 

𝗔𝗰𝗰𝗼𝗺𝗽𝗹𝗶𝘀𝗵𝗺𝗲𝗻𝘁𝘀 & 𝘁𝗿𝗮𝗰𝗸 𝗿𝗲𝗰𝗼𝗿𝗱:

▪️Led 1000+ audits for clients in diverse industries including banks, real estate, manufacturing, trading, 
 business services, start-ups, mortgage companies, and distribution services.
▪️Affiliated to INPACT Global, UK, a rapidly expanding international network of professional firms (INPACT - stays 15th largest global accounting alliance in the World Survey 2018 of the International Accounting Bulletin (IAB). 
▪️Ethics Plus is listed with most of the reputed banks in U.A.E., where our balance sheets are highly recognized and recommended
▪️Listed in the ‘approved panel of auditors’ with major free zones (including DIFC, DMCC, DAFZA, DSO, JAFZA to name a few) and are registered agents with offshore authorities like JAFZA
▪️Ethics Plus is designated Platinum Employer for the ACCA, United Kingdom; ICAI, India, and ICAEW, United Kingdom. 
▪️Member of various organizations such as the American Accounting Association, National Bookkeepers Association, National Association of Certified Public Bookkeepers, and Indian Business & Professional Council, etc.
▪️ Ethics Plus was voted as the Best SME Brand by the 'The Best Brand SME Awards' instituted by the SME Dubai.
▪️ We were amongst the top 200 companies featured in the year 2015 Dubai SME 100 cycle
▪️ Finalist at the Gulf Capital SME Awards 2017 in the category ‘Micro Business of the Year’
▪️Finalist at the MEED Awards – 2017 in the category “Advisory services firm of the year”

𝗘𝘅𝗽𝗲𝗿𝘁𝗶𝘀𝗲:

Finance, Accounting, Treasury, Tax, Audit, EP&A, SOX, Risk Management, Team Management, GAAP, IFRS, SEC and other Regulatory Compliance, Financial Analysis, Strategic Planning, Business Valuation, Process Improvement, Risk Management, Internal Controls, Change Management, Cost Reduction, Operational Due Diligence, Performance Management,  Private Banking, Hedge Funds, Equity, and Investment Funds.

Want to connect?
ram@ethicsplusuae.com




A.R. Ramachandran (Ram)

Agiliad

Associate Manager - Business Finance ( FP&A & PMO )

Tata Technologies

Associate Manager

Deloitte

Consultant

Capgemini

Financial Budgeting, Forecasting and variance analysis & Regional budget consolidation analysis
• Hands on experience in capex and opex budgeting
• Knowledge of financial modeling and financial statement analysis ( P&L, Cash flow statement and
Balance sheet).
• Detail understanding of Discounted Cash flow Models, Relative valuation/Trading Comp.
• Ability to calculate, read, analyzes and interprets financial ratios.
• Good problem solving skills and has the ability to summarize complex financial information
• Ability to communicate clearly and effectively, both in verbal and written

Associate Consultant

Budgeting for Opex and Capex lines on Quarterly as well as annual bases
• Variance analysis for Budget Vs Actual and Plan Vs Actual results on monthly basis
• To forecast mainly the income statement, balance sheet and cash flow statements
• To build advanced models for the fixed assets, debt and dividend
• To do company valuation using discounted cash flows approach (DCF) and trading comps approach
• Providing financial support to Business/Functions and assist them in decision making.

Financial Analyst

At Agiliad, the focus is on delivering top-notch financial performance through meticulous budgeting, forecasting, and variance analysis. With a solid foundation in MBA-level accounting and finance from the University of Pune, the team's analytical skills have been instrumental in enhancing business finance operations.

Their structured thinking underpins the robust financial planning and analysis (FP&A) processes that support the organization's strategic goals. This approach has enabled the company to streamline project management and financial reporting, ensuring transparency and efficiency in all financial dealings.

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A.R. Ramachandran (Ram)

Nakul Sadhu

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