Financial Advisor - Virtual or In-Person - Financial Planning - Guiding you through a simple three step process to prepare for the future while enjoying today.

The About You Section: Questions to start:
● What do you want?
● Where are you today?
● Where do you want to be in the future?
● How are you going to get there?
● What does your ideal life look like?

Answering these questions is a challenging task.

But you don't have to do it alone.

I help busy professionals create their work free life

Quit the rat race

And plan your victory lap

Retirement means something different to everyone - Run your race your way

It all starts with a plan
● Your plan is based on what you want and where you want to go.
● Investments are a piece but not the whole picture
● Know your cash flow to see your life today and how your situation works in the future
● Protect yourself and your family from the unknown

𝐇𝐨𝐰 𝐓𝐨 𝐆𝐞𝐭 𝐈𝐧 𝐓𝐨𝐮𝐜𝐡 𝐖𝐢𝐭𝐡 𝐌𝐞
● Office Number - 973-882-3600 
● Email - EDrury@usfsc.com

A little bit about me:
● Travel Enthusiast
● Husband and Father
● Avid Reader
● Financial Advisor With A Passion For Helping People Live Life Today and Be Confident About Tomorrow

𝐉𝐨𝐢𝐧 𝐌𝐲 𝐄𝐦𝐚𝐢𝐥 𝐋𝐢𝐬𝐭
● My Weekly Newsletter Designed To Have Some Fun With Tech, Books, Food Items, Or Anything Else I've 
   Found Interesting That Week
● You'll Receive Market Updates As Well
● Email me at EDrury@usfsc.com and I'll be sure to include you on the next one!

𝐀𝐛𝐨𝐮𝐭 𝐌𝐲 𝐅𝐢𝐫𝐦
Our Mission at US Financial Services is to Help Our Clients Live Life Today and Be Confident About Tomorrow.

Founded in 1989, US Financial Services is an independent family owned financial planning office that is dedicated to serving individuals and businesses by tailoring solutions to your unique needs that reflects your personal philosophies.

Full list of services
Financial planning, financial advice, wealth management, stocks, bonds, mutual funds, exchange traded funds, annuities, REIT's, BDC's, life insurance, disability insurance, health insurance, long term care insurance, 401(k)'s, corporate benefits, stock option planning, coordinate tax planning with your accountant, budgeting, and more.

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. U.S. Financial Services, LLC is not affiliated with Kestra IS or Kestra AS.

Evan Drury, ChFC®

Offshore Investments & Tax-Efficient Structuring for South African Execs | Author of the 30 Second Market Brief | Protecting South Africans' Financial Futures

Many years ago, I noticed something strange..

People today are working harder than ever. Earning more than ever. But somehow, feeling poorer than ever.

That really bothered me.

Because wealth is not built by effort alone. It is built by intentional action.

So I made it my mission to help people turn “I’m doing well” into “I’m financially free.”

Today, I’m a Private Wealth Manager and one of the Top 50 South African creators on LinkedIn.

I help South Africans build, protect, and internationalise their wealth so they stop wondering where their money went… and start making it work for them.

I work with entrepreneurs, professionals, and high-net-worth individuals who want clarity, control, freedom, and strategy.

If you are ready to think bigger, plan smarter, and build wealth that actually lasts, send me a message or book a call using my Calendly link and let’s make your money work harder than you do.

Sean.

Sean Cohen

Sean Cohen 🇿🇦

Offshore Investment Advisor for South Africans | Favikon’s Top 50 LI Influencers in South Africa

Them: “Order an Uber black bro”

Me: No, I’m a proud Uber Go user...

Why, Sean?

Well, actually I don’t see why not.

Half the price, same location.

I guess this is why I still drive my 2007 VW Polo.

Maybe I’m just not a car guy.

But I estimate I've saved tens of thousands over the years using Go.

Why do so many people spend 2X as much as me, yet we both get to the same destination?

Why do you think?

Worth R100 million? Owe R100 million?

It really makes ZERO difference...

EVERYTHING stays here when you die.

↳ That car? Stays.
↳ That title? Fades.
↳ Your reputation? Gone.

And eventually, your existence will be forgotten.

People will move on.
Your name will stop being said.
Even the ones who loved you most will carry on living.

𝗦𝗼 𝘄𝗵𝗮𝘁’𝘀 𝘁𝗵𝗲 𝗽𝗼𝗶𝗻𝘁 𝗼𝗳 𝗹𝗶𝗳𝗲?
↳ How you made people feel.
↳ How you protected your family.
↳ And how much you enjoyed the ride.

That’s it.

It’s not about WHAT you build.

It’s about HOW you lived whilst building it.

Live in spite of fear.
Live with purpose.
Live for you.

This is your one and only shot.

Don’t waste it.

Your excuses are 100% valid.

But sadly, life doesn’t care…

𝗜𝘁 𝘄𝗼𝗿𝗸𝘀 𝗹𝗶𝗸𝗲 𝘁𝗵𝗶𝘀…

•⁠ ⁠Can’t invest ➜ can’t retire
•⁠ ⁠No time to gym ➜ stay unhealthy
•⁠ ⁠Too tired to speak ➜ unhappy spouse
•⁠ ⁠⁠⁠Ego too big to learn ➜ life humbles you
•⁠ ⁠⁠Too busy to learn skills ➜ earn less money.

Look, your excuses may be true.

But it’s your job to win in spite of them.

Make your challenges part of your hero’s journey.

Not the reason you look back at a disappointing life.

𝗘𝘃𝗲𝗿𝘆𝗼𝗻𝗲 𝗵𝗮𝘀 𝗿𝗲𝗮𝘀𝗼𝗻𝘀.

The difference is whether you allow them to stop you.

As Alex Hormozi puts it: “You can either be right, or you can be rich.”

Most people pick Right.

Winners pick Rich.

Most people think investing buys you a future.

They’re DEAD wrong…

Investing buys you presence.
•⁠  ⁠Time
•⁠  ⁠⁠Energy
•⁠  ⁠⁠Self Confidence
•⁠  ⁠⁠Mental Freedom

All while you’re still young and healthy enough to enjoy them.

Nothing worse than looking back at a life of anxiety and regret.

Do you agree?

"Retirement" has become a myth for many.

Just take a look at these numbers...

𝗧𝗼 "𝗥𝗲𝘁𝗶𝗿𝗲" 𝗮𝘁 𝗮𝗴𝗲 𝟲𝟱, 𝗹𝗶𝗸𝗲 𝘁𝗵𝗲 𝗴𝗼𝗼𝗱 𝗼𝗹' 𝗱𝗮𝘆𝘀:
↳ Age 25: Need a 17% savings rate.
↳ Age 30: Need a 22% savings rate.
↳ Age 35: Need a 30% savings rate.
↳ Age 40: Need a 42% savings rate.
↳ Age 45: Need a 59% savings rate.

𝗙𝗶𝗴𝘂𝗿𝗲𝘀 𝘀𝗲𝗲𝗺 𝘂𝗻𝗿𝗲𝗮𝗹𝗶𝘀𝘁𝗶𝗰? 𝗛𝗲𝗿𝗲'𝘀 𝘄𝗵𝗮𝘁 𝘆𝗼𝘂 𝗻𝗲𝗲𝗱 𝘁𝗼 𝗱𝗼:

𝟭. 𝗣𝘂𝘀𝗵 𝗼𝘂𝘁 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝘁𝗼 𝟳𝟬+
↳ This achieves two objectives..
↳ (1) Extends time for your money to grow
↳ (2) Shortens your retirement years (sorry, morbid)

𝟮. 𝗖𝗿𝗲𝗮𝘁𝗲 𝗮 𝘀𝗶𝗱𝗲 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀
↳ Truth is things ARE more expensive today.
↳ Salaries have not kept up with lifestyle costs.
↳ You need to find more money. It's that simple.
↳ Living in a world where this is now pretty easy.
↳ (NB) Allows you to work part-time in retirement.

𝟯. 𝗗𝗲𝗰𝗿𝗲𝗮𝘀𝗲 𝗲𝘅𝗽𝗲𝗻𝘀𝗲𝘀
↳ Life's not fair. We need to accept this.
↳ You may need to cut back and budget.
↳ Can you downsize your lifestyle costs? 
↳ Best place to start: house, car, subscriptions.

𝗛𝗲𝗿𝗲’𝘀 𝘁𝗵𝗲 𝗸𝗲𝘆: 𝗗𝗼𝗻’𝘁 𝘁𝗿𝘆 𝗰𝗵𝗮𝘀𝗲 𝗼𝘂𝘁𝘀𝗶𝘇𝗲𝗱 𝗿𝗲𝘁𝘂𝗿𝗻𝘀.
You can't "catch up" by going after risky bets.

There’s no substitute for time in the market.

17% sounds tough now. 

But just wait till you’re in your 50s.

If you’re behind on saving, it’s NOT the end of the world.
But it does mean you need to start NOW. 

𝗜𝗻 𝘆𝗼𝘂𝗿 𝟰𝟬'𝘀/𝟱𝟬'𝘀 𝗮𝗻𝗱 𝘄𝗮𝗻𝘁 𝘁𝗼 𝗸𝗻𝗼𝘄 𝗶𝗳 𝘆𝗼𝘂 𝗵𝗮𝘃𝗲 𝗲𝗻𝗼𝘂𝗴𝗵?

DM me and let's work it out.

I have an amazing retirement planning tool for you.

𝗣.𝗦 𝗣𝗲𝗿𝗵𝗮𝗽𝘀 𝗶𝘁'𝘀 𝘁𝗶𝗺𝗲 𝘄𝗲 𝗿𝗲𝗰𝗼𝗻𝘀𝗶𝗱𝗲𝗿 𝘄𝗵𝗮𝘁 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗲𝘃𝗲𝗻 𝗺𝗲𝗮𝗻𝘀.
𝗗𝗼 𝘆𝗼𝘂 𝘄𝗮𝗻𝘁 𝘁𝗼 𝗸𝗲𝗲𝗽 𝘄𝗼𝗿𝗸𝗶𝗻𝗴 𝗶𝗻𝘁𝗼 𝘆𝗼𝘂𝗿 𝟳𝟬'𝘀?

This question haunted me for years…

Why are humans so TERRIBLE with money?

After digging through history, psychology, and behavioral science, I finally figured it out.

𝟭. 𝗠𝗼𝗻𝗲𝘆 𝗶𝘀 𝗮 𝗯𝗿𝗮𝗻𝗱 𝗻𝗲𝘄 𝗰𝗼𝗻𝗰𝗲𝗽𝘁.
↳ To our ancestors, relationships were wealth.
↳ To our ancestors, fitting in was survival.

𝟮. “𝗥𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁” 𝗶𝘀 𝗮 𝗯𝗿𝗮𝗻𝗱 𝗻𝗲𝘄 𝗰𝗼𝗻𝗰𝗲𝗽𝘁.
↳ Our ancestors didn't live long enough to plan for "old age".
↳ They worked till they died at 35 years old.

𝟯. 𝗢𝘂𝗿 𝗯𝗿𝗮𝗶𝗻𝘀 𝗮𝗿𝗲 𝘄𝗶𝗿𝗲𝗱 𝗳𝗼𝗿 𝘀𝗵𝗼𝗿𝘁-𝘁𝗲𝗿𝗺 𝗱𝗼𝗽𝗮𝗺𝗶𝗻𝗲 𝗵𝗶𝘁𝘀.
↳ Our ancestors couldn’t store food.
↳ They didn't know when the next meal would come.
↳ They had to eat NOW, or face potential starvation/thirst.

𝟰. 𝗪𝗲’𝘃𝗲 𝗻𝗲𝘃𝗲𝗿 𝗯𝗲𝗲𝗻 𝘁𝗮𝘂𝗴𝗵𝘁 𝗮𝗻𝘆 𝗯𝗲𝘁𝘁𝗲𝗿.
↳ Schools ignore it entirely.
↳ Parents aren’t equipped.

And number 4 REALLY bothers me.

We expect people to be good with money.

But we don’t teach them how.

Society pretends like money skills are common sense.

They’re not.

𝗜𝗳 𝘄𝗲 𝘄𝗮𝗻𝘁 𝘁𝗼 𝗯𝘂𝗶𝗹𝗱 𝗮 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹𝗹𝘆 𝗹𝗶𝘁𝗲𝗿𝗮𝘁𝗲 𝘀𝗼𝗰𝗶𝗲𝘁𝘆, 𝘄𝗲 𝗻𝗲𝗲𝗱 𝘁𝗼 𝘀𝘁𝗮𝗿𝘁 𝗯𝘆 𝗮𝗱𝗺𝗶𝘁𝘁𝗶𝗻𝗴 𝗼𝗻𝗲 𝘁𝗵𝗶𝗻𝗴:

Money makes no sense to our caveman brains.

And it never will unless we learn how to use it on purpose.

Everyone thinks a great investor makes great returns.

But here’s what actually makes a great investor:

𝗪𝗵𝗮𝘁 𝗽𝗲𝗼𝗽𝗹𝗲 𝘁𝗵𝗶𝗻𝗸 𝗺𝗮𝘁𝘁𝗲𝗿𝘀:
↳ Market beating returns
↳ Finding “the next big thing”
↳ Skilled at timing the market
↳ Rarely having a negative year

𝗪𝗵𝗮𝘁 𝗿𝗲𝗮𝗹𝗹𝘆 𝗺𝗮𝘁𝘁𝗲𝗿𝘀:
↳ Patience over decades
↳ Structuring for tax-efficiency
↳ Sustainable, long-term returns
↳ Not panicking when markets fall
↳ Embracing the boring part of investing

Great investing isn’t sexy.

It’s disciplined, consistent, and often… dull.

That’s the secret.

Powerful investment returns are simple to achieve.

Here’s my exact investment routine:

Just Keep Buying  
Just Keep Buying  
Just Keep Buying  
Just Keep Buying  
Just Keep Buying  
Just Keep Buying  
Just Keep Buying  
Just Keep Buying  
Just Keep Buying  
Just Keep Buying  
Just Keep Buying  
Just Keep Buying  
Just Keep Buying  
Just Keep Buying  
Just Keep Buying  
Just Keep Buying

I know, it’s complex.




𝗗𝗶𝘀𝗰𝗹𝗮𝗶𝗺𝗲𝗿: We’re talking long-term here, buying a well diversified set of high-quality assets locally and internationally. Each individual should tailor their investment approach to their time horizons, risk profile and goals. DM me for more info.

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99% of people don't understand the world they live in.

The worst part?

It only takes 30 seconds a week to change that.

My 4,820 subscribers choose to stay switched on.

Most won't.

View newsletter: The 30 Second Market Brief ⏱️

Stay informed without the time commitment. Here's this week's 30-Second Summary. Let's dive in. International Update US stocks rally, S&P 500 and Dow 

Open article: ⌛ 30 Second Market Brief (12 Jan 2026) by Sean Cohen 🇿🇦 • 1 min read

We live in a world that makes it harder to think clearly.

Here's the 3 BRUTAL ironies...

𝟭. 𝗠𝗼𝗿𝗲 𝗶𝗻𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻 𝘁𝗵𝗮𝗻 𝗲𝘃𝗲𝗿.
→ But it’s harder than ever to know what actually matters.

𝟮. 𝗠𝗼𝗿𝗲 𝗰𝗼𝗻𝗻𝗲𝗰𝘁𝗶𝗼𝗻 𝘁𝗵𝗮𝗻 𝗲𝘃𝗲𝗿.
→ But it’s harder than make deep human connections.

𝟯. 𝗠𝗼𝗿𝗲 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝘆 𝘁𝗵𝗮𝗻 𝗲𝘃𝗲𝗿.
→ But it’s harder than ever to stay focused long enough to grab it.

There’s a name for this: 

"NOISE"

And it’s wrecking your edge.

𝗧𝗵𝗮𝘁’𝘀 𝘄𝗵𝘆 𝘁𝗵𝗶𝘀 𝗻𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿 𝗲𝘅𝗶𝘀𝘁𝘀.
↳ Not to overwhelm you with more.
↳ But to cut out the 99.9% of nonsense.
↳ And give you the 0.1% that’s worth your time.

Less noise. More signal.

Stay informed without the time commitment. Here's this week's 30-Second Summary. Let's dive in. International Update Trump pushes for Greenland, marke

Open article: ⌛ 30 Second Market Brief (26 Jan 2026) by Sean Cohen 🇿🇦 • 2 min read

Stay informed without the time commitment. Here's this week's 30-Second Summary. Let's dive in. International Update Trump nominates Warsh as new FED 

Open article: ⌛ 30 Second Market Brief (2 Feb 2026) by Sean Cohen 🇿🇦 • 1 min read

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The Battle

Evan Drury, ChFC®

Sean Cohen

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The Battle

Evan Drury, ChFC®

Sean Cohen

Followers

Posts

Engagements

Likes

Performance Score.css-goub6s{font-size:var(--chakra-fontSizes-md);font-weight:500;color:var(--chakra-colors-gray-600);display:block;margin-top:var(--chakra-space-1);}Sean Cohen's LinkedIn Performance

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