Florian Lowe

Your Software Supplier

I specialize in providing expert guidance and solutions to optimize software development processes and outcomes. My role involves collaborating with clients to understand their unique business needs, designing and implementing robust software solutions, and ensuring that these systems are both scalable and secure. With a focus on enhancing efficiency and driving revenue growth, I leverage my technical expertise and industry knowledge to deliver high-quality, user-centric software that aligns with clients' strategic goals.

Software Development Consultant

Ethical Devs

We specialize in creating High Converting Websites and Mobile Apps.

- We helped a FinTech Mobile app Targeting West and Central Africa. The aim of the app is to provide affordable financial services to the population underserved by traditional banks. The most challenging aspect of this project was to develop the system in a way the respects international (E,g PCI DSS) and countries' local regulations.

- Contributed to the development and architecture of Acumen Global Payroll Calculator SAAS. This platform creates a breakdown of both employee and employer taxes of any country in the world when given gross salary.

Founder

Mindbody Webworks

We specialize in creating High Converting Websites and Mobile Apps for SMEs and Startups in the Fitness and Wellness Industry.

Recently, we architectured & developed a platform in the UK that allowed users to rent out their memberships and classes. It succeeded in getting 5,000 prelaunch users, 15,000 users 2 weeks after launch, and a 30% average monthly increase in new users.

Upwork

- Created (Both Front & Back end) an Enterprise application to enable GMO solutions to manage its bulk SMS campaigns. The app integrated their SMS provider and enabled them to send and receive SMS from the application.
- Architected and developed an API that was destined to be used by a custom trading application. The system integrated APIs from Interactive Brokers and added additional features requested by the client on top. Some of the features include Notifications when an order reaches a specific profit level, co-dependent orders (one order triggering another), etc.

Software Engineer

SEVEN®

I helped with the architecture and development of multiple ground-breaking startup platforms in various industries, from Education to Health and Fitness.
- Architected and developed curriculum.com, an educational platform in the UK. The aim of the app is to help students prepare for A-levels exams. Close to 95% of the students enrolled on the App passed the exams with A* and A grades.
Tech used: Spring boot, Kubernetes, Java

Maviance PLC

- Architected and built a platform (both Front-end and Back-end) to pay for multiple services like TV subscriptions, airtime top-ups, etc., using multiple e-payment providers.
Tech used: Spring boot and React Js.
- Architected and built a platform (both Front-end and Back-end) to pay for internet subscriptions through Facebook’s Express Wifi.

Afriland First Bank

Participated in the building of several Server-side Apps using Spring Boot.
- Architected and built the Web App (both Front-end and Back-end) for one of the bank's websites
Tech used: Spring boot and React Js.
- Architected and built the Back-end of one of their bank's online payment solutions.
Tech used: Spring boot.

Software Engineer Intern

Before becoming an agency owner, like many others... I was a freelancer.

I once worked with a kind Lady named Sofia.

She is a Small Gym Owner in Tampere, Finland.

She hired me to work on her business website.

She told me she didn't expect the total cost of the website to be so small
compared to the quality work I did for her.

After I did a little investigation into her perspective

she told me about the high price other freelancers and agencies wanted to
charge her for something inferior to what I was offering.

She introduced me to some of her colleagues in the same industry, and unsurprisingly most of them had the same experience with website development agencies and freelancers.😩

I realized then that businesses in this industry are highly overcharged for subpar work, so I decided to start my agency: Ethical Devs.

Which stands for Ethical Developers.

It reflects the very core of our values and mission. In an industry often driven by speed and innovation, we stand out by emphasizing ethical considerations when collaborating with our clients. 

Websites in nearly any industry are crucial.

✅ It's where your clients go to see your work
✅ Learn more about your values
✅ See how your story has unfolded
✅ Sell your product/service 24 hours a day
✅ But most importantly, to assess if they are a good fit for what you offer.

I believe that you shouldn't be overcharged for a fantastic website.

That will also grow your business effectively and consistently.

If you're interested in working with me, click the link below my profile picture
and schedule a call with me today. ⬆️

Numerica Finance S.A

In charge of building and managing a key account division at a thriving microfinance that is experimenting a novel approach to taking care of customers of a certain size

Key Account Manager

AliansPay

AliansPay is a fintech company operating in the 14 countries  of Western and Central Africa with a mission of using top tier technology to provide an all-in-one affordable payment solution to all companies targeting this market. 

Advising the CEO on strategy and talent sourcing

Head of Key Accounts

M&T Bank

Carry out financial analysis  on existing and prospective facilities and relationships to figure out whether they meet the bank’s profitability hurdle rates

Participate in the elaboration of the quarterly earnings call used by CFO for presentation to shareholders

Represent the pro forma team in weekly deposit and card committees

Commercial Proforma Analyst

SUNY Canton

Budget Director

•	Carried out financial statement analysis
•	Made credit analysis to access creditworthiness of customers
•	Supervised drafting and structuring of personal, commercial and industrial loans
•	Performed loan reviews and workouts to recover funds

Credit Analyst Intern

K-1 Consulting

•	Researched and produced benchmarking reports for selected customers
•	Interviewed customers and produced SWOT Reports

Benchmarking Intern

Jumia Group

During this internship, I was mainly in charge of handling bank reconciliations  for the company and authenticating suppliers’ and customers’ invoices

Finance Intern

My mission is to make the world a better place through finance which I have been doing first in the US by serving as a financial analyst at top world banks and now in Africa where I serve as a key account manager both in a microfinance institution and a fintech. 

I have a proven track record in building bridges between institutions and people in order to foster long-lasting  and profitable relationships but also analyzing  and advising entities regarding their financing and credit needs.

My core values are self improvement, dedication and hard work which I believe will be an added value to my prospective employer and help it achieve its objectives.


#finance #banking  #fintech #private equity #vc

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Florian Lowe

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