US Business Funding

US Business Funding is dedicated to empowering entrepreneurs with tailored financial strategies and expert guidance. Our offerings include working capital, business lines of credit, equipment financing, SBA loans, financing for business acquisitions, and commercial real estate loans, all designed to fuel business growth and success.

Funding Specialist

Best Prosperity Investments

Fund Manager

Easy Go Express LLC

Revision Homes

Real Estate Investor , Short Sales  , Tax Deeds & Tax Liens, Wholesale, Performing Notes and Non-Performing  Notes

Associate Partner

Bottom Line Concepts, LLC

Partner

I Help Small Business Owners to Find The Right Capital for Their Business

"The Financing Guy" Business Mentor. Making finance easy for small businesses. Guiding you to the right capital and seeing your business grow is my passion

As a professional who specializes in start-up and business finance options, 

I work with start-up companies to large and established businesses to help them attract the right capital for their business. 

My goal is to educate entrepreneurs, small business owners, franchise owners, business consultants, and professionals on how to obtain capital in today's lending environment and avoid declines.

Over the years, my partners and I have helped direct thousands of entrepreneurs and businesses in the US in obtaining access to hundreds of millions of dollars so they could start, grow and expand their businesses.

Our expertise and knowledge in the field of business finance has enabled us to assist our clients in securing financing options that are tailored to their specific needs.

If you are looking to start a business or grow an existing one, it is crucial to have a solid understanding of the financing options available to you. With my help, you can explore different financing options and make informed decisions that will benefit your business in the long run.

Whether you need guidance on securing a business loan, a line of credit, or alternative financing options, I am here to help. My experience and expertise in the field of business finance will provide you with the tools and resources you need to succeed.

I look forward to connecting with you and helping you achieve your business goals.

Specialties
♦Working Capital
♦ Business Acquisition
♦SBA loans 
♦ Small Business Lending 
♦ Small Business Lines of Credit 
♦ Cash Advances 
♦ Equipment Financing 
♦ Transportation Financing 
♦ Start-up Financing Options
♦ Business Loan Packaging 
♦ Commercial Real Estate Loans 
♦ Helping Referral Partners Like Mortgage Brokers, Business Consultants, Business Brokers, Entrepreneurs, Small Business Owners, Accountants, Attorneys and many other Professional Service Providers.

 An Active and Positive Entrepreneur, Small Business Owner, and  Note and Real Estate Investor.

At moment looking to purchase Multifamily 10-100 units nationwide if you have any please email me at george@usbizfunding.net

Judgment Recovery Specialist, 

Judgment Negotiation Specialist,

I have been involved in Real Estate Mortgage Activity. Also, I deal with other Real Estate Investors, Short Sale Negations and have been involved in other real estate transactions.

My mission is to help and change people's lives in a positive way.

George Otel

Across the board, this is the mood:

“Let’s circle back next week” has become the national survival strategy.

George Otel  / CRE Financing 

💰 "The Financing Guy" Business Mentor. Investor. AI-Driven. I help small business owners own their commercial buildings by simplifying financing, offering nationwide solutions for commercial real estate.

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Everyone’s mad about 50-year mortgages…
but they forget the last decade where real estate doubled in value.

Debt isn’t the enemy, bad timing and bad mindset are.

Understand risk, reward, and opportunity cost.

Happy December 1st
The holiday season is officially here. 

Grateful for the blessings, the people, and the opportunities this year brought. 

Let’s finish the last month strong and start the new year even stronger.

Opportunity doesn’t wait for your savings account.
Some of the best deals vanish while people are still “trying to save up.”

A real estate investor I work with used business credit + an SBA program to close a property he thought was out of reach.

That asset now pays him monthly… while others are still waiting to have the perfect down payment.

The opportunity of a lifetime won’t last a lifetimebut it will go to someone prepared.

My goal is simple:
Give every client the best financing options available in the market.

People will judge you no matter what you do.

If you play it safe and try to please everyone, they’ll still have something to say.
If you take risks and go after what you really want, they’ll still talk.

So why not do what makes you happy?

When you follow your own path, you build something real.
When you live for others, you build regret.

They’ll judge you anyway.
So give them something worth talking about.

He didn’t win the lottery.
He didn’t have millions in the bank.

He just learned one simple truth.
Wealth isn’t about having money. It’s about knowing how to use it.

When he discovered creative financing, everything changed.
He used leverage to buy a property that now pays him passive income every month.

His tenants cover the loan. He builds equity.
That’s not luck.
That’s leverage. And anyone can learn it.

If you’re ready to stop trading time for money, start learning how to make money work for you.

Follow my page for strategies that turn funding into freedom.

If I do a job in 10 minutes,
it’s because I spent 10 years learning how.

You’re paying for the years, not the minutes.

Same rule applies to a finance broker.

Right now, banks are pulling back.
Approvals are down.
Cash is tight.

Yet some business owners still get funded.
Why?
Because they have a good finance broker.

There are over 7,000 banks and lenders in the U.S.
Each has its own rules, programs, and risk appetite.

You don’t have time to figure out who’s lending today.
Your job is to run your business.

A good broker knows where money is moving.
They know who’s funding this week
and how to structure your deal so it gets approved.

In this market,
a finance broker isn’t a luxury.
It’s survival.

Good news for business owners and real estate investors.

SOFR, the rate that influences how much it costs banks to borrow overnight, just dropped sharply.

In simple terms, there is now more cash in the system, which makes it cheaper for financial institutions to access short-term funding. This usually happens when the Federal Reserve is adding extra liquidity or when investors are moving toward safer assets.

What does this mean for you?
It means borrowing could soon get cheaper.

Lower short-term rates often lead to better loan terms, more flexible lending, and easier access to capital for businesses and real estate investors.

If you have been waiting for the right time to expand, refinance, or buy property, keep a close eye on this trend.

Liquidity is coming back into the market, and that is a signal of opportunity.

If you have a real estate deal and want updated loan pricing or options, my team and I are always available to help.

#businessfunding #realestateinvesting #smallbusiness #finance #entrepreneurship #commercialrealestate #funding

Trump just announced a $2,000 “Tariff Dividend”… but it might not be a check.

He says it’s funded by tariffs, not printed money and could come as a rebate, tax cut, or direct payment.

If that happens, over $400 billion could flood into the economy… fast.

That means short-term spending might jump, but so could inflation and interest rates.

Smart business owners and investors are already paying attention.

#TrumpDividend #Stimulus2025 #BusinessFinance #EconomicUpdate

36.8% more sellers than buyers in October.
That’s not just a big number it’s the largest seller-surplus Redfin has recorded since 2013.

(528,000 more sellers than buyers overall.) 

Translation:
•  Buyers finally have leverage
•  Sellers are facing real competition
•  The “lock-in effect” is cracking

If you’ve been waiting on the sidelines to buy, the data says your moment is here.

If you’re thinking of selling in 2025, now’s the time to start preparing because this gap likely won’t last forever.

What’s your take turning point or head fake?

Senate passes 60–40 vote to reopen the government after a 40-day shutdown.

In finance, every day is a crazy day.
If it’s not crazy, it’s not normal something’s off.
Welcome to 2025.

OpenAI just made everyone’s job easier.

They released Prompt Packs designed specifically for your role:

IT
Sales
Product
Managers
Marketing
Engineers
Executives
Customer Success

Clear prompts. Ready to deploy. Built for real work.

If you’re not using AI yet, this is the simplest way to start getting 10× more done in less time.

graphical user interface, application, PowerPoint

Are there any lenders offering a second lien on a 1–4 unit investment property?

I’m checking options for a client.
If you can do this, comment or send me a message. 

Thank you in advance.

Friendly reminder…

If your commercial real estate deal isn’t set to close by December 20, there’s a good chance it won’t close in 2025.

Here’s why:

Banks slow down.
Underwriters take time off.
Title companies run short staff.
Year-end files get priority.
New deals get pushed into January.

And once you roll into January?

Everything takes longer.
Your deal gets stuck behind everyone who waited too long.

What people don’t see is how fast the industry slows down.

Underwriting, appraisal, compliance, title everything moves differently this time of year.

Knowing these patterns helps you avoid unnecessary delays.

A 36-hour Thanksgiving flight delay definitely wasn’t part of the plan but we still made it back to Chicago. 

Sometimes the journey tests you, but you keep moving forward.

Moments like these are a reminder that patience matters. 

Stay steady, stay positive, and great things will always find their way to you.

The worst deal Chicago ever made.
36,000 parking meters sold for $1.15B… now generating $200M per year for private investors.

They already made their money back and there are still 58 years left on the contract.

Wild.

What do you think? Was this the biggest L in city history?

Trucking companies and logistics operators… serious question.

Thanksgiving should be peak season. Rates, demand, volume all should be up.

But this year? 
The market is weak.

If peak season is underperforming, what happens in January when freight naturally slows down?

Curious to hear what you’re seeing in your lanes, pricing, and volume.

Our equipment department is seeing the same trend in this chart.

Almost two-thirds of heavy-truck applications have gone silent.
Buyers just aren’t motivated in this weak market.

And from the files that do move forward, nearly half get declined 
mostly credit or company-performance issues.

It’s a tough environment.
Lenders have very little appetite for anything that isn’t a strong file

Black Pearl Publications, LLC

Responsible for leading and managing the grant and proposal development process from initiation to submission as well as working closely with cross-functional teams and stakeholders to ensure high-quality submittals. Familiar with industry standards, regulations, and trends essential to the development of technically accurate and compliant submittals.

Excellent writing and editing skills essential for creating compelling, persuasive, and concise grant/proposal content that clearly communicates the value proposition, differentiators, and technical capabilities of the submitting firm, agency, or municipality.

Seasoned ability to identify relevant funding opportunities from various sources, including government agencies, foundations, and other funding organizations that match the infrastructure need of the client. Able to conduct research on relevant data, statistics, and information related to the infrastructure project being proposed in order to develop a persuasive case for funding.

Civil Engineering Proposal & Grant Generalist

AG3 Group, LLC

Primary responsibilities include the responsible oversight of a marketing dept. comprised of proposal coordinators and graphic designers charged with developing marketing initiatives for the firm with the primary objective to position AG3's engineering and construction services to target markets within the federal and municipal sectors; to amplify visual identities; develop/align digital media and communications; manage and coordinate RFQ, SOQ and LOI proposal submittals; collaborate with other internal departments to ensure brand consistency throughout the organization; and the creation and execution of impactful and compelling print & digital marketing collateral.

Director of Marketing & Communications

Unintech Consulting Engineers, Inc.

Primary responsibilities included the responsible oversight of a marketing dept. charged with developing marketing initiatives for the firm with the primary objective to position Unintech's engineering services to target markets within the federal, municipal and private sectors; also to amplify visual identities, develop/align digital media and communications and to manage and coordinate RFQ, SOQ and LOI proposal submittals. Responsibilities also included the creation and execution of impactful and compelling print & digital marketing collateral.

Marketing Director

Active Canopy, Inc.

Active Canopy Inc., a leading information security services firm, is a managed Cybersecurity as a Service (CyaaS)™platform designed to provide businesses with expert cybersecurity analytic support and active defense against a full spectrum of advanced cyber threats. 

Active Canopy can help manage networks and prevent data losses across a range of enterprise network and cloud environments and endpoints that include servers, workstations, gateways, exchange servers and storage devices by providing: 

•	Flexible packaging of cyber security services to meet customers unique requirements 
•	A secure cloud you can trust 
•	The latest cyber threat intelligence that includes both open and closed sources of data 
•	Network, endpoint and log forensic collection and analysis 
•	Big Data – data science approach to finding bad behavior security events

Business Development & Marketing

Vickrey & Associates, Inc.

Responsible for the business development, marketing and digital media activities of the firm.

Managing strategic pursuits of civil infrastructure design, construction, and program management projects with an emphasis on land development/planning, transportation and water/wastewater infrastructure. Clients include local and state governments and agencies; private, retail and commercial developers; single-family and multi-family developers; the residential, multi-family, and commercial real estate community; healthcare and higher-ed institutions.

Also providing turnkey proposal management, development, marketing and strategic sales services. Services include proposal management, strategy and solution development; graphic and process design; sales and technical writing; marketing collateral design and development; and strategic account management and facilitation.

Marketing & Business Development Specialist

San Antonio HC+B Magazine

San Antonio HC+B Magazine was created to serve as a vehicle for the healthcare and bioscience industry to share their medical breakthroughs, research, products & services, and construction projects; and for profiling some of the industry’s most respected individuals and their businesses through the timeless medium of magazine print as well as through cutting-edge technology via digital issues, LinkedIn, Twitter, and Facebook.

Publisher/Editor

Bury + Partners

Business Development Coordinator

CP&Y, Inc. - A full service civil infrastructure company

Backed by a 30 year history of operating as an innovative & progressive, full-service engineering consulting firm and by a team of engineering experts each individually selected for their demonstrated and proven abilities, CP&Y is uniquely positioned to serve as knowledgeable purveyors of sound engineering services and as extraordinary leaders in the ever evolving built environment.

Marketing Coordinator

Melba Romero brings over 20 years of experience in publishing, technical proposal management, graphic design, and grant activity coordination specific to civil engineering disciplines such as transportation, water resources,  aviation engineering and construction phase services.  

She has significant experience in leading and managing the grant and proposal development process from initiation to submission (on the engineering side), working closely with cross-functional teams and stakeholders to ensure high-quality and compelling submittals. She is familiar with industry standards, regulations, and trends essential to the development of technically accurate and compliant submittals.

She further maintains excellent writing and editing skills essential for creating compelling, persuasive, and concise grant/proposal content that clearly communicates the value proposition, differentiators, and technical capabilities of the submitting firm, agency, or municipality.

As a certified TX CDBG grant writer, Melba is familiar with the grant writing process, including researching funding opportunities, understanding grant guidelines and requirements, developing compelling proposals, document coordination/organization, coordination with the various stakeholders, and submitting grant applications including the TWDB On-Line Application (OLA) portal and the Tx CDBG TDA-Go portal. 

Because of her deep-well of civil engineering knowledge and ability to apply critical-thinking, she is also able to identify relevant funding opportunities from various sources, including government agencies, foundations, and other funding organizations that match the infrastructure need of the client. She is further able to conduct research on relevant data, statistics, and information related to the infrastructure project being proposed in order to develop a compelling case for funding.

Proposal Specialist activities include: coordination, specialty/technical writing, graphic design, graphic exhibit design, proposal aesthetics, and proposal pursuit strategic planning.  

Service specialties include:  civil engineering, construction, federal, transportation, aviation, k-12, higher-ed, commercial, industrial, residential, multi-family, real estate, healthcare, roadway, water/wastewater, landscape architecture, and land development.

Melba is also the creater/owner/publisher of New Braunfels Lifestyle Magazine.  www.nblifestylemagazine.com

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The Battle

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Performance Score.css-goub6s{font-size:var(--chakra-fontSizes-md);font-weight:500;color:var(--chakra-colors-gray-600);display:block;margin-top:var(--chakra-space-1);}George Otel's LinkedIn Performance

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