US Business Funding

US Business Funding is dedicated to empowering entrepreneurs with tailored financial strategies and expert guidance. Our offerings include working capital, business lines of credit, equipment financing, SBA loans, financing for business acquisitions, and commercial real estate loans, all designed to fuel business growth and success.

Funding Specialist

Best Prosperity Investments

Fund Manager

Easy Go Express LLC

Revision Homes

Real Estate Investor , Short Sales  , Tax Deeds & Tax Liens, Wholesale, Performing Notes and Non-Performing  Notes

Associate Partner

Bottom Line Concepts, LLC

Partner

I Help Small Business Owners to Find The Right Capital for Their Business

"The Financing Guy" Business Mentor. Making finance easy for small businesses. Guiding you to the right capital and seeing your business grow is my passion

As a professional who specializes in start-up and business finance options, 

I work with start-up companies to large and established businesses to help them attract the right capital for their business. 

My goal is to educate entrepreneurs, small business owners, franchise owners, business consultants, and professionals on how to obtain capital in today's lending environment and avoid declines.

Over the years, my partners and I have helped direct thousands of entrepreneurs and businesses in the US in obtaining access to hundreds of millions of dollars so they could start, grow and expand their businesses.

Our expertise and knowledge in the field of business finance has enabled us to assist our clients in securing financing options that are tailored to their specific needs.

If you are looking to start a business or grow an existing one, it is crucial to have a solid understanding of the financing options available to you. With my help, you can explore different financing options and make informed decisions that will benefit your business in the long run.

Whether you need guidance on securing a business loan, a line of credit, or alternative financing options, I am here to help. My experience and expertise in the field of business finance will provide you with the tools and resources you need to succeed.

I look forward to connecting with you and helping you achieve your business goals.

Specialties
♦Working Capital
♦ Business Acquisition
♦SBA loans 
♦ Small Business Lending 
♦ Small Business Lines of Credit 
♦ Cash Advances 
♦ Equipment Financing 
♦ Transportation Financing 
♦ Start-up Financing Options
♦ Business Loan Packaging 
♦ Commercial Real Estate Loans 
♦ Helping Referral Partners Like Mortgage Brokers, Business Consultants, Business Brokers, Entrepreneurs, Small Business Owners, Accountants, Attorneys and many other Professional Service Providers.

 An Active and Positive Entrepreneur, Small Business Owner, and  Note and Real Estate Investor.

At moment looking to purchase Multifamily 10-100 units nationwide if you have any please email me at george@usbizfunding.net

Judgment Recovery Specialist, 

Judgment Negotiation Specialist,

I have been involved in Real Estate Mortgage Activity. Also, I deal with other Real Estate Investors, Short Sale Negations and have been involved in other real estate transactions.

My mission is to help and change people's lives in a positive way.

George Otel

Across the board, this is the mood:

“Let’s circle back next week” has become the national survival strategy.

George Otel  / CRE Financing 

💰 "The Financing Guy" Business Mentor. Investor. AI-Driven. I help small business owners own their commercial buildings by simplifying financing, offering nationwide solutions for commercial real estate.

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Everyone’s mad about 50-year mortgages…
but they forget the last decade where real estate doubled in value.

Debt isn’t the enemy, bad timing and bad mindset are.

Understand risk, reward, and opportunity cost.

Happy December 1st
The holiday season is officially here. 

Grateful for the blessings, the people, and the opportunities this year brought. 

Let’s finish the last month strong and start the new year even stronger.

Opportunity doesn’t wait for your savings account.
Some of the best deals vanish while people are still “trying to save up.”

A real estate investor I work with used business credit + an SBA program to close a property he thought was out of reach.

That asset now pays him monthly… while others are still waiting to have the perfect down payment.

The opportunity of a lifetime won’t last a lifetimebut it will go to someone prepared.

My goal is simple:
Give every client the best financing options available in the market.

People will judge you no matter what you do.

If you play it safe and try to please everyone, they’ll still have something to say.
If you take risks and go after what you really want, they’ll still talk.

So why not do what makes you happy?

When you follow your own path, you build something real.
When you live for others, you build regret.

They’ll judge you anyway.
So give them something worth talking about.

He didn’t win the lottery.
He didn’t have millions in the bank.

He just learned one simple truth.
Wealth isn’t about having money. It’s about knowing how to use it.

When he discovered creative financing, everything changed.
He used leverage to buy a property that now pays him passive income every month.

His tenants cover the loan. He builds equity.
That’s not luck.
That’s leverage. And anyone can learn it.

If you’re ready to stop trading time for money, start learning how to make money work for you.

Follow my page for strategies that turn funding into freedom.

If I do a job in 10 minutes,
it’s because I spent 10 years learning how.

You’re paying for the years, not the minutes.

Same rule applies to a finance broker.

Right now, banks are pulling back.
Approvals are down.
Cash is tight.

Yet some business owners still get funded.
Why?
Because they have a good finance broker.

There are over 7,000 banks and lenders in the U.S.
Each has its own rules, programs, and risk appetite.

You don’t have time to figure out who’s lending today.
Your job is to run your business.

A good broker knows where money is moving.
They know who’s funding this week
and how to structure your deal so it gets approved.

In this market,
a finance broker isn’t a luxury.
It’s survival.

Good news for business owners and real estate investors.

SOFR, the rate that influences how much it costs banks to borrow overnight, just dropped sharply.

In simple terms, there is now more cash in the system, which makes it cheaper for financial institutions to access short-term funding. This usually happens when the Federal Reserve is adding extra liquidity or when investors are moving toward safer assets.

What does this mean for you?
It means borrowing could soon get cheaper.

Lower short-term rates often lead to better loan terms, more flexible lending, and easier access to capital for businesses and real estate investors.

If you have been waiting for the right time to expand, refinance, or buy property, keep a close eye on this trend.

Liquidity is coming back into the market, and that is a signal of opportunity.

If you have a real estate deal and want updated loan pricing or options, my team and I are always available to help.

#businessfunding #realestateinvesting #smallbusiness #finance #entrepreneurship #commercialrealestate #funding

Trump just announced a $2,000 “Tariff Dividend”… but it might not be a check.

He says it’s funded by tariffs, not printed money and could come as a rebate, tax cut, or direct payment.

If that happens, over $400 billion could flood into the economy… fast.

That means short-term spending might jump, but so could inflation and interest rates.

Smart business owners and investors are already paying attention.

#TrumpDividend #Stimulus2025 #BusinessFinance #EconomicUpdate

36.8% more sellers than buyers in October.
That’s not just a big number it’s the largest seller-surplus Redfin has recorded since 2013.

(528,000 more sellers than buyers overall.) 

Translation:
•  Buyers finally have leverage
•  Sellers are facing real competition
•  The “lock-in effect” is cracking

If you’ve been waiting on the sidelines to buy, the data says your moment is here.

If you’re thinking of selling in 2025, now’s the time to start preparing because this gap likely won’t last forever.

What’s your take turning point or head fake?

Senate passes 60–40 vote to reopen the government after a 40-day shutdown.

In finance, every day is a crazy day.
If it’s not crazy, it’s not normal something’s off.
Welcome to 2025.

OpenAI just made everyone’s job easier.

They released Prompt Packs designed specifically for your role:

IT
Sales
Product
Managers
Marketing
Engineers
Executives
Customer Success

Clear prompts. Ready to deploy. Built for real work.

If you’re not using AI yet, this is the simplest way to start getting 10× more done in less time.

graphical user interface, application, PowerPoint

Are there any lenders offering a second lien on a 1–4 unit investment property?

I’m checking options for a client.
If you can do this, comment or send me a message. 

Thank you in advance.

Friendly reminder…

If your commercial real estate deal isn’t set to close by December 20, there’s a good chance it won’t close in 2025.

Here’s why:

Banks slow down.
Underwriters take time off.
Title companies run short staff.
Year-end files get priority.
New deals get pushed into January.

And once you roll into January?

Everything takes longer.
Your deal gets stuck behind everyone who waited too long.

What people don’t see is how fast the industry slows down.

Underwriting, appraisal, compliance, title everything moves differently this time of year.

Knowing these patterns helps you avoid unnecessary delays.

A 36-hour Thanksgiving flight delay definitely wasn’t part of the plan but we still made it back to Chicago. 

Sometimes the journey tests you, but you keep moving forward.

Moments like these are a reminder that patience matters. 

Stay steady, stay positive, and great things will always find their way to you.

The worst deal Chicago ever made.
36,000 parking meters sold for $1.15B… now generating $200M per year for private investors.

They already made their money back and there are still 58 years left on the contract.

Wild.

What do you think? Was this the biggest L in city history?

Trucking companies and logistics operators… serious question.

Thanksgiving should be peak season. Rates, demand, volume all should be up.

But this year? 
The market is weak.

If peak season is underperforming, what happens in January when freight naturally slows down?

Curious to hear what you’re seeing in your lanes, pricing, and volume.

Our equipment department is seeing the same trend in this chart.

Almost two-thirds of heavy-truck applications have gone silent.
Buyers just aren’t motivated in this weak market.

And from the files that do move forward, nearly half get declined 
mostly credit or company-performance issues.

It’s a tough environment.
Lenders have very little appetite for anything that isn’t a strong file

Fireart Studio

Chief Executive Officer, Partner

Fireart is a design and engineering studio working with clients like Google, Atlassian, Rolls Royce, Pipedrive, Bolt, and many more big tech brands and startups from YC and Techstars.

I lead strategy which means I get to wear many hats while supporting our cross-functional teams:

- Support strategy, design, and branding teams with direct client contact and execution help.
- Help the sales and success teams with pre-sales, pitch decks, execution strategy and customer support.
- Work directly with the CMO and Head of Marketing to define strategy and manage budget.
- Support the HR team by directly helping our Head of People do our best to ensure our employees are happy (high retention rate, 4.8 on Glassdoor and certified “Great place to work”).
- Part of the management board working closely with the CEO on decision.making about the company’s culture, strategy and growth.

If you need help outsourcing design/engineering efforts, DM me to see if we can help!

Chief Strategy Officer (CSO), Partner

1. Have grown a product design team of 8 to 35 people.
2. Together, within a team, we defined our culture and values. 
3. Established the company's design process.
4. Integrated such additional services as workshops, design audits, branding, and brand strategy.
5. As a part of the managing board, I contributed to the revenue growth. (1.2x-1.7x each year).
6. Increase the success rate of the projects. (there is only 1% of projects that hadn’t been delivered)
7. Took part in building the PM department. (from 1 to 5 team members)
8. I was the hiring manager for the design, project management, and branding departments.
9. I don't afraid to roll-up my sleeves. It was never a problem to take Figma and support my folks with a design or take care of the project management side of the project.

Head Of Design, Partner

- Project facilitation
- Art Direction
- Usability consultant
- Running in-house EDU-workshops
- Established design processes
- Author of in-house design guidelines

Lead Designer

Senior Product Designer

Resset Clo.

Tried to build an activewear brand but realized manufacturing clothing at small scale is very challenging and expensive.

Founder

Creabl

Co-Founder, CPO

Projector Institute

Lecturer/Mentor

CSSDA

Judge

Freelance

UI/UX Designer | Art Director

Big Drop Inc

- Mentoring less experienced product designers.
- Responsible for designing web solutions for finance, insurance, law firms in New York which are successfully launched.
- Maintaining a positive relationship with customers and project stakeholders

Senior UI/UX Designer

Zajno

Specialized in Interface and Experience Design.
- Lead design projects. 
- Autonomous. I took full ownership of my work, and took responsibility for every last detail, every step of the way. 
- Rapidly produced concepts and prototypes.

Product Designer

I am currently in charge of overseeing company growth and nurturing a healthy culture at Fireart Studio. I started my journey here with a team of 15, and we have now grown to a team of 100 incredible creatives.

Fireart Studio is your strategy, design, and development partner. Recognized as one of the top agencies by Clutch, Dribbble, and DesignRush. We have worked with Rolls Royce, Google, Atlassian, Swisscom, FreeNow, Bolt, and many more...

Apart from Fireart, I have a deep passion for startups, design, product management, and early-stage company building.

Co-Founded Creabl. All-in-one customer engagement solution for SMBs.

Co-host of the Product Leaders Podcast. Available on Spotify and Apple Podcast.

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George Otel

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