eXp Realty

After 26 years in the industry, personally managing hundreds of agents, I now use the skills I learned to continue to coach, mentor and assist agents in the development of their career in real estate.

Real Estate Broker Associate

Personal LLC's

What started as a plan to acquire several rental homes to secure retirement turned into a niche to which I may have had a hidden skill.  Over the years I have bought and held rental properties, remodeled and flipped many homes, physically moved several homes from one location to the other to remodel and flip.  These activities helped me gain the knowledge to be a great resource to other investors and to those desiring to step into that field.

Real Estate Investor

eXp Realty, LLC

Provided all the duties and handled the responsibilities of a brokerage.  However, was the pioneer in introducing eXp Realty to South Carolina.  As the first agent in the state of South Carolina, I was challenged to introduce a new business model to the real estate industry.   During my tenure as Broker In Charge for the state I improved my skills in agent attraction and agent support which established me as the "go to guy" for those that wanted to learn more about building a strong career in the real estate industry.  At the time of my departure of the Broker In Charge position I was overseeing 350 agents.  

Awarded the First "Spirit of Ownership" award.   The inscription reads "For exemplifying the spirit of ownership through your dedication to your fellow agent-owners".

eXp Realty South Carolina State Broker 

Golden Stirp Property Management - GSPM, LLC

Founded GSPM to assist property owners with professional services in managing their homes.  Main focus was residential property management, however, also managed an HOA.  Managed 85 properties in  the upstate of South Carolina.

Property Management

Golden Strip Real Estate, Inc.

Founder and Broker In Charge of Golden Strip Real Estate, Inc.  Handled all the necessary duties of running a brokerage to include the managing and supervising agents, reviewing all transactions for compliance, giving support, coaching and mentorship to agents and staff.   Providing outstanding service to clients and customers. During this same period of time I founded and managed GSPM (Golden Strip Property Management). 

Moved to eXp Realty because of the outstanding residual income offered.

Broker In Charge

Waffle House

Successfully managed 9 twenty four hour restaurants, leading over 250 associates.   Enjoyed the many interactions of people on both sides of the counter.

Division Manager

United States Air Force

Electronic Counter Measures

Passionate About Every Aspect of Real Estate

With 27 years in real estate, I’ve been deeply involved in nearly every part of the industry, including:

Buying, Selling & Flipping
Remodeling & Building
Investing & Property Management
Team Building & Mentoring
Brokerage & Coaching

Through these roles, I’ve developed a residual income that’s built to last, a legacy in the making. My journey has shown me that real estate isn’t just about properties—it’s about people.

My Core Beliefs:

Invest in people, not just in business.
Everyone has untapped potential; it’s my mission to help them grow.
There’s always more to learn, and I’m here for it.
Throughout my career, I’ve held leadership roles that focus on developing others. There’s nothing more rewarding than helping someone achieve their goals and seeing them thrive.

Personal Mission: To assist others to develop themselves spirituality, financially and emotionally.

How can I support your journey?

Jim Girard

Gallagher Bassett Insurance Services

Sr. Resolution Manager

AmTrust Financial Services, Inc.

Sr. Liability Claims Adjuster

York Risk

•	Evaluate insurance coverage based on claim report, the insurance policy, endorsements, applicable statutes and case law to determine if a claim can be accepted as within coverage.
•	Partner with Defense counsel to bring litigated matter to an amicable resolution or prepare for trial.
•	Monitor for red flags indicative of potential Insurance Fraud and implement special procedures if fraud is suspected.
•	Establish and maintain relationships with Risk managers, Client, insureds as well as internal customers.
•	Comply with all statutory and regulatory requirements in all applicable jurisdictions.
•	Interview, telephone, and/or correspond with claimant and witnesses; medical personnel and attorney.
•	Obtain and review police reports, medical records, appraisals and repair estimates to aid in my evaluation of injuries and property damage.  
•	Adhere to “Best Practices” as established by the company.
•	Establish and Revise case reserves based on developments in the course of adjusting the claim.
•	Settle claims within assigned levels of authority. 
•	Effectuate prompt payment to claimants and service providers
•	Select and manage experts.
•	Provide claim-specific guidance and direction to property and material damage adjusters, appraisers, and independent adjusters.
•	Share my experience and expertise with co-workers as a seasoned adjuster.

Senior Liability Claims Specialist

Harleysville Insurance

•	Evaluate insurance coverage based on claim report, the insurance policy, applicable statutes and case law to determine if a claim can be accepted as within coverage.
•	Identify key issues and investigation required.
•	Monitor for red flags indicative of potential Insurance Fraud and implement special procedures if fraud is suspected.
•	Comply with all statutory and regulatory requirements in all applicable jurisdictions.
•	Interview, telephone, and/or correspond with claimant and witnesses; medical personnel and attorney.
•	Obtain and review police reports, medical records, appraisals and repair estimates to aid in my evaluation of injuries and property damage.  
•	Adhere to “Best Practices” as established by the company.
•	Establish and Revise case reserves based on developments in the course of adjusting the claim.
•	Settle claims within assigned levels of authority. 
•	Effectuate prompt payment to claimants and service providers
•	Select and manage experts.
•	Provide claim-specific guidance and direction to property and material damage adjusters, appraisers, and independent adjusters.
•	Share my experience and expertise with co-workers as a seasoned adjuster.

Sr. Claims Specialist

Selective Insurance Company

Delivered superior customer service and satisfaction through effective interactions with insureds, agents and legal counsel.
Contributed to a collaborative environment by consistently demonstrating teamwork, high motivation, positive behavior and effort to achieve goals and objectives.
Provided accurate and timely expense and loss assessments on all assigned claims.
Made decisions regarding payment amounts and claim settlements.
Appropriately communicated with internal and external customers relative to account trends, service issues and claim losses.
Consistently demonstrated fundamentally sound claim handling by achieving compliance in the areas of investigation, coverage, loss assessment, and case management.
Ensured the establishment, documentation, and execution of appropriate strategies to bring early resolution to assigned claims.
Recognized and properly addressed coverage issues, potential fraud, and subrogation; follow guidelines relative to completion of reporting forms.
Kept all files on a current diary system in order to timely monitor new developments, follow up on outstanding requests, update management, and respond to all other diary activities.

Litigation Technical Specialist

United National Insurance Company

Examined a variety of General Liability Claim both litigated and non-litigated
Handled Claims Nationwide
New York Labor Law Claims handled

Senior Claims Examiner

Utica National Insurance Group

Handled multi-line Litigated and non-Litigated claims from  intake through conclusion.
Specialized in Commercial Auto, General Liability and School District Legal Liability Claims.
As an experienced and seasoned Claims and Customer Service professional I assisted in Coaching younger less experience professionals in these arenas.

Sr Claims specialist

Chubb

Examined a variety of litigated claims which were generated through a special account which wrote non-traditional commercial policies
Most of the accounts carried a large deductible or had a Self Insured Retention (SIR)
Cases ranged in severity from soft tissue to wrongful death claims

General Liability Claims Examiner

Aetna, a CVS Health Company

Organized, evaluated and approved of litigated claims under automobile, homeowners and general liability policies 
Evaluated claims in relation to all provisions and exclusions of the insurance contract 
Worked with policyholders, claimants and attorneys to evaluate and decide upon claim settlements of small to large exposures for personal injury and some property damage claims

Liability Claims Representative

Hanover Insurance Company

Provided team leadership, direction and supervision for claims adjusters and support staff
Recruited, interviewed and hired staff
Wrote and administered performance reviews and recommended salary and bonus increases for staff
Developed and facilitated training for first and third party claims adjusters
Participated in Toastmasters and utilized my public speaking skills to speak to High School Student and Senior Citizen Groups about insurance issues.

Property Damage Claims Supervisor

An Experienced Property and Casualty Claims Professional seeking a challenging opportunity to utilize my Extensive and Superior Claims Management, Customer Service, Mentoring, Negotiation and Interpersonal skills

Specialties: customer service,  directing,  documentation,  forms,  insurance,  legal,  performance analysis,  policy analysis,  reports,  settlements,  sound,  supervisory skills,  teamwork,

taplio

The Battle

Jim Girard

Jenise Robinson

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