CrediLinq.Ai 

We believe that every business should have hassle-free and fair access to capital that enables them to meet their growth aspirations. That is why we are disrupting credit underwriting and designing technology solutions to power business growth for small and medium enterprises (SMEs). 

As a fintech company, we are building a credit lending platform powered by our proprietary artificial- intelligence (AI) and machine learning algorithms. Our goal is to create a more inclusive, accessible, digital-first and frictionless customer journey where every business can get quicker access to growth capital.

We didn’t want to reconstruct or digitize the credit underwriting process. We wanted to reimagine it, and now we have revolutionized it.

We are also redefining private credit as an asset class. Our platform creates transparency for investors like Impact Funds, Institutional Investors, and Family Offices. 

Our technology allows us to mitigate threats and analyze risk factors way ahead of the traditional financing system. In turn, our data insights and reporting will give investors the needed transparency and peace of mind.

Partner and Chief Investment Officer

FXPRIMUS

Head of Investment Research

Boutique Hedge Fund

Senior Investment Associate - Multi strategy

Bank of America Merrill Lynch

Head of South-East Asia banking and markets business controls - Vice President

Business manager - South-East Asia corporate and investment banking 

APAC liquidity management and payments / Treasury management 

Estonian Ministry of Forgein Affairs

I this voluntary role I was involved in consular activities, promoting collaboration between ASEAN countries and the Republic of Estonia . Also, I was responsible for orchestrating events and meetings for delegates and representing the interests of Estonian citizens in Singapore and South-East Asia

Assistant Honorary Consul of Estonia

I am an entrepreneurial and creative problem solver with a can-do attitude. A natural communicator, culturally aware professional, and public speaker with a wealth of experience on TV and other forms of media. I speak and mentor on leadership, career and talent management, as well as financial markets.  

I've been described as adaptable, tenacious and resilient self-starter, and I enjoy work in high-pressure, dynamic environments. I consider myself pragmatic, people centric and result-driven. 

I have more than a decade of experience in financial services industry, having worked for a top-tier investment bank, hedge fund and a regional brokerage house. I am currently a senior executive (CIO and a Board Member) of a financial technology company, responsible for revenue generation, scaling the business, capital raising, and managing a portfolio of stakeholders. 

Professional conduct and impeccable work ethic are always my priorities.

Key competencies:

- Public speaking, Communication and Negotiation;
- Relationship Management;
- Critical Thinking and Strategic Analysis;
- Portfolio and Investment Management with a proven track record;
- Investment and risk management strategies across different asset classes;
- Financial analysis and modelling skills;
- Extreme resiliency and adaptability in high-pressure situations;
- Keen Attention to Detail while maintaining Big Picture focus.

Kaia R. Parv, CFA

I stopped using LinkedIn for months because I felt every second post was AI generated and 95% of my InMails were an attempt to sell me something. 

After logging in this time, I realise not much has changed. But nevertheless, I'll give it another go. Mainly because LinkedIn has given me over the recent years an amazing network and opportunities. 

Just need less AI bots generating content... 

Press like if you're human 😁

Leadership, Financial Markets & Money | Management Consultant | Angel Investor | Public Speaker | Helping People Navigate the Corporate World & Financial Decisions

CrediLinq is a technology infrastructure company that is enabling B2B platforms to offer embedded finance to their customers.

B2B PayLater for Buyers and GMV Financing for Sellers is a huge opportunity to both improve conversion, increase average order volumes and dramatically reduce operational burden. The future of B2B payments and purchasing will very much look like the current consumer level experience - we at CrediLinq.Ai are accelerating that change. 

We believe that every business should have hassle-free and fair access to capital that enables them to meet their growth aspirations. That is why we are disrupting credit underwriting and designing technology solutions to power business growth for small and medium enterprises (SMEs). 

As a fintech company, we are building a credit lending platform powered by our proprietary artificial- intelligence (AI) and machine learning algorithms. Our goal is to create a more inclusive, accessible, digital-first and frictionless customer journey where every business can get quicker access to growth capital.

We didn’t want to reconstruct or digitize the credit underwriting process. We wanted to reimagine it, and now we have revolutionized it.

We are also redefining private credit as an asset class. Our platform creates transparency for investors like Impact Funds, Institutional Investors, and Family Offices. 

Our technology allows us to mitigate threats and analyze risk factors way ahead of the traditional financing system. In turn, our data insights and reporting will give investors the needed transparency and peace of mind.

Product Owner

Shaiyaa by Adiah Trends

Shaiyaa is a distinguished boutique home decor e-commerce brand based in Jaipur, Rajasthan, India, proudly founded and managed by a dynamic team of women entrepreneurs. Over the past three years, Shaiyaa has successfully expanded its footprint across India, Singapore, and Australia, earning recognition for its unwavering commitment to quality, craftsmanship, and authenticity.

Our curated product range includes:

 - Bedsheets
 - Quilts
 - Dohars
 - Curtains
 - Table Runners and Mats
 - Coasters
 - Custom-made accessories such as bags and pouches

Each item is meticulously handpicked, verified for detailed workmanship, and crafted with customer personalization at its core. Rooted in Jaipur’s rich heritage and renowned traditional artistry, our designs feature 100% premium cotton fabrics that ensure exceptional durability, with product longevity exceeding three years.

With an impressive track record—over 24,000 products delivered and a 100% customer satisfaction rate (just one exchange to date)—Shaiyaa stands as a testament to sustainable quality and consumer trust, embodying the spirit of the Shop Local movement.

My Involvement:

 - Amplifying brand and product visibility in key markets
 - Driving an active and engaging digital presence
 - Establishing Shaiyaa’s presence across diverse e-commerce platforms

Supporting Shaiyaa allows me to contribute to the growth of a women-led business while promoting artisanal excellence and local heritage on a global stage.

Business Consultant

TransformHub

Product Manager

Netlink Software Group America Inc

Agile Transformation Lead | Rainforest Alliance

Spearheaded the end-to-end implementation of a large-scale Lean Agile framework, directing a blended cross-functional team of 35+ (internal and client-side) to unify and optimize the supply chain product ecosystem.

Orchestrated the Agile transformation from the ground up, consolidating 32 distinct supply chain products into a single, integrated platform servicing 16 unique user personas.

Drove all phases of Agile delivery, including daily standups, sprint planning, backlog refinement, user story definition, and retrospectives—establishing sustainable, high-performing Agile rituals and continuous improvement culture.

Designed and documented holistic workflows and business processes over a 6-month period, mapping out cross-team requirements and clarifying complex interdependencies for accelerated collaboration.

Facilitated interactive sprint demos and release planning sessions with stakeholders, leveraging Agile tools such as Scrum Poker to enhance team engagement and accountability for action items.

Produced mid-to-high fidelity wireframes, mind maps, and swim lane diagrams to visualize process flows, ensuring scope clarity across business and technology teams.

Maintained a forward-looking development model with N+2 sprint readiness, significantly improving delivery predictability and reducing bottlenecks.

Led 4+ internal training initiatives for Business Analysts, including a high-impact Scrum Fundamentals certification workshop with 100% pass rate (18/18 participants) in a single day.

Sr. Business Analyst

Ranosys Technologies Pte. Ltd.

Accomplished Business Analyst & Product Owner | Requirements Gathering | Business Process Modeling | Data Visualization | Agile Project Management

Demonstrated expertise in end-to-end project delivery, encompassing initial requirements elicitation, stakeholder workshops, client consultations, and the creation of detailed wireframes and prototypes to streamline communication between development teams and clients.

Proficient at translating complex business requirements into actionable technical specifications, ensuring effective solutions tailored to real-world business challenges.

Extensive experience designing comprehensive Business Process Models using top-down, leveled methodology—capturing workflows from conceptual frameworks to detailed operational procedures.

Advanced skills in business data visualization and dashboarding, collaborating cross-functionally to launch new ventures, leverage emerging technologies, and capture niche market opportunities.

Proven ability to dissect and resolve intricate business issues, partnering with technology teams to implement mission-critical, results-driven financial solutions and enterprise technology initiatives.

Creative, agile, and results-oriented self-starter—adept at using integrative thinking, graphical analysis, and statistical tools to derive data-driven insights, consistently delivering under tight deadlines and rigorous budget constraints.

Sr. IT Business Analyst

IT Business Analyst

B24esolutions

End-to-End Project Delivery | Business Analysis | Client Engagement | Agile & Waterfall | Pre-Sales & Training

Led the complete project lifecycle—from requirements elicitation and client communication to preparing critical project documentation, including technical proposals, business/functional/technical requirement specs, effort & cost estimates, project and phased release plans, and unit test case reviews.

Created detailed wireframes, prototypes, use cases, database schemas, business process models, and solution architectures to translate business requirements into actionable, technical deliverables.

Hands-on expertise with leading tools: Microsoft Office, Visio, Axure RP, Signavio, JIRA (Agile), Mantis Bug Tracker, and Bitbucket.

Managed project execution, including daily client communications, developer and designer coordination, logical and technical problem-solving, collaborative QA/testing, and final project delivery.

Experienced across Agile, Scrum, and Waterfall development methodologies, adapting processes to suit project needs.

Extensive background in pre-sales technical activities—handling site visits, technical presentations, government meetings, and client negotiations.

Delivered product training and user manuals post-implementation, ensuring seamless client adoption and satisfaction.

Skilled in preparing service documentation, project portfolios, and leveraging online talent platforms (Upwork, Freelancer, Guru, Elance) for project sourcing and client engagement.

Sr.Technical Analyst

Kaalchakra softwares pvt ltd

Worked as an Intern and was focused on .Net , SQL , Core Java.

Intern: Software Developer

ISYS Softech Pvt ltd.

Denial Handling/ Correspondence
Reviewing and Resolving EOB denials.
Reviewing and Resolving claims rejected by clearing house
Analyzing insurance correspondence
Verify the problem with claim.
Calling insurance for further details (if required)
Resolve the problem and resubmit the claims
Send report to client for information or action require from provider office.
Ageing Clean Up
Analyzing the ageing reports
Splitting claims as per different insurance type.
Further split the claims as per value of claim. (Higher to Lower value)
Call insurances for current status of claim and to find out the reason for denial (if any).
Resolve the problem and resubmit the claims.
Send report to client for any further assistance required from provider office.
Insurance follow up
Calling various insurances for claim status
Entering follow-up notes in patient profile.
Taking actions as per client instructions
Sending daily work reports to client for any information / action required from provider office.

Process Associate (Accounts Receivable)

I am a Customer’s Voice and Certified Product Owner with 12+ years of global experience, selling one thing to the world – Output. Backed by a data-driven mindset, I ensure in transforming customer pain points into scalable, user-centric platforms that accelerate growth, enhance experience, and maximize ROI. 

From building embedded lending for Amazon and TikTok to partnering with global leaders like Shell, McDonald’s, and the Monetary Authority of Singapore, I deliver measurable success by aligning vision of the company to get the product market fit. I don’t just design products—I drive outcomes, ensuring every decision improves customer success, minimizes cost of delay, and creates future-ready digital experiences."

Relentlessly focused on quick turnaround and iterate based by data, disciplined delivery, to achieve product as per company and customer.

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