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Co-Founder

Niftify®

Co-Founder and Board Member

Niftify™ is an NFT e-commerce platform that enables brands, creators, and entrepreneurs to launch a compliant NFT store or marketplace from the comfort of their own domain.

Co-Founder and COO

elVivia - Research Agency 

- Designed, developed, and modified research experiments alongside teams of researchers.
- Performed research and gathered data to begin assignments.
- Performed thorough research and analysis on data and created reports on research activities.
- Worked with a team to research and develop new learning material for students.
- Provided optimal assistance to research and reports. 
- Conducted marketing research to accurately identify industry trends and business opportunities.
- Organized and analyzed data and marketing results.
- Coordinated mailings, marketing materials, and website content.
- Served as a thoughtful advisor, working with Sales and Marketing professionals.
- Worked alongside marketing specialists and graphic designers.

Founder

European Commission

- Aligning methodologies with research goals, using a range of tools to acquire information and interpret data, writing up reports and presenting findings as well as identifying trends and patterns.

Project Researcher Specialist

KuCoin Exchange

- Crypto market analysis.
- Analyzing product lines.
- Writing reports and professional articles. 
- Analyzing the overall potential of the crypto startups.
- Produced documentation for solutions.
- Invented and analyzed project specifications to meat goals.
- Lead and conducted in depth analysis of business performance versus business goals.

Researcher and Analyst

European Central Bank

- Responsible for collecting, organizing, and analyzing opinions and data to solve problems, explore issues, and predict trends. 
- Conducted reports and conclusions, as well as business dynamics and patterns regarding stablecoins and NFTs.

Market Researcher

Medijska hiša Delo

- Worked to prepare thoughtful and innovative articles for publication.
- Researched relevant and interesting topics prior to writing articles.
- Worked with web staff to develop more invigorating web content.
- Effectively managed the editing staff and provided helpful and constructive feedback to writers.
- Researched audience interests to develop better content.
- Managed all content development and made decisions regarding future publications.
- Conducted interviews and profiles for specific stories.
- Brought forth a passion and dedication for honest journalism.
- Brought forth a passion for writing and sharing with others.
- Conducted research and monitored blog traffic patterns to assess the kind of content readers desired.
- Utilized excellent communication and writing skills to develop topical and interesting stories and outreach initiatives.
- Collaborated with other departments and teams to identify useful content ideas and map out strategies.
- Worked closely with advertisers and vendors.
- Brought forth a self-motivated attitude, conducive to working at home.
- Utilized innovative thinking skills to produce fresh and interesting content.

Editor in Chief at Svet kapitala

OKEx

- Handling data operations and generating reports from data interpretation.

Business Process Analyst

Slovenian Business Club

- Interviewing the best entrepreneurs in Slovenia. 
- Writing professional articles for publication.

Researcher/Writer 

The Slovenia Times

- Effectively managed the editing staff and provided helpful and constructive feedback to writers.
- Conducted research and monitored blog traffic patterns to assess the kind of content readers desired.
- Utilized excellent communication and writing skills to develop topical and interesting stories and outreach initiatives.
- Researched audience interests to develop better content.
- Managed all content development and made decisions regarding future publications.
- Conducted interviews and profiles for specific stories.

Editor in Chief

Co-Founder @ CREATUS.AI | AI-Native Workspace

Experienced researcher / QA engineer with extensive background in technology and financial principles, management, project leadership, and the effective application of research in technological companies. Skilled in Generative AI, Generative Adversarial Networks and other Deep Learning Frameworks. Adept in working at multiple levels to effectively utilize research data and achieve optimal results.

I strive to gather, organize, and evaluate opinions, solve problems, discuss issues, and forecast patterns and trends.

Marko Vidrih

Neighborhood Housing Services of Chicago

Responsible for driving loan originations from a variety of sources in target neighborhoods and among LMI audiences, including through NHS' community outreach team, homeownership education and counseling efforts, and other community partners.  Lending to people to buy, fix and keep their homes.  In charge of production goals, productivity of loan officers, lending staff, marketing outreach efforts, loan policy changes while adhering to underwriting guidelines.  Manage risk of mortgage loans being sold.  Manage staff during the application, approval, and closing/funding process.  Work with internal construction services team.  Train all NHS personnel while providing continual improvement to loan processes from origination to funding.  Support relationships with existing public and private partners such as the City of Chicago, IHDA, and other correspondent lending relationships.  Assigns, directs, coordinates, and reviews work with staff while setting goals and staff expectations.  Executive Leadership Team Member.

Director of Lending Services

Fifth Third Bank

Expand book of business with small business clients managing credit requests up to $1.25 million.  Acquire new clients through networking, cold calling and marketing efforts.  Managed and trained up to eight 5th 3rd branch locations in the Chicago South Suburbs on business banking loan products.  Sell cash management products.  Sell One Bank product.  Grow business deposit base.

Vice President Business Banking

Devon Bank

Conducted weekly operational meetings with loan officers and staff.
Hired new personnel.
Focused on FNMA, FHLMC, Jumbo and Murabaha mortgage lending.
Worked in conjunction with all Executive and Senior staff members and owners.

Head of Residential and Retail Lending Operations

The PrivateBank

Risk Management professional.  Managing Director of Consumer Lending Fulfillment and portfolio residential mortgage high net worth lending.  Responsible for all aspects of origination operations from underwriting and processing to closing and post-closing review for The PrivateBank's direct retail and Wealth Management lending channels.   Amended and implemented new guidelines and procedures related to Dodd-Frank regulatory initiatives, including expanded definitions of ability to repay and qualified vs. non-qualified loans.  Prepared product and procedural training guide for all nationwide bank sales personnel. Completely revised all bank product offerings from multiple regions and state branches in order to centralize lending area. Managed the modification area for all consumer related credits including loss share loans.  Oversaw all audits, loan reviews and exams and presented sound responses regarding any findings, if any.  Implemented new technology by going from a paper environment in the consumer lending area to installing and building out a new LOS system.

Managing Director - Head of Consumer and Portfolio Mortgage Fulfillment

MB Financial Bank

Responsible for leading multiple groups within Retail Lending overseeing all functions including sales, operations, underwriting and credit management.  Orchestrated business plans for the Residential Mortgage, Consumer Lending and Credit Card business lines.  Additional responsibilities included working in conjunction with the Default Administration Group, Indirect Lending Group, Compliance Department, Korean and Private Banking Groups, Business Systems and the Retail Branch Network.  Developed new procedures and an alternative workout program, prior to the release of the Home Affordable Modification Program, which focused on keeping clients in their homes.  Expanded the mortgage group by instituting an FHA lending program.    Accountable for pricing strategies and overall portfolio management.  Identified efficiency and workflow needs in the Consumer Lending Group which resulted in moving to a paperless environment.  Set up training programs for Retail Branch staff members and led monthly training classes on Retail Lending products, application procedures and supporting documentation review.  Mentored staff members in leading call nights with the Retail Branch network while focusing on advertising and marketing strategies.  Retail Lending lead in several bank acquisition conversions.

1st VP/Division Head - Residential & Consumer Lending

Bank of America Merrill Lynch (ABN AMRO/LaSalle Bank NA)

Managed the Specialized Credit, Underwriting, Verification, Non-Equity, Title Clearing, and Vendor Management groups for the Consumer Loan Department located in Troy, Michigan and Chicago, Illinois for LaSalle Bank/ABN AMRO..  Responsible for over 70 employees, ensuring daily work assignments for the team were performed according to the Department’s Equity Product Program guidelines.  Ensured group actions were compliant and within established turn-around times dictated by service level agreements and key performance indicators. Managed to the required loan exception threshold established by the risk management area by utilizing established lending authority and exception authority levels. Directly responsible for developing and maintaining appraisal, flood, and title vendor relationships while addressing methods of cost control.  Developed expertise including strategic planning, project management, audit controls, process reengineering, and quality control.

State Division Manager - Home Equity and Consumer Lending

-  25 years of banking and lending experience offering outstanding service and relationship management:    
-  SVP/Managing Director, Head of Consumer and Portfolio Mortgage Lending    
-  1st VP/Division Head/Residential, Consumer Lending and Credit Card 
-  VP, Small Business Banking  
-  State Division Manager - National Home Equity Lending                                                                                                                   
•	A lifelong passion for exceeding goals, leading highly productive teams, change management, risk management, strategic development, and being a team player.
•	Excellent telephone and in-person skills; able to quickly establish rapport with clients and Executive Leadership Team, identify needs, and match them with appropriate resources.
•	Highly organized, efficient, driven, and energetic; able to create a team dynamic that improves workflow and enhances the overall environment.

taplio

The Battle

Marko Vidrih

Gordon Rice, MBA

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