Matt Matros

Founder

Founder with 3 exits in B2C now playing two hands in B2B (insurance and commercial janitorial). | I post daily lessons & learnings that are your shortcuts.

Founder with two 8-figure exits plus an ‘acqui-hire’. My lessons & learnings are your shortcut.

Currently acquiring small businesses across America, across industries.

My inspirations are Scott Galloway and Fareed Zakaria and The Economist. 

I aspire to be the “Rick Rubin for entrepreneurs.”

These opinions are purely my own and not of any of the companies I am affiliated with.

Founder and General Partner

NCC is micro private equity providing capital and support to owner/operators in the commercial cleaning & janitorial industry.

Millennial Specialty Insurance

☎️ I am leveraging my leadership & proven 20+ years of experience to build a cutting edge Cyber Insurance division + portfolio + products from the ground up.  

🧲 Successfully earned delegated authority, and launched a $25M primary and excess Cyber product dedicated to Managed Care with a launch date of 6/26/25 and are actively in the market.

💻 tammy.kocher@msimga.com

⚡️Proven leadership in large account Cyber Underwriting, Portfolio Management & Relationships with 🔑 Brokers, Reinsurers, large Clients, Lloyds of London 🇬🇧 & industry leading service providers.

🔌 Passion for Product Management, Brand Building, Underwriting, & Entrepreneurship—building innovative products, portfolios, & programs.

I look forward to blending my leadership & underwriting experience to build portfolios with the engaging culture, cutting edge technology, resources, support, & the financial strength of Millennial Specialty Insurance MSI & Baldwin Risk Partners BRP Teams (5th largest non-carrier owned MGA & Lloyd’s cover-holder)

Vice President - Head of Cyber Underwriting

BCS Financial Corporation

Head of Cyber Underwriting

I drive the management of a $23M Cyber Portfolio, overseeing large primary and excess clients. My role involves leading marketing, production, and underwriting efforts, steering premium growth and profitability, shaping underwriting guidelines, ensuring regulatory compliance, and managing risk retention. I'm a driving force for business growth, renewal retention, and product innovation, fostering key relationships with brokers, clients, and reinsurers. I engage with a diverse range of Fortune 500 and 100 clients across industries including hospitality, finance, healthcare, retail, technology, and more. Leveraging a collaborative underwriting approach, I triage risks effectively and shape customized coverage solutions.

Assistant Vice President - Cyber Underwriting 

I led a sophisticated portfolio of Cyber Security Products, enhancing underwriting processes and expanding industry influence. I transformed underwriting practices from reliance on Lloyds of London to an in-house model, developing comprehensive guidelines, policies, applications, and procedures. I engineered efficient workflows and tracking systems for streamlined operations and heightened accountability.

Director of Cyber Security Liability Underwriting

Argo Group International Holdings, Ltd.

As a Senior-level Production Underwriter & Manager, I specialized in primary and excess Cyber Security, Miscellaneous, and Technology Professional Liability business. I fostered broker relationships, played a key role in product management, and drove innovation across sectors.

Cyber Security and Professional Liability Manager

Chubb

I generated $1M in annual new business premiums and effectively managed a $5M renewal book with an exceptional retention rate of over 90%.

Senior Underwriter - Cyber, MPL, Tech., Media, D&O, EPL, FID, Crime, K&R, and WPV

“There is no better catalyst to success than curiosity.” - Michael Dell

I am a trailblazing insurance leader with over 2 decades of experience and demonstrated success in leading Cyber, Technology, & MPL Underwriting, managing dynamic portfolios, fostering global relationships with top brokers, service providers, Lloyd’s of London, and driving premium growth and profitability. 

My expertise lies in building and launching new multimillion-dollar products from the ground up, revolutionizing brands, strategy, underwriting guidelines, determining pricing based on risk assessments, and executing technical underwriting of large complex risks across the Fortune 500, including companies with revenues exceeding $100B+.

I am a transformational and intuitive contributor recognized as:

▪️Finalist for Most Inspiring Woman in Cyber - Intelligent Insurer 7/2024

▪️Hot 100 🔥 for 2024 announced 12/15/23 by Insurance Business America

▪️Elite Woman Leader in Insurance 2022 | Cyber Underwriting by Insurance Business America

▪️Illinois State Redbird Alumni Spotlight - first D1 Athlete & Businesswoman featured on their podcast 7/2022

▪️Most Inspiring Woman in Cyber in 2021 by KPMG & IT Security Guru

🎤 Accomplished Cyber, Privacy, Technology, and A/I Speaker and Panelist.  Selected for the inaugural 2024 Intelligent Insurer AI Conference.

⛵️ CyberBlue Product - Spearheaded all aspects of the underwriting, a customized primary product for Blue Cross Plans with $75M in capacity and $15M in annual premium, involving extensive underwriting expertise and negotiations. 

🎯 Earned respect and credibility from a team of 8 top-rated Lloyd's of London Reinsurers and Reinsurance Brokers.

💎 Achieved a remarkable 53% growth in the CyberBlue portfolio, elevating overall premium from $9.5M to $15M. 

⚓️ Managed an impressive +92% retention rate since 2016 in a highly competitive market.

🐎 Excess Cyber Product - Built from scratch, while propelling the growth, strategically engaging with brokers, conducting comprehensive underwriting analyses, determining pricing, and creating manuscript endorsements and policy language, resulting in building a profitable $10M book. 

➡️ Let's connect to explore how my unwavering dedication to underwriting a profitable portfolio and elevating organizational brands can make a difference. 

#CyberInsurance 
#CyberUnderwriting 
#WomeninCyber
#AI

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The Battle

Matt Matros

Tammy Kocher, MBA

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