Scotiabank

Supports and coordinates the project management execution and the end-to-end implementation of Global Risk Management initiatives on behalf of SVP & Head, Retail Credit Risk, by globally ensuring business strategies, plans and initiatives are supported in compliance with governing regulations, internal policies and procedures.

Sr. Project Manager, Strategy & Transformation, Retail Credit Risk - Global Risk Management

Senior Product Manager, Retail Savings

Newcomers ON FIRE!

Welcome to The Newcomers ON FIRE! Show with your host Miguel Abascal

Listen to people like you sharing their journeys, struggles and their breakthroughs

Be ready to be inspired to take control of your time, career, finances and future.

Fulfil your potential, become the person you are meant to be and make your dreams a reality.

www.OnFire.show

Founder & Host

Thrive Faster

Helping overqualified Newcomers earn more and live happier.

Join us in making the Canadian Dream a reality for newcomer families!

Founder

UnstoppableMe.rocks

Have you ever looked in the mirror and said to yourself: – “I thought I would be farther ahead already”

If you have. You are not alone.

Miguel Abascal was an executive of a famous coffee distribution and franchises company in Mexico. He had certifications, a Master’s degree, and significant experience as a leader of a large team leading large projects.

Nonetheless, he couldn’t find a job in his profession and for his first 5 yrs in Canada he worked in survival jobs while crashing his confidence. He refers to these years as the years of nightmares and constantly losing his sleep not knowing if he would make ends meet.

Thanks to great mentors and coaches he found his way and now he is living his Canadian Dream. Since then he has been helping hundreds of people to find their ideal job faster.

He discovered his passion for helping people at a networking event after talking with a few newcomers who told him “I have learned more in this 20 min than in my last 2 yrs. in Canada”.

We obsess with providing value and sharing key insights with our members. To get a better job you need to master these 3 M’s:

    Your Mindset
    Your Marketing
    Your Momentum

Join us and learn how to find your ideal job faster

It’s time to retire your survival job and start living your Canadian Dream.

Product Manager, Wealth Savings

Senior Product Analyst, Retail & Wealth Savings

Project Manager

Project Analyst II

Financial Services Representative

Customer Service Representative

RenderLife.com

3D marketplace for graphic designers and studios. Led requirements gathering, vendor research and project charter preparation for the selection and implementation of financial and time management systems.

Achievements:
•	Conducted project kickoff and achieved definition of scope, plan, resources, vendor alternatives and requirement traceability matrix in 3 months.
•	Finished the project with a 20% reduction in budget due to negotiation techniques.

Primerica Life Insurance Co of Canada

Largest Independent Financial Services Marketing firm in North America.

Achievements:
•	Got promoted to District leader in 18 months primarily by identifying needs and requirements from key stakeholders and following up until completion.  
•	Designed and delivered five community-based financial seminars to more than 100 people on how to increase income, reduce debt burden and achieve financial independence.

Financial Advisor

Bankruptcy Specialist

Toronto Hispanic Chamber of Commerce

•	Organized and coordinated annual fundraising event: Canadian Hispanic Business Awards 2010
•	Developed comprehensive database which captured specific demographics and statistics of ongoing members.

Special Projects Coordinator

Comercializadora Fernandez Rivero, S.A. de C.V. - La Parroquia de Veracruz

Manufacturer and distributor of specialty coffee, vertically integrated from the coffee farms to the retail distribution for key clients such as Wal-Mart and Sam’s Club. Managed operational projects focused on cost reduction, quality assurance and technical improvement. Supported executive decision-making by identifying, evaluating and recommending key improvement initiatives.

Achievements:
•	Increased revenue by 200% and profit margins by 10% in 3 years by improving operation processes and customer service, reducing waste and establishing quality management.
•	Designed, developed and implemented the Quality Management System based on ISO 9001:2008 in 18 months getting the certification before planned.
•	Led development of financial system linking marketing, production, QA, procurement and key performance indicators to provide real-time information and reduce excess of inventory by 50%
•	Analyzed and forecasted trends, issues and opportunities for all the different client segments, assisting in the development of their marketing campaigns.
•	Developed activity-based cost analysis and supervised performance and operation margin for large international accounts, including Wal-Mart and Sam’s Club.
•	Analyzed and modeled success drivers for new retail store openings, saving $10,000 over 2 weeks for each of 25 locations.

Sr. Product Manager & Program Director

Helping Newcomers Thrive Faster! 🚀 

Have you ever looked in the mirror and wondered why you're not farther ahead in your career? 
If you have, you're not alone. 

I am here on a mission to empower individuals like you, to achieve professional success and fast-track your Canadian dream. 

As a passionate mentor and coach, my sole focus is on empowering overqualified and underemployed Canadian newcomers. Together, we'll reignite your confidence, secure your ideal job, and embark on a fulfilling Canadian journey. Learn more about my impactful work at www.ThriveFaster.ca.

But why am I so dedicated to this cause? 

Let me share my story. As a former executive of a prestigious coffee distribution company in Mexico, I arrived in Canada filled with qualifications, a master’s degree, and years of leadership experience. However, my job search proved to be an overwhelming challenge, leading to five years of survival jobs and a shattered confidence. 

I've walked in your shoes, experiencing the same challenges and hardships you are facing right now. 
My breakthrough came when I connected with exceptional mentors and coaches who guided me on the path to success. Today, I am living my own Canadian dream, and it fills me with immense joy to pay it forward by assisting hundreds of individuals in finding their ideal jobs faster.

People I've worked with have told me, "In just 20 minutes, I have gained more valuable insights than I have in my last two years in Canada!"

Join me on this transformative journey, and together, we'll retire your survival job and unleash your full potential. It's time to turn your Canadian dream into reality!

#NewcomerJourney #ProfessionalSuccess #ThriveFaster #UnlockYourPotential

Miguel Abascal

PB Total Wealth Advisory and Consulting Corporation

A boutique planning and consultancy firm.
Providing sound and relevant advice specific to your needs.

President and Founder

Treegrove Investment Management Inc.

Experienced portfolio manager creating custom and strategic investment strategies specific to your needs.

Partner and Portfolio Manager

Manulife Private Wealth

Experienced portfolio manager facilitating Total Wealth management strategies in both public and private markets.

Investment Counsellor

Lorne Steinberg Wealth Management, Inc.

Vice President and Portfolio Manager

Goodreid Investment Counsel

Vice President and Associate Portfolio Manager

A believer in total wealth planning, I serve a variety of private clients, foundations, executives and their professional advisors.  I am dedicated to building insightful and practical strategies to plan for and meet each milestone.  Understanding that change is a constant, I am adept at providing wealth management solutions to compliment those changes through understanding your personal status, career goals, family dynamics, or mandated metrics and guidelines set out by regulatory bodies.

Within this role, I have satisfied the necessary experience and credentials to be registered as an Advising representative with the Ontario Securities Commission.

Associate Portfolio Manager

A dedicated Private Banker, serving private clients, entrepreneurs, executives, foundations and their professional advisors. Specializing in underwriting complex and customized lending solutions to meet the needs of my clients.

Private Banker

Dedicated to leading and supporting client relationships working within a team of Portfolio Manager and Associate Portfolio Manager.  Driving results by providing strategies and conducting in depth client discussions
Fulfilled the necessary experience and credentials to be registered as an Associate advising representative with the Ontario Securities Commission..

Investment Relationship Manager

Sr. Personal Banking Officer

Scotiabank acquired National Bank of Greece Canada in 2006

Personal Banking Officer/ Teller Supervisor

National Bank of Greece

Bank Teller

Smart, strategic, professional advice

A primary goal as trusted advisor is to produce insightful advice that enables you to make informed financial decisions. Whatever I do, I strive for practical approaches to building and protecting your wealth.

Notable designations – Chartered Financial Analyst (CFA) designation, Certified Investment Management (CIM) designation, Trust and Estate Practitioners (TEP) designation, Certified Financial Planner (CFP) designation, and Financial Management Advisor (FMA) designation. Penny is a member of the Toronto CFA Society, STEP Canada, Financial Planners Standards Council, and Angel Investors of Ontario. Penny is also a Partner and Portfolio Manager with Treegrove Investment Management Inc., registered with the Ontario Securities Commission.

With over two decades of experience in banking, lending, financial planning, and management. The approach is centered around quality total wealth planning and strategic execution.



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The Battle

Miguel Abascal

Penny Stayropoulos, CFA, CIM, TEP, CFP, FMA

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