The Lending Lab

The Lending Lab is a mortgage and finance broking firm that helps customers reach their goals and take the next step in their financial journey.

How we are different:

 💻 We are tech-focused, minimizing paper documentation and making the process easier for you

 📈 We are skilled in self-employed and business lending to ensure we service all of our customer's needs

 🏦 We are familiar with out-of-the-box lending solutions and work to find a solution for you 

 🎓 We pride ourselves on providing educational content to the general public at no cost and advocate for financial literacy to be taught in schools.

You can find us on YouTube, TikTok, Instagram, and right here on LinkedIn, speaking about beginner terminology, as well as covering advanced topics. 

Our service is at no cost to you, so why not reach out and see how The Lending Lab could help you?

Recent Individual Awards
📍1st Place Emerging Store Broker - Quarterly Sales Awards (Issued by Aussie Home Loans)
📍State Finalist NSW/ACT - Newcomer Award (Issued by MFAA)
📍Local Area Marketing Award (Issued by Aussie Home Loans)

Director and Chief Operating Officer

Andorra Private

DISCOVER A DIFFERENT PRIVATE LENDING EXPERIENCE

Fast. Reliable. Trustworthy.

We are private finance brokers specialising in sourcing private secured finance from a panel of trusted providers.

https://www.andorraprivate.com.au/

CEO and Founder

Aussie

I lodged over $100m during the first 12 months of my operation under the Aussie branding. 
Helped close to 100 people enter the property market, and collected some stellar google reviews.

Mortgage Broker

Greater Bank

- Complex business and trust lending specialist
 - Assisting the senior banker in managing the top 20 largest credit exposures of the bank
 - Completing annual credit reviews for existing facilities and managing arrears and hardcore debt inline with the bank's policies

Business Banker / Lender

Servicing Commercial and Residential property purchases/refinances as well as business finance 🏢

Hi there! I know your time is important, so here’s what I am about…

💰 Helping you find a loan with suitable terms and features

⏰ Saving you time and money by doing the research and application hard yards for you

🏡 Giving you access to over 50 lenders, providing access to more favourable borrowing terms

👩‍⚖️ Putting you in touch with the right professionals to help you in your home-buying journey

📞 Available to you 24/7 through my direct mobile number, unlike going direct to the bank

🏦 I have access to lenders such as CBA, ANZ, NAB, Westpac, Bankwest, Suncorp, St. George, ING, Macquarie, ME – the list goes on and on. 


Available 7 days a week, contact me below.


Recent Individual Awards
📍1st Place Emerging Store Broker - Quarterly Sales Awards
📍State Finalist NSW/ACT - Newcomer Award 
📍Local Area Marketing Award


🕺 About Me – I am a technology lover and a finance guru. I will set up your loans as if they were my own. I am happily married and have my wife, two cats, and three motorcycles at home. 


📱	Send me a message right here on LinkedIn
📞	Give me a call on 0412 759 847
💻	Book an appointment @ calendly.com/nickclunesbroker

Nick Clunes - Mortgage Broker

CA Home Loans

Director of Sales | CA Home Loans 

Legal Home Loans

Director of Sales | Finance Broker

At Legal Home Loans, as Australia's only legal finance solution we allow lawyers to self-actualise through finance by saving them valuable time, money and undue stress.

In my role, I forge strategic relationships with aligned organisations that will ultimately add value to the legal community we serve. Such as our recent partnership with the Law Society of NSW for which we are now a Member Connexions partner (link attached) 

I also deal predominantly with the bespoke financial needs of partners in leading law firms & barristers. The complex ways in which these time poor professionals are remunerated need to be properly understood and explained to the banks in full given today's intense lending environment.

Our firm specialises in financing chambers and facilitating partnership buy-ins. I endeavour to add value at all times knowing that my clients are elite professionals that require high-touch yet no fuss advice leaving them to do what they do best; focus on the law.

Have access to high caliber relationship managers in private banks as well as streamlined credit review making for a more seamless application experience.

We work around you and will meet in your office. Please have a look at my calendar and pick a time that suits you best, otherwise feel free to email or call: -

https://calendly.com/c-haynes

Cullen

T: 0499 913 930
E: c.haynes@legalhomeloans.com.au

Head of Partnerships & Growth | Finance Broker

At Legal Home Loans we deal exclusively with lawyers. 

In my role, I deal predominantly with the bespoke financial needs of partners in leading law firms & barristers. The complex ways in which these time poor professionals are remunerated need to be properly understood and explained to the banks in full given today's intense lending environment. 

I also specialise in financing chambers and facilitating partnership buy-ins. I endeavour to add value at all times knowing that my clients are elite professionals that require high-touch yet no fuss advice leaving them to do what they do best; focus on the law. 

Have access to high caliber relationship managers in private banks as well as streamlined credit review making for a more seamless application experience. 

We work around you and will meet in your office. Please have a look at my calendar and pick a time that suits you best, otherwise feel free to email or call: - 

https://calendly.com/c-haynes

Cullen

T: 0499 913 930
E: c.haynes@legalhomeloans.com.au

Finance Specialist for Partners & Barristers | Mortgage Broker

At Legal Home Loans we deal exclusively with lawyers. 

As a lawyer you may be unaware that certain banks perceive you as a lower risk client and offer specialist products only available to your industry. Whether you currently own property and wish to secure a better rate, expand your investment portfolio or set up your own law practice we can assist.

We know that your time is precious and we know your time is money. We endeavour to be flexible for this reason and hold the majority of our client meetings outside conventional business hours. 

Don't get caught with a local broker that doesn't know anything about your line of work and don't get stuck with a bank that won't tell you about a better deal around the corner.  

And as your dedicated Asset Finance Specialist, when you're looking for the next Dream for your Driveway, we'll seamlessly facilitate your loan from Sourcing to Settlement as swiftly as possible. 

Look forward to hearing from you!

Please have a look at my calendar and pick a time that suits you best: - 
https://calendly.com/c-haynes

Cullen

T: 0499 913 930
E: c.haynes@legalhomeloans.com.au

Asset Finance Specialist & Mortgage Broker

Macquarie Group

Inside Sales Executive, Asset Finance Transactional and Managed Specialist; bespoke, tailored solutions for Introducers and their end client

Phone based BDM role to drive revenue and widen market penetration for our Introducer partners

One of leading performers in transactional volume for our referral partners and business banking clients (FY'17-FY'18)

Team lead function - manage team meetings, training, KPI's and liaison to collaborate with other departments

Tailored leasing finance and equipment rental products for introducers, vendors and their end clients

Provide market leading sales solutions for Managed portfolio of introducers; accountants, mortgage brokers and other finance professionals

Broaden existing client base and prospect new opportunities for both Corporate and Asset Finance Australia and Business Banking

Extra Activities:
- Talent Development Program

Executive - Introducer Sales

Trusted advisor role to engage, train, drive revenue and broaden value proposition for accredited firms on our platform

Provide market leading sales solutions for accountants, mortgage brokers and other finance professionals

Bespoke leasing finance and equipment rental products for introducers, vendors and their end clients

Broaden existing client base and prospect new opportunities for Corporate and Asset Finance Australia

Extra Activities:
- Member of FinTech Initiative - Team tasked with keeping abreast with relevant developments in FinTech space and opportunities to align with Macquarie and it's goals
- CAF Connect Committee Member - Tasked with developing initiatives and organising events to foster greater collaboration, philanthropy and well being from Macquarie employees

Senior Introducer Sales Associate

Drive enterprise sales accross multiple channels

Provide market leading sales solutions for clients and introducers

Expand client base through targeted campaigns to referral partners

Extra Activities:
- Father Chris Riley's Youth off the Streets Food Van - Nov '17-Present - Prepare, pack and serve food to the homeless of Sydney; van stops in Green Park, Darlinghurst every night of the week
- The Staff Initiative (TSI) - Team heavily involved in increasing level of employee engagement and morale through targeted initiatives and campaigns

Introducer Sales Associate

Provide effective solutions and support for introducers and their clients

Developing systems that enhance efficiency and customer experience through projects taken on from idea to implementation

Extra activities:
- MindHealthConnect Team Champion - Plan, organise and host events and functions that inspire work life quality through exercise, team building and mindful engagement
- Dress for Success Coordinator - Foundation Week - Oct '16 - In charge of organising the advertising, collecting, rostering for sorting & packing and couriering of donations for Dress for Success Sydney

Introducer Solutions Coordinator

Four Seasons Hotel Sydney

Develop instant rapport with first time guests as well as nurturing and developing existing relations with both loyal and high expectation Four Seasons clientele, before, during and after their stay

Practice of Kaizen - 'Continuous Improvement' - through research, implementing and maintaining systems that effectively enhance the guest experience and increase team effectiveness

Extra activities:
- Member of Social Club Board - A committee that strategises and delivers functions, awards and prizes to recognise the team routinely and reward relentlessly

Guest Experience Manager

Work as part of a rotating roster, weekends and overtime

Communicate effectively with both staff and guests to provide the highest possible customer service

Train and mentor new and existing team members to enhance performance and morale

Developmental Trainer & Concierge 

OneScent Pty.Ltd.

Generate sales by putting together sales events and promotions 

Maintain existing relationships by liaising with clients and overseeing their accounts

Establish budgets with the client and company

Key Account Manager

The Star - The Darling Hotel

Oversee the day-to-day operations of the Concierge Desk and Bell Team ensuring the promotion of positive guest relations and welcoming environment.

Assigning duties, managing workflow, team building, conflict resolution, implementing systems, performance reports, presentations and rostering responsibilities

Guest Services Manager & Concierge

Training and supervising new staff members

Rostering and capacity management responsibilities

Supervisor & Guest Service Agent

Cullen leads both professional and personal life by one simple guiding philosophy:- 'Leave everyone you meet, better than you found them'

Amazon #1 Best-Selling Author and Australia’s top finance broker on LinkedIn, specialising in serving legal professionals. With years of experience managing an award-winning brokerage, Legal Home Loans, he has built a top-tier reputation in the industry. His mastery of digital networking and human psychology has helped him create authentic connections and achieve significant business results.

About the book | The Laws of LinkedIn | Amazon #1 Best-Seller!

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You can find it here:

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About Legal Home Loans

LHL is the only finance and mortgage broking firm in Australia that specialises in financing legal professionals. 

Barristers, Partners and High-Net worth lawyers get exclusive access to ALL of Australia's Private banks and top private bankers through Cullen's team. 

Our vision is to empower all lawyers, allowing them to fully focus on the law and their career whilst knowing their financial house is in order. Lawyers, as a result of their elite standing are eligible to receive specific benefits and exemptions when obtaining finance, as they are seen to be low risk clients in the eyes of most lenders.

We assist in the following areas;

Home Loans 
Purchase with as little as 10% deposit without lenders mortgage insurance.

Investment Loans
Grow your portfolio with the right lending advice & efficient structure.

Refinancing 
Organise your loan with competitive rates and an aligned structure. 

Commercial Loans & Chambers finance
We can organise loans for equity partnership buy-ins, overdraft facilities & chambers finance 100% Secured and unsecured options.

Car sourcing & financing 
We assist from sourcing to settlement with fleet listed prices for personal or commercial use vehicles. 

Our Legal Home Loans brokers provide seamless and tailored lending solutions fit for high calibre professionals. 

Book here: - http://calendly.com/c-haynes

0499 913 930 c.haynes@legalhomeloans.com.au

taplio

The Battle

Nick Clunes - Mortgage Broker

Cullen P. Haynes

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