Breathing Mindful Coaching

Certified Life Coach with ICF-Accredited Coaching School

Accredited Mindfulness Meditation Teacher

I help Female Founders who are ‘always on’, exhausted and overwhelmed, speed up by slowing down while still growing their business without the grind.

What life is like after working with me: 
- Increased confidence levels to stand up for themselves, ask for what they want and trust their gut
- No longer need to cower to fear, as they realise they can handle hard things
- Get clear on their goals and what they really want to work towards
- Realise that the world does not stop if they slow down and take time to reflect

Founder

Certified Breath Coach

Bristol Myers Squibb

- Identifying core customer needs of 1000+ employees
- Connecting the dots of people and things to draw insights 
- Co-creating customer-focused diversity & inclusion plans for the UK & Ireland

UKI Diversity and Inclusion Project Lead (Secondment)

- Set the direction, inspired and motivated a 30+ cross-functional team during a period of significant change during a product launch
- Navigated complex moving parts of the launch and created a realistic and revised set of goals that was approved by the senior leadership team
-Set up systems and processes to drive accountability for actions across the team, which led to improved clarity on progress

CAR T Senior Project Manager (Celgene acquired by Bristol Myers Squibb)

Ipsen

- coaching and mentoring of 2 early-career employees
- Halted a year-on-year decline in sales: Sales vs. target in Jan and Feb 2019 was >100% target. 
- Spotted risks in the operational plan and gained approval for an innovative pilot in Scotland

Brand Lead

Bio Products Laboratory Limited

International Marketing Manager

LEO Pharma

Senior Product Manager & Launch Lead

Product Manager

Hospital Sales Representative

Training Manager

Primary Care Sales Representative

Former fast lane hogger, reaping the rewards of breathing & mindfulness meditation

Hi I’m Nikki

I help Female Founders who are ‘always on’, exhausted and overwhelmed, speed up by slowing down.

Often, they are outwardly successful but lack the:

- Joy
- Energy
- Space

To enjoy the fruits of their labour.

My clients still want to grow their business - but without the grind.

Through a combination of: 

1. Self-discovery and reflection
2. Using breath work to regulate feelings, thoughts and behaviour
3. Building sustainable wellbeing habits

I’ve helped my clients:

✅ Find clarity about their next chapter
✅ Use their breath to stay present and find joy in the NOW
✅ Reconnect with their body and use inner wisdom to help guide their decisions
✅ Get comfortable with uncertainty and take inspired action towards their goals
✅ Break-free from self-limiting beliefs by about rest and success

If you’re a Female Founder who wants to stop grinding like a peppercorn while still building your business (😅)…

Send me a message 📥

Nikki St Paul

Davidson Deem

Here at Davidson Deem, we offer a range of benefits when you apply for one of our professional mortgages. With more lenders willing to offer loans to individuals like yourself, our mortgage advisers guarantee to help find the best rates and solutions at a reasonable cost!

Throughout your application process, you will receive advice from the same mortgage adviser, ensuring your experience is as easy and stress-free as possible.

Our mortgages for professionals are new mortgages that have been launched to allow people in certain careers, receive better rates. If you are fully qualified within our list of professionals, you could be eligible for one of our professional mortgages. These include:

Accountants
Actuaries
Architects
Armed Forces Officers
Barristers
Civil Servants
Dentists
Doctors
Optometrist
Pharmacists
Pilots
Police Officers
Solicitors
Surveyors
Teachers
Vets
Fixed Term Work Contract
Day Rate Contractors
and high net worth clients

When it comes to applying for one of our professional mortgages, you could have access to a loan of up to five and a half times your salary as well as a 90% loan to value ratio! 
We can provide flexibility for professionals by offering a mortgage that works for you. Our mortgage advisers can help you acquire one of the following:
Repayment Mortgage
Interest Only Mortgage
Part Interest and Part Mortgage

Ranging from £50,000 to £10 million, our professional mortgage loans depend on several factors. 
These include:

Your income

The property value you are looking to buy

Your credit rating

Any current debt

Individuals can usually borrow up to 90% of the property value and possibly up to 75% for an interest-only mortgage. If you apply for a professional mortgage, you may receive lower interest rates. However, this is dependent on multiple factors.

Mortgage Broker

Active Financial

Specialist Mortgage Brokerage, the specialist self-employed finance experts

Working with business owners who want to buy and invest in property, through making Mortgage Finance accessible to business owners. My job is to make the journey as stress free as possible.

Protecting your income for self employed people and common concerns around impact on the unexpected loss of income. 

Providing financial security and peace of mind.
I want to help you achieve your goals - purchase your dream property and inspire you to fulfill your ACTUAL retirement goals.

Mortgage Broker - self-employed Mortgages
Residential Mortgage
Buy to let
Property Investment

Insurance Adviser:
Life Insurance
Critical Illness Insurance
Income Protection
Business protection

The Mortgage Mum Limited

Helping business owners source their next Mortgage product - sourcing your next Mortgage, using a Mortgage Broker who can research the market, and finding products to suit your complex needs.

Clients whom I help are looking for or have concerns around:

- Sourcing a self-employed or ltd company director Mortgage.

- How much they can borrow/how much will the 'bank' lend

- Getting sound financial advice that removes the jargon and is easy to understand.

- Finding the right Mortgage product which meets your needs for financial stability and security.

- Investing your disposable income wisely.

As an entrepreneur in the Mortgage Industry, with an interest in property investment, I am really passionate about helping other business owners source their next Mortgage product that fits in with their circumstances and complex needs.

I get the juggle - we are running our businesses, looking after our beautiful children, keeping our homes tidy and clean, making sure the household eats well - there is so much to juggle and I can carry out appointments via video call, telephone, or email all from the comfort of your own home.

CONTACT ME - If you would like a chat about your property goals, then please message me here on LinkedIn, email me at natalie@themortgagemum.co.uk, or you can call me on 07711 162501.

SPECIALITIES :

- Self-employed Mortgages

- Ltd company director Mortgages

- Financial advice

- First-time buyers

- Home mover

- Additional borrowing

- Property Investment

- Buy To Let

l am so passionate about what I do and can't wait to chat with you.

J.P. Morgan

Specialist in outsourcing processes.
Managing trade Investment and settlement processes for Investment Managers (Outsourced Model)
Highly experienced in improving and automating processes, providing huge time and cost savings to my Client's and internal stakeholders
Chasing Investment Broker's and other third parties such as custodial banks and agents as part of the trade settlement cycle
Providing daily transaction reporting
Client query management
Creating and giving overviews, process flow presentations
Global Trainer in complex processes across the Philipines, India, USA, Hong Kong, UK.
Market researcher and self-developer - recognised globally as a Subject Matter Expert
Managing processes across multiple products, not limited to common shares, bonds, commercial papers, certificates of deposits, FX.
Reconciling accounts.

Trade Support Analyst

Lloyds Banking Group

Supporting Mortgage and Financial Advisors around Dorset.
Performing financial analysis needs interviews, conducting fact-finds and affordability assessments.
Processing unsecured lending, home insurance, banking, and savings applications.
Educating clients on checking and understanding their credit reports.
Liaising with underwriters on referred applications.
Managing an extremely busy diary and business pipeline via CRM
Making referrals to IFAs and Mortgage Advisors.
Covering all branches in the local area including Bournemouth, Poole, Christchurch, Winton, Boscombe
Day to day administration
Mitigated cash risk and adhering to FSA (at that time) regulations.
Received recognition as a top performer through consistently exceeding targets across 14 targeted areas, also achieving top Banking Advisor in Dorset during 2012.

Banking Consultant

Providing Mortgage advice to Professionals, including Medical and Legal Professional's and High Net Worth clients.

When it comes to applying for one of our professional mortgages, you could have access to a loan of up to five and a half times your salary as well as a 90% loan to value ratio! Some other benefits that we can offer you at Davidson Deem include:

- Lower Repayment Rates

- Future earnings and pay progression are considered

- Lower deposit and higher loan to value ratio

- Accommodating to bonus income

- Flexible repayment options

These are great benefits in comparison to standard mortgages. This is because the average person will usually only be able to borrow maximum of 4-4.5 times their income.

As a Professional, your circumstances are not always straight forwards in terms of your income. Here are some concerns we usually come across:

- Locum Doctor mortgage loans
- Recently joining a Doctor's Practice from the NHS or as  a GP who has just become a Practise Partner
- Being a newly qualified Trainee Solicitor or Junior Doctor
- Working on a temporary contract
- Going self-employed 
- Looking for a large loan, upwards of £500k
- Large house purchase with multiple kitchens, outbuildings, or large acreage

One of my clients described me as “an absolute delight to work with” and how they’d “found their mortgage broker for life.” ⭐⭐⭐

If you’re feeling so frustrated by the mortgage application process, or anxious about having those conversations, then don't hesitate to get in contact! ✋

I’ve helped…

✅ A gentleman in his 40s re-mortgage his buy to let, after several rejections
✅ A Ltd company owner buy her own flat with the help of gifted equity
✅ A single mum arrange her rate switch with her existing lender, a new deal at a lower rate was later secured through monitoring the market for rate drops
✅ An entrepreneur access an affordable mortgage deal even after a reduction in income in the latest years' accounts

So whether you’d like to buy your dream home, review your existing mortgage or invest in buy-to-let, I’ll help you get a ‘yes’ 

Here are some lovely things my clients say about me:

⭐⭐⭐⭐⭐ “Seamless process”
⭐⭐⭐⭐⭐ “You truly are phenomenal at what you do”
⭐⭐⭐⭐⭐ “I can’t tell you how relieved I am!”
⭐⭐⭐⭐⭐ “Incredible through the whole process”

Contact us through our Davidson Deem website to get started https://davidsondeem.co.uk/contact
Alternatively, feel free to send me a message

taplio

The Battle

Nikki St Paul

Natalie Felgate - The 'Professionals' Mortgage Adviser

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