PT Saratoga Investama Sedaya Tbk.

Focusing on value creation, transformation, program management, and business development in the healthcare and logistics industries.

Senior Vice President, Portfolio Management

Brawijaya Healthcare Group

As a member of Board of Directors with main focus on aligning and streamlining business strategy and operations to enable sustainable growth.

Director

LeadLeap

Provide mid-career professionals seeking to reignite their potential and emerging leaders focusing on building high-performing teams with support and strategies to transform their aspirations into meaningful progress.

Founder

University of Indonesia

Technopreneurship Subject - Media Production Study Applied Undergraduate Program

Adjunct Lecturer

Sinar Mas

Led group-wide commercial and operations transformation, and spearheaded commercial transformation across multifinance and life insurance subsidiaries.

Group SVP, Operational & Commercial Excellence – Financial Services Holding

PT Sinarmas Multifinance

Led a commercial transformation program, enhancing products, channels, sales effectiveness, and analytics. Strengthened the Commercial Excellence directorate and spearheaded key strategic initiatives like agency and dealer loyalty programs and strategic dashboards.

Chief Commercial Excellence

GoTo Group

Streamlined and implemented GoTo's first annual OKRs, conducted the first top leadership strategy sessions, and led the PMO in delivering synergy initiatives across Gojek, Tokopedia, and GoTo Financial, including GoMart & TokoNOW integration.

Head of Post-Merger Integration & PMO

MPM Group (PT Mitra Pinasthika Mustika Tbk)

Directly reported to the Group CEO, leading a group-wide digital transformation across insurance, rental, used car dealer, and auction companies. Developed and streamlined digital roadmaps, resulting in improved NPS, halved insurance claim processing time, cost savings, and increased auction profitability.

Group Head of Digital Transformation

Supported strategy and operations improvement for car rental and insurance subsidiaries, turning around one to profitability through a transformation program, and developed and implemented a digital transformation roadmap.

Advisor – Strategy & Operations

PT Saratoga Investama Sedaya Tbk

Developed strategic recommendations, turning around two portfolio companies to profitability, initiated synergies and digital transformation across the group, and executed six investment deals, including the first direct investment in the tech sector.

Vice President, Portfolio & Business Development

Skystar Capital

Supported portfolio monitoring and evaluation for subsequent funding rounds, managing P2P fintech lenders, e-commerce, and big data enablers.

Venture Capital

With over 18 years of diverse industry experience, I am a pragmatic executive dedicated to driving business transformation and fostering growth. Having worked across Southeast Asia, the Middle East, and the UK, my global perspective enables me to adapt and excel in various business environments.

As a seasoned transformation leader, I utilize structured problem-solving, collaboration, and empathetic leadership to tackle complex challenges and unlock new opportunities. My versatile background in PEVC, consulting, tech, and field operations equips me with the ability to develop optimal solutions considering factors such as strategy, operations, and investment.

I hold an MBA from the University of Oxford with Distinction and as a Dean's List Prize recipient (top 3%). My lifelong learning and growth mindset is demonstrated by completion of project and product management professional certifications (PMP®, AH-MC, PSM I, PSPO I), Lean Six Sigma Green Belt, CFA Level I, and ongoing pursuit of Doctoral Degree in Management.

I regularly share my insights, experiences, and strategies to empower others navigating the dynamic world of business and leadership.

My industry exposure includes:
- Digital: e-commerce, ride-hailing, fintech
- Consumer: automotive, healthcare, fresh produce, fashion & apparel retail
- Financial services: insurance, multifinance
- Energy & materials: fossil fuels, renewables, and metals

Feel free to reach out, and let's explore how we can drive positive change in the business landscape.

Norman Yanuar

• Manage account of Debtors within portfolio credit disburse almost 2 trillion IDR with wide range of industries (mining, telecom, real estate, and transportation).
• Make credit proposal, conduct in financial spreadsheet analysis, account statement analysis, cashflow projection analysis and research industry analysis.
• Negotiates credit terms, such as costs, loan schemes, loan repayment methods and collateral, including restructuring credit facilities and all the process of corporate loan recovery.
• Maintaining relationship and managing and serving existing corporate clients, as well as providing
advice to company management.
• Successfully develop product and growth new car financing for corporate client’s employee (Car Ownership Program).
• Actively promote brand awareness of new car financing product to prospects and clients from Pillar of Sinar Mas
• Involved in product development (Dealer/ showroom financing and investment credit-new car financing for corporate debtor) included make SOP, develop systems and flow process, and also give training to Branch Office.

Relationship Manager

Credit Risk Analyst

PT Bank Sinarmas Tbk

1. Joined program to become Corporate Banking Relationship Manager
2. Make financial analysis (inlc. FS, account statement, cashflow projection, market analysis, etc) for corporate clients with minimum credit disbursed IDR 75 Bio.

Corporate Banking Development Program Batch 6

Universitas Gadjah Mada (UGM)

Laboratory Asisstant of Renewable Energy

PT. Perkebunan Nusantara VIII

Research Intern

Ardyan has a ability to organize people and systems to achieve objectives, meet deadlines, priority works, problem solves, and maintain high standards. Experience in credit and loan restructuring

taplio

The Battle

Norman Yanuar

Ardyan Widyanto

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