I create efficient tax and investment strategies for tenured Sales and Software Pros | Financial Advisor & Fractional CFO | Guiding you to a better and abundant financial life |

TFA’s mission is to enhance the present and future economic well-being of its clients and representatives. 

Baby Boomers are retiring every day.

The average baby boomer believes $300,000 is sufficient enough to retire on.

Do you think that's enough money? But before I answer that, here's my story:

I was on track to be a Chemical Engineer till 2020. But when I graduated, I was distraught with what the job requirements were. Putting myself first, I completely decided to quit the track.

No plan, no job in sight. I started to panic.
 
That's when my mom sat me down and told me to list the things I'm passionate about. Turns out personal finance and education were the top two on my list. Not shocking, considering I always had a passion for how money works. 
 
So, I started doing research for jobs in financial services. My goal was to implement my passion for financial education for everyone. 

Since then I've helped countless individuals, families, and business owners make easier financial decisions for their future.
 
Services I provide:

1. Portfolio Planning
2. Budget Creation
3. College Funding
4. Debt Reduction 
5. Retirement Planning 
6. Proper Protection
7. Tax Efficiency
8. Investment Allocation



What makes me different:
- Keeping you accountable to your goals
- Creating simple yet effective strategies
- Establishing a personal relationship
- Yearly reviews accounting for changes in goals and income

So to answer the question above, $300,000 is not enough money to retire on, in my opinion. But that's where I come in. 

If you want to learn more about how my clients are pursuing their financial goals, let's have a quick chat :)

Omkar Shinde

I've spent $75,000+ on my mortgage over the last 3 years.

3 reasons why I'll never ever go back into Real Estate ever again:

1. Interest
• It's no shocker payments first go to interest, then principal.
• In an environment rate like this, I'm not motivated to buy real estate and let it cash flow -$500 to $100 per month.
• I study the markets, and they're doing much better anyways.

2. Costs and Illiquidity
• Buying a house costs time, selling a house costs money.
• And the investment is fully illiquid. I cannot sell a bathroom and keep the house.
• Yes, loaning is an option and that's the only thing I like about it. But, that can also be a slippery slope.

3. Minimal Benefits
• Shreya works 40 hours a week, I run an advisory firm, and we own 2 rentals.
• Neither of us in Real Estate, nor can we qualify for REPS. So depreciation only offsets the cash flow we receive, nothing else.
• Not to mention maintenance, HOA, property management, and paying for all of that.

So yeah, I'm a huge believer money can be used in better places than real estate.

Anyone else agree?

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I create efficient tax plans and investment strategies for Sales & Software Employees making $200,000+ | DM me “W2” for an intro call.

3 weeks ago, Trump wanted to ban large institutional investors from buying single-family homes.

People are celebrating. But let me fill in the blanks for you:

37-year-olds making $172K can't buy a house.
Because BlackRock can pick up houses for 0.00023% of their balance sheet.

The Middle Class is not competing against families anymore.
They're competing against trillion dollar asset managers.

Who see nothing but dollar signs and decimal points.

So banning them makes sense, right?

But here's the other side:

Institutional investors own less than 3% of single-family homes in the U.S.

The real issue?

→ Interest rates that doubled.
→ 40-year low housing supply.
→ Zoning laws blocking construction.

Banning institutional buyers might feel good.

But it doesn't build more houses.

I work with clients making great money who still can't afford homes.

It's not just because BlackRock bought 3% of the market.
It's because there aren't enough homes being built.

Supply and Demand is basic macroeconomics. 

So what's the real solution?

Ban institutional buyers and hope prices drop?
Or build more housing so supply meets demand?

One feels good.
Both fix the problem.

What do you think—will this ban help or are we missing the bigger issue?

Every other Friday, you wait for that $4,786 paycheck.

But by Monday... *poof*.

You worked late nights.
Put in weekend hours.
Closed the deal that finally hit your quota.

Payday arrives—
And just like that, it disappears.

Because here’s what happens:

→ The rent auto-drafts.
→ The Amex bill hits.
→ Groceries, daycare, travel... all waiting in line.

By Monday morning, you’re already stressed about how to stretch what’s left.

This isn’t carelessness, well maybe a bit..

But mostly, it’s a missing skill.

Because *earning money* and *managing money* are two completely different games.

One fills your account.
The other builds your freedom.

Without a cash flow system, the cycle repeats:

• Direct deposit in on Friday.
• Expenses drain it by Monday.
• Anxiety fills the rest of the month.

What's worse? 
You can’t out-earn disorganization.

Most Sales clients making over $200,000, don’t need more money, they want it.

But they NEED a structure that makes cash flow predictable, month after month.

What's your cash flow management look like?

DM me "FLOW" and I’ll show you how to finally keep more of what you earn.

I took a bet on myself at 23 to drop a stable paycheck to go all in.

4 years later, I've 3x'd my salary and I'll never have to look for a job again.

Here's what nobody tells you about risk:

Everything is risky.

Staying at your job? Risky.
Layoffs happen. Budgets get cut. Companies fold.

Starting a business? Risky.
You might fail. You might lose money. You might look stupid.

The difference?

One risk keeps you comfortable until it doesn't.
The other risk builds something that can't be taken away from you.

Most people avoid the "scary" risks while taking the safest-looking risk of all—betting their entire future on someone else's decision.

That's not safety.
That's just delayed uncertainty.

When I left my 6-figure job, everyone thought I was crazy.

"You're throwing away stability."
"What if it doesn't work out?"
"You should wait a few more years."

But as time went on, it became clear:

The biggest risk wasn't starting my business.
It was spending the next 40 years wondering "what if?"

4 years later, I've tripled my income.
Built financial freedom on my own terms.
And I'll never have to update my resume again.

You're going to take a risk either way.

So why not take the one with the outcome YOU actually want?

The job will always be there if you need it.
But the opportunity to build something for yourself?

That window doesn't stay open forever.

It's the first full week back in 2026, what are you doing today to start your year your way?

At 18 years old, I was denied my first credit card.

At 25 years old, I had a credit score of 815.

Here's how I did it:

• Paid off my card bi-weekly for 4 years straight
• Kept my first card open, even when I stopped using it
• Used less than 10% of my limit per month
• Increased my limit every 6 months
• Followed Chase's 5/24 rule

I didn't have anyone teach me how to build credit.

I figured it out on my own.

Most people wait for someone to show them the way.

They wait for their parents to explain it.
They wait for school to teach it.
They wait for the "right time" to start.

But nobody's coming to save you.

If you want something in life, you have to make it happen yourself.

And the difference between where you are and where you want to be?
Action.

You either figure it out or you stay stuck.
Or pay someone like me to make sure you get what you need.

P.S: Struggling with your credit? DM me "CREDIT" and let's talk.

Using your 401(k) funds for a down payment?

This will create a generation of homeowners who can't afford to retire.

Trump's berlieves his proposal is the solution to help the home-buying dilemma.
Let me show you what this actually means:

You're 28 with $40K in your 401(k).
You can't afford a down payment.

Now you can pull $30K out and buy a house.
Problem solved.

But here's what you're not seeing:

Keeping retirement funds locked up has actually been helpful.
It forces people to save cash for a down payment.

Which means:

→ They build an emergency fund first.
→ Their retirement keeps growing the entire time
→ They prove they can handle homeownership costs.

Yes, it delays buying a house.

But that delay protects both your home AND your retirement.

Now imagine this:

A 28-year-old pulls $30K from their 401(k) for a down payment.

Buys a house they can barely afford.
Then the AC breaks. Roof leaks. Property taxes spike.
No cash reserves left.

And their retirement account is back at $0.

They're house rich, cash poor and back to the foothills of the retirement mountain.

Access to retirement funds might sound like freedom.
(Could be)

But my bet is it's more likely to create a generation of homeowners who can't afford to retire.

What do you think—does easy access help or hurt more people?

I've worked with AE's making $400,000/year. 
 
I've also worked with a bakery owner making $40,000/year. 
 
My top 5 lessons on literacy I've learned while serving a diverse client base: 
 
→ Financial discipline is the main difference, 
Between someone making $1,000/month vs. $10,000/month. 
 
→ Educating people about their finances sells. 
Not the fee structure. 
 
→ Your history and your mission are both crucial, 
And bridge both of these with your story. 
 
→ Money is still a taboo topic, 
even in high-income households. 
 
→ Your salary on paper does not matter. 
It's your bank account balance that does. 
 
 
The only way to freedom is through education. 
 
So get literate to be liberated. 
 
Message me today to take the first step.

A potentially illegal Roth IRA hack that hasn't been discovered yet.

Disclaimer: This is not financial advice.

Father has a Roth IRA. Son has a Roth IRA.
Father makes $82,000. Son makes $76,000.

Father pays for everything, has nothing to save at the end of the month.
Son is single and lives at home, 80% of his income is discretionary.

Son maxes out his Roth IRA. 
Son maxes out Father's Roth IRA.

Son is 27. Father is 58.

There's a mutual understanding between Father and Son that Son will inherit the Roth upon the Father's passing.

Let's assume Father lives till 90.

Which means Son has 32 years of compounding interest on $15,000/year of contributions.

Considering they start from $0, and max it out every year,
that's a combined Roth Account of $2M completely tax-free.

With the 4% rule, that's $80k/year in tax-free retirement income for the son.
Even higher with an Annuity.

To any tax pros, is this legal?

P.S: This may or may not be an real life scenario. 👀

Shreya and I spent $2,134 on our trip to Portland, Oregon in December.

Here are the 2 financial rules that help us travel every month:

1. Systems create peace.
2. Memories > Money any day.

Let me lay out the scene:

→ United Economy to Portland.
→ Diamond status got us an Upgraded room at Hilton.
→ Waterfalls, Mountains, beaches and mouth watering food.

The best part? 

I was swiping my card like a Kardashian.
I never swiped thinking, “Can I actually afford this?”

The actual difference between budgeting and building a system.

Budgeting is like trying to count calories while you’re holding a plate of warm cookies.
Systems are the reason you don’t even keep cookies in the house.

Before the trip:

→ Travel fund? Funded.
→ Investments on autopilot as always.
→ Houses on rent so no worry on the mortgage.
→ Business cash flow still operating despite 4 days off.

So this trip was a nice getaway for us to treat ourselves.

I had the peace of mind that my money was working for me.
I was spending time with Shreya, last few months as fiancées.

Just 2 D.I.N.K's with a good financial system.

But this is where most sales reps struggle.

One big commission check hits and it feels like winning the lottery.
The next month, income dips and panic sets in.

That volatility isn’t the problem—it’s the lack of a system to handle it.

So yes, we spent $2,134.

But what I really bought was peace of mind and memories with the best.

Sales doesn’t have to feel unstable.
You just need a structure that makes the unpredictable... predictable.

Want a masterclass in business and finance?

The Chainsmokers make 7 figures/year for a 245 second song from 2016.

TikTok has the "2026 is the new 2016" trend going on.
And it brought back Freshman year memories.

The biggest flashback was screaming,
"From your roommate back in BOULDER, we ain't never getting older."

And I realized, they recorded "Closer" 9 years ago.

And it still pays them millions.

Every stream. Every radio play. Every TikTok video.
They get paid.

If only we taught that to everyone, because most people trade time for money:

Work 40 hours → Get paid once → Repeat forever.

But the smartest people build assets:

Work once → Get paid forever.

Here's what that looks like:

• Invest in assets that pay dividends
• Write a book that sells for 10 years
• Build a course people buy on repeat
• Create content that generates leads daily

The Chainsmokers aren't special.

They just built something once that keeps working for them.
You can do the same thing.

Stop chasing the next paycheck.
Start building something that pays you long after the work is done.

Because the goal shouldn't be to work harder.
It's to work once and get paid forever.

What's one thing you're building today that will pay you for years?

I sobbed the entire night after I got laid off.

It made me accept the reality which I was avoiding.

Here's what I chose to ignore:

I worked at a company that paid me just enough to keep me comfortable.
And I gave them just enough to hit quota and stay off the radar.

I was checked out. 
I was wondering "is this it?".

I did what many corporate employees do:

* Hit my numbers.
* Met expectations.
* Waited for the next cycle.
* Played the promotion game.
* Hid behind my Zoom camera.

From the outside, everything looked fine.
Inside? I was uneasy.

This arrangement was bad for everyone.

I wasn’t building real leverage or skills.
The company didn’t get my full potential.
And my motivation slowly eroded quarter after quarter.

The layoff was brutal. But it forced honesty.

Today, I’m genuinely grateful for the environment I work in now.

One where:

* You’re rewarded for impact, not just tenure.
* Ownership matters more than politics.
* Growth isn’t tied to a title change.
* Effort actually compounds.

If you’re feeling that low-grade dissatisfaction between performance reviews and promotion cycles, pay attention.

That feeling isn’t burnout.
It’s misalignment.

You don’t owe your career another year of playing it safe.
You owe your future another year of building your heaven on earth.

P.S. If this sounds like you, trust me—you’re not broken. You’re just ready for more.

Open to other opportunities? DM me "Open" because I'm hiring 3-5 motivated people for 2026.

Trump wants Credit card companies to slash rates to 10% for 1 year.

Here's how it affects you:

Let's take the Average Joe:
Joe has $6,000 in Credit Card Debt.

Current rate (22%): $1,320/year in interest
Proposed rate (10%): $600/year in interest
Savings: $720/year

That's real dollars back in your pockets.
But it's what I call "invisible money". 

You will be happy with a reduction in interest charges, 
but unless it is consciously put to use, this is money that will be spent on something random.

And here's the other side:

Credit card companies make $120B/year in interest.

A rate cap would cut that in half, which results in:

→ Fewer rewards programs.
→ Higher fees to offset losses.
→ Stricter approval requirements.
→ Lower credit limits for existing customers.

There's one thing I can guarantee you:
Banks will not absorb the losses (why would they?).

They will pass them down.

The people who need credit the most?
They'd have the hardest time getting it.

So who actually wins here?

Companies lose revenue.
People trying to build credit get locked out.
People with existing balances get temporary relief.

With no guarantee of them actually getting out of debt.

To me, the real question isn't whether 10% sounds better than 22%.
It's whether we're solving the problem or kicking the can down the road.

What do you think—would this help or hurt more people in the long run?

I left corporate, built my own paycheck, and found my sense of freedom.

Would you like that too?

2025 was a year of growth for me:

- Got engaged 💍
- Caught 7 flights 🛩️
- Moved back home 🏠
- Better Systems and Ops.
- Finalized our dream wedding.
- $200,000+ revenue generated.
- $10,000,000+ AUM accumulated.

All this without:
- Worrying about a job loss.
- Hesitating to take time off.
- Applying to jobs because mine sucks.
- Responding to slack messages on vacation.
- Moving my mouse because PTO wasn't approved.

Now 2026, I have only one goal:

- SCALE.

But there's a problem. 

I, like everyone else, have only 24 hours in a day.
And I'm at a point where 12 of those are already taken up by my clients.

Which means, if I want to positively impact more people, 
I have to hire more people.

So, I want to help you create a life just like mine.
(It's hard work, but I think it's worth it 😉)

Here's what I'm looking for:
- Someone who wants to positively impact their community.
- Someone with a passion for Finance but doesn't know how to get started.
- Someone who's dissatisfied with their career and are open to other options.
- Someone who's always dreamt of being a business owner, but never had the opportunity.

You'd be introduced to a team that:
- Have backgrounds in Engineering, Law, Finance, Sales and Medicine.
- Are collectively pushing $400MM in Asset Under Management.
- Have worked at KPMG, Deloitte, Arther-Andersen, Booz-Allen Hamilton etc.
- Want to take a chance on you making it.

It's only 16 days into 2026. Imagine what this could look like 349 days from today.

Don't underestimate how long it might take you to be successful. 

We all have to start somewhere. Might as well, be here and be today.


Interested? We're interviewing people that fit the above criteria. DM me "FA" and I'll reach out to you to set a time.

If you're not interested, send this to someone you know who might be a good fit.

Instagram's CEO claims "Quality content is dead."

If you're creating content in 2026, here's what you should know..

Everyone and their mom is using AI now.

Templates structure their posts.
ChatGPT generates their hooks.
Claude writes their captions.
Grok fact checks the result.

And it sounds as perfect as Celine Dion's Voice.

We're more connected than ever before but we've never felt more disconnected emotionally.

I've seen it happen:

Someone posts 5 times a week with AI-written content.
Gets 8 likes, 12 comments.

And then crickets....

But posting about what happened to you when you were 14, and how that impacted you today?

DMs flood in.
Comments blow up.
People finally feel something.

Because it was authentic.

Stop trying to sound smart, start sounding like you.

Share the messy parts.
The failures.
The "I have no idea what I'm doing" moments.

AI can write your posts.
But it can't tell YOUR story in your voice.

Every time your audience reads your post, if they can't imagine you saying it, you've lost.

And that's the only thing people actually care about anymore.
Your voice.

What's one thing you've been afraid to share because it's "too vulnerable"?

High Taxes? Real Estate is the answer to everything.

I wouldn't touch real estate with a 10 ft. pole if that was me.

Every guru screams the same thing:

"Real estate is the best tax shelter!"
"Depreciation writes off everything!"
"Buy rentals and pay zero taxes!"

Cool story. Let's take a quick peak behind the scenes, shall we?

You're trading tax savings for actual cash flow.

Let me break it down:

You buy a $500K rental property.

Depreciation saves you $7K/year in taxes.

But you're also dealing with:

→ $15K roof repair you didn't budget for
→ Tenants who stop paying rent
→ Property taxes that went up 18%
→ Insurance that doubled in 2 years

Your "tax savings" just got eaten alive by expenses.

And that's if everything goes right.

What if interest rates spike and your property value drops 20%?

What if you need cash and can't sell because the market's dead?

What if your tenant trashes the place and you're stuck with a $30K renovation?

Real estate isn't liquid.
It's not passive.
And it sure as hell isn't a guaranteed win.

I've seen clients lose more money chasing "tax benefits" in real estate than they ever saved.

They bought properties they couldn't afford.
In markets they didn't understand.
Because someone on Instagram told them it was "the smart play."

Here's the truth:

Real estate CAN be great.

But only if you have the time, the capital, and the risk tolerance to handle it.

If you're buying rental properties just to "save on taxes"?

You're doing it for the wrong reason.

And you're probably going to lose money.

Tax savings don't mean anything if you're broke.

What's your take—is real estate overhyped or am I missing something?

A simple X post made me rethink what doubt is.

Here's how it goes:

"The archer aims at the target, not the doubts in his mind or on his ears."

It's what I needed to hear that day.

Because here's what happens when you chase something big:
Everyone has an opinion.

"That's too risky."
"What if you fail?"
"Why don't you just stay where you are?"

And the worst part? You low-key believe them if you aren't confident in your skills yet.

You question yourself.
You second-guess every move.
You get paralyzed by what could go wrong.

Here's the reframe:
Doubt isn't the problem. Doubt is actually a good thing.

It means you're on a path that most won't tread,
which means lesser competition,
and a higher reward.

Focusing on doubt is the major.

Our brain takes a small piece of information and creates the scenario that's worse than death.

The archer doesn't aim at his doubts.
He aims at the target.

Every single day.

Your job isn't to eliminate doubt.

It's to ignore it and focus on the task in front of you.

Write the post. Make the call. Send the email. Face the rejection.
But show up again tomorrow.

None of that matters if you just keep aiming at the target.

Big goals aren't achieved by overthinking them.
They're achieved by doing the small tasks every single day.

America is at $1,130,000,000,000 in Credit Card debt. 
 
Here's how I helped John and Jane Doe eliminate theirs. 
 
John and Jane are very frugal: 
 
• John works in construction making $120,000. 
• Jane runs her own embroidery business. 
• Paying down a house and 2 cars. 
• Provide for their 2 children. 
• Yearly family trips. 
 
They just did one thing incorrectly. 
 
They paid for a wedding using Credit Cards. 
 
They admitted it themselves. 
"We were young, dumb and broke." 
 
But that was 8 years ago..... 
 
Since then they've paid off only $25k, 
and paid more than $30k in interest. 
 
They needed a way out. 
 
That's when they sat down with my team. 
 
Here's the plan we created for them: 
 
1. Consolidated the debt 
- They had 12 different cards, with variable rates balances. 
- Credit transfer onto one card with a 0% APR for 21 months. 
 
2. Negotiation 
- Believe it or not, some credit card companies are willing to extend promo periods. 
- We negotiated a 0% APR for an extra year (21 -> 33 months). 
 
3. Priority mapping 
- Do you want to keep your same lifestyle or pay off your debt? 
- Which one is worth the short-term pain? 
 
4. Take action 
- Stick the the monthly payment outlined. 
- Contribute any bonuses or extra amounts to the principal. 
 
They've been on their journey for 22 months. 
 
Yesterday marked $40k in debt paid off. 
 
They hit 1.5x in 22 months, 
than what they paid off in 7 years. 
 
That's the power of proactive debt planning.

How are you eliminating your debt?

Your job at Salesforce might impress your folks.

Big title. Big quota. But your bank account? Still small.

If I had to guess, you’re grinding:

* Consistently hitting quota
* Managing a team or region
* Exploring a side hustle "just in case"

On paper, you’re winning.

But in reality: 

* Taxes are quietly crushing your take-home
* Lifestyle creep followed the last promotion
* Tax planning feels reactive, not intentional

Here’s the hard truth I see with a lot of AE's and Directors:

You’re earning from multiple places,
but you’re running your money with zero system.

Common mistakes I see:

* Treating commissions like salary
* Running side hustles without tax planning
* Outsourcing everything except your finances

So how do you fix it?

Start here:

1️⃣ Separate operator money from lifestyle money
Your commission and side hustle income should follow rules.
Not vibes. Or your friends orders.

2️⃣ Automate wealth, not just savings
401(k), backdoor Roth, brokerage.
If it’s manual, it’s optional. And optional never scales.

3️⃣ Proactively Tax plan
RSU's, ESPPs, Commission Checks - need in depth planning.
Real Estate, Oil and Gas, Private Equity - need qualifications.

It’s not about closing more deals. You already know how to do that.

It’s about keeping more of what you earn
and making your money work as hard as you do.

Your dream life doesn’t come from a higher quota.
It comes from better systems.

P.S. If you’re an AE making $200,000+ but feel behind anyway, DM me "AE" if you want to lower stress, and higher bless.

Senior Construction Project Manager @ VareCo

I am the Founder &amp; CEO of Investor Acquisitions. In short, I help real estate executives be known. What I've found is the best operators in real estate often neglect marketing. Marketing is important enough to wish you were better but not important enough to take it on on your own. Put another way: If operations fall apart? You don't have a business to market. If marketing falls apart? You've survived this long without it. However, there's a catch 22 to this approach to marketing. The modern real estate sponsor, broker &amp; lender needs marketing. They need to be known. Social media expedites 2 key aspects of deal making: 1. Building awareness of you. 2. Building trust in you. My business is taking the hard work of figuring social media out off your hands, &amp; replacing it with all the benefits. 1. Being trusted and known. 2. Generating quality leads. 3. Raising capital/Closing deals. The fun stuff that comes from being known. Whether you're the CEO, an executive team, or a broker, our team at Investor Acquisitions can level up your brand &amp; content on LinkedIn. Our business is telling your story.

Cole Baker

Emmitt Smith earned $61,300,000 during his NFL career. 

He's quietly turned that into $100,000,000 in real estate. 

Here's how he did it: 

1) He LEARNED from the BEST. 

• Emmitt played 15 years for the Dallas Cowboys. 
• He leveraged the notoriety to get an internship. 
• Followed Roger Staubach around for 2 years. 
• (Roger has transacted on $26,000,000,000+ in CRE)
• This was the foundation of his knowledge. 

2) He TOOK ACTION. 

• Leveraging the experience with Staubach, 
• He started a JV with Staubach's company. 
• He started his own firm in Baltimore. 

Most of us don't have $63mm to start investing with. 

But, anyone can learn from the best: 

• Podcasts. 
• YouTube. 
• Books. 

& anyone can take action. 

P.S. The real question everyone wants to know? 

Will the Cowboys ever win a Super Bowl Again?

Founder + CEO of Investor Acquisitions | I help real estate executives build their brand & attract investors | Trusted by 44 Firms | DM “Intro” to schedule a meeting with Investor Acquisitions

I left my W-2 to start my business 14 months ago.

• I have had days I didn't think I'd make it.
• I have had weeks no money came in.
• I have had moments I messed up. 

• I have messed up with clients. 
• I have messed up sales calls. 
• I have messed up on hiring. 

I have lived a lot of the fears that held me back from starting sooner. 

But, I can say this:

I am filled with more purpose than I have felt in a very long time. 

& something about that makes the pain worth it. 

So here's to you taking the leap in 2026! 

The year you finally do it. 

Whatever it is!

P.S. If this was the year, what would you do?

I spoke to an RIA who’s helped his clients sell $14,000,000 worth of businesses to private equity.

I asked him what owners should look out for in the terms of their purchase agreements. 

Here’s what he told me: 

1) If you are presented with a dual share class structure within your agreement, it’s standard for the controlling investor to hold the senior class. What’s not standard? When Class-B shares have no participation rights to maintain their percentage of ownership. 

2) Ensure your "earn out" is tied to performance metrics that are higher up the income statement (i.e. gross revenue or recurring revenue). The higher up the income statement you go, the more the "earn out" is in your control.

3) If a buyer defers payment on your acquisition, lock in interest on top of you’re deferred payment. Otherwise the buyer is using your cash flow to pay you with no compensation for your additional risk. 

4) Ensure the waterfall structure in the purchase agreement defines the hurdle rate. The RIA has seen multiple agreements where the hurdle rate is left undefined at the point of sale. 

5) If you have buyout terms within your purchase agreement, define the “fair market value” of the business at the point of sale. & ensure that definition is defined at your full discretion. 

6) If your sale price is formulaic, ensure you define what’s being multiplied. If the buyer is paying a multiple on “adjusted EBITDA,” you set the definition for adjusted EBITDA.

7) Rolling equity into a deal doesn’t = money in your pocket in the future. Do you’re diligence on the buyer as well. It could be the difference in millions of dollars.

P.S. Was this helpful? Comment below what stuck out the most ⬇️

I spoke to an investor with $300,000,000 in AUM. 
His first deal he bought for $560,000 debt free. 
Here's the breakdown of how he did it: 

1) He started as a leasing agent for a family office. 
• The family office owned a few dozen deals. 
• He was there "Swiss army knife."
• Managing existing tenants. 
• Leasing units. 
• Even identifying new properties to acquire. 
• However, one thing stuck out to him: 
• He knew unless he owned real estate himself, 
• He'd never build true wealth. 

LESSON: 

• Build experience in the asset class you chose. 
• Only once you've built up a knowledge base, 
• Should you take the leap to ownership. 

2) He identified a property. 
• In his work with the family office, he identified a deal. 
• It was outside the buy box of the family office. 
• So he decided to take a shot at it. 
• He brought ~5 investors together, & acquired it. 

LESSON: 

• Be prepared. 
• Only once you've aligned your operations, 
• Should you begin identifying deals. 

P.S. Which lesson resonated with you the most?

My wife & I started a "sugar cleanse" this week. 

No processed carbohydrates. 
No processed sugars. 
No rice...
Starting off the first 4 weeks of the year right.

However... 
We celebrated my brother-in-laws birthday last night. 

They served Korean beef, green beans, and rice. 
(& cake...)
I've never wanted rice more in my life. 

I held strong, but...

I didn't realize how strong my cravings for carbs & sugar were until this week. 

This week's been brutal. But grateful for the reset. 
(& grateful I'm not taking on the cleanse alone)
How's your new year's resolutions going?

I asked an investor who owns a $750,000 6-unit portfolio debt free in Indiana why he didn't sell his properties to get a higher ROE. 

Here's what he told me: 

• He & his wife collect ~ $2,000 a month net. 
• He & his wife are retired. He self-manages.
• It's busy enough to keep him occupied. 
• But not too busy he's overwhelmed. 
• They're content. 

They set out for a specific number to bring home each month, & they achieved it. 

They're debt-free. Living off their hard work over the years, & don't need more. 

They've made it. 

LESSON: 

• There is always more to chase if you want to. 
• But, if you're looking for financial freedom? 
• Pick the number you're looking for. 
• Then fight hard to achieve it. 
• & once you reach it? 
• Either revaluate, 
• or reap the benefits of your hard work. 

P.S. What would you do with a $750,000 debt-free portfolio? 

Sell it & buy a bigger property? Or hold it?

I asked a developer/owner (who's built $300,000,000 of real estate) how he got started. His first deal ever? 
A $60,000 land flip. Here's the breakdown: 

1) The developer started his career at 19-years old. 
• He sourced a raw piece of land in his hometown. 
• He raised $30,000 from his family & friends. 
• His original intention? 
• Build a duplex. 

2) The seller called him back with more land to sell.  
• He raised another $30,000 from family & friends. 
• Now that he was sitting on 2 adjacent lots, 
• He started planning to build. 

3) A local builder identified the land he'd bought. 
• That builder offered $120,000 for the land. 
• What he'd just bought for $60,000? 
• He sold for $120,000...

A 50% return of equity to his investors & a $30,000 pay day for a 19 year old kid!

LESSON: 

• Action pays. No matter your age, get after it. 

P.S. If you had $30K pay day at 19...
What would you have bought?

My client raised $250,000 from 4 posts. 
(And the deal still has 12 days to close)
Here's the exact strategy we used:  

My client has managed $300,000,000 in AUM. 
He posted on LinkedIn & Facebook for years.
But hadn't had any luck raising capital. 
So he hired me. 

• Day 1; We collected stories + track record.
↳ We identified his Ideal Investor Profile. 
↳ Then curated content to this profile. 
• Week 1: Began posting 3-Days a week. 
↳ Every week. 
• Week 16: Posted first promotional post. 
• Week 20: Collected $250K in capital.
↳ & counting. 

3 takeaways you can steal today

1. Before you ask for business, build up trust. 
• I learned this concept from Alex Hormozi. 
• & it works beautifully. 
• Post valuable content for your ICP everyday you can
• Then, wait to make an ask for as long as possible. 

2. Write content using these 6 content pillars. 
• I developed this working with 40 + CRE firms.
• Write about deals you've bought or underwritten.
• Write about your personal life (not work related).
• Write about the daily conversations you have.
• Write about the lessons you have learned.
• Write about problems your ICP faces.
• Write about the news.

3. Quality content is better than lots of content. 
• My client had posted content for years. 
• Only after we refined his message, 
• Did he raise capital. 

OPPORTUNITY for 2026: 

When you figure out how to tell your story?  

It can change your business forever. 

P.S. I help sponsors, brokers & lenders build their brands on LinkedIn, if this post resonated with you, DM "Story" to schedule an introduction call.

Here's the 9 steps I took to raise my first $90,000 for a real estate investment without raising capital from friends & family. 

1. Committed to posting on LinkedIn on May 15, 2023. 
2. Posted 484 times before getting my first lead. 
3. Had 25+ conversations with investors. 
4. Identified a trusted fund manager to work with. 
5. Identified a trusted sponsor & property to invest in. 
6. Flew to FL to tour and walk the 230-unit property. 
• I toured the different unit mixes available. 
• I took over 200 photos of the property. 
• I took extensive notes of the property. 
• Then returned home the same day. 
7. Sent out an email to investors. 
8. Booked 3 calls. 2 invested. 
9. Each lead from LinkedIn. 

Admittedly, my first capital raise wasn't much. 
& I could have done better with the raise.
Namely, 
1. More consistent follow-up with investors. 
• During the diligence of the deal. 
2. More consistent follow-up with investors.
• Prior to finding a deal.  

However, it taught me 2 meaningful lessons: 
1. LinkedIn is a powerful tool for business. 
2. I could build trust with investors. 

This deal led me to start Investor Acquisitions.
& now? 18 months later. 
My clients have raised $10,000,000+ of equity. 
My clients have generated $100K+ in revenue. 
My clients have generated 1,200+ ideal leads. 
All from LinkedIn. 

Are you looking to raise capital in 2026? 
We can help. 
DM "capital" to schedule an intro call. 
Or click my calendar link below: 
https://lnkd.in/g92Wj2WT

I submitted an offer for $950,000 on a 9-unit portfolio. 
The asking price was $1,400,000. 
Here's why I sent an offer $450,000 < asking price: 

I posted about this deal a few weeks back, & lots of people were curious about the specific numbers of the deal. 

The portfolio was made up of 6 properties: 
• A 4-unit multifamily property. 
• 5 single family homes. 

The income of the portfolio was as follows: 
• The 4-unit property: 
• The 4-unit was 100% occupied all of 2024. 
• The 4-unit produced $39K of rent in 2024. 
• The 4-unit produced $15.6K in expenses. 
• 𝗧𝗵𝗲 𝟰-𝘂𝗻𝗶𝘁 𝗽𝗿𝗼𝗱𝘂𝗰𝗲𝗱 $𝟮𝟯𝗞 𝗶𝗻 𝗡𝗢𝗜. 
• The 5 SFRs combined: 
• The 5-SFRs were ~ 60%  occupied in 2024. 
• The 5-SFRs produced $41K of rent in 2024. 
• The 5-SFRs produced $56K in expenses. 
• 𝗧𝗵𝗲 𝟱-𝗦𝗙𝗥𝘀 𝗹𝗼𝘀𝘁 ~ $𝟭𝟰𝗞 𝗶𝗻 𝟮𝟬𝟮𝟰. 
• After paying their debt payments. 
• All-in, they netted 4K in 2024. 
• (No 2025 P&L either)

With the SFRs producing negative cashflow, my intent was to sell the SFRs as single family homes, & keep the 4-unit. 

• Local cap rates for this vintage of asset is 7-10%. 
• Here's how I priced the 4-unit apartment: 
• [(NOI: $23,418)/(cap rate: 8.3%)] 
• = value of asset: $284,200
• The Zillow estimate for the SFRs was: 
• $734,000. 
• Combined: $1,018,200. 

The sellers offered seller financing for 50% LTV @ 6% interest. 

Curious to hear your thoughts on my approach.  

Comment below with your thoughts.

I asked a developer who's built $300,000,000 worth of real estate about what capital structure he's raising capital with in 2026. Here's what he told me: 

His "equity" investors invest as a 2nd position loan. 

• He secures a construction loan from a local bank.
• He provides the equity to close the development. 
• His investors come in to fund a subordinate loan.
• His investors receive a fixed 12% on their capital.
• (The 2nd-position loan is secured by the land).

Rather than participate in the upside of the deal. 
Many investors he spoke with wanted certainty. 
So he created a product to fulfill that desire. 

P.S. Do you like the capital structure? 
Or 
Would you have another in mind?

If you're starting a "solo-preneur" business in 2026, you'll beat 99% of the competition doing this: 

1. Pick a niche market to sell to. 
2. Sell to people who can afford to grow with you. 
3. Sell a product you believe in. 
↳Do free work until you believe in it. 
4. Choose a social media platform your clients are on. 
5. Post content every day that solves their problems. 
6. Sell by identifying problems & selling the solution. 
7. REMEMBER: 
↳You haven't won yet, so you have nothing to lose. 

P.S. What's your goal for 2026?

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