I create efficient tax and investment strategies for tenured Sales and Software Pros | Financial Advisor & Fractional CFO | Guiding you to a better and abundant financial life |

TFA’s mission is to enhance the present and future economic well-being of its clients and representatives. 

Baby Boomers are retiring every day.

The average baby boomer believes $300,000 is sufficient enough to retire on.

Do you think that's enough money? But before I answer that, here's my story:

I was on track to be a Chemical Engineer till 2020. But when I graduated, I was distraught with what the job requirements were. Putting myself first, I completely decided to quit the track.

No plan, no job in sight. I started to panic.
 
That's when my mom sat me down and told me to list the things I'm passionate about. Turns out personal finance and education were the top two on my list. Not shocking, considering I always had a passion for how money works. 
 
So, I started doing research for jobs in financial services. My goal was to implement my passion for financial education for everyone. 

Since then I've helped countless individuals, families, and business owners make easier financial decisions for their future.
 
Services I provide:

1. Portfolio Planning
2. Budget Creation
3. College Funding
4. Debt Reduction 
5. Retirement Planning 
6. Proper Protection
7. Tax Efficiency
8. Investment Allocation



What makes me different:
- Keeping you accountable to your goals
- Creating simple yet effective strategies
- Establishing a personal relationship
- Yearly reviews accounting for changes in goals and income

So to answer the question above, $300,000 is not enough money to retire on, in my opinion. But that's where I come in. 

If you want to learn more about how my clients are pursuing their financial goals, let's have a quick chat :)

Omkar Shinde

I've spent $75,000+ on my mortgage over the last 3 years.

3 reasons why I'll never ever go back into Real Estate ever again:

1. Interest
• It's no shocker payments first go to interest, then principal.
• In an environment rate like this, I'm not motivated to buy real estate and let it cash flow -$500 to $100 per month.
• I study the markets, and they're doing much better anyways.

2. Costs and Illiquidity
• Buying a house costs time, selling a house costs money.
• And the investment is fully illiquid. I cannot sell a bathroom and keep the house.
• Yes, loaning is an option and that's the only thing I like about it. But, that can also be a slippery slope.

3. Minimal Benefits
• Shreya works 40 hours a week, I run an advisory firm, and we own 2 rentals.
• Neither of us in Real Estate, nor can we qualify for REPS. So depreciation only offsets the cash flow we receive, nothing else.
• Not to mention maintenance, HOA, property management, and paying for all of that.

So yeah, I'm a huge believer money can be used in better places than real estate.

Anyone else agree?

I create efficient tax plans and investment strategies for Sales & Software Employees making $200,000+ | DM me “W2” for an intro call.

No alternative text description for this image

3 weeks ago, Trump wanted to ban large institutional investors from buying single-family homes.

People are celebrating. But let me fill in the blanks for you:

37-year-olds making $172K can't buy a house.
Because BlackRock can pick up houses for 0.00023% of their balance sheet.

The Middle Class is not competing against families anymore.
They're competing against trillion dollar asset managers.

Who see nothing but dollar signs and decimal points.

So banning them makes sense, right?

But here's the other side:

Institutional investors own less than 3% of single-family homes in the U.S.

The real issue?

→ Interest rates that doubled.
→ 40-year low housing supply.
→ Zoning laws blocking construction.

Banning institutional buyers might feel good.

But it doesn't build more houses.

I work with clients making great money who still can't afford homes.

It's not just because BlackRock bought 3% of the market.
It's because there aren't enough homes being built.

Supply and Demand is basic macroeconomics. 

So what's the real solution?

Ban institutional buyers and hope prices drop?
Or build more housing so supply meets demand?

One feels good.
Both fix the problem.

What do you think—will this ban help or are we missing the bigger issue?

At 18 years old, I was denied my first credit card.

At 25 years old, I had a credit score of 815.

Here's how I did it:

• Paid off my card bi-weekly for 4 years straight
• Kept my first card open, even when I stopped using it
• Used less than 10% of my limit per month
• Increased my limit every 6 months
• Followed Chase's 5/24 rule

I didn't have anyone teach me how to build credit.

I figured it out on my own.

Most people wait for someone to show them the way.

They wait for their parents to explain it.
They wait for school to teach it.
They wait for the "right time" to start.

But nobody's coming to save you.

If you want something in life, you have to make it happen yourself.

And the difference between where you are and where you want to be?
Action.

You either figure it out or you stay stuck.
Or pay someone like me to make sure you get what you need.

P.S: Struggling with your credit? DM me "CREDIT" and let's talk.

Using your 401(k) funds for a down payment?

This will create a generation of homeowners who can't afford to retire.

Trump's berlieves his proposal is the solution to help the home-buying dilemma.
Let me show you what this actually means:

You're 28 with $40K in your 401(k).
You can't afford a down payment.

Now you can pull $30K out and buy a house.
Problem solved.

But here's what you're not seeing:

Keeping retirement funds locked up has actually been helpful.
It forces people to save cash for a down payment.

Which means:

→ They build an emergency fund first.
→ Their retirement keeps growing the entire time
→ They prove they can handle homeownership costs.

Yes, it delays buying a house.

But that delay protects both your home AND your retirement.

Now imagine this:

A 28-year-old pulls $30K from their 401(k) for a down payment.

Buys a house they can barely afford.
Then the AC breaks. Roof leaks. Property taxes spike.
No cash reserves left.

And their retirement account is back at $0.

They're house rich, cash poor and back to the foothills of the retirement mountain.

Access to retirement funds might sound like freedom.
(Could be)

But my bet is it's more likely to create a generation of homeowners who can't afford to retire.

What do you think—does easy access help or hurt more people?

Want a masterclass in business and finance?

The Chainsmokers make 7 figures/year for a 245 second song from 2016.

TikTok has the "2026 is the new 2016" trend going on.
And it brought back Freshman year memories.

The biggest flashback was screaming,
"From your roommate back in BOULDER, we ain't never getting older."

And I realized, they recorded "Closer" 9 years ago.

And it still pays them millions.

Every stream. Every radio play. Every TikTok video.
They get paid.

If only we taught that to everyone, because most people trade time for money:

Work 40 hours → Get paid once → Repeat forever.

But the smartest people build assets:

Work once → Get paid forever.

Here's what that looks like:

• Invest in assets that pay dividends
• Write a book that sells for 10 years
• Build a course people buy on repeat
• Create content that generates leads daily

The Chainsmokers aren't special.

They just built something once that keeps working for them.
You can do the same thing.

Stop chasing the next paycheck.
Start building something that pays you long after the work is done.

Because the goal shouldn't be to work harder.
It's to work once and get paid forever.

What's one thing you're building today that will pay you for years?

Every other Friday, you wait for that $4,786 paycheck.

But by Monday... *poof*.

You worked late nights.
Put in weekend hours.
Closed the deal that finally hit your quota.

Payday arrives—
And just like that, it disappears.

Because here’s what happens:

→ The rent auto-drafts.
→ The Amex bill hits.
→ Groceries, daycare, travel... all waiting in line.

By Monday morning, you’re already stressed about how to stretch what’s left.

This isn’t carelessness, well maybe a bit..

But mostly, it’s a missing skill.

Because *earning money* and *managing money* are two completely different games.

One fills your account.
The other builds your freedom.

Without a cash flow system, the cycle repeats:

• Direct deposit in on Friday.
• Expenses drain it by Monday.
• Anxiety fills the rest of the month.

What's worse? 
You can’t out-earn disorganization.

Most Sales clients making over $200,000, don’t need more money, they want it.

But they NEED a structure that makes cash flow predictable, month after month.

What's your cash flow management look like?

DM me "FLOW" and I’ll show you how to finally keep more of what you earn.

undefined undefined

A potentially illegal Roth IRA hack that hasn't been discovered yet.

Disclaimer: This is not financial advice.

Father has a Roth IRA. Son has a Roth IRA.
Father makes $82,000. Son makes $76,000.

Father pays for everything, has nothing to save at the end of the month.
Son is single and lives at home, 80% of his income is discretionary.

Son maxes out his Roth IRA. 
Son maxes out Father's Roth IRA.

Son is 27. Father is 58.

There's a mutual understanding between Father and Son that Son will inherit the Roth upon the Father's passing.

Let's assume Father lives till 90.

Which means Son has 32 years of compounding interest on $15,000/year of contributions.

Considering they start from $0, and max it out every year,
that's a combined Roth Account of $2M completely tax-free.

With the 4% rule, that's $80k/year in tax-free retirement income for the son.
Even higher with an Annuity.

To any tax pros, is this legal?

P.S: This may or may not be an real life scenario. 👀

I took a bet on myself at 23 to drop a stable paycheck to go all in.

4 years later, I've 3x'd my salary and I'll never have to look for a job again.

Here's what nobody tells you about risk:

Everything is risky.

Staying at your job? Risky.
Layoffs happen. Budgets get cut. Companies fold.

Starting a business? Risky.
You might fail. You might lose money. You might look stupid.

The difference?

One risk keeps you comfortable until it doesn't.
The other risk builds something that can't be taken away from you.

Most people avoid the "scary" risks while taking the safest-looking risk of all—betting their entire future on someone else's decision.

That's not safety.
That's just delayed uncertainty.

When I left my 6-figure job, everyone thought I was crazy.

"You're throwing away stability."
"What if it doesn't work out?"
"You should wait a few more years."

But as time went on, it became clear:

The biggest risk wasn't starting my business.
It was spending the next 40 years wondering "what if?"

4 years later, I've tripled my income.
Built financial freedom on my own terms.
And I'll never have to update my resume again.

You're going to take a risk either way.

So why not take the one with the outcome YOU actually want?

The job will always be there if you need it.
But the opportunity to build something for yourself?

That window doesn't stay open forever.

It's the first full week back in 2026, what are you doing today to start your year your way?

I've worked with AE's making $400,000/year. 
 
I've also worked with a bakery owner making $40,000/year. 
 
My top 5 lessons on literacy I've learned while serving a diverse client base: 
 
→ Financial discipline is the main difference, 
Between someone making $1,000/month vs. $10,000/month. 
 
→ Educating people about their finances sells. 
Not the fee structure. 
 
→ Your history and your mission are both crucial, 
And bridge both of these with your story. 
 
→ Money is still a taboo topic, 
even in high-income households. 
 
→ Your salary on paper does not matter. 
It's your bank account balance that does. 
 
 
The only way to freedom is through education. 
 
So get literate to be liberated. 
 
Message me today to take the first step.

Shreya and I spent $2,134 on our trip to Portland, Oregon in December.

Here are the 2 financial rules that help us travel every month:

1. Systems create peace.
2. Memories > Money any day.

Let me lay out the scene:

→ United Economy to Portland.
→ Diamond status got us an Upgraded room at Hilton.
→ Waterfalls, Mountains, beaches and mouth watering food.

The best part? 

I was swiping my card like a Kardashian.
I never swiped thinking, “Can I actually afford this?”

The actual difference between budgeting and building a system.

Budgeting is like trying to count calories while you’re holding a plate of warm cookies.
Systems are the reason you don’t even keep cookies in the house.

Before the trip:

→ Travel fund? Funded.
→ Investments on autopilot as always.
→ Houses on rent so no worry on the mortgage.
→ Business cash flow still operating despite 4 days off.

So this trip was a nice getaway for us to treat ourselves.

I had the peace of mind that my money was working for me.
I was spending time with Shreya, last few months as fiancées.

Just 2 D.I.N.K's with a good financial system.

But this is where most sales reps struggle.

One big commission check hits and it feels like winning the lottery.
The next month, income dips and panic sets in.

That volatility isn’t the problem—it’s the lack of a system to handle it.

So yes, we spent $2,134.

But what I really bought was peace of mind and memories with the best.

Sales doesn’t have to feel unstable.
You just need a structure that makes the unpredictable... predictable.

I sobbed the entire night after I got laid off.

It made me accept the reality which I was avoiding.

Here's what I chose to ignore:

I worked at a company that paid me just enough to keep me comfortable.
And I gave them just enough to hit quota and stay off the radar.

I was checked out. 
I was wondering "is this it?".

I did what many corporate employees do:

* Hit my numbers.
* Met expectations.
* Waited for the next cycle.
* Played the promotion game.
* Hid behind my Zoom camera.

From the outside, everything looked fine.
Inside? I was uneasy.

This arrangement was bad for everyone.

I wasn’t building real leverage or skills.
The company didn’t get my full potential.
And my motivation slowly eroded quarter after quarter.

The layoff was brutal. But it forced honesty.

Today, I’m genuinely grateful for the environment I work in now.

One where:

* You’re rewarded for impact, not just tenure.
* Ownership matters more than politics.
* Growth isn’t tied to a title change.
* Effort actually compounds.

If you’re feeling that low-grade dissatisfaction between performance reviews and promotion cycles, pay attention.

That feeling isn’t burnout.
It’s misalignment.

You don’t owe your career another year of playing it safe.
You owe your future another year of building your heaven on earth.

P.S. If this sounds like you, trust me—you’re not broken. You’re just ready for more.

Open to other opportunities? DM me "Open" because I'm hiring 3-5 motivated people for 2026.

Trump wants Credit card companies to slash rates to 10% for 1 year.

Here's how it affects you:

Let's take the Average Joe:
Joe has $6,000 in Credit Card Debt.

Current rate (22%): $1,320/year in interest
Proposed rate (10%): $600/year in interest
Savings: $720/year

That's real dollars back in your pockets.
But it's what I call "invisible money". 

You will be happy with a reduction in interest charges, 
but unless it is consciously put to use, this is money that will be spent on something random.

And here's the other side:

Credit card companies make $120B/year in interest.

A rate cap would cut that in half, which results in:

→ Fewer rewards programs.
→ Higher fees to offset losses.
→ Stricter approval requirements.
→ Lower credit limits for existing customers.

There's one thing I can guarantee you:
Banks will not absorb the losses (why would they?).

They will pass them down.

The people who need credit the most?
They'd have the hardest time getting it.

So who actually wins here?

Companies lose revenue.
People trying to build credit get locked out.
People with existing balances get temporary relief.

With no guarantee of them actually getting out of debt.

To me, the real question isn't whether 10% sounds better than 22%.
It's whether we're solving the problem or kicking the can down the road.

What do you think—would this help or hurt more people in the long run?

I left corporate, built my own paycheck, and found my sense of freedom.

Would you like that too?

2025 was a year of growth for me:

- Got engaged 💍
- Caught 7 flights 🛩️
- Moved back home 🏠
- Better Systems and Ops.
- Finalized our dream wedding.
- $200,000+ revenue generated.
- $10,000,000+ AUM accumulated.

All this without:
- Worrying about a job loss.
- Hesitating to take time off.
- Applying to jobs because mine sucks.
- Responding to slack messages on vacation.
- Moving my mouse because PTO wasn't approved.

Now 2026, I have only one goal:

- SCALE.

But there's a problem. 

I, like everyone else, have only 24 hours in a day.
And I'm at a point where 12 of those are already taken up by my clients.

Which means, if I want to positively impact more people, 
I have to hire more people.

So, I want to help you create a life just like mine.
(It's hard work, but I think it's worth it 😉)

Here's what I'm looking for:
- Someone who wants to positively impact their community.
- Someone with a passion for Finance but doesn't know how to get started.
- Someone who's dissatisfied with their career and are open to other options.
- Someone who's always dreamt of being a business owner, but never had the opportunity.

You'd be introduced to a team that:
- Have backgrounds in Engineering, Law, Finance, Sales and Medicine.
- Are collectively pushing $400MM in Asset Under Management.
- Have worked at KPMG, Deloitte, Arther-Andersen, Booz-Allen Hamilton etc.
- Want to take a chance on you making it.

It's only 16 days into 2026. Imagine what this could look like 349 days from today.

Don't underestimate how long it might take you to be successful. 

We all have to start somewhere. Might as well, be here and be today.


Interested? We're interviewing people that fit the above criteria. DM me "FA" and I'll reach out to you to set a time.

If you're not interested, send this to someone you know who might be a good fit.

A simple X post made me rethink what doubt is.

Here's how it goes:

"The archer aims at the target, not the doubts in his mind or on his ears."

It's what I needed to hear that day.

Because here's what happens when you chase something big:
Everyone has an opinion.

"That's too risky."
"What if you fail?"
"Why don't you just stay where you are?"

And the worst part? You low-key believe them if you aren't confident in your skills yet.

You question yourself.
You second-guess every move.
You get paralyzed by what could go wrong.

Here's the reframe:
Doubt isn't the problem. Doubt is actually a good thing.

It means you're on a path that most won't tread,
which means lesser competition,
and a higher reward.

Focusing on doubt is the major.

Our brain takes a small piece of information and creates the scenario that's worse than death.

The archer doesn't aim at his doubts.
He aims at the target.

Every single day.

Your job isn't to eliminate doubt.

It's to ignore it and focus on the task in front of you.

Write the post. Make the call. Send the email. Face the rejection.
But show up again tomorrow.

None of that matters if you just keep aiming at the target.

Big goals aren't achieved by overthinking them.
They're achieved by doing the small tasks every single day.

Instagram's CEO claims "Quality content is dead."

If you're creating content in 2026, here's what you should know..

Everyone and their mom is using AI now.

Templates structure their posts.
ChatGPT generates their hooks.
Claude writes their captions.
Grok fact checks the result.

And it sounds as perfect as Celine Dion's Voice.

We're more connected than ever before but we've never felt more disconnected emotionally.

I've seen it happen:

Someone posts 5 times a week with AI-written content.
Gets 8 likes, 12 comments.

And then crickets....

But posting about what happened to you when you were 14, and how that impacted you today?

DMs flood in.
Comments blow up.
People finally feel something.

Because it was authentic.

Stop trying to sound smart, start sounding like you.

Share the messy parts.
The failures.
The "I have no idea what I'm doing" moments.

AI can write your posts.
But it can't tell YOUR story in your voice.

Every time your audience reads your post, if they can't imagine you saying it, you've lost.

And that's the only thing people actually care about anymore.
Your voice.

What's one thing you've been afraid to share because it's "too vulnerable"?

High Taxes? Real Estate is the answer to everything.

I wouldn't touch real estate with a 10 ft. pole if that was me.

Every guru screams the same thing:

"Real estate is the best tax shelter!"
"Depreciation writes off everything!"
"Buy rentals and pay zero taxes!"

Cool story. Let's take a quick peak behind the scenes, shall we?

You're trading tax savings for actual cash flow.

Let me break it down:

You buy a $500K rental property.

Depreciation saves you $7K/year in taxes.

But you're also dealing with:

→ $15K roof repair you didn't budget for
→ Tenants who stop paying rent
→ Property taxes that went up 18%
→ Insurance that doubled in 2 years

Your "tax savings" just got eaten alive by expenses.

And that's if everything goes right.

What if interest rates spike and your property value drops 20%?

What if you need cash and can't sell because the market's dead?

What if your tenant trashes the place and you're stuck with a $30K renovation?

Real estate isn't liquid.
It's not passive.
And it sure as hell isn't a guaranteed win.

I've seen clients lose more money chasing "tax benefits" in real estate than they ever saved.

They bought properties they couldn't afford.
In markets they didn't understand.
Because someone on Instagram told them it was "the smart play."

Here's the truth:

Real estate CAN be great.

But only if you have the time, the capital, and the risk tolerance to handle it.

If you're buying rental properties just to "save on taxes"?

You're doing it for the wrong reason.

And you're probably going to lose money.

Tax savings don't mean anything if you're broke.

What's your take—is real estate overhyped or am I missing something?

America is at $1,130,000,000,000 in Credit Card debt. 
 
Here's how I helped John and Jane Doe eliminate theirs. 
 
John and Jane are very frugal: 
 
• John works in construction making $120,000. 
• Jane runs her own embroidery business. 
• Paying down a house and 2 cars. 
• Provide for their 2 children. 
• Yearly family trips. 
 
They just did one thing incorrectly. 
 
They paid for a wedding using Credit Cards. 
 
They admitted it themselves. 
"We were young, dumb and broke." 
 
But that was 8 years ago..... 
 
Since then they've paid off only $25k, 
and paid more than $30k in interest. 
 
They needed a way out. 
 
That's when they sat down with my team. 
 
Here's the plan we created for them: 
 
1. Consolidated the debt 
- They had 12 different cards, with variable rates balances. 
- Credit transfer onto one card with a 0% APR for 21 months. 
 
2. Negotiation 
- Believe it or not, some credit card companies are willing to extend promo periods. 
- We negotiated a 0% APR for an extra year (21 -> 33 months). 
 
3. Priority mapping 
- Do you want to keep your same lifestyle or pay off your debt? 
- Which one is worth the short-term pain? 
 
4. Take action 
- Stick the the monthly payment outlined. 
- Contribute any bonuses or extra amounts to the principal. 
 
They've been on their journey for 22 months. 
 
Yesterday marked $40k in debt paid off. 
 
They hit 1.5x in 22 months, 
than what they paid off in 7 years. 
 
That's the power of proactive debt planning.

How are you eliminating your debt?

Amazon is cutting 16,000 jobs over the next 90 days.

Here's what I would do if I was an Amazon employee:

1. Get clarity:
Have a straightforward conversation with your boss and figure out if you're on the cutting block. If you don't get a straight answer, take that as a sign - you're it.

2. Stack cash: 
Yes, you'll get severance. But don't count on it. Stack cash so you have more runway to find a job (you'll need it in this economy).

3. Explore options: 
Do you really want to go back to another company and do the same sh*t all over again? Or are you finally dissatisfied to start something on your own?

4. Take a bet on yourself: 
We're in a White Collar recession. The more accomplished you are, the tougher it is for you to land a new job. 
You're hourly rate is higher working for yourself, than for a company. Take 18 months, put in the work, and live off the dividends for the rest of your life.

This is the future. 

AI taking over entry-level jobs.
More competition for lower paying jobs.
Bachelors, Master's, MBAs won't matter.

If you're tired of the exhausting job search and want to build your own paycheck, I'm looking for 5 people this quarter to help them win their life back. 

DM me "LIFE" to explore if this would be a good fit.

Your job at Salesforce might impress your folks.

Big title. Big quota. But your bank account? Still small.

If I had to guess, you’re grinding:

* Consistently hitting quota
* Managing a team or region
* Exploring a side hustle "just in case"

On paper, you’re winning.

But in reality: 

* Taxes are quietly crushing your take-home
* Lifestyle creep followed the last promotion
* Tax planning feels reactive, not intentional

Here’s the hard truth I see with a lot of AE's and Directors:

You’re earning from multiple places,
but you’re running your money with zero system.

Common mistakes I see:

* Treating commissions like salary
* Running side hustles without tax planning
* Outsourcing everything except your finances

So how do you fix it?

Start here:

1️⃣ Separate operator money from lifestyle money
Your commission and side hustle income should follow rules.
Not vibes. Or your friends orders.

2️⃣ Automate wealth, not just savings
401(k), backdoor Roth, brokerage.
If it’s manual, it’s optional. And optional never scales.

3️⃣ Proactively Tax plan
RSU's, ESPPs, Commission Checks - need in depth planning.
Real Estate, Oil and Gas, Private Equity - need qualifications.

It’s not about closing more deals. You already know how to do that.

It’s about keeping more of what you earn
and making your money work as hard as you do.

Your dream life doesn’t come from a higher quota.
It comes from better systems.

P.S. If you’re an AE making $200,000+ but feel behind anyway, DM me "AE" if you want to lower stress, and higher bless.

Real Estate Investment Fund Manager | Specialized in Passive Investing for Multifamily & New Developments | Data-Savvy, Transparent, Committed

I’m the Founder & Managing Partner of 𝐒𝐨𝐧𝐝𝐡𝐢 𝐇𝐨𝐥𝐝𝐢𝐧𝐠𝐬, a long-term holding company focused on 𝐚𝐜𝐪𝐮𝐢𝐫𝐢𝐧𝐠 𝐚𝐧𝐝 𝐠𝐫𝐨𝐰𝐢𝐧𝐠 𝐅𝐢𝐫𝐞 & 𝐋𝐢𝐟𝐞 𝐒𝐚𝐟𝐞𝐭𝐲 (𝐅𝐋𝐒) 𝐬𝐞𝐫𝐯𝐢𝐜𝐞 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬𝐞𝐬 with durable cash flow and strong fundamentals.

We partner with founders, operators, and brokers who have built community-trusted, mission-critical businesses and are seeking a thoughtful, long-term transition. Our approach is operationally focused and relationship-driven, with a strong emphasis on 𝐩𝐫𝐞𝐬𝐞𝐫𝐯𝐢𝐧𝐠 𝐭𝐞𝐚𝐦𝐬, 𝐦𝐚𝐢𝐧𝐭𝐚𝐢𝐧𝐢𝐧𝐠 𝐬𝐞𝐫𝐯𝐢𝐜𝐞 𝐪𝐮𝐚𝐥𝐢𝐭𝐲, 𝐚𝐧𝐝 𝐬𝐮𝐩𝐩𝐨𝐫𝐭𝐢𝐧𝐠 𝐬𝐮𝐬𝐭𝐚𝐢𝐧𝐚𝐛𝐥𝐞 𝐠𝐫𝐨𝐰𝐭𝐡 𝐩𝐨𝐬𝐭-𝐚𝐜𝐪𝐮𝐢𝐬𝐢𝐭𝐢𝐨𝐧.

Sondhi Holdings focuses on Fire & Life Safety businesses with 𝐫𝐞𝐜𝐮𝐫𝐫𝐢𝐧𝐠 𝐢𝐧𝐬𝐩𝐞𝐜𝐭𝐢𝐨𝐧 𝐚𝐧𝐝 𝐦𝐚𝐢𝐧𝐭𝐞𝐧𝐚𝐧𝐜𝐞 revenue, strong customer relationships, and a proven track record of consistent performance. Our acquisition process is disciplined and straightforward, designed to provide clarity, certainty of close, and alignment for all parties involved.

We are actively building relationships across the Fire & Life Safety ecosystem, including operators, advisors, and industry professionals who value professionalism, transparency, and long-term stewardship over short-term financial engineering.

---

In parallel, I lead 𝐒𝐨𝐧𝐝𝐡𝐢 𝐂𝐚𝐩𝐢𝐭𝐚𝐥 𝐆𝐫𝐨𝐮𝐩, an investment platform providing accredited investors access to institutional-quality 𝐦𝐮𝐥𝐭𝐢𝐟𝐚𝐦𝐢𝐥𝐲 𝐫𝐞𝐚𝐥 𝐞𝐬𝐭𝐚𝐭𝐞 𝐨𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐢𝐞𝐬 𝐚𝐧𝐝 𝐬𝐞𝐥𝐞𝐜𝐭 𝐩𝐫𝐢𝐯𝐚𝐭𝐞 𝐚𝐥𝐭𝐞𝐫𝐧𝐚𝐭𝐢𝐯𝐞𝐬.

Through Sondhi Capital Group, we focus on:

→ Rigorous underwriting and downside protection
→ Partnering with proven operators and sponsors
→ Structuring investments for cash flow, long-term appreciation, and tax efficiency

Our role is to act as a disciplined capital partner—simplifying access to private real estate while maintaining institutional standards of diligence and transparency.

I hold an MBA from the Indian School of Business and bring over a decade of experience across capital formation, sales, and negotiations. I’ve been recognized with the Torch Bearer Award for leadership and the Distinguished Toastmasters Award, reflecting a strong emphasis on clarity, trust, and long-term relationships.


Feel free to connect or reach me directly at Nishant@SondhiCapitalGroup.com.

Nishant Sondhi

‘’Big” doesn’t mean better in multifamily.

Smart investors look for quality, not just quantity.

Here’s what makes a deal truly top-tier:

✅ Scale = Efficiency
 More units = lower cost per door = stronger margins.

✅ Fully Integrated Operations
Operators who handle acquisition, construction, leasing, and management reduce execution risk.

✅ Cash Flow + Value Growth
Steady income with upside from renovations and operational improvements.

✅ Data-Driven Risk Management
In-depth underwriting to identify risks early—so you don’t have to worry later.

At Sondhi Capital, we vet every deal for our investors.

Risk management is our foundation—and every deal is negotiated to offer better terms and stronger returns.

👇 Want access to better-negotiated, risk-managed real estate deals?

Send me a DM to learn more.

Founder & Managing Partner | Sondhi Capital & Sondhi Holdings | Multifamily Real Estate Investor & Fire & Life Safety Business Acquirer

The hardest part of being an entrepreneur isn’t the work—
it’s your mindset.

Here’s how I 𝐭𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐞𝐝 𝐦𝐲 𝐦𝐢𝐧𝐝𝐬𝐞𝐭 as an entrepreneur.

A few years ago, I was hustling 15-hour days to build my real estate business in a new country. 

Burnout hit hard—my health and relationships suffered, and every setback felt like failure.

The root cause? 𝐌𝐲 𝐦𝐢𝐧𝐝𝐬𝐞𝐭—fear of failure and constant comparison.

What changed everything:

1️⃣ Celebrating small wins. 
2️⃣ Setting small, achievable goals. 
3️⃣ Starting each day with gratitude. 
4️⃣ Leaning on mentors and positive peers.
5️⃣ Prioritizing "me time" through meditation and reading. 

This mindset shift took me from survival mode to thriving—closing deals, building relationships, and enjoying the process.

✅ Mindset is everything. 

What’s one habit or mindset shift that’s helped you thrive during tough times? Let’s share ideas below!

I tell investors exactly how I get paid—

and that’s why they stay.

Imposter syndrome whispered:
“Who are you to charge this much?”

For a long time, I listened.

But then I realized something—
𝐯𝐚𝐥𝐮𝐞𝐬 𝐬𝐢𝐥𝐞𝐧𝐜𝐞 𝐝𝐨𝐮𝐛𝐭.

My #1 value? 𝐓𝐫𝐚𝐧𝐬𝐩𝐚𝐫𝐞𝐧𝐜𝐲.

I never hide:

• How do I make money
• How I negotiate better terms for investors
• How the totals really look

At Sondhi Capital, transparency isn’t marketing.
It’s the ethos.
It’s how trust is built.

And when I leaned into that—
Fees stopped being a confession.
They became proof of value.

Investors don’t just “accept” my fees now.
They respect them.

Your values can turn imposter syndrome into confidence.
Mine did.

What’s the one value you’ll never compromise on in business?

For most of my 20s and early 30s, I thought I was behind.

I moved countries — India to the U.S.
Chased opportunity.
𝐒𝐭𝐚𝐫𝐭𝐞𝐝 𝐨𝐯𝐞𝐫 𝐦𝐨𝐫𝐞 𝐭𝐡𝐚𝐧 𝐨𝐧𝐜𝐞.

→ Event management gigs in college.
→ Working in my family business. 
→ A startup that taught me humility.
→ An MBA to reset direction.
→ Years as a real estate broker.
→ Now, building as a fund manager.

At the time, it felt scattered.
Like I was constantly restarting.

But at 37, I see it clearly.

𝐄𝐯𝐞𝐫𝐲 𝐜𝐡𝐚𝐩𝐭𝐞𝐫 𝐭𝐚𝐮𝐠𝐡𝐭 𝐦𝐞 𝐬𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐈 𝐮𝐬𝐞 𝐭𝐨𝐝𝐚𝐲.

✅ Resilience from starting over
✅ Discipline from family business
✅ Humility from startups
✅ Structure from my MBA
✅ Market instincts and 𝐫𝐞𝐥𝐚𝐭𝐢𝐨𝐧𝐬𝐡𝐢𝐩-𝐛𝐮𝐢𝐥𝐝𝐢𝐧𝐠 from brokerage
✅ Capital allocation and 𝐥𝐨𝐧𝐠-𝐭𝐞𝐫𝐦 𝐭𝐫𝐮𝐬𝐭 from fund management

Nothing was wasted.
Nothing was random.

𝐖𝐡𝐞𝐫𝐞 𝐈 𝐚𝐦 𝐭𝐨𝐝𝐚𝐲 𝐢𝐬 𝐭𝐡𝐞 𝐬𝐮𝐦 𝐨𝐟 𝐞𝐯𝐞𝐫𝐲𝐭𝐡𝐢𝐧𝐠 𝐈 𝐬𝐡𝐨𝐰𝐞𝐝 𝐮𝐩 𝐟𝐨𝐫.

If you’re questioning your path right now — remember this:

𝐘𝐨𝐮’𝐫𝐞 𝐧𝐨𝐭 𝐛𝐞𝐡𝐢𝐧𝐝.
𝐘𝐨𝐮’𝐫𝐞 𝐛𝐮𝐢𝐥𝐝𝐢𝐧𝐠.

And what you’re doing today
is quietly shaping tomorrow.

Most bad real estate losses don’t come from bad luck.
They come from ignoring a simple filter.

I use the same 3 questions on every deal — and I walk the moment one fails.

No debate. No exceptions.

This discipline has mattered far more than chasing upside.

The video breaks it down.

You could be analyzing the numbers perfectly.
But if you’re not in the right room,
You’ll never see the best deal.

Returns don’t come from spreadsheets.
They come from 𝐚𝐜𝐜𝐞𝐬𝐬.

And access isn’t luck — it’s earned.

𝐁𝐲 𝐟𝐮𝐧𝐝 𝐦𝐚𝐧𝐚𝐠𝐞𝐫𝐬 𝐰𝐡𝐨:

✅ Deliver capital before closing
✅ Run deep due diligence
✅ Follow a proven system
✅ Build trust with top operators

In private investing, the real money is made before the deal —
When you’re in early, with the right team.

What builds trust for you in a fund manager or GP? I'd love to hear from you.

Most 401(k)s and IRAs are invested in a very narrow set of options.

That’s the problem.

What if your retirement capital could generate real cash flow—not just long-term projections?

On February 5 at 4 PM EST, I’m hosting a live webinar on how investors are using 401(k) and IRA capital to access cash-flowing multifamily real estate—the right way.

I’ll be joined by Andrea Chacín, CISP a Self-Directed IRA specialist who helps investors structure retirement accounts for real estate and private equity.

We’ll cover:

 • Why traditional retirement portfolios are often overconcentrated
 • How SDIRAs actually work (and what to avoid)
 • Where multifamily real estate fits into a long-term retirement strategy

Retirement accounts shouldn’t sit idle for decades.

They should work.

View event: How to Deploy 401(k) and IRA Capital Into Cash-Flowing Multifamily Assets

How to Deploy 401(k) and IRA Capital Into Cash-Flowing Multifamily Assets

Owning real estate can be the best investment — 
Or the biggest time-suck.

Ever handled a leaking roof from 8,000 miles away?

Or chased a tenant who’s 3 weeks late on rent?

If you’re chasing 𝘱𝘢𝘴𝘴𝘪𝘷𝘦 𝘪𝘯𝘤𝘰𝘮𝘦 through active property management…

You’re doing it the hard way.

Here’s the smarter path:

At 𝐒𝐨𝐧𝐝𝐡𝐢 𝐂𝐚𝐩𝐢𝐭𝐚𝐥, we:

 ✅ Rigorously vet each deal through due diligence
 ✅ Negotiate better waterfall structures for investors
 ✅ Partner only with top-tier operators
 ✅ Handle asset management end-to-end

You get:

✔️ Monthly cash flow
✔️ Depreciation tax benefits
✔️ Long-term appreciation
✔️ Institutional-level reporting and access

No tenants.
No 2 a.m. calls.
No guesswork.

𝐑𝐞𝐚𝐥 𝐞𝐬𝐭𝐚𝐭𝐞 𝐬𝐡𝐨𝐮𝐥𝐝 𝐛𝐮𝐢𝐥𝐝 𝐲𝐨𝐮𝐫 𝐰𝐞𝐚𝐥𝐭𝐡—𝐧𝐨𝐭 𝐬𝐭𝐞𝐚𝐥 𝐲𝐨𝐮𝐫 𝐭𝐢𝐦𝐞.

And with the right partner, passive income finally lives up to its name.

📩 DM me to see how we turn active chaos into hands-free returns.

(Not an offer to buy or sell securities. For educational purposes only.)

Losing money hurts. 
Especially when you weren’t the one calling the shots.

Passive investing sounds great… until a “passive” deal goes south.

I’ve heard this more times than I can count:

“I trusted someone, wired the money, and then the updates stopped.”

Here’s how my investors protect themselves — even if they’ve been burned before:

1. 𝐃𝐨𝐧’𝐭 𝐜𝐡𝐚𝐬𝐞 𝐬𝐡𝐢𝐧𝐲 𝐨𝐛𝐣𝐞𝐜𝐭𝐬.

High returns mean nothing if there’s no real operator or strategy behind them.
A boring deal with a clear plan usually wins.

2. 𝐕𝐞𝐭 𝐭𝐡𝐞 𝐩𝐞𝐫𝐬𝐨𝐧, 𝐧𝐨𝐭 𝐣𝐮𝐬𝐭 𝐭𝐡𝐞 𝐩𝐢𝐭𝐜𝐡.

I don’t just show pro formas — I show people.
Track records, downside protection, and skin in the game all matter more than hype.

3. 𝐋𝐨𝐨𝐤 𝐟𝐨𝐫 𝐚 𝐫𝐞𝐩𝐞𝐚𝐭𝐚𝐛𝐥𝐞 𝐩𝐫𝐨𝐜𝐞𝐬𝐬.

Trust grows when the fund manager has a consistent system, not one-off wins.
Every deal I bring follows the same tight playbook.

𝐁𝐞𝐜𝐚𝐮𝐬𝐞 𝐡𝐞𝐫𝐞’𝐬 𝐭𝐡𝐞 𝐭𝐫𝐮𝐭𝐡:

✅ Being “passive” doesn’t mean being blind. It means trusting a structure that protects you.

**What’s one lesson you learned from a past investing mistake?**👇

‘’My calendar is full, so real estate investing always gets pushed to later.”

That’s not a discipline problem.
It’s a time problem.

Busy professionals don’t need more ideas — they need 𝐥𝐞𝐯𝐞𝐫𝐚𝐠𝐞.

That’s where 𝐩𝐚𝐬𝐬𝐢𝐯𝐞 𝐫𝐞𝐚𝐥 𝐞𝐬𝐭𝐚𝐭𝐞 𝐢𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 comes in.

→ Deep due diligence done for you
→ Access institutional-quality deals
→ Invest alongside a trusted fund manager
→ No tenants. No management. No extra job.

Your capital works quietly in the background
while you focus on your career, family, and life.

You don’t build wealth by finding more hours.
You build it by partnering with people who work on your behalf.

↳ That’s how busy professionals invest without falling behind.

taplio

The Battle

Omkar Shinde

Nishant Sondhi

Followers

Posts

Engagements

Likes

Performance ScoreOmkar Shinde's LinkedIn Performance

Performance ScoreNishant Sondhi's LinkedIn Performance

Ready to grow your LinkedIn presence?

taplio

The Battle

Omkar Shinde

Nishant Sondhi

Followers

Posts

Engagements

Likes

Performance Score.css-goub6s{font-size:var(--chakra-fontSizes-md);font-weight:500;color:var(--chakra-colors-gray-600);display:block;margin-top:var(--chakra-space-1);}Omkar Shinde's LinkedIn Performance

Performance ScoreNishant Sondhi's LinkedIn Performance

Ready to grow your LinkedIn presence?

Performance ScoreOmkar Shinde's LinkedIn Performance