Verizon

Distinguished Engineer

• Prepared Verizon managed security services platform for ISO 27001 certification making it available for sale ahead of schedule
• Identify, analyze, develop end-to-end risk assessment processes to mitigate business partner and third party risk (vendor risk management)
• Quantify risks based on scope and impact, create mitigation strategies, influence adoption and added them to risk register for monitoring 
• Analyzed systems, applications and project, operation risk and established security controls improvement initiatives resulting in $5 M upfront cost reduction 
• Lead cross-functional application and vendor reviews for technology, business process, Information security and regulatory risk collaborating with business, privacy and legal teams
• Evaluate cloud security posture, assessed risks  and designed controls to remediate audit deficiencies 
• Reporting status of key risk initiatives to management via dashboards
• Awarded two Spotlight Awards for contribution to a confidential project, and three Patent Awards

Principal Risk Management

Advisor and subject matter expert on technology, operational, financial, and/or information risks and control mechanisms to prevent fraud, abuse, strategic, reputational, and operational risks
Reviewed Gift Card and Credit Card projects for  Fraud, Credit and Payment Systems and suggested controls to mitigate / keep risk within acceptable limits for Bill To Cash.
Evaluated new products, processes and projects for fraud and credit risk, and suggested appropriate controls as needed.
Manage projects, provide requirements and testing support for Bill To Cash
Review and document root cause analysis of fraud issues. After analysis suggest mitigation. Monitor progress and report once issues are fixed.
Collaborate with Tax, IT Security, Legal and Compliance teams to ensure that risk is handled adequately for platforms, portals and infrastructure.

New Product Risk

Developed business requirements for new system and process implementations and enhancements that impacted data privacy, OFAC and other regulatory requirements
Collaborate with functional teams in developing business requirements and business controls in implementation plans
Drove process improvement and control implementation projects, while dealing with ambiguity
Developed documentation of processes, risks, and controls and worked with owners to assign accountability

Verizon Global Fraud Operations

• Lead the multiple audit planning, scoping, execution, and reporting based on identified risks for applications, systems and business processes
• Performed assessments and audits, suggested control improvements, documented technical issues to get multiple stakeholders to agree on recommendations  
• Audited against various frameworks, it audit and assurance standards like ISO 27001, SSAE 16, SSAE 18 SOC, CIS, NIST CSF, and others

Verizon Internal Audit

Rutgers University

• Lecturer for 400 level course in Information Security
• Rated 4.6 / 5.0 by students

Lecturer

Harman International

• Lead Foreign Corrupt Practices Act (FCPA) audits in Brazil and U.K. 
• Lead IT and integrated audits saving Harman International over twice our department budget for the year. 
• Evaluated purchase application and transactions, and detected double payments leading to the software vendor agreeing to return 1.5 million dollars during a Purchase Card audit.
• Prepared detailed documents, reports and observations supporting audit findings. 
• Design reports and data visualization dashboards for SOX audits.

Senior IT Auditor

Kershaw K. Khumbatta P.C

Associate

Open Information Systems Security Group

Vice President

Synerzy Software Solutions Inc.

Risk Assessment, Review and remediation of Systems and Processes.

Senior Consultant

Clayton Holdings Inc.

SOX IT Specialist

Prudential Financial and Management Services Ltd.

Managed engagements for IT Risk Assessments, Security Reviews, Pre- and Post-Implementation Reviews, Application Reviews  documentation and testing.

I am a risk management professional, leading system and process improvements with business owners to reduce risk. Guide business teams on Third-Party compliance and vendor assessment for risk mitigation to achieve business objectives. I anticipate bottlenecks and manage escalations. I use data to manage risk, quantify the impact, and translate risk metrics for business stakeholders. 
I help business owners execute cybersecurity strategies and accept risks appropriately based on quantified risk appetite.
With over 15 years of experience identifying, assessing, and driving remediation for information security professional risks in applications, I understand unique client challenges across multiple industries.
I am a sought-after resource to review risks in emerging tech like cloud security, blockchain, AWS security, and complex risk assessments.

Niloufer holds multiple certifications in IT Security (CISSP, CCSP), Risk (OPEN Fair), Privacy (CDPSE), Audit (CISA, CIA), and Fraud (CFE). She is a Certified Public Account licensed to practice in New Jersey. And a Chartered Global Management Accountant (CGMA).

Niloufer has authored two patents for System For And Method of Generating Visual Passwords (US 9,171,143 B2) and Establishing An Alternate Call Path Using Short-Range Wireless Technology (US 9,392,523).
Niloufer teaches part-time at Rutgers University, the state university of New Jersey, and is the organizer of the largest cybersecurity career MeetUp group and creator of the YouTube Channel "Cybersecurity Career Talks."

Niloufer co-founded two nonprofits Step Up Skill in 2020 and (ISC)2 New Jersey Chapter in 2012.

Niloufer Tamboly

Pavle Lucic

Senior UI/UX Designer @ Toptal | Prototyping, Branding, UI Development

I am a Senior UI/UX Designer at Toptal, a network of the world's top 3% of software engineering, design, and finance talent. With over 10 years of experience in the design industry, I have a proven track record of creating visually engaging and user-friendly interfaces for in-car navigation systems, SaaS apps, and marketing websites.

My background in business and economics gives me a unique perspective on how to design UX and UI that are not only aesthetically pleasing, but also functional, efficient, and user-friendly. I am passionate about solving complex problems, collaborating with diverse teams, and learning new skills. I am also Adwords Search Certified, which demonstrates my ability to optimize the online presence and performance of my clients. My goal is to help tech companies increase their revenue by improving the user experience of their products.

Senior UI/UX Desiger

I once told a junior designer:

“You are better than me.”

She froze.
Then shook her head.

But I meant it.

Her instincts fast.
Her ideas were fresh.
Her courage fearless.

We spend so much time chasing recognition that we forget how powerful respect can be.

Better designers don’t diminish you.
They define what’s next for you.

When you respect greatness without envy, you create room for your own.

Respect over recognition. Always.

P.S. Who’s one designer you quietly respect more than anyone else? Tag them.

Senior UI/UX Product Designer | UX Strategy | Figma

A lead designer once told me, “We don’t have time for UX research.”

I said, “Then you’ll make time for rework.”

Because that’s the tradeoff.

If you skip qualitative research, your next sprint will be filled with fixes.
If you skip quantitative research, your next decision will be based on vibes.

I’ve seen this mistakes with every single design team I’ve worked with. 

Zero exceptions. 
Myself included.

Here’s the cycle that works:

Qualitative → Design → Quantitative → Refine.
Talk → Build → Measure → Repeat.

Let me explain:

Qualitative research makes people care.
Quantitative research makes people act.

Together? They make decisions make sense

Through numbers, you measure behavior.
Through stories, you understand it.

My process allows me to:

1. Design with confidence, not assumptions
2. Balance empathy with research evidence
3. Build products users actually want

Every great product you admire was built this way.

Skip a step and you’ll build twice.

(Repost ♻️ if this hits home.)

P.S. Which step do you usually skip first talking or testing?

If I could go back 10 years…

I wouldn’t change the tools I used.
I wouldn’t change my niche.
I wouldn’t change my style.

Instead?

I’d only change one thing.
I’d start designing badly… sooner.

Because every “ugly” design, every failed concept, every 3-hour layout that still looked wrong…all of it built the instinct I have now.

That instinct?
It’s why I can deliver a clean result in 20 minutes today.

The minutes are visible.
The decade is invisible.

And that’s the part that matters most.

Stop trying to be perfect.
Start trying to build your years.

Because once your decade is strong…
your 20-minute magic becomes inevitable.

(Repost if you wish you started earlier ♻️)

P.S. What’s the earliest design software you ever used?

Every designer eventually realizes this:

You don’t need more tools.
You don’t need more plugins.
You don’t need more fancy software.

You need a better eye.

And your eye is shaped by principles of design.
Not by features.

Once I understood that, everything changed:

• My work finally had rhythm
• Spacing started to make sense
• Visual decisions became intentional
• Layouts stopped feeling “accidental”

And suddenly… my work looked cleaner without adding anything new

The day I stopped chasing trends and started studying why designs work…
Was the day my growth finally clicked.

Your career changes the moment you stop decorating
and start designing with principles.

P.S. Did you have a moment when design suddenly started making sense?

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