Fintelligents

Podcast Host

SCR Mentor 

FRM Mentor 

CFA Mentor 

• Achieved a commendable 60% pass rate for our rigorous exams.
• Recognized as a GARP Approved Education Provider for FRM and SCR courses.
• Boasts an esteemed faculty with a minimum of 8 years of experience in the field.
• Distinguished for offering 4+ specialized finance courses, including CFA and FRM.
• Fosters a global alumni network spanning 20+ countries.
• Maintains an impressive 95% student satisfaction rating.
• Provides flexible learning options with 24/7 access to resources.
• Successfully trained over 8,000 students to date.

Founder

Nomura

Associate - Risk Management

Morgan Stanley

•	Assessed the Business Environment and Internal Control Factors through the Risk and Control Self Assessment (RCSA).
•	Monitor and assess effectiveness of controls through independent assessments.
•	Incident Mapping - Analyzing Technology Incidents, Operational Loss data, Audit/regulatory issues, Info security incidents, and Privacy incidents.
•	Create RCSA unit structure within RCSA tool (Forcast) following a prescribed process.
•	Executed RCSA controls testing and consolidation of controls testing utilizing Excel spreadsheet template.
•	Development and Maintained of Operational loss Database.
•	Collated & investigated Operational loss data.			
•	Instrumental in creating reporting Matrix for governance Committee .

Operations Risk Manager

Kotak Life Insurance

•	Creating Risk Management Framework for each department in the organization.
•	Gathering risk-related data from internal resources and further analyzing it.
•	Investigated events related to operational loss.
•	Managing internal controls by reviewing operational procedures and guidelines.
•	Served as Member of a team authorized to support ISO Certification for the organization. 
•	Carried out Scheme and Incentive audit.

Manager - Process Assurance & Risk Management

Enarr Capital

Was working on Project "Low Cost/Affordable Housing in India - A Feasibility Study".
•	Analysing the financial attractiveness of Low Cost /Affordable housing Sector in India.
•	Identifying the risk-reward  profiles of various micro-markets, and key factors affecting investment returns
•	Government regulations and policies for the sector, and their impact on investor risks

Summer Intern

Real Estate Intelligence

•	Understanding the Private Equity Landscape in the Real Estate sector, including investment and regulatory challenges
•	Successfully managed relationships with PE fund managers by  assisting them in their investment strategies
•	Worked closely with the research teams to generate research products to aid PE investors for real estate investments 
•	Effectively managed a team of five sales trainees to expand the firms market-share in the PE research space

Manager - Business Development

𝗘𝗹𝗲𝘃𝗮𝘁𝗲 𝗬𝗼𝘂𝗿 𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗖𝗮𝗿𝗲𝗲𝗿 𝘄𝗶𝘁𝗵 𝗚𝗮𝗻𝗲𝘀𝗵 𝗡𝗮𝘆𝗮𝗸 

→ Trainer for CFA® and FRM® Program Candidates with a proven track record of guiding 5,000+ students to ace their CFA®, SCR® and FRM® tests

→ Over 𝟭𝟬+ 𝘆𝗲𝗮𝗿𝘀 of hands-on finance experience specializing in Financial Analysis, Corporate Finance & Risk Management

→ A seasoned professional who has previously contributed to the success of renowned brands like 𝗡𝗼𝗺𝘂𝗿𝗮, 𝗠𝗼𝗿𝗴𝗮𝗻 𝗦𝘁𝗮𝗻𝗹𝗲𝘆 & 𝗞𝗼𝘁𝗮𝗸 etc.

→ Creator of a successful course designed to provide candidates with a solid understanding of 𝗖𝗙𝗔® 𝗮𝗻𝗱 𝗙𝗥𝗠® exam topics.

→ Empowering students with the skills needed not only to secure their desired jobs but also to 𝗯𝘂𝗶𝗹𝗱 𝘀𝘂𝗰𝗰𝗲𝘀𝘀𝗳𝘂𝗹 𝗰𝗮𝗿𝗲𝗲𝗿𝘀 in the dynamic world of 𝗙𝗶𝗻𝗮𝗻𝗰𝗲.

We independently support candidates pursuing global certifications like CFA® and CAIA®, without any affiliation to the respective institutes

Fintelligents is an official Education Provider for GARP (FRM® and SCR®). We independently support candidates pursuing other global certifications like CFA® and CAIA®, without any affiliation to the respective institutes

Ganesh Nayak

Top Interview Questions for Valuations Role. 

[1] What is Free Cash Flow to Firm?
[2] What is Free Cash Flow to Equity?
[3] What is Dividend Discount Model?
[4] What is the Difference between Enterprise value and equity value?
[5] What is the difference between trailing PE and forward PE?
[6] What are the most common multiples used in valuation?
[7] How would you present these valuation methodologies to investors?
[8] What are the three most used methodologies of valuation, and how would you rank them?

[9] Other than these three, what are the other methodologies? Give a brief.
[10] What is precedent transactional analysis?
[11] Are there any factors through which you can choose comparable companies?
[12] How do you value a bank?
[13] What are some examples of industry-specific multiples?
[14] When would you use the sum of the parts?
[15] When would you use a liquidation valuation & when liquidation valuation will produce the highest value?
[16] In the case of free cash flow multiples, what would you use – equity value or enterprise value?

[17] Which is Better PE or EV To EBITDA
[18] How do you value Box?
[19] Can Terminal Value be Negative?
[20] When would you not use a DCF in valuation?
[21] Would an LBO or DCF give higher valuation? Why?
[22] Let’s say that a company has no profit and no revenue. How would you value that company?
[23] How would you value a mango tree?
[24] What are the flaws with public company comparables?
[25] How would you value a private company?


Ready to elevate your CFA | FRM | FP&A | SCR | ESG | CAIA journey? Fintelligents and me are just a tap away 💡

I help people build a career in Finance. Book a Call now. 📞 (https://lnkd.in/dhX5KC2H)

#valuation #finance #cash #business

Ganesh Nayak, FRM®, SCR®

Unlocking Finance: Specializing in CFA & FRM Exam Prep • Founder: Fintelligents • 10,000+ Students Mentored • Ex Nomura • Ex Morgan Stanley • Ex Kotak

Reading books can make you a better analyst.
Reading books can make you a better investor.
Reading books can make you a better person.
Reading books can make you a better thinker.
Reading books can make you a better leader.

There are 100s of such benefits of reading books which I can keep on writing.

I always advice my students to start reading even if they are reading just 10 pages a day.

And don't just restrict yourself to a particular genre but read books across various topics, subjects etc.

As many of you must be knowing about the famous quote of legendary investor Charlie Munger:

"In my whole life, I have known no wise people who didn't read all the time."

While reading you learn from the experience of others and often start making judgements around various topics of that book in your mind which improves your thinking ability.

Don't procrastinate and if starting reading books was on your goal for 2025 then it's still not too late. Start today.


Ready to elevate your CFA | FRM | FP&A | SCR | ESG | CAIA journey? Fintelligents and me are just a tap away 💡

I help people build a career in Finance. Book a Call now. 📞 (https://lnkd.in/dhX5KC2H)

#books #reading #analyst #investor

Top FP&A (Financial Planning & Analysis) Interview Questions. 

[1] Tell me about the difference between a balance sheet, a cash flow statement and an income statement.
[2] What is the difference between short-form and long-term cash flow?
[3] How can you reflect an inventory write-down on financial statements?
[4] How do you document liquidity?
[5] How do you prepare an important report for interested parties?
[6] What makes an effective financial planning spreadsheet?
[7] Define working capital.

[8] What does the net present value (NPV) mean?
[9] Tell me about where you get your financial news.
[10] Explain some valuation techniques.
[11] How do an organisation's long-term financial goals influence planning?
[12] Explain how you visualise financial data.
[13] What is a variance?
[14] What does EBITDA stand for?

[15] What is free cash flow?
[16] What is a long-term liability and why is it important?
[17] Explain what the DuPont model is.
[18] How often do you prepare each financial statement?
[19] If management asks you for a quick summary of the company's financial status, where would you look first?
[20] Have you managed rolling budgets before?
[21] Have you ever worked with negative working capital?


Ready to elevate your CFA | FRM | FP&A | SCR | ESG | CAIA journey? Fintelligents and me are just a tap away 💡

I help people build a career in Finance. Book a Call now. 📞 (https://lnkd.in/dhX5KC2H)

#interview #job #finance #big4

You are wasting time if you are doing sales in the name of finance. 

It looks so cool to work as a finance intern until you get to know that the only thing you have to do is sales.

I don't know why such types of companies even exist who play with the emotions of students by giving them a fancy title and fake hopes. 

Have you ever wondered why companies can't specify beforehand that it is a sales role and not Finance? 

Because people are more attracted towards this title thinking that they will get the better opportunities and pay. 

There are many students who do it just to get that finance intern tag irrespective of the work. 

Please don't do this. You are wasting your time and the space in your resume.

It's better to wait for a while and keep searching on LinkedIn for some genuine opportunities. 

You don't need to start your corporate career from the 1st year of college itself. Don't be in a hurry.

Hope this will help you in taking the right decision.


Ready to elevate your CFA | FRM | FP&A | SCR | ESG | CAIA journey? Fintelligents and me are just a tap away 💡

I help people build a career in Finance. Book a Call now. 📞 (https://lnkd.in/dhX5KC2H)

#finance #internship #sales

Just copy pasting numbers on a templated financial model will never help you.

I think we all see dozens of financial model on LinkedIn every day.

But what about the quality of these reports?

Will just copying the numbers from screener and blindly applying the historical growth rate help you get a job?

The answer is no and the fact is that I see this thing only in most of the models.

I have said it again and again that being able to make a financial model is not an edge.

Anyone can learn within a week. It's just Microsoft Excel + Financial Analysis and nothing else.

In many models I see that the excel skills are good but what about analysis skills? That's where the problem is.

Spend very less time in making a model and as much time as you can in understanding the business and its industry.

Go through the annual reports in detail and read as many documents as you can. Then only you will be able to make reliable projections and efficient reports.

Till then it's of no use!!


Ready to elevate your CFA | FRM | FP&A | SCR | ESG | CAIA journey? Fintelligents and me are just a tap away 💡

I help people build a career in Finance. Book a Call now. 📞 (https://lnkd.in/dhX5KC2H)

#excel #finance #modeling #analysis

Do you think you can win in the stock market just because you are a CA, CFA or MBA? 

See this story of a Rich Family who lost everything in the 1995-96 stock market crash. 

I found this amazing article by the PPFAS Mutual Fund where a father destroyed his wealth because of his son who is a CA. 

Just give your 2 minutes to this article and the learnings you will get is priceless. 

Quick Overview:-

A father believed that his newly qualified CA son can better manage his portfolio than the experienced Fund Managers at PPFAS. 

The father didn't listen to the managers and handed over the portfolio to his son. 

As a result, the child lost it all in the 1995-96 crash. The father had a stroke and they had to leave Mumbai permanently and settle down in their hometown in Gujarat. 

You will make a big mistake if you are missing it.


Ready to elevate your CFA | FRM | FP&A | SCR | ESG | CAIA journey? Fintelligents and me are just a tap away 💡

I help people build a career in Finance. Book a Call now. 📞 (https://lnkd.in/dhX5KC2H)

#stockmarket #finance #shares

Stock Market 


How to get better at equity research?

The most wanted career option in today's time and most of you are going wrong about it.

Most of you think that just by clearing CFA you will become a top notch analyst earning in lakhs every month.

But it's not that simple as it seems.

As I always say, CFA is just a starting point and the real hardwork starts after that.

CFA will help you in gaining quantitative knowledge i.e. how to read financial, how valuations are used, how the three statements are linked etc.

But the real equity research goes beyond that. You also need to develop top notch qualitative skills which can help you make sense of the numbers and valuations.

Just understand a simple thing: every analyst has the same financials, reports and numbers which you have. So will you be able to differentiate yourself in your research?

By adding a qualitative edge. And that will when you will read annual reports and conference calls of different companies from different sectors.

Also when you will read about the successful investors and their mistakes.


Ready to elevate your CFA | FRM | FP&A | SCR | ESG | CAIA journey? Fintelligents and me are just a tap away 💡

I help people build a career in Finance. Book a Call now. 📞 (https://lnkd.in/dhX5KC2H)

#equity #research #finance

If you would have invested ₹10 lakh in stock A in 2014 then it would have turned to ₹100 crore by now. 

But it doesn't happen that way.

Honestly saying - more than 90% of the retail investors would have sold it just after doubling their money or even at a 40-50% profit.

It's very easy to say words like patience, conviction, long-term etc. on social media but extremely hard to follow in real life.

Mutual funds are way better than direct stocks for retailers who don't have time to understand and track a company.

It's the mentality of many people to see stocks as gambling but not mutual funds as funds don't move by 20% in a day (but some stocks do).

So instead of worrying about finding that stock which can turn your ₹10 lakh to ₹100 crore - stick to mutual funds. (Ofc if you can't do investing full time)

Or take services of any experienced advisory firm for direct stocks.

#finance #shares #investing #stockmarket

Top 10 MBA finance colleges in India.

Save it for later.

Repost to help others.


Ready to elevate your CFA | FRM | FP&A | SCR | ESG | CAIA journey? Fintelligents and me are just a tap away 💡

I help people build a career in Finance. Book a Call now. 📞 (https://lnkd.in/dhX5KC2H)

#mba #finance #college

MBA Finance

Let's breakdown the syllabus of ACCA in 2025.

Save it for later.

Repost to help others.


Ready to elevate your CFA | FRM | FP&A | SCR | ESG | CAIA journey? Fintelligents and me are just a tap away 💡

I help people build a career in Finance. Book a Call now. 📞 (https://lnkd.in/dhX5KC2H)

#acca #finance #syllabus

ACCA Syllabus 2025

Fintelligents was started with a single reason: to give quality education to students.

And when I see such type of messages in my DM everyday, it make me feel that we are on track towards our goal.

To all my previous, current and future students, we will always to deliver best education to you and will help you in making a successful career.

Team Fintelligents!

Hi, I’m Ganesh Nayak, founder of Fintelligents. If you’ve been in finance long enough, you have seen two things happen at once: data volumes explode, 

Open article: RAI in Finance: Why Risk & Artificial Intelligence Is Becoming a Must-Have Skill for Every Professional by Ganesh Nayak, FRM®, SCR® • 4 min read

RAI in Finance: Why Risk & Artificial Intelligence Is Becoming a Must-Have Skill for Every Professional

Currently associated with HDFC Bank as a Business analyst to cater services to Mid-office and Market Risk teams for Risk Management and Global Operating Module (GOM) for MUREX. 

As a Business analyst, contributes to requirements analysis, documentation of test cases, and working with end users to ensure objectives and their requirements are met.

About Me.

I am passionate about learning how different businesses work, understanding revenue models, and analyzing a company's risk models for handling different market risk and credit risks. 

Completed Financial Risk Management (FRM) Part 1 and Part 2 and have received FRM Charter by the Global Association of Risk Professionals (GARP). Further, I have also completed my Bachelor's degree in Banking and Insurance from the University of Mumbai. I started my career as a Customer Service Officer for Kotak Mahindra Bank where I played an instrumental role in administering and implementing company policies designed to target operations risk exposure, as well as governing risk standards to ensure that all tools and reports continually remain up-to-date and consistent. 

Specialties: Financial Analysis, Risk Management, Digital Transformation, Risk Assessment

Apart from my aspirations, professional career, and academic life, I am interested in teaching and creating awareness of different types of financial products. Feel free to connect with me on my email - shivam.kardile05@gmail.com

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