Will Nitze

Founder, IQBAR (iqbar.com) 🍫+💧+☕️

🍫 Founder/CEO, IQBAR (iqbar.com)
🎙️ Co-Host, "Eating Glass" Podcast
🎓 Harvard BA

Founder/CEO

We make superior brain + body fuel. IQBAR® plant protein bars, IQMIX® hydration sticks, and IQJOE® instant coffees are packed with the functional compounds you need to win your day.

The answer is not to minimize wrongness.

It's to minimize the COST of being wrong.

So you can cycle through many, many wrong answers without dying.

That's the highest-odds path to getting to the *right* answer.

The alternative is buying a lottery ticket.

Run faster, Run longer, and/or Run in unique directions...

1/3 gives you a fighting chance.

2/3 gets you above 50% odds of making it.

3/3 creates an inevitability of success.

"Grass roots" growth sounds romantic.

It isn't.

Most of us are playing an old-school, economies-of-scale game.

Which means we start in a painful (i.e., un-romantic) unit economics hole.

The best (and, arguably, only) path out?

Volume.

And then a careful *leveraging* of that volume.

The best way to achieve volume?

Taking big swings early.

To me, that's romance.

The path to The Goal is the inverse of The Goal.

Reduce optionality so you can later maximize it.

Concentrate bets so you can later diversify them.

Channel negative emotions (jealousy, comparison, anger) so you can later jettison them.

Etc.

Of course this only works if you...

1. know *when* to flip the switch (timing is everything)
2. are able to *actually* flip that switch (many refuse to)
3. *avoid psychological disaster* along the way (which is mostly a function of how you execute on 1 and 2)

Northwestern Mutual

Sophisticated relationship manager, second chair to CFP Hayley Dickson, and manager of overall plan implementation for our cherished clients that incorporates risk management solutions, investments, private equity, and tax planning tailored to each individual client within a fee-based planning arrangement. 

Responsible for innovating, introducing, and executing high level programs for the firm that include trading portfolios with individual equities and private equity funds, tax loss harvesting, guaranteed income for pre-retirees, internal organizational efficiency, artificial intelligence initiatives, and more.

Manager, Client Relationships & Plan Implementation

Junior Advisor to Hayley Dickson, CFP. A fee-based financial planner and wealth manager. 

Our mission is to foster a revolution in personal freedom through the empowerment of financial literacy. From a commitment to service and authenticity, our team challenges and inspires clients to build the secure and abundant life of their dreams.

We demystify the complexity around the financial markets, mentoring our clients - especially women, LGBTQ+ and diverse communities - in creating the economic security they’ve always desired so they can live their best life.

Junior Wealth Manager

M Advisory Group

My team and I sit at the same side of the table as you: 

Closely Held Business Owners, 
Executives, 
Entrepreneurs, 
High Net Worth Individuals.

We help maximize tax efficiency, create passive incomes, and preserve generational wealth. Our team has earned the confidence and commitment of high net-worth families, individuals, and closely held businesses not only around the SoCal area, but around the country for over 60 years. M Advisory Group is a Torrance, CA based member firm of M Financial.  We strive to help preserve and enhance the wealth of clients like you with access to high-end proprietary solutions, high touch concierge processes, and unrivaled business acumen. 

M Advisory Group adds value to our clients and their advisory teams with advanced planning conversations, including but not limited to: 

🟡 Non-qualified deferred compensation
🟡 Executive benefits and executive carve out 
🟡 LIRP (life insurance retirement plan) 
🟡 Tax efficient retirement income
🟡 Income stream creation
🟡 Family banking strategies
🟡 Estate planning
🟡 Exit planning

We consistently leverage our internal case design teams at key carrier partners like: Pacific Life, John Hancock, Nationwide, Penn Mutual, and many more.

Financial Advisor & Business Consultant

Financial Advisor, Northwestern Mutual & Northwestern Mutual Wealth Management Company.

Financial Advisor

I was a financial practice owner working with private clients to achieve financial security. Our team focused on risk management, wealth accumulation, wealth preservation & distribution with your specific goals and situation in mind. 

Risk Management: Term and Permanent Life Insurance, Long Term Care, Disability, Etc.

Wealth Accumulation: qualified and non-qualified retirement planning focused on IRA, Roth IRA, Brokerage, and 529 plans.

Financial Representative

Starbucks

Directed a multi-unit portfolio of 10-12 stores at any given time. Ensured a consistent implementation of our operational standards and procedure to achieve aspirational goals set across the organization and region. Role included: Business planning, p&l analysis, inventory management, performance management, hiring and staffing oversight, leadership development and talent pipeline creation, coached the coach.

I led and developed a set of diverse teams that know their markets, communities, and customers. My team of leaders delivered an exceptional customer experience in 12 company operated stores with annual sales of over $19 million. Created a supportive culture during the rippling impact of Covid19 on retail stores and led the area in sales rebound. 

Over my time at Starbucks, I collaborated with members of the executive leadership teams, provided information and insights that helped inform critical business decisions.

District Manager

Responsible for all aspects of day-to-day operations of the cafe and for forecasting future growth in a large store averaging $3M yearly. Tirelessly coached, mentored, and trained my team of 40+ employees. Drove top line sales and controlled the bottom line to increase total contribution year over year. Developed internal talent pipeline for company placement/promotions district-wide.

Store Manager

Similarly to my current role I was responsible for assisting the manager in the day to day operations of running the store. During this time I expanded my knowledge base through on the job experiences and occasionally with book or class work. Due to the medium volume of this location it was an ideal setting for not only my own growth and development but it allowed me to work with a great manager and work with him in training other RMT or even Regional Director new hires.

Assistant Manager

Barista & Shift Supervisor

Rosetta Stone

Worked at a selection of kiosk locations in downtown San Francisco selling the highly recommended Rosetta Stone Language system. The associates worked rather independently (only one staffed at a time) and were responsible for maintaining inventory, maintaining/reporting cash and credit sales, aggressively selling the product, and demoing the various qualities of the programs to customers of various nationalities, backgrounds, and language preferences.

Sales Associate

Financial for CXOs & Next-Gen Founders⭐ | Executive Comp Plans 📈 | Tax Mitigator 📊

💥 I've always been drawn by a passion to connect, empower, and protect those around me. 

Throughout my finance career, my team and I have provided financial planning and business guidance to:

👉 Closely Held Business Owners 
👉 Executives 
👉 Entrepreneurs
👉 High Net Worth & High Earning Individuals

🧰 In my early career as a multi-unit operations manager this meant challenging my leaders to believe that they can achieve more than they currently think they can. It meant coaching my rock stars to smash through self limiting belief and introducing the concepts and tools that they had never been trusted with before. 

I proudly continue to carry this work on  - with even higher stakes - with my financial practice.  For me: It's always been about positively impacting my community and the people that put their faith and trust in me. So as a finance professional it's my duty to put my client's needs first while helping them build foundations of financial well-being, blueprints for wealth, and legacies that carry forward to multiple generations of their families. 

Let's connect about your life & financial goals and your plan to get there!

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This material and the opinions voiced are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine what is appropriate for you, please contact me directly or consult another qualified professional. 

The testimonials/recommendations used may not be representative of the experiences of other clients, and they are not indicative of future performance or success.

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Will Nitze

Benjamin R. Miller 💡

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Benjamin R. Miller 💡

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