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Seasoned Project, Product and Process Management professional with over 15 years of experience in the finance, insurance, and fintech sectors. I possess a strong analytical mindset, exceptional prioritizing abilities, and effective communication skills. My extensive background in payment technologies is complemented by a proven track record of delivering tailored fintech solutions for a diverse array of corporations including retail banks, government institutions, payment facilitators, e-money corporations, insurance companies, and technology vendors. I have demonstrated the ability to lead transformations, excel under pressure, and solve complex business challenges in demanding environments with evolving expectations. My professional expertise spans a comprehensive range of payment products and services, including: 📨ISO 8583 Payment Message Flow 💳Issuing Processing (Debit/Credit/Pre-paid Card) 🏦Acquirer Processing (Physical POS/Virtual POS/SoftPOS/mPOS/ATM) 💸E-commerce Transaction Management 🔏ACS-3Ds Server Services 🖥️Terminal Management 🛣️OLTP - VISA/MC/BKM Authorization & Switching Processes 🤝Clearing and Settlement Operations 📤Dispute and Chargeback Operations 🚨Fraud Management 🛒Payment Gateway-MarketPlace Management 🔐Secure Card Storage 📳HCE-Tokenization and Wallet Applications ⛓️💥PSD3-Payment Facilitator Applications and Integrations 🎫Card Printing – EMV Solutions 📜CPV-CNS and VPA Certifications 📋MTIP-ADVT Certifications 🔑HSM and Cryptographic Key Management Processes
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