M (Money)

M® is a global platform and an open source ecosystem for implementing secure, instant, autonomous, peer-to-peer transfers of value.

Founder

Jini™ (stealth mode)

Jini is a smart assistant that bridges people and AI. Jini grows smarter with every interaction, learning to understand not just what you ask, but also anticipating what you may need before you even realize it yourself — Just Jini It™. And it does payments too.

Jini's design is inspired by Apple's "Liquid Glass" aesthetic direction. Jini breaks the mold and aims to become the most advanced, affordable, and capable player on the market, setting new standards for what consumers can expect from AI technology.

Founder and CEO

GRAMM SAF venture (stealth mode)

In collaboration with the BioTfueL consortium (TotalEnergies, Axens, thyssenkrupp Uhde), a major global CCS company, two of the world's largest biomass players, three airlines and IATA, we are developing large-scale production of carbon-negative Sustainable Aviation Fuel to decarbonise the global aviation industry.

Multipass (multipass.co.uk)

We are building ONE™, the next-gen checkout platform that transforms user experience for both merchants and consumers by seamlessly fusing low-cost Open Banking payments, embedded loyalty and digital receipts into one tap. 

Our roadmap also includes ONEme®, an anonymous biometrics UI for the ultimate level of freedom: no card, no cash, no phone. Just you™.

Past achievements and success stories include:

Masterminded, secured funding and successfully delivered Multipass, the transformative multi-operator "Ticketing as a Service" platform based on contactless payments – developed in partnership with Visa, Mastercard, Worldpay, NXP and the UK rail and bus operators, including Abellio.

Invented, secured funding and successfully delivered Magic, a game-changing mobile payments platform that transformed in-store experience for both customers and merchants – developed in partnership with Worldpay, the world's largest payment processor.

Pioneered Wildcard, a secure wearables platform for mass market use cases: contactless payments, transit ticketing, access control and remote user authentication. Wildcard was implemented as:
-	The world's first smart car key with payment function, developed in partnership with Mastercard and Porsche.
-	The world’s first connected $50 “Swatch”.

Formed industrial consortia, secured funding and successfully delivered two complex R&D projects co-funded by the UK Government via Innovate UK programme.

Co-founder & CEO

NanoEnergy

Built an ex-MIT team to develop Microplasma Fuel Cells technology for Automotive Emissions Control.
Formed industrial partnerships with and secured funding from Navistar International (USA), Siemens VDO (Germany) and Johnson Matthey (UK). 
Negotiated licensing agreement with MIT. 
Initiated and led R&D programme that resulted in extensive IP portfolio.
Sold the company to Navistar.

Co-founder, CEO

ChoiceGroup

Co-founded and managed a diversified portfolio of companies:

Financial Publishing and Training company (MARCOM), in partnership with NM Rothschild and BPP. Won the prestigious "Ambassadors For London" Award. Sold the company to Lloyds of London Press.

UK's first real estate portal and residential property website (Property4London). Secured partnerships with all major property developers in Greater London.

Commodity and Trade Finance company (Ocean Trading House), in partnership with Glencore and Cargill.

Investor and Partner

I am a seasoned entrepreneurial CEO with a solid track record of turning disruptive ideas into commercial reality. The companies I have started and led touched lives of millions of people in many countries, and created value for investors and industry partners.

An inspirational leader and team builder, I have excellent balance between strategic vision and tactical execution, disruptive creativity and laser focus.

I dream big, think fast, listen well, talk straight, and always deliver results.

Skills include:
•	Digital payments
•	Open banking
•	Financial markets
•	Mass transit ticketing
•	Wearables

•	Execution, on time, on budget
•	Building teams and industry partnerships
•	Team leadership
•	Greenfield projects

Massive news for the UK — and global — fintech: UK's regulator (#FCA) is launching the GBP Stablecoin Sandbox.  🤘

Timing couldn't be more perfect — for the country, the industry, and #M 😎  It happened sooner that we expected. Kudos, FCA team!

Mark Carney, Debbie Gamble, ICD.D and David Birch — Canada next?.. 

M®: Replatforming money 💥 🚀

Alexander Peschkoff

Founder & CEO — Replatforming money | AI | Fintech | SAF | Father

Head of Innovation | FCA Chair | GFIN Justice of the Peace

🚀 Global First: Launching the UK’s Sterling Stablecoin Cohort in the FCA Regulatory Sandbox 🇬🇧💡

Today we’re announcing something genuinely new on the world stage.

As part of our mission to be a smarter, more growth-oriented regulator, the FCA has launched a dedicated sterling stablecoin cohort within our Regulatory Sandbox - the first of its kind globally.

This is a landmark moment for the UK.

A chance to test, learn, and build the future of digital money in a safe, controlled and innovation-friendly environment.

💷 What this actually means

For the first time, firms minting UK-issued sterling stablecoins will be able to:

🔹 Test real products and services in a live environment
🔹 Work closely with FCA Innovation Case Officers and subject-matter experts
🔹 Help us refine policy in an agile, evidence-driven way
🔹 Contribute directly to shaping the UK’s emerging stablecoin regime
🔹 Operate alongside the wider innovation architecture, including the Digital Securities Sandbox and our expanding AI-focused initiatives

This isn’t a one-way street.

It’s co-creation.

It’s innovation with industry not just for industry.

As David Geale set out today at the GDF event:

“We are announcing the launch of a stablecoin-specific cohort in our Regulatory Sandbox. It will support stablecoin issuers in testing UK-issued stablecoins, while helping us test our policy proposals in an agile fashion.

We are one of the first regulators in the world to do this, demonstrating our commitment to supporting innovation and being a smarter regulator.

This gives firms a unique opportunity to provide us with practical feedback and helps them test, grow and thrive in the UK.”

🌍 Why this matters

Stablecoins are rapidly becoming foundational to the future of payments, tokenisation, cross-border settlement, and digital assets.

By enabling early, real-world experimentation, we’re sending a clear signal:

The UK is serious about building a globally competitive, innovation-first regulatory environment.

🏁 What’s next

We are now live and inviting applications - further details are available on our Regulatory Sandbox webpage:

https://lnkd.in/dNPRnd_h

And in March, we will host in-person policy sprints on stablecoins to continue shaping this regime collaboratively.

If you’re interested in participating or learning more, reach out to the team, they’ll be happy to help.

Today isn’t just an regulatory innovation milestone.

It’s another step toward a financial system that’s more competitive, more innovative, and ready for the future.

Thanks to the entire team who worked together to deliver this - a true cross FCA effort!

Jane Moore Victoria McLoughlin Nick Smith Daniel Harrison Heidi B. Helene O. Sebastian R. Jessica Rusu Ian Phoenix  

#FCA #Stablecoin #DigitalAssets #SmartRegulation #GrowthAndCompetitiveness #RegulatorySandbox

Open article: Regulatory Sandbox: stablecoins cohort by fca.org.uk

If I read one more AI-written post like that, I will puke. 🤮 

Zerohash is not "rails" (Mastercard is, but legacy).

Arc and Tempo are the new rails, but there will be more. When it comes to DeFi, you cannot buy DISTRIBUTED rails. It's like buying "email rails"... 🙄🥱🤯

Ledgers is a different story altogether...

Global Product Marketing Storytelling Lead | Converting narrative into numbers: positioning, messaging and content engines

Crypto wanted to rewrite the rails.
Turns out, the kings just bought the tracks.

Mastercard is reportedly set to acquire zerohash, a crypto infrastructure firm powering custody, trading, and stablecoin settlement for $1.5 to $2 billion.

It’s not a branding deal.
It’s not a “crypto curious” move.
It’s a full-on play for the plumbing.

Zerohash already underpins players like Stripe, Robinhood, and MoonPay.
Now Mastercard wants in. Deep in.

This isn’t about adding bitcoin to your credit card app.
It’s about baking crypto settlement into the core of financial rails.

That changes the game.

Because the real power?
It’s not in logos.
It’s in ledgers.

Visa and PayPal are building their own.
Now Mastercard’s buying theirs.

Old money, new rails.
The infrastructure race is heating up.

The irony?

The very institutions crypto set out to replace…
are now racing to own the rails it runs on.

Founder & CEO — making it happen | AI | Fintech | SAF | Father

I agree with Richard Turrin: PwC is wrong, McKinsey is right on the money there.

The same problem — customers switching to new rails — applies to most other legacy players. Only card networks are adapting reasonably well.

 https://lnkd.in/e-UykSnz

Moody's Corporation — Shouldn't that job be performed by AI agent?.. Recruited by AI HR. 😂😂

The GENIUS Act in the US — it's the "crypto bros" (including "PayPal mafia") vs banking lobby...

My passion is tech, finance, and the future | CEO of the Finanser | Global keynote speaker | TEDx regular | Author | Advisor

I know many of you cannot get access to the #BBC, but this week's #Panorama on Trump and the Tech Titans - mainly the #PayPal mafia - is a must watch.

https://lnkd.in/eAUsAx35

Why don't automotive legacy companies re-introduce modern versions of iconic classics?.. Both young generation as well as baby boomers LOVE them — and prefer to lookalikes that roll from the conveyors these days...

https://lnkd.in/eHj3DjDR

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