NEXA Mortgage

After bouncing around from retail to retail, being promised better rates over and over again, and continually seeing just slight variations of the same business, I finally caved and gave the broker route a try. 

It’s been the best decision of my career. I almost never lose deals to competitors anymore. I have full control over every pricing scenario. I have way more products than I ever had, even when the retail companies were telling me I had hundreds of options. My applications have tripled, going from 10 a month to 30.

Most importantly, my confidence is back. I’m no longer anxious with every rate shopper. I’m not nervous talking to industry partners. I don’t have to worry about my company changing my margins on me. I have full control now, total transparency, and know exactly what rates are available in the marketplace. Shoot, half the lenders I used to work for have wholesale departments and I can still broker to them. 

I know recruiters and sales managers can promise the world.  I promise I’ll keep it real with you. Brokering is not all a cake walk. I have 20 different lender portals I’m currently using, and still haven’t researched all 150+ lenders we have. Having numerous systems is the price you pay for being able to have flexibility if you want to use one for low FICO FHA, another lender for investment cash out, another for down payment assistance, and the various non QM options. Definitely not for everyone. 

But if you generate your own leads. Have your own referral partners. Do more than just one type of loan. Want to grow your business and don’t mind learning new systems. I promise you, the retail lies of brokers “having less control” and “not being able to talk to underwriters” will be so obvious you’ll realize it’s just what every branch manager tells you to keep you from jumping ship so they can retain your overrides. Cut them out, make more bps while selling better rates. I promise it’s not too good to be true. Give me a shout and I’ll prove it.

Senior Loan Consultant

Chang Holdings

President, Chief Investment Officer

Cardinal Financial Company, Limited Partnership

Making real estate dreams come true!

I know it sounds cheesy, but real estate changed my life. I was house hacking the first home I bought, renting out two spare rooms (sometimes the third), having my mortgage mostly covered, and selling the home two years later for 40k profit. 

Everything changed for me after that... 

It allowed me to buy a way nicer home in West Plaza, that I'm now able to Airbnb at $300+ a night on the weekends! I call this House Hacking 2.0. I pull anywhere from 3-4k a month with some longer weekend stays, or sometimes they book for the full month at $4k+. 

If I wanted to, I could retire in another country and live off $300 a month lol. But I have some bigger goals I want to hit. And I got way too bored when I was just sitting at home playing video games while running my Airbnb. I want to build a mortgage business that will change the way people view the industry.

Did you know there is only 1 loan officer for every 8 realtors nationwide? This stat may actually be a bit outdated, with so many new realtors these days, that ratio is probably even higher! And the average age of a loan officer is 50+! The industry is facing a talent cliff, where there will be a major shortage in the years to come. So many companies don't want to hire new folks. I'm going to change that.

People don't realize how good of a career this can be. Build up your network. Set your own hours. Make unlimited income. Work from the beach. Buy real estate. Put yourself on a different path!!

I'm always available. Please don't hesitate to reach out. Whether you're buying your first home, looking to get started with your first investment property, or wanting to change careers! I'm here for YOU!

Senior Loan Originator

American Financial Network

Sales Manager / Sr. Loan Consultant

Preferred Rate - Partnered with APM

Sr. Mortgage Advisor | Sales Manager

American Mortgage Network

Helping others build their real estate portfolios - whether it's your first home or 100th investment property, single family home to large apartment complexes, I want to help you finance all of your real estate dreams!

Branch Manager / Mortgage Loan Officer

loanDepot

loanDepot offers home purchase, refinance loans, and home equity products nationwide. Our mission is to be your lender of choice by operating on sound principles of exceptional value, ethics and transparency. Licensed in all 50 states, loanDepot employs more than 6,500 people, and operates more than 180 lending stores nationwide. loanDepot, LLC, NMLS #174457.

loanDepot.com, LLC, 26642 Towne Centre Drive, Foothill Ranch, CA 92610. All rights reserved. NMLS #174457 (www.nmlsconsumeraccess.org). For more licensing information, please visit www.loanDepot.com/licensing.  Visit www.loandepot.com/privacypolicy to review our Privacy Policy.

Loan Consultant

Growth Acceleration Services

Growth Advisor

Pear Deck

Helping teachers engage every student, every day.

Supported the sales team by automating outbound messaging, scaling prospecting efforts, and streamlining CRM workflows to ensure tailored treatment of prospects/customers. 

Created Salesforce reports/dashboards, managed SalesLoft processes, and managed Upwork partners.

Sales Operations

mySidewalk

Helping communities make better decisions more efficiently through data.

Prospecting, cold calling, conducting demos and webinars, contract negotiations, and customer support. Finding use cases for best practices regarding civic data. 

This was great learning experience for learning the entire sales cycle, start to finish. Also frequently involved in providing product feedback to dev team.

Account Executive

NMLS #1858011

🏦 Mortgage Loan Originator
🏡 Airbnb Superhost - Real Estate Investor
💰 Stock/crypto trader

Insatiably curious. In school, I was simultaneously working three internships, working three part-time jobs, and an officer of three student organizations, while still graduating in three years. It was a true test of focus and time management. And my ability to count in three's.

Took me 4 years to build my real estate portfolio enough that I could “retire” off it. Now I want to help other people build theirs. One of my properties is an Airbnb I rent for half the month and make 2x market rate. My free Airbnb course will be coming soon (DM me to be put on the pre-release list). Incredibly passionate about the real estate industry, love teaching others what I know. I’m an open book. You can ask me anything you want!

IG @yourmoneyguy

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