HDFC Bank

Senior Vice President

Handling South working for grest Team of 5 Unit Heads, 42 Team Managers, 510 Relationship Managers part of Virtual relationship banking PRIME. The key deliverables are managing 9.50 Lakhs customer base with handling complete banking relationship, Income generation, product penetration, Retail Assets, TPP, liability, Digital Activation, Digital products penetration, Complaints management, NPS, Cost to Income, Delinquency management  Customer Service along with Adherence to process as per Audit & Compliance.

 Vice President -Regional Head - South 

Handling South working for 4 Unit Heads, 23 Team Managers, 338 Relationship Managers for  Virtual relationship banking for PRIME portfolio customers in Virtual relationship banking channel. The key deliverables are Managing 7 Lakhs customer base with handling complete banking relationship, Income generation, product penetration of Retail Assets, TPP, liability, Digital Activation, Digital products penetration, Complaints management, Cost to Income, Delinquency management & Customer Service. Responsible for Complete portfolio & people for my region.

Deputy Vice president- Regional Head - South 

I handled branch channel Retail Asset products of personal loans, Business loans, Home Loans, Mortgage loans, Gold loans, Loan against Securities & working capital Sales with dedicated  32 Asset Desk Managers based out of Telangana & Andhra pradesh driving lead generation, Conversion, product level Targets, Corporate activities , Catchment activities, RM/PB/ABM Portfolio penetration working closely with BM/Cluster Heads/Zonal Heads along with retail assets ASM/RSM/ZSM to deliver the business objective

Assistant Vice president & Regional Head - AP & Telangana 

I worked in Fraud control Unit handling Secunderabad & Telangana hubs for Unsecured , Secured products portfolios for 2 Years 6 months (2008 July To 2010 October). The job includes pre & post disbursals of detection of frauds, Documents verification, Fraud Investigation,  Fraud recovery, handling judicial agencies for filing complaints against the fraudster's.

RIC Location Manager - Telangana

Joined as BSM at Vijaywada & moved up to ASM in personal loans with in a span of 3 Years handling Vizag, Rajahmundry, Kakinada, Vijayawada, Guntur, Nellore, Eluru, Warangal & Tirupathi markets in Andhra Pradesh. I had an opportunity to set up business distribution for both DST, DSA channels along with CPA for Vijayawada, Guntur, Nellore, Tirupathi, Warangal & Eluru locations.

Area Sales Manager- AP 

Citi

Responsible for portfolio management handling Sales, Credit,Collections & Customer Service for Personal loans portfolio.
Building distribution like DSA Channels, DST Channels & Telecalling Teams. 
I also got Credit Authority of upto 1 Lakh loan amount approvals for personal loans by clearing the credit test.

Personal Loan Manager

way2wealth pvt ltd

Selling all Investment products (MF, Insurance, Bonds, Equity)  for both retail & corporate clients at Bangalore location.

20+ Years of Banking & financial services experience with below expertise.

- Virtual relationship banking
- Portfolio management
- Channel Management
- Building distribution
- Managing profit centre
- Fraud risk 
- Credit & collections
- Retail assets 
- TPP products

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