Bhakti Dama's Linkedin Analytics

With 24+ years across underwriting, product innovation, and digital transformation, I’ve launched over 500 products across Health, Cyber, Property, and Commercial lines — including India’s first personal cyber ecosystem and no-reason cancellation cover. My work has led to industry-first launches, scaled platforms, and a granted patent in insurance innovation — all grounded in a deep understanding of what makes insurance work in the real world. 💼 Where I’ve Been: From ICICI Lombard to HDFC ERGO, Raghnall and OneAssist — I’ve led health product integrations during M&As, certified and digitized more than 500 products, built insurer-agnostic B2B platforms, and shaped digital journeys across distribution models. 🚀 What I Do Now: As the founder of Protector IQ, I help insurers, brokers, Banks and InsurTechs: ✅ Co-create and launch differentiated insurance products ✅ Navigate IRDAI filings and regulatory strategies ✅ Align system scoping to business logic ✅ Run functional testing with real-world precision 🎯 What I’m Open To: - Strategic consulting & product partnerships - Independent Director & advisory roles - Collaborations that drive meaningful insurance innovation If you are building in this space, lets connect !