Guaranteed Rate

⦁	Led a high-performing underwriting team to meet compliance, quality, and service level expectations.
⦁	Managed mortgage underwriting pipelines, ensuring adherence to investor and agency guidelines.
⦁	Ranked in the top 5% for annual production and quality in 2023 and 2024.

Regional Underwriting Manager/ Underwriter

Wilson Bank & Trust

⦁	Acted as a primary advisor to the Mortgage President on operations, policy, and training.
⦁	Managed mortgage compliance related to federal regulations (Reg B, Reg Z, HMDA, ECOA, Fair Lending).
⦁	Implemented product enhancements to improve efficiency and client offerings.
⦁	Led pre-funding and post-closing audits, presenting findings to the Board of Directors.
⦁	Handled external audits with FNMA, FHLMC, HUD, VA, and USDA.
⦁	Obtained Fannie Mae direct seller/servicer authority for the bank.
⦁	Spearheaded successful Affinity Lending Channel expansion, securing over a dozen corporate partnerships.
⦁	Secured condo PERS approvals for 5 new builders, increasing loan opportunities by $10M+.

VP- Compliance Manager & Centralized Business Development

Regions Financial Corporation

⦁	Managed a team of 15 underwriters handling FHA, VA, USDA, and portfolio loans up to $2MM.
⦁	Led responses to agency repurchase demands and post-closing audits.
⦁	Achieved top-tier Gallup Poll results (2015-2017) for employee engagement.
⦁	Graduate of the Emerging Leaders Program (2015).
⦁	Developed new compliance strategies to enhance operational efficiency.

AVP, Underwriting Manager (DE)

Allied First Bank

⦁	Developed and implemented mortgage quality control procedures for compliance with FNMA, FHLMC, FHA/VA.
⦁	Conducted audits, compliance reviews, and training sessions for regulatory adherence.
⦁	Worked on process improvement initiatives to strengthen compliance and product offerings.

Mortgage Quality Control Officer

PMAC Lending Services Inc.

Underwriting Operations Manager

JPMorgan Chase

AVP, Underwriting Manager

A results-driven financial leader with 20+ years of experience in underwriting, risk assessment, and compliance management. Proven ability to drive change, enhance efficiency, and improve regulatory adherence across multiple business lines. Adept at mitigating financial risks, optimizing productivity, and leading high-performing teams to exceed organizational goals.

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