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I am a business minded, money saving, generation Y professional. I grew up in a blue collar family from Northern Kentucky on a small farm and understand the value of every penny and work ethic. Lean financial efficiency runs my personal life and led to my career as an Employer Healthcare Advisor with Houchens Insurance Group, a 100% ESOP. My goal is to bring transparent programs tied to long-term solutions to reverse the status quo of healthcare. As an employee owner, I can personally state that one is more likely to invest themselves into a company if their company invests in them. We have to fix the broken healthcare system by educating employees how to be better healthcare consumers and by giving more attention to accessibility of care. Focus Areas: ESOPs Employee equity models Self-Funded Captives Alternative funding Pharmacy Spend Management Population Health Management Bernstes@higusa.com 615-771-4186
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