Celcoin

Product Director of Payments and Banking, managing bill payments, BaaS, acquiring, issuing, control panel and mobile app.

Product Director

PicPay

Business Unit Head - financial services for individuals - leading Pix (instant payments business), card onboarding, checkout, card processing and new businesses.

Payments Executive | Business Unit Head

Pomelo

Product Director - Building the fintech infrastructure for Brazil and Latin America.
Developing FaaS/BaaS strategy and services (Onboarding/KYC, Virtual Accounts, Pix, Boletos, Cards), Embedded Finance, Open Finance and Crypto as a Service to empower every company to become a fintech, offer embedded finance and financial services to its customers (B2B, B2C, B2B2C), through the lowest time to market, high tech self-developed solutions, frictionless and 100% custom to fit every company needs. Launch of Pomelo operations in Brazil, including: end-to-end credit and prepaid card management, Pix, digital accounts and BaaS. Product and business development to Brazil, Argentina, Peru, Colombia, Mexico and Chile.

Head of Products

Alelo Brasil

Superintendent of financial services/fintech, business development, benefits and digital channels (app, portals and growth) - product development and management, B2B and B2C. New payment methods development (all in one cards and flexible allowances/benefits), focused on digital and enhanced experiences.

Head of Product & Digital

Amazon

Sr Product Manager, for Payments and CX.

Webinar: Social-Distancing Challenges as a PM by Amazon Sr PM - https://lnkd.in/gk7g-N3

Sr Product Manager - Payments

Sodexo Benefits and Rewards Services

Sr Product Manager - Head of Prepaid Business 
Developing new prepaid business unit, wallet, digital payments ecosystem and open concept platform (marketplace).

Head of Product

MercadoPago.com

Product Manager focused on payment methods: widen card acceptance, raise approval rates and expand non-bank people access to financial products.

Contract negotiation with payment players, such as acquirers, card schemes, banks and fintechs, to develop more payment methods, reduce costs and improve Mercado Pago services.

Management of mobile POS product/features and Mercado Pago Gateway. Development of more features to provide innovative services to merchants. Knowledge of Brazilian regulation changes and needs.

Payments Product Manager

Manager of partnerships with acquirers, card schemes/issuers and banks to develop and set up new payment and financial solutions and innovative tools, through business cases and strategic valuations.

Improved mobile POS card schemes acceptance and approval rates. Launched Mercado Pago pre-paid card. Developed new payment methods for non-bank people

Payments Solutions Development & Implementation Manager

Supervisor of projects and partnerships development with acquirers, card schemes/issuers and banks. MDR contract and anticipation negotiation with acquirers and banks: achieved cost reduction and process improvement.

Constant seek for better performance and approval rates. Development of new solutions for card payments and product management. Launched Mercado Libre gift card and Mercado Pago prepaid card - new payment method and financial inclusion, strategy aligned together with mobile POS services.

Business & Partnerships Development Manager

HSBC

Strategic projects analysis, management and implementation, with wide interactions with internal and external teams.
Dynamic analysis for decision processes regarding multiple business areas (focusing in acquiring), addressing qualitative and financial evaluation.

Strategy & Planning Manager

Banco Original

Analysis, development, implementation and launch of credit cards and payment sources for individuals and companies of Banco Original (Original Bank - J&F Holding). Studies and analysis about the acquiring market and business. 

Wide interaction with customers and suppliers with the purpose of product developments and improvements, internal processes definitions and revenues and costs management.

Product Manager - Credit Card & Payment Methods

Santander Bank

Co-Branded Cards Implementation and Launch - Development and management of Santander's partnership co-branded cards with companies from the retail industry, resulting in sales of credit cards through Santander's partner’s channels. Wide interaction among different areas of the bank, with the Santander’s partners and huge projects management.
Achievements: the development and launch of Shell Santander Credit Card, with the pioneering sales through the POS machine.

Also, the portfolio management of Individuals credit card for non-account holders, including profitability increasing actions, sales channels improvement, new product development and P&L management.
Achievements: analysis and features development for a new credit card for non-account holder to emergent customers.

Senior Analyst of Payments Methods - Credit Card

17+ years experience, solving problems in financial services, payments and banking. Entrepreneur, empowering people and companies to easy access products and services: strategy definition, product creation, management, innovation and digital ecosystem, life-cycle journey, benefits, payment methods development.

Pioneer in startups, fintechs and non-bank / underbanked product, financial inclusion and UX development, business development, wallet, growth, conversion and acceptance improvement.

Wide knowledge of PIX (operation, rules and governance), Open Finance, card issuers, mobile POS, card schemes, credit, debit and prepaid cards, bank invoice, acquirers and payments ecosystem, as well as Brazilian payments Law - Central Bank, and main Latam countries.

Featured Speaker at Product School: https://productschool.com/instructor/bruno-martucci-silva/ 
Chicago Booth School of Business Alumni.

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