Kotak Mahindra Bank

Senior Credit Manager

HDFC Bank

-Credit Manager for Ahmadabad responsible for physical file underwriting of Business Loan. This 
involved decision making of high value applications, risk assessment, fraud, Credit Manager for Ahmadabad  responsible for physical file underwriting of Business Loan.

-This involved decision making of high value applications, risk assessment, fraud prevention, risk modeling, portfolio overview, reduced losses and NPA for the Bank. Dealing with business partners, market DSA and branches to modulate sourcing as per the policy and process of the Bank.

Credit Manager

Qualified Professional having experience (3+ years) in Credit  & Risk Management. Currently working with HDFC Bank, Ahmedabad as Credit Manager .Handling credit appraisals involving verification,risk assessment and Portfolio Analysis.Also involved into certain short term projects and initiatives of the bank. Earlier also involved into underwriting of TW loans, managing the dealers, Audit and its processes.Working with complete dedication and adhering to deadlines.

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