Union Bank of Nigeria

Conducting regular branch spot checks to assess operational adherence to regulatory guidelines and the bank's
procedures, offering improvement recommendations to management when lapses are identified.
• Daily vigilance in monitoring alerts for potential suspicious transactions within the branches under my coverage.
• Assessing the adequacy of Know Your Customer (KYC) provisions for all accounts opened within the branches.
• Overseeing the administration of vaults and ATMs across all branches under my responsibility.
• Scrutinizing the General Ledger to promptly identify and escalate abnormal or unusual balances for attention.
• Proactively identifying and reporting income leakages to ensure swift management attention.
• Weekly scrutiny to pinpoint high-risk issues within branches, facilitating prompt resolutions.
• Validating branch operations processes to ensure strict compliance with established Standard Operating Procedures.
• Conducting preliminary investigations into potentially fraudulent activities or business issues and providing
recommendations through detailed reports.
• Performing call overs on transactions and ensuring the timely reconciliation of any outstanding issues

Cluster Compliance and Control

Saro Oil Palm Ltd

Perform internal audits of business processes, controls, and systems to ensure compliance with policies, procedures,
and regulatory requirements.
• Develop a comprehensive 5-year Audit plan for Saro Oil Palm, aligning it with the Heads of Business (HOB) and
Executive Director of Agro-Allied and presenting it to the Board.
• Assess and evaluate Agribusiness value chain strategies, ensuring the effectiveness of risk management, control,
and governance processes in Agro-allied operations.
• Contribute to the formulation and implementation of business strategies in agribusiness, aligning them with global
best practices.
• Oversee the implementation of Good Agricultural Practices for Oil Palm cultivation, covering the entire process
from seedling to harvesting, and ensure robust Risk Assessment, Risk Treatment, and Risk Management Reporting
for strategic plan achievement.
• Document and maintain proper procedures in line with emerging Agro-technology, including the development of
Standard Operating Procedures for Plantation activities in collaboration with Process Owners.
• Plan, review, and monitor the Nursey program, ensuring proper management oversight and periodic monitoring.
• Monitor Agro inputs and other inventories controls, including the Receipt, Storage, and Disbursement Processes,
and maintain a cost-effective approach aligned with industry standards.
• Assess controls over all plantation services outsourced to third parties, identifying, and reporting on control gaps
or non-compliances requiring internal audit intervention.
• Provide daily, weekly, and monthly reports on the management of Agro-input and other inventories, compliance
with Good Agricultural Practices, and adherence to Plantation Security procedures.
• Conduct regular reviews of plantation activities, identifying control gaps or non-compliances, and collaborate with
process owners to ensure timely closure and implementation of audit recommendations.

Audit, Risk, Compliance & Governance Business Partner

Saroafrica International Ltd

Develop an Audit Plan for the Strategic Business Unit (SBU) and present it to the Board after aligning with Heads
of Business (HOB) and Executive Director of Audit, Risk, and Compliance (ED ARCG).
• Execute a Risk-Based Internal Audit in accordance with the Audit Manual, conducting relevant audit procedures
and tests on SBU operations, financials, and processes to provide management assurance on the effectiveness of
internal controls in achieving strategic objectives.
• Issue audit findings, compile, and release Audit Reports to management as required, preparing a Quarterly Audit
report for the SBU's Board Committee on Audit, Risk, and Compliance.
• Collaborate with process owners to review and enhance Standard Operating Procedures.
• Ensure the proper validation and recording of transactions related to Cash, Inventory, Debtors, Suppliers,
Expenditure, Fixed Assets, and other Balance Sheet items in the necessary books of accounts.
• Monitor budgetary control to prevent budget overruns.
• Conduct regular reviews of business risks, implement adequate mitigations for Risks and Open Position Limits that
could impede the achievement of strategic plans and objectives.
• Facilitate the completion of Risk Assessment, Risk Treatment, and Risk Management Reporting by the business to
provide reasonable assurance for strategic plan achievement.
• Ensure the SBU Risk Reports are comprehensive and regularly updated with emerging risks, maintaining relevant
mitigations.
• Undertake investigations and special reviews, issuing comprehensive reports.
• Recommend necessary sanctions or disciplinary actions as needed, informing management of learning points and
providing suggestions to prevent recurrence.
• Monitor Internal Governance in the SBU by obtaining the internal governance report, reviewing the report, and
seeking necessary clarification from Key Process Owners/HOB

Fidelity Bank PLC

Collaborated with regulatory authorities such as the Central Bank of Nigeria (CBN), External Auditors, and State
Tax agents during regulatory inspections and visits.
• Reconciled and maintained updated financial records for multiple branches, overseeing Account Openings,
Treasury Registers, and Loan Portfolios. Successfully minimized overdrawn accounts, implemented robust controls
to prevent income leakages, and achieved promotion to Team Lead within 12 months, managing over four major
branches.
• Implemented stringent compliance and control measures within the coverage area, ensuring alignment of operating
processes with the Bank’s established procedures. Areas of impact included Account Opening, Credit Risk
Management, Expense Control, Administration Control, and Branch Operations Control.
• Investigated suspected fraud cases, providing recommendations to Management for resolution and rectification.
• Conducted transaction monitoring and identified high-risk accounts for further scrutiny.
✓ Review expenses to ensure proper approvals were obtained, validating that expenses were wholly and
reasonably incurred in furtherance of the bank’s operations and business interests.
✓ Assess staff profiles on Oracle ERP to ensure that user access rights aligned with assigned responsibilities.
✓ Evaluate fixed deposits to ensure proper booking and liquidation in line with customers’ mandates and
approved rate guides.
✓ Conduct routine spot checks of branches to assess operations and compliance with regulatory guidelines, providing improvement recommendations to Management for observed lapses.

UBA Group

• Ensuring the efficient and effective implementation of bank-wide policies and internal controls, with a
comprehensive understanding of UBA’s Policies and dynamic CBN regulations, ensuring 100% compliance by
staff.
• Proactively preventing fraud, errors, and financial misstatements to maintain the integrity of all transactions.
• Ensuring regulatory compliance, including dynamic CBN regulations and tax authorities, across all business offices
under my purview.
• Enhancing efficiency by safeguarding assets and monitoring liabilities.
• Ensuring the prompt and high-quality rendition of relevant returns and reports, as required by management, through
the area manager.
• Conducting a thorough review of account opening documents to ensure compliance with the Know Your Customer
(KYC) policy.
• Identifying emerging risks and taking proactive measures to prevent their occurrence, including appropriate
mitigation or escalation.
• Enforcing income assurance, minimizing income leakages, and implementing cost reduction strategies.
• Reviewing and ensuring compliance with regulatory requirements related to Invisible Transactions (Form A,
MoneyGram/Western Union, and FCY-related transactions).
• Collaborating closely with internal and external stakeholders to achieve organizational goals.
• Identifying, consolidating, and analyzing data to enable visualization and drive decision-making.
• Effectively monitoring and reviewing credit facilities to minimize Branch Non-Performing Loans.
• Conducting reviews of dispense errors and Charge Back Reconciliation for POS and ATM claims.
• Performing daily reviews of the general ledger, encompassing assets, liabilities, income, and expenditures, to ensure
all entries are reasonable, correct, and align with accounting principles.

Regional Compliance and Control

Uche Chigbo and co 

• Conduct risk assessments to identify potential areas of financial misstatement or fraud in client organizations.
• Develop comprehensive audit plans outlining the scope, objectives, and procedures for the audit engagement.
• Review and analyze financial statements to ensure accuracy, completeness, and compliance with accounting
standards.
• Assess the effectiveness of internal controls within client organizations to identify weaknesses or areas for
improvement.
• Perform substantive and compliance testing to verify the accuracy of financial transactions and ensure adherence
to accounting policies.
• Maintain detailed audit documentation, including workpapers, supporting evidence, and audit findings, in
accordance with professional standards.
• Communicate with client management to gather information, discuss audit findings, and provide recommendations
for improvement.
• Prepare audit reports summarizing findings, recommendations, and areas of concern for presentation to client
management and stakeholders.
• Ensure that financial statements comply with relevant accounting principles, industry regulations, and statutory
requirements.
• Foster positive relationships with clients, addressing their concerns, and providing insights to improve financial
reporting and internal controls.
• Monitor and follow up on the implementation of recommendations and corrective actions provided in previous
audit reports.
• Adhere to ethical standards and professional codes of conduct, maintaining integrity and confidentiality in all audit
engagements.

Audit Associate

Charles is a Seasoned professional in internal audit and regulatory compliance, boasting a rich history of over 6 years across diverse
industries including banking, agriculture, transportation, manufacturing, and FMCG. Proficient in executing thorough
internal audits and regulatory compliance projects. I specialize in ensuring regulatory compliance, mitigating risks, and
optimizing operations. My skill set extends to ISO 9001:2015 auditing, encompassing both internal and external audit
roles. I am recognized for my proactive approach in identifying income leakages and uncovering process optimization
opportunities. With expertise in internal controls, forensic analysis, fraud prevention, and regulatory compliance, I am
poised to deliver strategic value and contribute significantly to the success of dynamic organizations.

Taplio

Charles Ezinwa, AAT ACA MBA's Linkedin Analytics

Charles Ezinwa, AAT ACA MBA

Want to drive more opportunities from LinkedIn?

Taplio

.css-1jgreyo{background-image:linear-gradient(284deg, rgba(39,43,72,1) 0%, rgba(33,47,183,1) 100%);color:transparent;-webkit-background-clip:text;background-clip:text;}Charles Ezinwa, AAT ACA MBA's Linkedin Analytics

Charles Ezinwa, AAT ACA MBA

Want to drive more opportunities from LinkedIn?

Charles Ezinwa, AAT ACA MBA's Linkedin Analytics