David Tedford

First Commonwealth Bank

Senior Vice President, SBA Sales Executive

Vice President

The State Bank and Trust Company

Headquartered in Defiance, Ohio, SB Financial is a diversified financial services holding company with two operating subsidiaries: State Bank and DCM. State Bank provides a full range of financial services for consumers and small businesses, including wealth management, mortgage banking and commercial and agricultural lending, operating through a total of 19 banking centers; 18 in nine Ohio counties and one center in Fort Wayne, Indiana, and 22 full-service ATMs. The Company has six loan production offices located throughout the Tri-State region of Ohio, Indiana and Michigan. DCM provides item processing services to community banks located primarily in the Midwest. SB Financial's common stock is listed on the NASDAQ Capital Market under the symbol "SBFG". SB Financial's preferred stock is listed on the NASDAQ Capital Market under the symbol "SBFGP". 
In May 2016, SB Financial was ranked #160 on the American Banker Magazine's list of Top 200 Publicly Traded Community Banks and Thrifts based on three-year average return on equity ("ROE").

Vice President, Small Business Administration

U.S. Bank

Proud to be one of the Premier SBA Lenders
 As part of our commitment to the growth of small businesses nationwide, U.S. Bank is a leading participant in the lending programs of the U.S. Small Business Administration (SBA). Since 1976, we’ve provided more than $6 billion in SBA-guaranteed financing solutions to thousands of small businesses in America.

 Business ownership and expansion loans from $250,000 to $5 million.
 If you're interested in acquiring or expanding a business, two types of SBA loan programs are available. Both are designed for businesses with smaller borrowing needs.

 Loan amounts:
 Up to $5 million for the SBA 7(a) Business Loans 

 Real estate financing up to $11.25 million.
 For small businesses seeking to purchase, refinance or build owner-occupied commercial real estate, three SBA-backed financing solutions are available.

 Loan amounts:
 Up to $5 million for SBA 7(a) Real Estate loans
 Up to $11.25 million for SBA 504 loan programs
 Up to $7 million for SBA 7(a) Pari Passu

SBA Development Officer

About U.S. Bank 

We're honored to be recognized by Fortune Magazine as the 2013 Most Admired SuperRegional Bank in the world. 

U.S. Bancorp is a diversified financial services holding company and parent company of U.S. Bank National Association,(U.S. Bank) the nation’s fifth-largest commercial bank. Recognized for its strong financial performance, prudent risk management, capital generation and product quality, U.S. Bancorp provides a wide range of financial services for consumers, businesses, government entities and other financial institutions. U.S. Bank’s branch network serves 25 states, and we offer regional consumer and business banking and wealth management services, national wholesale and trust services and global payments services to over 17.4 million customers. Founded in 1863 under national Charter #24, U.S. Bank is the nation’s second oldest bank operating under its original charter. The company celebrates its 150th anniversary in 2013. U.S. Bancorp employs 66,000 people. 

U.S. Bancorp At A Glance (As of June 30, 2013) 
-------- 
Rank: U.S. Bank is 5th largest U.S. commercial bank 
Asset size: $353 billion 
Customers: 17.6 million 
Bank branches 3,087 
Businesses: Consumer and business banking and wealth management: Regional Wholesale banking and trust services: National Payment services, merchant processing and corporate trust: International NYSE symbol USB 
Specialties 

financial, services, banking, payments, loans, deposits, mortgage, home equity, wealth management 

Headquarters 
800 Nicollet Mall Minneapolis, MN 55402 United States 

Website 
http://www.usbank.com 

Industry 
Banking 

Type 
Public Company 

Company Size 
10,001+ employees

Senior Business Banker

Ohio Air National Guard

Aerospace Propulsion Specialist

Huntington National Bank

National City Bank

Business Banker

Business Banking Officer

Commercial Lending - SBA government guaranteed loans for working capital, business expansion, business acquisition, real estate acquisition and commercial construction.

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