David A. Krebs's Linkedin Analytics

❌ He had $7M in the bank and was still denied. That’s the kind of borrower I work with. I’m David A. Krebs, a Miami-based mortgage broker specializing in complex loan solutions for self-employed professionals, real estate investors, foreign nationals, and high-net-worth buyers. Most of my clients come to me after the bank says no: • No tax returns or inconsistent income • Buying a non-warrantable condo • High DTI or using rental income • CPA letter, cross-collateral, or creative structuring I build financing strategies that actually close. • DSCR & No-Ratio Loans • Foreign National & CPA-Letter Programs • Super Jumbo & Non-Warrantable Condo Financing • Bank Statement, 1099, and P&L-Based Income Loans 🏆 Recent wins include: • $8.2M non-warrantable condo at the St. Regius (Longboat Key), 75% LTV, closed after two banks failed • $6.6M purchase with high DTI and an unsold departing residence, declined by private bank, closed with us • Foreign national purchase for an Argentinian investor with no U.S. tax history, structured and closed early Based in Brickell, I serve clients across Florida and support nationwide investment and commercial deals through a trusted lender network. If your loan doesn’t fit the box, it might just need a better structure. 📩 Let’s talk through it. 🔗 Book a call: calendly.com/davidakrebs 📘 Free guide: davidakrebs.com/download-your-free-guide