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With over 19 years of experience in the BFSI sector, I am a Vice President at Axis Bank, where I lead the tractor business as Zonal Collection Head for East , UP and UK regions. I have a PGDM in Digital Banking from the National Institute of Bank Management, an MBA from ICFAI University, and an EPGDIB from the Indian Institute of Foreign Trade. My core competencies include managing diversified asset portfolios across various retail loan products, developing and executing innovative strategies to maintain non-performing assets and delinquency levels within budget, and tracking and reducing high-risk accounts. I have facilitated a negative year-on-year net credit loss of INR 0.05%, and delivered industry-leading performance. I have also built and led large and diverse teams across complex and competitive markets, and empowered them with digital banking skills and tools. My mission is to become a thought leader in the banking industry, and to contribute to the growth and profitability of Axis Bank and its customers.
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