E4 Insurance Services

Director of Annuities

The insurance industry is constantly changing.  With all the different carriers, products, strategies, and indices, it can seem overwhelming to keep up with it.  Advisors have multiple things to focus on and do not have time to follow the trends or stay aware of upcoming changes in rates.  This where I come in.  My only job is to keep up with the evolving industry so that I can provide brokers with the best options.  Not just the best carrier but design it in a very specific way to help your clients achieve their goals.  When your client expresses their general degree of acceptable risk, what type of money they have, longevity wishes of a product, amount of access they want to it, etc., let me help you design a product to meet those needs.  My knowledge of all the available options allows me to create the perfect case and explain on multiple levels why it is their best option out there.  Bottom line is, when you need to give your clients the service they deserve and beat the competition, we should be working together.

Annuity Case Design Specialist

Choice Insurance Agency 

My job is to recruit and train life insurance agents in whatever aspects they need.  I often help agents cross-sell to their health or P&C book with ease.  We have customized marketing pieces and specialized calculators to help make this process quick and easy.  I also travel the state meeting with agents one on one or holding seminars to help boost an agents business.  We cover product training or sales ideas to help sell when you otherwise might not have been able to do.  If you are an insurance agent, you should be working with us if you want to maximize your income.  I enjoy life insurance and helping agents, so let me make your job easier.  Let me assist you with life insurance, annuities, long term care, and retirement planning.

Broker Manager - Life and Annuities

Twiddy Insurance Agency, LLC

Owner

Wood Insurance Agency

Insurance Agent

Experienced Life Insurance Specialist with a demonstrated history of working in the insurance industry. Skilled in blending retirement accounts with life insurance to maximize retirement income with special consideration to RMD's, future taxes, and Social Security while also protecting assets from LTC.  I work with agents all across the state to teach educational workshops on these topics for their prospects.  Knowledgeable with Index UL, UL, WL, term insurance, and annuities with LTC/Chronic Illness riders.

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Doug Twiddy

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Doug Twiddy

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