Frank ‘The Bank’ Barragan's Linkedin Analytics

"They call it a mortgage. I call it a wealth machine." Most people think a mortgage is a 30-year sentence — month after month of repayments, hoping rates stay low. That’s exactly what the banks want you to believe. But here’s the truth: You don’t have to play by their rules. I’m Frank "The Bank" Barragan, and I help homeowners flip the script. Instead of chasing interest rates, I show people how to master loan structures, unlock equity, and turn their mortgage into a tool for wealth. No gimmicks. No fluff. Just strategy. The game changes when you stop asking, "How can I get a lower rate?" and start asking, "How can I eliminate debt faster and build wealth?" That’s where I come in. 🚀 What I Do I help homeowners and investors achieve two core goals: 1️⃣ Pay Off Their Mortgage Faster — By using strategies like redraw accounts, fortnightly payments, and equity leverage, I help clients reduce debt in years, not decades. 2️⃣ Leverage Their Equity to Build Wealth — My team helps clients access dormant equity and open doors to new wealth-building opportunities — from funding investments to building a financial buffer for growth. 💡 How I Do It I don’t just focus on loans — I focus on strategy. Every client gets a tailored plan aligned with their goals. Here’s what sets my process apart: Redraw Power: I’ll help you use redraw accounts to reduce your principal faster — and access cash if needed. Equity Leverage: Your home can do more than just sit there. I’ll show you how to unlock dormant equity to fund wealth-building opportunities. Cash-Flow Strategy: It’s not just about paying off your home. It’s about building your financial position so you’re ready to act when opportunity knocks. SMSF Property Strategy: Looking to leverage your super for wealth? My team can guide you through the process of using your SMSF to invest in property. 📈 The Results My clients don’t just "own a home" — they own their future. They go from being stuck in a 30-year repayment plan to becoming proactive, equity-driven, and wealth-focused homeowners. It’s about playing smarter, not harder. 📣 Why Work With Me? Most people think it’s all about the lowest rate — but that’s only part of the story. I help clients unlock the bigger picture: How can you use your mortgage to achieve greater financial freedom? It’s not about one-size-fits-all loans — it’s about strategy, foresight, and long-term thinking. 👉 Book your strategy call today and learn how to turn your biggest debt into your greatest asset. Don’t just play the game. Win it.