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John Collins

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As a forward-thinking Capital Markets Executive with over a decade of experience in the mortgage industry, I specialize in maximizing profitability and liquidity through innovative strategies in trading, pricing, and hedging. My expertise is further enhanced by a deep proficiency in Microsoft Excel and financial modeling, essential tools in today's data-driven business landscape. At the helm of departments within Atlantic Coast Mortgage and Lake Michigan Credit Union, I successfully steered operations to achieve $4 billion in annual production. My innovative collaboration with Fannie Mae led to the development of cost-effective frameworks, saving upwards of $400,000 annually in loan fees, and I have nurtured more than 25 significant agency and portfolio investor relationships. In 2023, I established Bear Creek Consulting, offering strategic consultancy in secondary marketing and operational efficiency. This role, combined with my project-based work on [Upwork.com](http://upwork.com/), has honed my skills in delivering tailored, impactful solutions in a variety of financial contexts. In my previous roles I have leveraged my comprehensive experience and leadership abilities to drive growth and success. I am passionate about building high-value relationships and fostering a collaborative, innovative team culture, aiming to propel a mortgage organization to new heights in the dynamic financial industry.

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