✨Capital Strategy and Crisis Management for Builders, Investors & Business Owners | Lending, Risk & Entrepreneur Growth | Strategic Problem Solver l 36 Years in the Trenches

Most deals don’t fail because the idea was bad.
They fail because the decisions around capital, risk, and timing were made in pieces.

One person looks at insurance.
Another looks at financing.
Another looks at growth.

Nobody owns the full picture.

That’s where things break.

I have spent 36 years inside that picture across insurance, capital, deal structure, and business ownership  watching how decisions made early show up later under stress.

I’m not interested in volume, hype, or last-minute rescues.
I work upstream, before money is committed and momentum makes bad decisions harder to unwind.

What I bring is judgment.

Not opinions.
Not encouragement.
Judgment earned from seeing how deals actually end when assumptions meet reality.

I work with operators who:

◾ are responsible when things go sideways

◾ understand that timing matters as much as numbers

◾ want an honest assessment, not encouragement

If you’re facing a decision that has real consequences  and you want a straight answer before you lock it in  that’s when it makes sense to talk.
📅 Schedule a call: https://calendly.com/johntitolo/15min

🎙️ Cashing-Up Podcast | Guest: Jeff Wildes

This past week on Cashing-Up, we’re joined by Jeff Wildes, founder, president, and primary financial advisor at Wildes Financial Strategies, a boutique wealth management and financial planning firm based in Georgetown, South Carolina.

Jeff Wildes is a CERTIFIED FINANCIAL PLANNER™ (CFP®) and a Certified Kingdom Advisor (CKA®) with over two decades of experience helping individuals, families, and business owners navigate complex financial decisions. His work blends disciplined financial planning with values-based stewardship and faith-aligned decision-making.

In this episode, we discuss:
Long-term wealth planning beyond products and performance
Grounding financial decisions with life goals and personal values
Retirement planning, investment strategy, and business owner considerations
Stewardship, purpose, and clarity in financial decision-making
Jeff shares practical insights from years of real-world advising and offers a thoughtful perspective on building, protecting, and sustaining wealth with intention.

This conversation is especially relevant for business owners, professionals, and families looking to bring structure, clarity, and purpose to their financial lives.

➡️ Interested in being a guest?👇
Contact us directly or send a message to discuss an upcoming episode.

➡️ Follow John Titolo Jr for real-world discussions on capital, business, wealth, and decision-making — no hype, just experience.

#CashingUp #Podcast #WealthManagement #FinancialPlanning
 #BusinessOwners #Entrepreneurship

undefined undefined

✨Entrepreneur & Investor Advisor | Capital & Deal Structure Expertise | 36 Years of Real-World Finance & Insurance

When Is It Time to Walk Away From a Deal (or a Business)?

⚖Capital structure and risk decisions for operators dealing with real consequences I 36 years across finance and execution

𝗢𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝗶𝗲𝘀 𝗮𝗿𝗲 𝗰𝗵𝗲𝗮𝗽. 𝗖𝗼𝗺𝗺𝗶𝘁𝗺𝗲𝗻𝘁 𝗶𝘀 𝗻𝗼𝘁


People talk about Sam Zell like he just saw opportunities others missed.

That’s not what separated him.

𝗭𝗲𝗹𝗹 𝘂𝗻𝗱𝗲𝗿𝘀𝘁𝗼𝗼𝗱 𝘁𝗵𝗮𝘁 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝗶𝗲𝘀 𝗮𝗿𝗲 𝗰𝗵𝗲𝗮𝗽.
𝗖𝗼𝗺𝗺𝗶𝘁𝗺𝗲𝗻𝘁 𝗶𝘀 𝗻𝗼𝘁.

𝗔𝘀 𝗵𝗲 𝗽𝘂𝘁 𝗶𝘁:
“All the opportunity in the world mean nothing if you don’t actually pull the trigger.”

What most people miss is what comes after the trigger.

♻️That’s where discipline, timing, and consequences live.
Repost if this resonates

John Titolo Jr capital, risk, and decision-making under real consequences.

𝗘𝘃𝗲𝗿𝘆𝗼𝗻𝗲 𝘁𝗵𝗶𝗻𝗸𝘀 𝗲𝗾𝘂𝗶𝘁𝘆 𝗶𝘀 𝘁𝗵𝗲 𝗮𝗻𝘀𝘄𝗲𝗿.

𝗘𝘃𝗲𝗿𝘆 𝗱𝗲𝗮𝗹 𝗜 𝗵𝗲𝗮𝗿 𝗮𝗯𝗼𝘂𝘁 𝘀𝘁𝗮𝗿𝘁𝘀 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲 𝘄𝗮𝘆:

“𝖶𝖾 𝗁𝖺𝗏𝖾 𝖺 𝗉𝗋𝗈𝗃𝖾𝖼𝗍.”
“𝖨𝗍’𝗌 𝗉𝖺𝖼𝗄𝖺𝗀𝖾𝖽 𝗎𝗉.”
“𝖨𝗍’𝗌 𝗌𝗈𝗅𝗂𝖽.”
“𝖶𝖾 𝗃𝗎𝗌𝗍 𝗇𝖾𝖾𝖽 𝖾𝗊𝗎𝗂𝗍𝗒.”

𝗘𝗾𝘂𝗶𝘁𝘆 𝘀𝗼𝘂𝗻𝗱𝘀 𝗴𝗿𝗲𝗮𝘁 𝗮𝘁 𝗳𝗶𝗿𝘀𝘁.

𝗕𝘂𝘁 𝗵𝗲𝗿𝗲’𝘀 𝘄𝗵𝗮𝘁 𝗽𝗲𝗼𝗽𝗹𝗲 𝗱𝗼𝗻’𝘁 𝘁𝗮𝗹𝗸 𝗮𝗯𝗼𝘂𝘁:

𝖶𝗁𝖾𝗇 𝗒𝗈𝗎 𝖻𝗋𝗂𝗇𝗀 𝗂𝗇 𝗂𝗇𝗏𝖾𝗌𝗍𝗈𝗋𝗌, 𝗍𝗁𝖾𝗂𝗋 𝗆𝗈𝗇𝖾𝗒 𝖽𝗈𝖾𝗌𝗇’𝗍 𝗃𝗎𝗌𝗍 𝗌𝗂𝗍 𝗍𝗁𝖾𝗋𝖾 𝗊𝗎𝗂𝖾𝗍𝗅𝗒.
 • 𝖳𝗁𝖾𝗒 𝗐𝖺𝗇𝗍 𝗋𝖾𝗍𝗎𝗋𝗇𝗌.
 • 𝖳𝗁𝖾𝗒 𝗐𝖺𝗇𝗍 𝗎𝗉𝖽𝖺𝗍𝖾𝗌.
 • 𝖳𝗁𝖾𝗒 𝗐𝖺𝗇𝗍 𝗍𝗂𝗆𝖾𝗅𝗂𝗇𝖾𝗌.

𝖠𝗇𝖽 𝗂𝖿 𝗍𝗁𝖾𝗒’𝗋𝖾 𝗂𝗇𝖾𝗑𝗉𝖾𝗋𝗂𝖾𝗇𝖼𝖾𝖽, 𝗒𝗈𝗎’𝗅𝗅 𝗌𝗉𝖾𝗇𝖽 𝗁𝖺𝗅𝖿 𝗒𝗈𝗎𝗋 𝗍𝗂𝗆𝖾 𝖾𝗑𝗉𝗅𝖺𝗂𝗇𝗂𝗇𝗀 𝗍𝗁𝗂𝗇𝗀𝗌 𝖺𝗇𝖽 𝗍𝗁𝖾 𝗈𝗍𝗁𝖾𝗋 𝗁𝖺𝗅𝖿 𝖺𝗇𝗌𝗐𝖾𝗋𝗂𝗇𝗀 𝗊𝗎𝖾𝗌𝗍𝗂𝗈𝗇𝗌.

𝗧𝗵𝗮𝘁 𝗽𝗿𝗲𝘀𝘀𝘂𝗿𝗲 𝗱𝗼𝗲𝘀𝗻’𝘁 𝗴𝗼 𝗮𝘄𝗮𝘆.
𝗜𝘁 𝗳𝗼𝗹𝗹𝗼𝘄𝘀 𝘆𝗼𝘂 𝘂𝗻𝘁𝗶𝗹 𝘁𝗵𝗲 𝗽𝗿𝗼𝗷𝗲𝗰𝘁 𝗶𝘀 𝗼𝘃𝗲𝗿.

𝗦𝗼 𝗻𝗼, 𝗲𝗾𝘂𝗶𝘁𝘆 𝗶𝘀 𝗻𝗼𝘁 𝘁𝗵𝗲 𝗮𝗻𝘀𝘄𝗲𝗿 𝘁𝗼 𝗲𝘃𝗲𝗿𝘆 𝗱𝗲𝗮𝗹.

𝖲𝗈𝗆𝖾𝗍𝗂𝗆𝖾𝗌 𝗂𝗍’𝗌 𝗍𝗁𝖾 𝗆𝗈𝗌𝗍 𝖾𝗑𝗉𝖾𝗇𝗌𝗂𝗏𝖾 𝗈𝗉𝗍𝗂𝗈𝗇.

𝖳𝗁𝖾𝗋𝖾 𝖺𝗋𝖾 𝗈𝗍𝗁𝖾𝗋 𝗐𝖺𝗒𝗌 𝗍𝗈 𝖿𝗎𝗇𝖽 𝗉𝗋𝗈𝗃𝖾𝖼𝗍𝗌 𝗂𝖿 𝗒𝗈𝗎 𝗌𝗅𝗈𝗐 𝖽𝗈𝗐𝗇, 𝗀𝖾𝗍 𝖼𝗋𝖾𝖺𝗍𝗂𝗏𝖾, 𝖺𝗇𝖽 𝗐𝗈𝗋𝗄 𝗐𝗂𝗍𝗁 𝗉𝖾𝗈𝗉𝗅𝖾 𝗐𝗁𝗈 𝖺𝖼𝗍𝗎𝖺𝗅𝗅𝗒 𝗎𝗇𝖽𝖾𝗋𝗌𝗍𝖺𝗇𝖽 𝗌𝗍𝗋𝗎𝖼𝗍𝗎𝗋𝖾.

𝗠𝗼𝗻𝗲𝘆 𝗶𝘀 𝗲𝗮𝘀𝘆 𝘁𝗼 𝗮𝘀𝗸 𝗳𝗼𝗿.

𝗕𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝘀𝗼𝗺𝗲𝘁𝗵𝗶𝗻𝗴 𝘁𝗵𝗮𝘁 𝘀𝘂𝗿𝘃𝗶𝘃𝗲𝘀 𝗲𝘅𝗽𝗲𝗰𝘁𝗮𝘁𝗶𝗼𝗻𝘀 𝗶𝘀 𝗵𝗮𝗿𝗱𝗲𝗿.

𝖡𝖺𝖼𝗄 𝗍𝗈 𝗐𝗈𝗋𝗄.

#Equity #Deals #Cashingup #CPGlending

𝗪𝗵𝗮𝘁 𝗶𝗻𝘃𝗲𝘀𝘁𝗼𝗿𝘀 𝗿𝗲𝗮𝗹𝗹𝘆 𝗹𝗼𝗼𝗸 𝗳𝗼𝗿 𝗯𝗲𝗳𝗼𝗿𝗲 𝘁𝗵𝗲𝘆 𝗳𝘂𝗻𝗱 𝘆𝗼𝘂𝗿 𝗱𝗲𝗮𝗹


Most people think investors fund upside.

They don’t.

They fund downside control.

When capital looks at a deal, they are not asking
“𝗛𝗼𝘄 𝗺𝘂𝗰𝗵 𝗰𝗮𝗻 𝗜 𝗺𝗮𝗸𝗲?”

They are asking
“𝗛𝗼𝘄 𝗱𝗼 𝗜 𝗻𝗼𝘁 𝗹𝗼𝘀𝗲 𝗺𝗼𝗻𝗲𝘆 𝗶𝗳 𝘁𝗵𝗶𝘀 𝗴𝗼𝗲𝘀 𝘄𝗿𝗼𝗻𝗴?”

𝗧𝗵𝗮𝘁 𝗶𝘀 𝘄𝗵𝘆 𝗱𝗲𝗮𝗹𝘀 𝗱𝗶𝗲 𝗮𝗳𝘁𝗲𝗿 “𝘀𝘁𝗿𝗼𝗻𝗴 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁.”

Not because the asset is bad.
Because the risk story is weak.

𝗛𝗲𝗿𝗲 𝗶𝘀 𝘄𝗵𝗮𝘁 𝘀𝗲𝗿𝗶𝗼𝘂𝘀 𝗰𝗮𝗽𝗶𝘁𝗮𝗹 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝘄𝗮𝗻𝘁𝘀 𝘁𝗼 𝘀𝗲𝗲 𝗯𝗲𝗳𝗼𝗿𝗲 𝘄𝗶𝗿𝗶𝗻𝗴:

𝗪𝗵𝗮𝘁 𝗱𝗼𝗰𝘂𝗺𝗲𝗻𝘁𝘀 𝗶𝗻𝘃𝗲𝘀𝘁𝗼𝗿𝘀 𝗿𝗲𝗮𝗹𝗹𝘆 𝘄𝗮𝗻𝘁
• Clean P&L and rent roll that ties to reality
• Trailing 12 month income, not just pro forma
• Debt schedule showing every obligation
• Budget with contingencies, not optimism
• Exit assumptions that are supported, not hoped for

𝗪𝗵𝗮𝘁 𝗺𝗮𝗸𝗲𝘀 𝗮 𝗱𝗲𝗮𝗹 𝗳𝘂𝗻𝗱𝗮𝗯𝗹𝗲
• Cash flow that works under stress
• Leverage that leaves room for mistakes
• Timelines that do not depend on perfection
• A sponsor who knows what breaks first

𝗪𝗵𝗮𝘁’𝘀 𝗿𝗲𝗮𝗹𝗹𝘆 𝗶𝗻 𝗮 𝗹𝗲𝗻𝗱𝗲𝗿 𝗽𝗮𝗰𝗸𝗮𝗴𝗲
𝗜𝘁 𝗶𝘀 𝗻𝗼𝘁 𝗽𝗮𝗽𝗲𝗿𝘄𝗼𝗿𝗸.

𝗜𝘁 𝗶𝘀 𝗽𝗿𝗼𝗼𝗳.

𝗣𝗿𝗼𝗼𝗳 𝘁𝗵𝗮𝘁:
• You understand risk
• You planned for volatility
• You know where the deal fails
• And you built structure around it

The investor is not buying your upside.

They are buying your downside plan.

𝗧𝗵𝗮𝘁 𝗶𝘀 𝘄𝗵𝗮𝘁 𝗰𝗿𝗲𝗮𝘁𝗲𝘀 𝘁𝗿𝘂𝘀𝘁.
𝗧𝗵𝗮𝘁 𝗶𝘀 𝘄𝗵𝗮𝘁 𝗴𝗲𝘁𝘀 𝗳𝘂𝗻𝗱𝗲𝗱.

𝗜𝗳 𝘆𝗼𝘂 𝘄𝗮𝗻𝘁, 𝗰𝗼𝗺𝗺𝗲𝗻𝘁 “𝗽𝗮𝗰𝗸𝗮𝗴𝗲” 𝗮𝗻𝗱 𝗜 𝘄𝗶𝗹𝗹 𝘀𝗵𝗮𝗿𝗲 𝘁𝗵𝗲 𝗲𝘅𝗮𝗰𝘁 𝗰𝗵𝗲𝗰𝗸𝗹𝗶𝘀𝘁 𝗜 𝘂𝘀𝗲 𝘁𝗼 𝗴𝗲𝘁 𝗱𝗲𝗮𝗹𝘀 𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝘂𝗻𝗱𝗲𝗿𝘄𝗿𝗶𝘁𝗶𝗻𝗴 𝗳𝗮𝘀𝘁𝗲𝗿.

Follow John Titolo Jr for calm, real-world conversations about capital, risk, and deal structure.

#CommercialRealEstate #CapitalStack #Underwriting #BridgeLoans #Cpglending #Cashingup #DSCR #DealStructure #InvestorCapital

𝗪𝗵𝘆 𝗖𝗮𝗽𝗶𝘁𝗮𝗹 𝗜𝘀 𝗚𝗲𝘁𝘁𝗶𝗻𝗴 𝗛𝗮𝗿𝗱𝗲𝗿 𝗶𝗻 𝟮𝟬𝟮𝟲 𝗮𝗻𝗱 𝗪𝗵𝗮𝘁 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿𝘀 𝗥𝗲𝗮𝗹𝗹𝘆 𝗡𝗲𝗲𝗱 𝘁𝗼 𝗞𝗻𝗼𝘄

Investors are not asking “how to chase the lowest rate.”

𝗧𝗵𝗲𝘆’𝗿𝗲 𝗮𝘀𝗸𝗶𝗻𝗴 “𝘄𝗵𝘆 𝗶𝘀 𝗰𝗮𝗽𝗶𝘁𝗮𝗹 𝘀𝗰𝗮𝗿𝗰𝗲𝗿, 𝘂𝗻𝗱𝗲𝗿𝘄𝗿𝗶𝘁𝗶𝗻𝗴 𝘁𝗶𝗴𝗵𝘁𝗲𝗿, 𝗮𝗻𝗱 𝗿𝗲𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴 𝗿𝗶𝘀𝗸 𝘀𝗼 𝗿𝗲𝗮𝗹 𝗿𝗶𝗴𝗵𝘁 𝗻𝗼𝘄?”

𝗛𝗲𝗿𝗲’𝘀 𝘄𝗵𝗮𝘁 𝘁𝗵𝗲 𝗺𝗮𝗿𝗸𝗲𝘁 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝘀𝗵𝗼𝘄𝘀:

🔹 𝗖𝗮𝗽𝗶𝘁𝗮𝗹 𝗶𝘀𝗻’𝘁 𝗴𝗼𝗻𝗲: it’s scarce and selective
Equity flows remain constrained and strategic. Lenders and funds are more cautious about deal structure and risk, not just rate.

🔹 𝗟𝗼𝗮𝗻 𝗿𝗲𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴 𝗿𝗶𝘀𝗸 𝗶𝘀 𝗿𝗲𝗮𝗹: especially where maturities are clustering
Many 2024–2025 deals face refinancing pressures, and that’s reshaping capital strategy.

🔹 𝗧𝗿𝗮𝗱𝗶𝘁𝗶𝗼𝗻𝗮𝗹 𝗹𝗲𝗻𝗱𝗲𝗿𝘀 𝗮𝗿𝗲 𝘁𝗶𝗴𝗵𝘁𝗲𝗻𝗶𝗻𝗴 𝘂𝗻𝗱𝗲𝗿𝘄𝗿𝗶𝘁𝗶𝗻𝗴
𝗕𝗮𝗻𝗸𝘀 𝗮𝗻𝗱 𝗚𝗦𝗘 𝗽𝗹𝗮𝘆𝗲𝗿𝘀 𝗮𝗿𝗲 𝗹𝗶𝗺𝗶𝘁𝗶𝗻𝗴 𝗲𝘅𝗽𝗼𝘀𝘂𝗿𝗲: especially where cash flow or income stability is weak.

🔹 𝗔𝗹𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝘃𝗲 𝗰𝗮𝗽𝗶𝘁𝗮𝗹 𝗶𝘀 𝘀𝘁𝗲𝗽𝗽𝗶𝗻𝗴 𝗶𝗻: but it’s higher cost for flexibility
Non-bank private credit can fill gaps bank money won’t, but that means risk-adjusted pricing.

𝗦𝗼 𝘄𝗵𝗮𝘁 𝗸𝗶𝗹𝗹𝘀 𝗱𝗲𝗮𝗹𝘀 𝘁𝗼𝗱𝗮𝘆?

𝗡𝗼𝘁 𝗷𝘂𝘀𝘁 𝗿𝗮𝘁𝗲 𝗶𝗻𝗰𝗿𝗲𝗮𝘀𝗲𝘀 - 𝗺𝗶𝘀𝗮𝗹𝗶𝗴𝗻𝗲𝗱 𝗰𝗮𝗽𝗶𝘁𝗮𝗹 𝗮𝗻𝗱 𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲.

✔️ Lender changes happen when the risk profile changes mid-due diligence
✔️ Capital pulls back when exit assumptions aren’t credible
✔️ Banks retreat when refinancing paths aren’t stress-tested

𝗪𝗵𝗮𝘁 𝗶𝗻𝘃𝗲𝘀𝘁𝗼𝗿𝘀 𝘀𝗵𝗼𝘂𝗹𝗱 𝗱𝗼

➡️ Start with the downside risk first
➡️ Stress-test cash flow and leverage
➡️ Match the type of capital to the risk, not price
➡️ Package your deal like an underwriter

𝗗𝗲𝗮𝗹𝘀 𝗱𝗼𝗻’𝘁 𝗳𝗮𝗶𝗹 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝘁𝗵𝗲 𝗺𝗼𝗻𝗲𝘆 𝗱𝗶𝘀𝗮𝗽𝗽𝗲𝗮𝗿𝗲𝗱.
𝗧𝗵𝗲𝘆 𝗳𝗮𝗶𝗹 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝘁𝗵𝗲 𝗿𝗶𝘀𝗸 𝗱𝗶𝗱𝗻’𝘁 𝗺𝗮𝘁𝗰𝗵 𝘁𝗵𝗲 𝗺𝗼𝗻𝗲𝘆 𝗯𝗲𝗶𝗻𝗴 𝗼𝗳𝗳𝗲𝗿𝗲𝗱.

If you want clarity on packaging deals for today’s capital markets, follow John Titolo Jr for me insights or drop me a message

#CapitalMarkets #Underwriting #CRELending #CommercialFinance #CREInvesting #DebtFinancing #BridgeLoans #CPGlending

𝗪𝗵𝗲𝗿𝗲 𝗱𝗼 𝗺𝗼𝘀𝘁 𝗱𝗲𝗮𝗹𝘀 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗱𝗶𝗲 𝗿𝗶𝗴𝗵𝘁 𝗻𝗼𝘄?

Capital is still out there.
𝗕𝘂𝘁 𝗶𝘁 𝗶𝘀 𝗳𝗮𝗿 𝗺𝗼𝗿𝗲 𝘀𝗲𝗹𝗲𝗰𝘁𝗶𝘃𝗲 𝘁𝗵𝗮𝗻 𝗶𝘁 𝘄𝗮𝘀 𝘁𝘄𝗼 𝘆𝗲𝗮𝗿𝘀 𝗮𝗴𝗼.

Most deals are not failing because nobody wants to invest.
They are failing because the structure collapses under real scrutiny.

From what I see across lenders, investors, and capital partners, deals are breaking in one of four places.

𝗩𝗼𝘁𝗲 𝗯𝗲𝗹𝗼𝘄.

𝗧𝗵𝗲 𝗺𝗮𝗿𝗸𝗲𝘁 𝗶𝘀 𝗻𝗼 𝗹𝗼𝗻𝗴𝗲𝗿 𝗿𝗲𝘄𝗮𝗿𝗱𝗶𝗻𝗴 𝗼𝗽𝘁𝗶𝗺𝗶𝘀𝗺.
𝗜𝘁 𝗶𝘀 𝗿𝗲𝘄𝗮𝗿𝗱𝗶𝗻𝗴 𝗰𝗹𝗮𝗿𝗶𝘁𝘆, 𝗱𝗼𝘄𝗻𝘀𝗶𝗱𝗲 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻, 𝗮𝗻𝗱 𝗰𝗮𝗽𝗶𝘁𝗮𝗹 𝗳𝗶𝘁.

👇 Add your perspective in the comments if you are in the trenches.

Follow John Titolo Jr for real world conversations about capital structure, deal design, and how serious operators get funded in this market.

♻️ Repost if you are working on deals right now and want to see how others are navigating this cycle.

#CapitalStructure #DealStructure #CommercialRealEstate #CapitalMarkets #BridgeLoans #PrivateCapital #PreferredEquity
#Cpglending #Cashingup

𝗪𝗼𝗿𝗸𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗰𝗮𝗽𝗶𝘁𝗮𝗹, 𝗲𝘃𝗲𝗿𝘆𝗼𝗻𝗲 𝘄𝗮𝗻𝘁𝘀 𝗶𝘁.


Some people go over the top trying to get it.

𝗚𝗲𝘁𝘁𝗶𝗻𝗴 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝗰𝗮𝗽𝗶𝘁𝗮𝗹 𝗶𝗻 𝗽𝗹𝗮𝗰𝗲 𝗶𝘀 𝗵𝗮𝗿𝗱 𝗲𝗻𝗼𝘂𝗴𝗵.
𝗪𝗵𝗮𝘁 𝗺𝗮𝗸𝗲𝘀 𝗶𝘁 𝗵𝗮𝗿𝗱𝗲𝗿 𝗶𝘀 𝘄𝗵𝗲𝗻 𝗼𝗽𝗲𝗿𝗮𝘁𝗼𝗿𝘀 𝗮𝗿𝗲𝗻’𝘁 𝗳𝘂𝗹𝗹𝘆 𝘁𝗿𝗮𝗻𝘀𝗽𝗮𝗿𝗲𝗻𝘁.

The other day I was structuring a deal with a client who seemed solid.
Organized. Responsive. Knew his numbers inside and out.

But something felt off.

During due diligence, material facts came out that weren’t disclosed upfront.

That changes everything.

𝗢𝗽𝗲𝗿𝗮𝘁𝗼𝗿𝘀 𝗻𝗲𝗲𝗱 𝘁𝗼 𝘂𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱 𝘁𝗵𝗶𝘀:

 • If you’re not straight from the beginning, it doesn’t just kill one deal.
 • It burns bridges.
 • It damages reputation.
 • And it follows you into future opportunities.

𝗣𝗲𝗼𝗽𝗹𝗲 𝘀𝗮𝘆 𝗰𝗮𝗽𝗶𝘁𝗮𝗹 𝘁𝗮𝗹𝗸𝘀.

It does.

𝗕𝘂𝘁 𝗶𝗻𝘁𝗲𝗴𝗿𝗶𝘁𝘆 𝘁𝗮𝗹𝗸𝘀 𝗹𝗼𝘂𝗱𝗲𝗿.

If you lay it all on the table, deals have a chance.
If you don’t, they usually die quietly.

Better to be upfront and see if it works
𝘁𝗵𝗮𝗻 𝗽𝗹𝗮𝘆 𝘁𝗵𝗲 “𝗜 𝗱𝗼𝗻’𝘁 𝗸𝗻𝗼𝘄” 𝗴𝗮𝗺𝗲 𝗮𝗻𝗱 𝘄𝗮𝘁𝗰𝗵 𝘁𝗿𝘂𝘀𝘁 𝗱𝗶𝘀𝗮𝗽𝗽𝗲𝗮𝗿.

👉 Follow John Titolo Jr for real-world conversations about capital, deal structure, and execution.
♻️ Repost if you believe integrity matters more than optics in business.

#Dealflow #Cashingup #Cpglending

𝗪𝗵𝘆 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝗺𝗼𝗻𝗲𝘆 𝗺𝗮𝘁𝘁𝗲𝗿𝘀 𝗺𝗼𝗿𝗲 𝘁𝗵𝗮𝗻 𝘁𝗵𝗲 𝗿𝗮𝘁𝗲


Most deals don’t fail because capital disappears.
They fail because the wrong capital shows up.

𝗕𝗮𝗻𝗸𝘀, 𝗯𝗿𝗶𝗱𝗴𝗲 𝗹𝗲𝗻𝗱𝗲𝗿𝘀, 𝗽𝗿𝗶𝘃𝗮𝘁𝗲 𝗺𝗼𝗻𝗲𝘆, 𝗮𝗻𝗱 𝗽𝗿𝗲𝗳𝗲𝗿𝗿𝗲𝗱 𝗲𝗾𝘂𝗶𝘁𝘆 𝗮𝗿𝗲 𝗻𝗼𝘁 𝗶𝗻𝘁𝗲𝗿𝗰𝗵𝗮𝗻𝗴𝗲𝗮𝗯𝗹𝗲.

Each one is designed for a different type of risk.

𝗛𝗲𝗿𝗲’𝘀 𝗵𝗼𝘄 𝗿𝗲𝗮𝗹 𝗰𝗮𝗽𝗶𝘁𝗮𝗹 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝘄𝗼𝗿𝗸𝘀:

𝗕𝗮𝗻𝗸 𝗺𝗼𝗻𝗲𝘆
𝗗𝗲𝘀𝗶𝗴𝗻𝗲𝗱 𝗳𝗼𝗿:
• Stabilized assets
• Predictable income
• Clean operating history

𝗜𝘁 𝗿𝗲𝘄𝗮𝗿𝗱𝘀 𝗰𝗲𝗿𝘁𝗮𝗶𝗻𝘁𝘆, 𝗻𝗼𝘁 𝗽𝗼𝘁𝗲𝗻𝘁𝗶𝗮𝗹.

𝗕𝗿𝗶𝗱𝗴𝗲 𝗱𝗲𝗯𝘁
𝗗𝗲𝘀𝗶𝗴𝗻𝗲𝗱 𝗳𝗼𝗿:
• Transition
• Lease-up
• Repositioning
• Timing gaps

𝗜𝘁 𝗯𝘂𝘆𝘀 𝘆𝗼𝘂 𝘁𝗶𝗺𝗲. 𝗜𝘁 𝗱𝗼𝗲𝘀 𝗻𝗼𝘁 𝗯𝘂𝘆 𝘆𝗼𝘂 𝗺𝗶𝘀𝘁𝗮𝗸𝗲𝘀.

𝗣𝗿𝗶𝘃𝗮𝘁𝗲 𝗺𝗼𝗻𝗲𝘆
𝗗𝗲𝘀𝗶𝗴𝗻𝗲𝗱 𝗳𝗼𝗿:
• Speed
• Complexity
• Situations banks won’t touch

𝗜𝘁 𝗶𝘀 𝗲𝘅𝗽𝗲𝗻𝘀𝗶𝘃𝗲 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝗶𝘁 𝗮𝗯𝘀𝗼𝗿𝗯𝘀 𝗰𝗵𝗮𝗼𝘀.

𝗣𝗿𝗲𝗳𝗲𝗿𝗿𝗲𝗱 𝗲𝗾𝘂𝗶𝘁𝘆
𝗗𝗲𝘀𝗶𝗴𝗻𝗲𝗱 𝗳𝗼𝗿:
• Higher leverage
• Risk sharing
• Projects where the operator still needs flexibility

𝗜𝘁 𝗶𝘀 𝗻𝗼𝘁 𝗱𝗲𝗯𝘁. 𝗜𝘁 𝗶𝘀 𝗰𝗮𝗽𝗶𝘁𝗮𝗹 𝘄𝗶𝘁𝗵 𝗲𝘅𝗽𝗲𝗰𝘁𝗮𝘁𝗶𝗼𝗻𝘀.

𝗛𝗲𝗿𝗲’𝘀 𝘄𝗵𝗮𝘁 𝗸𝗶𝗹𝗹𝘀 𝗱𝗲𝗮𝗹𝘀:

▪️ Using bridge debt on something that still needs execution.
▪️ Using bank money on something that is not stabilized.
▪️ Using private money on something that just needs patience.

𝗧𝗵𝗮𝘁 𝗺𝗶𝘀𝗺𝗮𝘁𝗰𝗵 𝗶𝘀 𝘄𝗵𝗮𝘁 𝗰𝗿𝗲𝗮𝘁𝗲𝘀:
• Stress
• Refis under pressure
• Forced sales
• Capital partners who suddenly go silent

𝗚𝗼𝗼𝗱 𝗼𝗽𝗲𝗿𝗮𝘁𝗼𝗿𝘀 𝗱𝗼𝗻’𝘁 𝗮𝘀𝗸:
“𝗪𝗵𝗼 𝗵𝗮𝘀 𝘁𝗵𝗲 𝗰𝗵𝗲𝗮𝗽𝗲𝘀𝘁 𝗺𝗼𝗻𝗲𝘆?”

𝗧𝗵𝗲𝘆 𝗮𝘀𝗸:
“𝗪𝗵𝗮𝘁 𝗸𝗶𝗻𝗱 𝗼𝗳 𝗿𝗶𝘀𝗸 𝗱𝗼𝗲𝘀 𝘁𝗵𝗶𝘀 𝗱𝗲𝗮𝗹 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗰𝗮𝗿𝗿𝘆?”

Then they match the capital to reality.

If the capital fits the deal, funding gets easier.
If it doesn’t, no rate in the world will save it.

➡️ If you think this way too, you’re my audience follow John Titolo Jr
♻️ Repost if you feel someone else needs to read this

#CapitalStack #DealStructure #PrivateCredit #CommercialFinance #RealEstateInvesting #CapitalFit #CashingUp #CPGLending

𝗠𝗟𝗞 𝗗𝗮𝘆 𝗥𝗲𝗳𝗹𝗲𝗰𝘁𝗶𝗼𝗻

𝗗𝗿. 𝗞𝗶𝗻𝗴 𝘀𝗮𝗶𝗱:
“𝗙𝗮𝗶𝘁𝗵 𝗶𝘀 𝘁𝗮𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗳𝗶𝗿𝘀𝘁 𝘀𝘁𝗲𝗽 𝗲𝘃𝗲𝗻 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝗱𝗼𝗻’𝘁 𝘀𝗲𝗲 𝘁𝗵𝗲 𝘄𝗵𝗼𝗹𝗲 𝘀𝘁𝗮𝗶𝗿𝗰𝗮𝘀𝗲.”

In business and investing, this is the edge.

𝗧𝗵𝗲 𝗹𝗮𝘀𝘁 𝗳𝗲𝘄 𝘆𝗲𝗮𝗿𝘀 𝘁𝗿𝗮𝗶𝗻𝗲𝗱 𝗽𝗲𝗼𝗽𝗹𝗲 𝘁𝗼 𝘄𝗮𝗶𝘁:
Wait for clarity.
Wait for certainty.
Wait until things feel easier.

𝗕𝘂𝘁 𝗰𝗮𝗽𝗶𝘁𝗮𝗹 𝗱𝗼𝗲𝘀𝗻’𝘁 𝗿𝗲𝘄𝗮𝗿𝗱 𝘄𝗮𝗶𝘁𝗶𝗻𝗴.
𝗜𝘁 𝗿𝗲𝘄𝗮𝗿𝗱𝘀 𝗽𝗿𝗲𝗽𝗮𝗿𝗮𝘁𝗶𝗼𝗻.

Strong operators build structure before conditions feel safe.
They build discipline before confidence arrives.
They make decisions before the market hands them permission.

Progress doesn’t come from perfect timing.
It comes from well-designed choices.
That’s how leaders move forward
when others are still hesitating.

♻️  Repost worthy. Progress favors preparation, not permission.

➡️ Follow John Titolo Jr for more clear thinking on leadership, capital, and execution.⬅️

#Leadership #Strategy #CapitalThinking #BusinessOwners #CashingUp #MLKDay #CPGlending

𝗔 𝗵𝗮𝗿𝗱 𝘁𝗿𝘂𝘁𝗵 𝗮𝗯𝗼𝘂𝘁 𝗱𝗲𝗮𝗹𝘀 𝗻𝗼𝗯𝗼𝗱𝘆 𝗹𝗶𝗸𝗲𝘀 𝘁𝗼 𝗮𝗱𝗺𝗶𝘁:

 • 𝘐 𝘩𝘢𝘷𝘦 𝘣𝘦𝘦𝘯 𝘰𝘯 𝘣𝘰𝘵𝘩 𝘴𝘪𝘥𝘦𝘴 𝘰𝘧 𝘵𝘩𝘦 𝘵𝘢𝘣𝘭𝘦.
 • 𝘐 𝘩𝘢𝘷𝘦 𝘧𝘪𝘯𝘢𝘯𝘤𝘦𝘥 𝘥𝘦𝘢𝘭𝘴
 • 𝘐 𝘩𝘢𝘷𝘦 𝘪𝘯𝘷𝘦𝘴𝘵𝘦𝘥 𝘪𝘯 𝘥𝘦𝘢𝘭𝘴
 • 𝘐 𝘩𝘢𝘷𝘦 𝘥𝘰𝘯𝘦 𝘮𝘺 𝘰𝘸𝘯 𝘥𝘪𝘭𝘪𝘨𝘦𝘯𝘤𝘦, 𝘢𝘯𝘥 𝘳𝘶𝘯 𝘧𝘭𝘪𝘱𝘴 𝘮𝘺𝘴𝘦𝘭𝘧.

𝗔𝗻𝗱 𝗵𝗲𝗿𝗲’𝘀 𝘁𝗵𝗲 𝗽𝗮𝗿𝘁 𝗺𝗼𝘀𝘁 𝗽𝗲𝗼𝗽𝗹𝗲 𝗱𝗼𝗻’𝘁 𝘄𝗮𝗻𝘁 𝘁𝗼 𝗵𝗲𝗮𝗿:

𝗡𝗼𝘁 𝗲𝘃𝗲𝗿𝘆 𝗱𝗲𝗮𝗹 𝘄𝗼𝗿𝗸𝘀, 𝗲𝘃𝗲𝗻 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝗱𝗼 𝗲𝘃𝗲𝗿𝘆𝘁𝗵𝗶𝗻𝗴 “𝗿𝗶𝗴𝗵𝘁.”

𝘖𝘯𝘦 𝘵𝘩𝘢𝘵 𝘴𝘵𝘪𝘭𝘭 𝘴𝘵𝘪𝘤𝘬𝘴 𝘸𝘪𝘵𝘩 𝘮𝘦 𝘸𝘢𝘴 𝘢 𝘧𝘭𝘪𝘱 𝘸𝘪𝘵𝘩 𝘢 𝘸𝘦𝘭𝘭-𝘬𝘯𝘰𝘸𝘯 𝘎𝘊.
𝘚𝘵𝘳𝘰𝘯𝘨 𝘳𝘦𝘱𝘶𝘵𝘢𝘵𝘪𝘰𝘯. 𝘊𝘭𝘦𝘢𝘯 𝘪𝘯𝘴𝘱𝘦𝘤𝘵𝘪𝘰𝘯. 𝘉𝘶𝘥𝘨𝘦𝘵 𝘵𝘩𝘢𝘵 𝘱𝘦𝘯𝘤𝘪𝘭𝘦𝘥.

𝘛𝘩𝘦𝘯 𝘵𝘩𝘦 𝘸𝘰𝘳𝘬 𝘴𝘵𝘢𝘳𝘵𝘦𝘥.

𝗜𝘀𝘀𝘂𝗲𝘀 𝘀𝘂𝗿𝗳𝗮𝗰𝗲𝗱 𝘁𝗵𝗮𝘁 𝘄𝗲𝗿𝗲𝗻’𝘁 𝘃𝗶𝘀𝗶𝗯𝗹𝗲 𝘂𝗽𝗳𝗿𝗼𝗻𝘁.
 • 𝘛𝘩𝘦 𝘯𝘶𝘮𝘣𝘦𝘳𝘴 𝘤𝘩𝘢𝘯𝘨𝘦𝘥.
 • 𝘛𝘩𝘦 𝘵𝘪𝘮𝘦𝘭𝘪𝘯𝘦 𝘴𝘵𝘳𝘦𝘵𝘤𝘩𝘦𝘥.
 • 𝘛𝘩𝘦 𝘮𝘢𝘳𝘨𝘪𝘯 𝘤𝘰𝘮𝘱𝘳𝘦𝘴𝘴𝘦𝘥.

𝘈𝘯𝘺𝘰𝘯𝘦 𝘸𝘩𝘰’𝘴 𝘥𝘰𝘯𝘦 𝘦𝘯𝘰𝘶𝘨𝘩 𝘥𝘦𝘢𝘭𝘴 𝘩𝘢𝘴 𝘭𝘪𝘷𝘦𝘥 𝘵𝘩𝘪𝘴 𝘢𝘵 𝘭𝘦𝘢𝘴𝘵 𝘰𝘯𝘤𝘦.
𝘐𝘧 𝘺𝘰𝘶 𝘩𝘢𝘷𝘦𝘯’𝘵 𝘺𝘦𝘵, 𝘪𝘵 𝘥𝘰𝘦𝘴𝘯’𝘵 𝘮𝘦𝘢𝘯 𝘺𝘰𝘶’𝘳𝘦 𝘴𝘮𝘢𝘳𝘵𝘦𝘳.
𝘐𝘵 𝘮𝘦𝘢𝘯𝘴 𝘺𝘰𝘶 𝘩𝘢𝘷𝘦𝘯’𝘵 𝘣𝘦𝘦𝘯 𝘵𝘦𝘴𝘵𝘦𝘥 𝘺𝘦𝘵.

𝗧𝗵𝗲 𝗿𝗲𝗮𝗹 𝗹𝗲𝘀𝘀𝗼𝗻:

𝘋𝘦𝘢𝘭𝘴 𝘥𝘰𝘯’𝘵 𝘴𝘶𝘳𝘷𝘪𝘷𝘦 𝘣𝘦𝘤𝘢𝘶𝘴𝘦 𝘵𝘩𝘦𝘺 𝘭𝘰𝘰𝘬 𝘨𝘳𝘦𝘢𝘵 𝘰𝘯 𝘱𝘢𝘱𝘦𝘳.
𝘛𝘩𝘦𝘺 𝘴𝘶𝘳𝘷𝘪𝘷𝘦 𝘣𝘦𝘤𝘢𝘶𝘴𝘦 𝘺𝘰𝘶 𝘱𝘭𝘢𝘯𝘯𝘦𝘥 𝘧𝘰𝘳 𝘸𝘩𝘦𝘯 𝘵𝘩𝘪𝘯𝘨𝘴 𝘨𝘰 𝘴𝘪𝘥𝘦𝘸𝘢𝘺𝘴.

𝗜𝗳 𝘆𝗼𝘂 𝗱𝗼𝗻’𝘁 𝗵𝗮𝘃𝗲:
• 𝘳𝘦𝘴𝘦𝘳𝘷𝘦𝘴 𝘧𝘰𝘳 𝘴𝘶𝘳𝘱𝘳𝘪𝘴𝘦𝘴
• 𝘵𝘪𝘮𝘦 𝘣𝘶𝘧𝘧𝘦𝘳𝘴
• 𝘤𝘰𝘯𝘵𝘪𝘯𝘨𝘦𝘯𝘤𝘺 𝘱𝘭𝘢𝘯𝘴
• 𝘥𝘰𝘸𝘯𝘴𝘪𝘥𝘦 𝘤𝘭𝘢𝘳𝘪𝘵𝘺

𝗧𝗵𝗲𝗻 𝘄𝗵𝗲𝗻 𝘀𝗼𝗺𝗲𝘁𝗵𝗶𝗻𝗴 𝗯𝗿𝗲𝗮𝗸𝘀, 𝗶𝘁 𝗵𝘂𝗿𝘁𝘀 𝗳𝗮𝘀𝘁.

𝗧𝗵𝗶𝘀 𝗮𝗽𝗽𝗹𝗶𝗲𝘀 𝘁𝗼 𝗿𝗲𝗮𝗹 𝗲𝘀𝘁𝗮𝘁𝗲, 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗮𝗰𝗾𝘂𝗶𝘀𝗶𝘁𝗶𝗼𝗻𝘀, 𝗺𝗲𝗿𝗴𝗲𝗿𝘀, 𝗮𝗻𝗱 𝗴𝗿𝗼𝘄𝘁𝗵 𝗰𝗮𝗽𝗶𝘁𝗮𝗹.

𝘚𝘦𝘳𝘪𝘰𝘶𝘴 𝘪𝘯𝘷𝘦𝘴𝘵𝘰𝘳𝘴 𝘢𝘯𝘥 𝘭𝘦𝘯𝘥𝘦𝘳𝘴 𝘥𝘰𝘯’𝘵 𝘸𝘢𝘯𝘵 𝘱𝘦𝘳𝘧𝘦𝘤𝘵𝘪𝘰𝘯.
𝘛𝘩𝘦𝘺 𝘸𝘢𝘯𝘵 𝘩𝘰𝘯𝘦𝘴𝘵𝘺 𝘢𝘣𝘰𝘶𝘵 𝘸𝘩𝘦𝘳𝘦 𝘪𝘵 𝘣𝘳𝘦𝘢𝘬𝘴 𝘢𝘯𝘥 𝘩𝘰𝘸 𝘺𝘰𝘶 𝘳𝘦𝘴𝘱𝘰𝘯𝘥.

𝗧𝗵𝗮𝘁’𝘀 𝗵𝗼𝘄 𝘁𝗿𝘂𝘀𝘁 𝗶𝘀 𝗯𝘂𝗶𝗹𝘁.
𝗧𝗵𝗮𝘁’𝘀 𝗵𝗼𝘄 𝗰𝗮𝗽𝗶𝘁𝗮𝗹 𝘀𝘁𝗮𝘆𝘀 𝗶𝗻 𝘁𝗵𝗲 𝗱𝗲𝗮𝗹 𝘄𝗵𝗲𝗻 𝘀𝘁𝗿𝗲𝘀𝘀 𝘀𝗵𝗼𝘄𝘀 𝘂𝗽.

♻️𝘙𝘦𝘱𝘰𝘴𝘵 𝘪𝘧 𝘺𝘰𝘶’𝘷𝘦 𝘦𝘷𝘦𝘳 𝘴𝘦𝘦𝘯 𝘢 “𝘨𝘳𝘦𝘢𝘵 𝘥𝘦𝘢𝘭” 𝘨𝘰 𝘴𝘪𝘥𝘦𝘸𝘢𝘺𝘴.

➡️𝘍𝘰𝘭𝘭𝘰𝘸 John Titolo Jr 𝘧𝘰𝘳 𝘳𝘦𝘢𝘭-𝘸𝘰𝘳𝘭𝘥 𝘤𝘰𝘯𝘷𝘦𝘳𝘴𝘢𝘵𝘪𝘰𝘯𝘴 𝘢𝘣𝘰𝘶𝘵 𝘤𝘢𝘱𝘪𝘵𝘢𝘭, 𝘳𝘪𝘴𝘬, 𝘢𝘯𝘥 𝘥𝘦𝘢𝘭 𝘦𝘹𝘦𝘤𝘶𝘵𝘪𝘰𝘯.

#𝘋𝘦𝘢𝘭𝘌𝘹𝘦𝘤𝘶𝘵𝘪𝘰𝘯 #𝘙𝘦𝘢𝘭𝘌𝘴𝘵𝘢𝘵𝘦𝘐𝘯𝘷𝘦𝘴𝘵𝘪𝘯𝘨 #𝘊𝘢𝘱𝘪𝘵𝘢𝘭𝘙𝘪𝘴𝘬 #𝘗𝘳𝘪𝘷𝘢𝘵𝘦𝘊𝘢𝘱𝘪𝘵𝘢𝘭 #𝘉𝘶𝘴𝘪𝘯𝘦𝘴𝘴𝘈𝘤𝘲𝘶𝘪𝘴𝘪𝘵𝘪𝘰𝘯𝘴 #𝘊𝘢𝘴𝘩𝘪𝘯𝘨𝘜𝘱 #𝘊𝘱𝘨𝘭𝘦𝘯𝘥𝘪𝘯𝘨

𝗠𝗼𝘀𝘁 𝗳𝗼𝘂𝗻𝗱𝗲𝗿𝘀 𝘁𝗵𝗶𝗻𝗸 𝘁𝗵𝗲𝘆’𝗿𝗲 𝗴𝗲𝘁𝘁𝗶𝗻𝗴 𝗮 “𝗻𝗼” 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝗰𝗮𝗽𝗶𝘁𝗮𝗹 𝗶𝘀 𝘁𝗶𝗴𝗵𝘁.


That’s not what’s happening.

𝗘𝗾𝘂𝗶𝘁𝘆 𝗶𝘀𝗻’𝘁 𝘀𝗰𝗮𝗿𝗰𝗲 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝗶𝗻𝘃𝗲𝘀𝘁𝗼𝗿𝘀 𝗱𝗶𝘀𝗮𝗽𝗽𝗲𝗮𝗿𝗲𝗱.

It’s scarce because operational risk shows up faster than vision now.
Debt is still available.

But only for businesses that can survive stress, not just pitch upside.
In 2026, investors aren’t buying potential.

They’re underwriting cash flow discipline.

If your deck leads with vision and buries risk, the decision is already made by slide three.

taplio

John Jr's Linkedin Analytics

John Titolo Jr

Performance ScoreJohn Titolo Jr's LinkedIn Performance

John Titolo Jr's Best Posts (last 30 days)

Ready to grow your LinkedIn presence?

taplio

.css-6ytdur{background-image:linear-gradient(284deg, rgba(39, 43, 72, 1) 0%, rgba(33, 47, 183, 1) 100%);color:transparent;-webkit-background-clip:text;background-clip:text;}John Jr's Linkedin Analytics

John Titolo Jr

Performance Score.css-goub6s{font-size:var(--chakra-fontSizes-md);font-weight:500;color:var(--chakra-colors-gray-600);display:block;margin-top:var(--chakra-space-1);}John Titolo Jr's LinkedIn Performance

John Titolo Jr's Best Posts .css-1emoo84{font-size:var(--chakra-fontSizes-md);font-weight:400;color:var(--chakra-colors-gray-600);}(last 30 days)

Ready to grow your LinkedIn presence?

John Jr's Linkedin Analytics

Performance ScoreJohn Titolo Jr's LinkedIn Performance

John Titolo Jr's Best Posts (last 30 days)