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Senior Manager with ample experience leading teams in key business functions such as Business Development, Credit Risk & Data Analytics, Finance and Operations at top companies in Fintech / Payments, Retail Banking, Financial Services and Manufacturing of CPG/FMCG. Industrial Engineer with an MBA w/Honors in Finance and Economics from INCAE Business School, also a Master in Business Analytics from INCAE. Currently enrolled in a Master in Fintech and Digital Innovation for my continuous learning. Consistently exceeds financial and customer-centric goals through strategic planning, digital transformation & automation for process improvement, while leading the use of Analytics tools for top-line revenue growth, cost reductions and problem-solving. Proven leader of diverse cross-functional teams to consistently exceed financial and customer-centric goals through Strategic Planning and Process Improvement, using Business Analytics and Statistical methodologies for top-line revenue growth and business problem-solving. Skilled in budgeting, FP&A, financial modeling for project finance and structuring, having practical hands-on experience working in Private Equity, Investment Banking and Credit Analysis. ♦ Dual nationality (USA & Costa Rica) with a broad multicultural background EXPERIENCE: ♦ Business Development, Business Strategy ♦ Retail Banking, Fintech & Payments, Consumer Lending, SMB/SME Loans, Credit Cards, Bank Cards, Personal Loans, Merchant Cash Advance, Credit Risk Management & Analysis ♦ Business Analytics, Risk Analytics, Credit Analytics, Business Intelligence, Data Mining, Artificial Intelligence, Machine Learning ♦ Private Equity / M&A / Project Finance / Corporate Finance ♦ Operations / Manufacturing / Supply Chain ♦ Program Management / Project Management / Digital Transformation & Innovation
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