Quip N Quill Co.

Owner/Designer

Monarch National Insurance Company

- Apply regional Southeastern US catastrophe exposure expertise, contributing to the development of underwriting guidelines and strategies to retain profitable Homeowners and Landlord P&C program outcomes. 
- Use available data to make sound decisions on individual new business risks, including high value and complex risks up to the program maximum $2,000,000 Coverage A limit, and to re-underwrite existing business within the Florida property market.
- Provide support to agents as they use policy processing systems and underwriting guidelines to quote, issue and service business.

Underwriter

Openly

- Analyzed new and existing business, including high value and complex risks up to the program maximum $3,000,000 Coverage A limit, to ensure eligibility and adherence to established underwriting guidelines. 
- Assessed exposures and use sound, data-driven judgment to determine continued risk acceptance for long-term profitability management.
- Contributed in regular cross-team collaboration to effectively launch Personal Lines Homeowners/Landlord P&C programs in new states, as well as monitored existing program performance in currently launched states.

Property Underwriter

Heritage Insurance

- Analyzed and rated new business submissions for Personal Lines Homeowners and Landlord P&C programs, including high value and complex risks up to a $1,250,000 Coverage A limit, utilizing catastrophe modeling and sound, data-driven judgement.
- Evaluated risk eligibility against available program guidelines.
- Monitored agency performance within assigned territory to drive production towards meeting established new business, retention, and profitability goals.

Territory Underwriter

AmCap Insurance

- Applied comprehensive understanding of coverages, underwriting appetite, and company guidelines to select and price individual Commercial Residential Property risks (Homeowners and Condominium Associations). 
- Evaluated loss potential due to catastrophe, severity, and/or frequency of prior loss history.
- Negotiated terms/conditions of coverage and determined pricing with retail agents to maximize profitability, effectively managing a multi-million dollar book of business with an average renewal retention ratio consistently exceeding 85%.

Commercial Property Underwriter

Hull & Company

E&S Wholesale Transportation and Commercial P&C

Underwriting Assistant

P&C Risk Manager / Mom / Wife / Chaos Coordinator / Creative Problem Solver Extraordinaire

12 years experience as a P&C insurance professional with a niche in underwriting CAT windstorm prone habitational risks. 

11 years experience being a mom of fantastic and fearless kids and married to my high school sweetheart. 

Newbie to entrepreneurship. 

Self proclaimed nerd/knower of many random things.

Advocate for mental wellness.

Wearer of many hats, solver of many problems, spinner of even more plates. 

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