Interactive Insurance Brokers LLC

Sales Director - Executive Floor 

Gargash

Vice President Of Business Development

RAKBANK

Head of Retail Product- Liabilities

Worked directly with the head of the department in all new initiatives from concept, development, and delivery to distribution. 
Fee Income –Managed the Development and distribution of Rak Value for Accounts/Credit Cards/SME (Fee based packages offering customers a series of Banking/Insurance/Life style benefits). 
Online Innovation – Developed and launched the first online account opening channel in the UAE (Click & Collect).

Business Development Manager

Lead one of the UAE’s largest retail banking Mortgage lenders during the aftermath of the financial crisis; generating an annual Net profit of over AED 200 Mio net of delinquency
Handled all aspects of running the business from Sales/Developer relations/Product development/P&L management/Collections and Legal aspects.

Head of Mortgages

Mortgages
Managed key relationships with all the major Developers in Dubai & Abu Dhabi to offer mortgage finance for their projects.
Created the first 95% mortgage scheme with on-spot approval in conjunction with the biggest developer in the UAE.
Launched the first Mortgage Over draft product in the UAE.
Managed mortgage sales and service through the banks branch network

Bancassurance
Managed all vendor relations pertaining to product launches and portfolio and non-portfolio distribution and claims.

Product Manager & Branch distribution - Mortgages & Bancassurance

William M Mercer

Work directly with the senior actuary on developing and analyzing 401k plans for major corporate clients. 
One of the leading actuarial consultant firms in the world.

Actuarial Analyst

With over 20 years of  experience across Banking, Assets and Liabilities and most recently Insurance I have acquired skills to manage projects from product design through to development, deployment, profitability.

I am now a partner at an insurance brokerage and work closely with my clients to "ensure" their families and businesses are protected. 

Collaboration has and continues to be the driving force for my success  



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