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I worked with the State Bank of India for 39 years. My roles spanned almost all aspects of banking operations, especially Personal Banking. My forte is Lending and NPA Management related to Retail and SME customers. I am a quick learner and have always been counted among the top performers for practical handling of all my responsibilities. I often went beyond the rule book for optimal benefits to my organization. I have in-depth understanding of how a bank is operated and the issues critical to its efficiency. I have worked on the Core Banking System (BaNCS by TCS) platform for a decade. I maintained exceptional level of honesty and professional integrity throughout my banking career. As an additional pursuit, I was an advisor to and founding partner in a business of goods transportation for a few years - built it from scratch without any background, and lead its raising of finances from many different firms – banks and NBFCs. The business provided road transportation services for petrochemicals, edible oil, and passengers. I worked as Chief Manager in ARCIL Arms from September, 2019 to July, 2020. Now I am working as a freelancer for funding of NPA accounts
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