Marina Ritchie ✨'s Linkedin Analytics

Does it ever feel like everyone else is moving forward — building property portfolios, launching new ventures, chasing big dreams — while you are stuck trying to make your next move… or just pay off your first mortgage? You're doing your best. You've built a career. Maybe even a business. But something is still holding you back. After working with professionals and business owners for over 20 years, I’ve learned this: Sometimes the biggest source of pressure becomes so normal, it turns invisible. Hi, I’m Marina — AI Advisor, Strategy Consultant, and now, co-founder of Oculus FastPay. Whether I am in an AI discovery session, a strategy workshop, or a coaching call — I always go to the core. - What is really keeping someone stuck? - What is causing stress, clouding decisions, or slowing everything down? Often, it comes back to this: 1. Financial pressure. Mortgage debt. The weight of a long-term loan that shapes every decision, personal or professional. 2. The fear of change. Because when your income is tied to survival — to paying off a 30-year loan — it’s hard to take risks, embrace new tools like AI, or make the moves you know your business needs. I know that feeling well. Selling my own home was a turning point. It gave me clarity, freedom, and space to explore. That is when I went all-in on AI and built my consulting practice around helping others do more with less. And now? I am applying everything I teach. In the start of 2025, I co-founded Oculus FastPay — a service that helps families and professionals pay off their mortgage faster, using the income they already have. No refinancing. No buying more properties and getting more debt. No increasing repayments. Just structure, clarity, and a smarter path forward. Because I believe that helping people grow in business or life without addressing their biggest stress is not real help. It is surface-level. And that is not how I work. I believe in: 1. A human-first approach — it is always about people 2. Real outcomes that create space and freedom 3. Personal and professional clarity that gives you time to live the life you care about Here is what I do now: - AI Advisory & Productivity Coaching — AI education and AI adoption roadmaps - FastPay Strategy & Support — for families ready to reduce financial pressure DM me "AI" or “mortgage” — and I’ll share the exact tool I use to help clients see what’s possible.