Michelle "MiMi" 🦄 Davis, CMU, CCUP, CSM's Linkedin Analytics

A Mortgage Pro who thrives in a fast paced work place. A mortgage OPS key support member. A worker Bee! I'm well-versed throughout the mortgage loan cycle having held various job titles. Highlights: 25+ years Mortgage Business experience 23+ years Mortgage Processing experience 5.5 yrs experience working for Credit Unions/Banks 14 years experience processing new constr. loans for Home Builders. Approx. 1 yr. Jr. Mortgage Underwriting experience 2 years as an L.O. Assistant. 6 yrs. past work as Real Estate Paralegal/Loan Closer Go Armed Forces! a Military brat growing up. Love processing VA loans. Multi-state loan processing-these states: Tx., Ca., Az., S.C., N.C., Ga., Tn., La., AL.,IL.,N.Y., Co., Ok., Mo., WA, Or. & Fl. REMOTE work 2020-2022. Open to remote, hybrid or on-site in my preferred location. **Recent Training 2022: 1.CMU - Certified Mortgage Underwriter. 2. Non-QM Underwriting A-Z 3. CCUP- Certified Commercial Underwriter & Processor. 4. Jumbo Underwriter Certified 5. CSM -Certified Scrum Master. Experience/skills: Microsoft, Excel, Lexis Nexis, Encompass 8+ yrs., Calyx Point 10+ yrs., LoanBeam, Title work review, Appraisal review, SME, Conv., FHA, FHA manual loans, VA, IRRRL, USDA, Jumbo loans with or wo reno., Refi loans include Tx. Cashout, 1x close, Non-QM. Credit review, Due Diligence & fraud analysis review. Experience with Tx. & Al. Bonds, other Bonds/MCC & down payment assist programs & in depth experience working with First time buyers. Pulling MERS. Happy to assist L.O.'s & Customers. Extensive experience with Automated UW- DU, LP & GUS. Income calcs from simple W2-complex self employed Borr's with whom own multiple REO investment properties. Other: Good work ethic, conservative, kind, detailed oriented, meticulous, organized, Analytical skills, Telephone Etiquette, Time manage skills, Data Entry Analyst, clear/concise communications, A+ customer service, dependable, proactive, resourceful, accurate as an Underwriter & good Multi-tasker. Providing business relationship skills setting rapport for repeat business. A driving force doing great job for Managers. Demonstrate strong commitment to QC, loan coordinating & following compliance specific to mortgage, finance & real estate industries. Self-motivated as evidenced by my ability to achieve individual/team goals while fostering unified relationships @Company. I'm also highly regarded for advanced legal acumen, legal research, legal doc prep, decision-making talents, pipeline manager, will meet/beat deadlines & will follow compliance/policies/procedures.