Natalie Felgate - The 'Professionals' Mortgage Adviser's Linkedin Analytics

Providing Mortgage advice to Professionals, including Medical and Legal Professional's and High Net Worth clients. When it comes to applying for one of our professional mortgages, you could have access to a loan of up to five and a half times your salary as well as a 90% loan to value ratio! Some other benefits that we can offer you at Davidson Deem include: - Lower Repayment Rates - Future earnings and pay progression are considered - Lower deposit and higher loan to value ratio - Accommodating to bonus income - Flexible repayment options These are great benefits in comparison to standard mortgages. This is because the average person will usually only be able to borrow maximum of 4-4.5 times their income. As a Professional, your circumstances are not always straight forwards in terms of your income. Here are some concerns we usually come across: - Locum Doctor mortgage loans - Recently joining a Doctor's Practice from the NHS or as a GP who has just become a Practise Partner - Being a newly qualified Trainee Solicitor or Junior Doctor - Working on a temporary contract - Going self-employed - Looking for a large loan, upwards of £500k - Large house purchase with multiple kitchens, outbuildings, or large acreage One of my clients described me as “an absolute delight to work with” and how they’d “found their mortgage broker for life.” ⭐⭐⭐ If you’re feeling so frustrated by the mortgage application process, or anxious about having those conversations, then don't hesitate to get in contact! ✋ I’ve helped… ✅ A gentleman in his 40s re-mortgage his buy to let, after several rejections ✅ A Ltd company owner buy her own flat with the help of gifted equity ✅ A single mum arrange her rate switch with her existing lender, a new deal at a lower rate was later secured through monitoring the market for rate drops ✅ An entrepreneur access an affordable mortgage deal even after a reduction in income in the latest years' accounts So whether you’d like to buy your dream home, review your existing mortgage or invest in buy-to-let, I’ll help you get a ‘yes’ Here are some lovely things my clients say about me: ⭐⭐⭐⭐⭐ “Seamless process” ⭐⭐⭐⭐⭐ “You truly are phenomenal at what you do” ⭐⭐⭐⭐⭐ “I can’t tell you how relieved I am!” ⭐⭐⭐⭐⭐ “Incredible through the whole process” Contact us through our Davidson Deem website to get started https://davidsondeem.co.uk/contact Alternatively, feel free to send me a message