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Over a 10+ year period, I have led strategic analytics efforts at a 200 year old global bank with multi-million dollar marketing campaigns and a 2 year old India-focused fintech automating a significant proportion of underwriting decisions. I'm a results-oriented data science and strategy professional with over a decade of experience in the financial industry, both at Citi, the world’s most global bank, and Velocity, an India focused fintech. Currently serving as the Director of Data Analytics at Velocity, a fintech firm in Bangalore, India, I lead a dynamic team focused on transforming data into actionable insights. My team drives growth and efficiency across the entire customer lifecycle from targeting prospective customers at appropriate times, automating underwriting and enhancing the collections process through early warning signals. In 8+ years at Citigroup, spanning both the US and India locations, I contributed to strategic planning for multimillion-dollar portfolios. I automated complex forecasting processes for Citi’s Branded Cards portfolio ($75B in balances), optimized marketing campaigns for a portfolio with 10 million+ customers, and delivered substantial revenue impacts through personalization (recommender systems) and enhanced targeting (next best offer) across Citi’s consumer banking businesses globally. With a Post Graduate Diploma in Management from the Indian Institute of Management, Ahmedabad, and a Master's degree in Electrical Engineering from the Indian Institute of Science, I blend analytical rigor with strategic thinking to drive data-driven success. I love leveraging data and analytics to solve complex business challenges and am excited about the world of possibilities Generative AI will open up. Let’s connect and explore opportunities for learning and collaboration.
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