Chief Product & Innovation Officer @Loyalty Now. My Mission: Evangelize Loyalty/SPREAD Positivism/Holistic Health/Happiness😃ValueAdd/GrowAll Around To Their Next Levels & HELP Them Finding their Lifes BiggerPurpose!

As a Senior Advisor at Beyondperks, I bring nearly 30+ years of experience in Financial Services Retail  Loyalty Enhanced Payments innovations. My focus is on driving digital #LoyaltyPayments #Fintech transformations & delivering secure, frictionless, & omnichannel loyalty-enhanced payment solutions for global banks, retailers, airlines, and telcos across APAC, EMEA, and LATAM mostly recommending vendor independent best solution recommendations as part of my consulting assignments.  

With expertise in Solution Architecture, R&D, Business Analysis, & Enterprise Architecture/ Digital Transformations, I contribute to the development of cloud-native modernizations, API-first platforms, and scalable loyalty enhanced payments systems. My commitment is to reimagine loyalty experiences to its Next Level v3, enabling innovative & customer-centric engagement strategies that deliver measurable ROI values End to End for each stakeholders.

🌿𝐅𝐨𝐫𝐠𝐢𝐯𝐞𝐧𝐞𝐬𝐬 & 𝐂𝐥𝐞𝐚𝐧𝐬𝐢𝐧𝐠: 𝐄𝐧𝐭𝐞𝐫𝐢𝐧𝐠 𝟐𝟎𝟐𝟔 𝐰𝐢𝐭𝐡 𝐚 𝐋𝐢𝐠𝐡𝐭𝐞𝐫 𝐇𝐞𝐚𝐫𝐭😍♥️ #𝐒𝐩𝐢𝐫𝐢𝐭𝐮𝐚𝐥𝐒𝐚𝐭𝐮𝐫𝐝𝐚𝐲𝐈𝐧𝐬𝐩𝐢𝐫𝐚𝐭𝐢𝐨𝐧
"A new year is NOT about becoming someone new. It’s about letting go of what you no longer need" ~Master Yang Mun.
➡️ Master Yang shares 4 people we need to forgive to enter 2026 with a lighter note, but I extended it to far more than 4 to all whom you have interacted in life & injured them knowingly or unknowingly😭♥️
 
➡️ As 2026 begins, I share one of the most profound lessons I’ve absorbed through the PRANA VIOLET HEALING Group in Singapore/Malaysia: 
The #𝑨𝒓𝒕𝑶𝒇𝑭𝒐𝒓𝒈𝒊𝒗𝒆𝒏𝒆𝒔𝒔 & the #𝑪𝒍𝒆𝒂𝒏𝒔𝒊𝒏𝒈𝑶𝒇𝑵𝒆𝒈𝒂𝒕𝒊𝒗𝒆𝑪𝒐𝒓𝒅𝒔.

➡️ Forgiveness is NOT weakness. It is NOT forgetting. It is the conscious act of cutting away the energetic ties that bind us to pain, resentment, & anger. ➡️ These cords ~ woven through past hurts, betrayals, & disappointments; drain our vitality & cloud our spirit. 

➡️ When we release them, we reclaim our freedom.
 ✨ Forgiveness is freedom. 
 ✨ Forgiveness is cleansing. 
 ✨ Forgiveness is the doorway to a lighter heart.

➡️ The Practice of Cleansing
Through Prana Violet Healing, I learned that forgiveness is NOT just emotional ~ it is energetic. 

➡️ We carry cords of attachment to those who have hurt us, and these cords keep us tethered to old wounds. Cleansing techniques allow us to:
👉 Identify the cords of anger, guilt, or resentment.
👉 Release them with intention and breath.
👉 Seal our energy field with love and compassion.
👉 This is not about excusing the harm done. It is about refusing to let that harm define our future.

➡️ Entering 2026 with Forgiveness
👉 Let this year begin with forgiveness; not as a one-time act, but as a daily practice. Forgive yourself for the mistakes you’ve carried. 
👉 Forgive others for the lessons they unknowingly taught you. Forgive life for its unexpected turns.

➡️ And as you forgive, cut the cords. Cleanse your energy. STEP into 2026 lighter, freer, and more aligned with your true self.
 🌸 May this year be the year we all walk unburdened.
 🌿 May forgiveness be our revolution.
 🔥 May cleansing be our renewal.

➡️ 𝑭𝒆𝒘 𝑫𝒆𝒆𝒑 𝑳𝒆𝒂𝒓𝒏𝒊𝒏𝒈𝒔 𝒐𝒏 𝑭𝒐𝒓𝒈𝒊𝒗𝒆𝒏𝒆𝒔𝒔: -
👉 Forgiveness arrives as a sign: 
Often when we most need it, the universe presents the teaching.

👉 It is deeply personal: 
Some find release quickly, others wrestle with it for years & are stuck with it.

👉 Self-forgiveness is essential: 
Letting go of guilt and past mistakes is as important as forgiving others.

👉 Every act of forgiveness is healing: 
Whether small or profound, each step lightens the heart.

👉 Boundaries matter:
Forgiving does not mean allowing harmful, toxic people back into your life.

#forgiveness #NewYear2026 #pranaviolethealing #selflove #mentalhealth #energycleansing #freedom

RaviSankar Sundararaj

🚀 Transformative leader with 28+ years' expertise in Engineering Software Products Management Design & Development across ERP/EMV/Payments/Loyalty Domains. 

From 1-Jul-2023 I joined as Chief Product & Innovation Officer (CPIO) in "Loyalty Now" company  that is specialized Card-Linked Offers (CLO), Aggregator Payment Linked Offers (APLO) Loyalty Space, they are platform of choice in APAC Delivering unmatched services. 

Highly Secure PCI DSS Level 1 certified, robust & infinitely scalable the Loyalty Now SaaS platforms can be deployed globally seamlessly in weeks' time. Esteem Clienteles includes AmEx, Qantas, Telstra, Bupa, Union shopper Plus and a growing number of program operators EFTPOS in Australia, Singapore & Hong Kong. 

Seamless CLO experience Customers checksout as usual, whether it’s online or in-store. Smart messages are triggered in real-time informing them of points earned, cashback, relevant special offers. zero effort, absolutely zero friction, pure happiness in play!  Their Programs have a proven history of being revenue-generating for all clients. Delighting client's membership while simultaneously increasing their merchant partner's sales.

💡 Innovation Catalyst: Spearheaded groundbreaking projects, including world's 1st Visa Smart Debit Credit on MULTOS Smart Card in iSmart. Was responsible for Realtime-XLS SE product forming and evolving the roadmap since past 2 decades! 

🏆 Recognitions:
Customer Delight Award for successful Commonwealth Bank Australia project.
Elevated VISA's confidence during supplier audit with end-to-end expertise.
Highflier Award at Mastek for exceptional business contributions.
"DNA Man" - Core Value Evangelist at Collinson/WRT/iSmart/Mastek.

🌐 Global Impact: Managed software/IT labs globally; pivotal role in Leveraged Buy Out with AXA Private Equity.

🏢 Company Impact: Played an integral role in the evolution of Welcome Real-Time (WRT) into Collinson, contributing to its growth, leveraging a Leveraged Buy Out with AXA Private Equity, and aligning teams with shared core values.

Passionate about driving innovation and excellence in product design and management. Open to collaboration and new opportunities. Had demonstrate the skills and values in iSmart and Mastek Ltd.

#InnovationLeader #ProductDesign #EngineeringExcellence #GlobalImpact

🛠️ Tech Proficiency: Java, JavaScript, Oracle/MySQL/Couchbase, POS/ePOS, mPOS, DevOps, Cloud Computing. TOGAF/Zachman certified. Adherence to ITIL/PCI/ISO/CMMI Standards.

PRANA VIOLET HEALING

🚀Sr.Advisor @Beyondperks | Loyalty Reimagined For Holistic Growth | Empowering Innovation | Former CPIO@LoyaltyNow/R&D Director@Collinson | Championing #Loyalty#FintechPay InFSR #CyberSecIT#Entrepreneurship #HelpALLRise

Manisha Dhantole

🐾𝐋𝐞𝐚𝐝𝐞𝐫𝐬𝐡𝐢𝐩 𝐢𝐧 𝐭𝐡𝐞 𝐖𝐢𝐥𝐝: 𝐓𝐡𝐞 𝐒𝐞𝐫𝐯𝐚𝐥’𝐬 𝐒𝐭𝐫𝐮𝐠𝐠𝐥𝐞/𝐅𝐢𝐠𝐡𝐭 𝐟𝐨𝐫 𝐅𝐨𝐨𝐝❤️
➡️ A serval doesn’t ask the king cobra for permission.
 👉 It doesn’t wait for the jungle to grant it a title.
 👉 It leaps, it learns, it adapts; until the snake's venom runs dry.

➡️ In a 4-minute fierce battle of grit vs. poison, the serval doesn’t overpower; it outlasts due to resilience. 
 👉 It doesn’t fear the fangs; it makes them irrelevant.
 👉 That’s NOT just survival. That’s strategy. That’s soul.

✅Here, the serval could have also ended in death-bed, instead it won a well deserved coveted food in end😍 

💡 𝐌𝐨𝐯𝐞𝐦𝐞𝐧𝐭 𝐋𝐞𝐬𝐬𝐨𝐧: 𝐒𝐭𝐫𝐮𝐠𝐠𝐥𝐞 𝐢𝐬 𝐭𝐡𝐞 𝐂𝐮𝐫𝐫𝐢𝐜𝐮𝐥𝐮𝐦
👉 If you’re not on your feet, you’re on someone’s menu. 
👉 If you don’t evolve, you dissolve. Always stuck in the same vicious cycle for ages!

➡️ If you wait for approval, you’ll die in the same status you were born into.
But here’s the human twist:
 👉 We don’t need to kill to win.
 👉 We coexist. We collaborate. We RYTHM.

❤️ RYTHM Callout
➡️ Respect Your Time. Honor Your Mind. 
 👉 Build movements, NOT just moments.
 👉 Support others. Amplify legacy. Architect abundance.

✅ 𝑳𝒆𝒈𝒂𝒄𝒚 𝑩𝒖𝒊𝒍𝒅𝒆𝒓𝒔 & 𝑳𝒐𝒚𝒂𝒍𝒕𝒚 𝑷𝒂𝒚𝒎𝒆𝒏𝒕𝒔 𝑨𝒓𝒄𝒉𝒊𝒕𝒆𝒄𝒕𝒔
👉 If you’re ready to leap beyond sight, into the realm of ROI, soul-driven consulting, and movement-based #NewAgeEntrepreneurship 
 
📩 DM me “IMPACT”
𝕃𝕖𝕥’𝕤 𝕣𝕒𝕚𝕤𝕖 𝕐/𝕠𝕦𝕣𝕤𝕖𝕝𝕧𝕖𝕤 𝕥𝕠 𝕙𝕖𝕝𝕡 𝕞𝕒𝕟𝕜𝕚𝕟𝕕.
→ 𝒓𝒂𝒗𝒊𝒔𝒂𝒏𝒌𝒂𝒓@𝒔𝒐𝒖𝒍𝒑𝒆𝒓𝒌𝒔.𝒄𝒐𝒎

✅Here’s to a fierce week, a soulful month, & a phenomenal Year 2026 ahead🚀
#LeadershipInTheWild #ServalStrength #ResilienceMindset #BattleForLegacy #MovementBuilders #SoulDrivenStrategy #RYTHM #LegacyDriven #PurposeOverPosition #EntrepreneurSpirit #NewAgeEntrepreneurship #HolisticSuccess #GrowthMindset #SuccessMindset #CourageOverComfort #AdaptAndThrive #LegacyLeadership #ImpactArchitects #AbundanceMindset #TribeOfLeaders

Faisal Guhad

🚀 𝑴𝒐𝒏𝒅𝒂𝒚 𝑴𝒐𝒓𝒏𝒊𝒏𝒈 𝑴𝒐𝒕𝒊𝒗𝒂𝒕𝒊𝒐𝒏𝒔 | 𝑬𝒏𝒕𝒓𝒆𝒑𝒓𝒆𝒏𝒆𝒖𝒓𝒔𝒉𝒊𝒑 𝒆𝒕 𝒂𝒍...
🎬Check this short clip of a runner diving headfirst at the finish line, ribbon breaking across head & chest.

This is the difference between:
“𝕀 𝕙𝕒𝕧𝕖 𝕥𝕠 𝕎𝕀ℕ” 
𝕍𝕤.
“𝔻𝕠 𝕠𝕣 𝔻𝕚𝕖—𝕀 ℕ𝔼𝔼𝔻 𝕥𝕠 𝕎𝕀ℕ 𝕕𝕖𝕤𝕡𝕖𝕣𝕒𝕥𝕖𝕝𝕪.”

➡️ That leap is not just about victory. It’s about the mindset of entrepreneurs, leaders, and movement-builders who refuse to settle for “almost.”

🌅 Fulfilled Morning
➡️ No matter what happened before, there is always a chance to start fresh.
 👉 Life doesn’t close its doors forever.
➡️ Each new Monday, week, and month gives you space to:
👉 Try again
👉 Learn

➡️ Move forward at your own pace
👉 Success isn’t only about crossing the ribbon; it’s about showing up, diving in, and refusing to let yesterday define today.

💡 Callout for Entrepreneurs et al. 
➡️ This week, don’t just “run the race.”
 👉 Dive for the ribbon.
 👉 Build with urgency.
 👉 Lead with resilience.

➡️ And remember every fresh start is fuel for your legacy.

➡️ Let’s 𝑹𝒂𝒊𝒔𝒆 𝒀/𝒐𝒖𝒓𝒔𝒆𝒍𝒇 𝑻𝒐 𝑯𝒆𝒍𝒑 𝑴𝒂𝒏𝒌𝒊𝒏𝒅 #𝑹𝒀𝑻𝑯𝑴
📩 DM me “IMPACT” if you’re ready to leap beyond sight and architect lives of abundance & #TimeFreedom.

📬 Consulting on: #𝙉𝙚𝙬𝘼𝙜𝙚𝙀𝙣𝙩𝙧𝙚𝙥𝙧𝙚𝙣𝙚𝙪𝙧𝙨𝙝𝙞𝙥, 𝙇𝙤𝙮𝙖𝙡𝙩𝙮‑𝙀𝙣𝙝𝙖𝙣𝙘𝙚𝙙 𝙋𝙖𝙮𝙢𝙚𝙣𝙩𝙨 & 𝙁𝙞𝙣𝙩𝙚𝙘𝙝 𝙎𝙩𝙧𝙖𝙩𝙚𝙜𝙮
→ 𝒓𝒂𝒗𝒊𝒔𝒂𝒏𝒌𝒂𝒓@𝒔𝒐𝒖𝒍𝒑𝒆𝒓𝒌𝒔.𝒄𝒐𝒎

Here’s to a great Monday week, month, and a phenomenal Year 2026 ahead. 🚀

🔥 #MondayMotivation #Entrepreneurship #LegacyBuilding #DoOrDieMindset #MovementMakers #FreshStart

Sama Ladell

⏳ #𝑷𝒐𝒘𝒆𝒓𝑫𝒊𝒔𝒄𝒊𝒑𝒍𝒊𝒏𝒆. #𝑷𝒐𝒘𝒆𝒓𝑫𝒊𝒆𝒕. #𝑷𝒐𝒘𝒆𝒓𝑳𝒆𝒈𝒂𝒄𝒚⏳
#𝑷𝒐𝒘𝒆𝒓𝑫𝒊𝒆𝒕𝑶𝒇𝑻𝒊𝒎𝒆 Bollywood Actor Akshay Kumar also runs out of time. ➡️ Inspite of, running through it with precision, purpose, & a plan.  
➡️ He says: “Nothing is left in the daily time cycle in the end.”

➡️ His every minutes & hours is accounted for. Every action is aligned.
👉 Whether you’re busy like Akshay Kumar, President Trump, Satya Nadella, or Sundar Pichai et el.., you get the same 24 hours. It matters how well we utilize it😍 

➡️ But what you do with it? That’s your legacy diet.
💡 𝑴𝒐𝒗𝒆𝒎𝒆𝒏𝒕 𝑳𝒆𝒔𝒔𝒐𝒏: 𝑻𝒊𝒎𝒆 𝒊𝒔 𝒕𝒉𝒆 𝑶𝒏𝒍𝒚 𝑻𝒓𝒖𝒆 𝑪𝒖𝒓𝒓𝒆𝒏𝒄𝒚 #𝑳𝒂𝒔𝒆𝒓𝑭𝒐𝒄𝒖𝒔𝑶𝒏𝑻𝒊𝒎𝒆
 👉 You can’t borrow it.
 👉 You can’t store it.
 👉 You can only spend it wisely or waste it permanently.

➡️ If you don’t architect your hours, someone else will.
 👉 If you don’t protect your calendar, you’ll be booked into irrelevance.

🕰️ 𝑨𝒌𝒔𝒉𝒂𝒚’𝒔 𝑫𝒂𝒊𝒍𝒚 𝑩𝒍𝒖𝒆𝒑𝒓𝒊𝒏𝒕 #𝑺𝒑𝒆𝒏𝒅𝑸𝒖𝒂𝒍𝒊𝒕𝒚𝑻𝒊𝒎𝒆
 👉 8 hours of sound sleep to recharge the body and reset the mind
 👉 8 hours of passionate work aligned with a bigger purpose
 👉 2 hours to eat, focusing on a Power Diet that sustains discipline
 👉 2 hours of workout, because strength is the foundation of resilience
 Family & me time, because legacy isn’t built alone. 

➡️ After this, nothing is left; because every minute is accounted for.
 👉 That’s NOT routine. That’s rhythm. That’s ROI on life.

❤️ RYTHM Callout
➡️ Respect Your Time. Honor Your Mind.
 👉 Build movements, not moments.
 👉 Don’t chase busy. Chase impact.
 👉 Don’t chase titles. Chase alignment with purpose.

✅ For Legacy Architects and Loyalty Builders
If you’re ready to master your time, amplify ROI, and build soul-driven systems, DM me “IMPACT.”
👉 𝕃𝕖𝕥’𝕤 ℝ𝕒𝕚𝕤𝕖 𝕐/𝕠𝕦𝕣𝕤𝕖𝕝𝕧𝕖𝕤 𝕋𝕠 ℍ𝕖𝕝𝕡 𝕄𝕒𝕟𝕜𝕚𝕟𝕕. #𝑹𝒀𝑻𝑯𝑴
→ 𝒓𝒂𝒗𝒊𝒔𝒂𝒏𝒌𝒂𝒓@𝒔𝒐𝒖𝒍𝒑𝒆𝒓𝒌𝒔.𝒄𝒐𝒎
♥️Here’s to a disciplined week, a focused month, and a phenomenal Year 2026 ahead 🚀

#TimeFreedom #LegacyDriven #MovementMindset #PurposeOverPosition
#InfluencerWisdom #EntrepreneurSpirit #HolisticSuccess
#DisciplineEqualsFreedom #GrowthMindset #SuccessMindset

🔥𝐎𝐧𝐥𝐲 𝐏𝐫𝐚𝐲𝐢𝐧𝐠 𝐢𝐬 𝐍𝐎𝐓 𝐄𝐧𝐨𝐮𝐠𝐡; 𝐋𝐞𝐭'𝐬 𝐅𝐢𝐧𝐝 𝐭𝐡𝐞 𝐌𝐢𝐬𝐬𝐢𝐧𝐠 𝐒𝐭𝐞𝐩 & 𝐄𝐱𝐞𝐜𝐮𝐭𝐞 𝐢𝐧 𝟐𝟎𝟐𝟔; 𝐭𝐨 𝐀𝐫𝐜𝐡𝐢𝐭𝐞𝐜𝐭 𝐨𝐮𝐫 #𝐒𝐮𝐜𝐜𝐞𝐬𝐬𝐋𝐨𝐨𝐩🙏
➡️ #𝐌𝐨𝐧𝐝𝐚𝐲𝐌𝐨𝐫𝐧𝐢𝐧𝐠𝐌𝐨𝐭𝐢𝐯𝐚𝐭𝐢𝐨𝐧𝐬: Success comes when we identify the missing steps & it is often right beneath our feet, like in that funny #LOL video & NOT by just praying🤣😂
➡️ Folks, many of us have faced those embarrassing moments when auto taps don’t respond, or the tap itself is faulty… & we realize we missed an obvious step😭😭
➡️ Let’s find those missed steps and follow them to achieve our desired outcomes in 2026.
🔄 #FindGap #RepeatRefineEvolve: Each improvement cycle makes us stronger, sharper, & closer to our vision.
➡️ In this AI Era of 2026, if we want to be successful in business…
➡️ We must uncover the missing steps. One obvious step ahead is catching the AI bandwagon & holding on tight for the roller coaster ride😍

✨ 𝑪𝒂𝒍𝒍 𝒕𝒐 𝑨𝒄𝒕𝒊𝒐𝒏
 📩 DM me “IMPACT” if you’re ready to leap beyond sight & architect lives of #Abundance & #TimeFinancialFreedom.

📬 For consulting on: #𝙉𝙚𝙬𝘼𝙜𝙚𝙀𝙣𝙩𝙧𝙚𝙥𝙧𝙚𝙣𝙚𝙪𝙧𝙨𝙝𝙞𝙥 | 𝙇𝙤𝙮𝙖𝙡𝙩𝙮‑𝙀𝙣𝙝𝙖𝙣𝙘𝙚𝙙 𝙋𝙖𝙮𝙢𝙚𝙣𝙩𝙨 | 𝙁𝙞𝙣𝙩𝙚𝙘𝙝 𝙎𝙩𝙧𝙖𝙩𝙚𝙜𝙮

 📩 𝙍𝙖𝙫𝙞𝙎𝙖𝙣𝙠𝙖𝙧@𝙎𝙤𝙪𝙡𝙋𝙚𝙧𝙠𝙨.𝙘𝙤𝙢

❤️ Wishing ALL peace, prosperity, and a powerful New Year 2026 ahead!
 ➡️ Live fully. Laugh your heart out; Love deeply. Keep gratitude & kindness flowing in 2026 ahead😍
 #HNY2026 #LegacyInMotion #MovementBuilders #GrowthMindset #SuccessMindset #SoulPerks #PowerOfConnections #PowerOfNetworking #EvolutionaryLoopingProcess #CycleOfImprovement

VC: iG psicologo.fabio

taplio

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