U.S. Bank

Lead the strategy, incubation and launch of Avvance, U.S. Bank's embedded finance solution for Merchants and consumers - from ideation to in-market activation. Through both Elavon and U.S. Bank, Avvance's mission is to make every purchase affordable.

Chief Product Officer, POS Lending/BNPL

Sezzle

Empowering the next generation by offering a payment platform that increases purchasing power for consumers.

VP - Head of Merchant, Partnership and Long Term Product

Ally Lending

•	Ally Lending is a leading point-of-sales lender serving healthcare, automotive service, home improvement and retail markets, backed by power of Ally Bank’s $186 billion balance sheet and the nation’s largest digital bank.
•	Responsible for defining multi-year product strategy, coordinating and executing projects, optimizing the experience for borrowers and merchants, and driving expansion in new and existing markets.
•	Lead innovation and execution to create market-leading mobile and desktop platforms bringing customer obsession to life with unique experiences based on data-driven market analysis.

Health Credit Services (HCS) – FinTech Start-up, POS Lender; Acquired by Ally Financial Oct 2019
Leadership Team – Head of Strategy, Business Development, Sales Operations and Customer Experience
•	Lead Business Development and partnerships – marquee deals 3-year sales CAGR of 88%
•	Lead business and corporate development efforts to expand Ally Lending into Home Improvement segment via acquisition of $300 million HI lender, and partnerships with both Sezzle, a leading Buy-Now-Pay-Later (BNPL) provider and Vyze, a Mastercard company providing lending waterfall platform technology – adding $500 million in incremental originations in first year.

Head of Digital Product and Experience

Bank of America

Delivering growth via Digital Marketing and Sales Capability in retail bank network.  CRM Marketing Executive overseeing deployment and ongoing operations of Salesforce Marketing Cloud serving 25,000 end users, strategy development, content and campaign delivery, capability development. Deploying user-centered design expertise, responsibilities include leading consumer bank digital marketing strategy including ad tech design, vendor relationship and deployment of critical technology - tag management, multi-touch attribution, website ownership for specialist sales sales organizations, iPad apps for Marketing and Sales.  Also responsible for integration of email and outbound marketing capabilities into broad-based CRM environment.

Digital Marketing and Sales Capability Executive

•	Develop and oversee client targeting, sales strategy and sales enablement for Global Commercial Banking product organization including planning, implementation and on-going management of international sales growth initiatives  
•	Manage client selection, client analytics, sales reporting and overall measurement and performance of international growth

Director - International Growth and Sales Strategy - GTS, Global Commercial Bank

Led strategy to establish global branch footprint outside the U.S. for Corporate/Commercial Banking and GTS.

Director, Global Expansion Strategy Executive, Corporate Banking

Overall sales, sales strategy, offers management, service and customer experience including cross-LOB referral processes to/from Merrill Lynch Wealth Management responsibility for Mass Affluent segment.
Retention and Pricing for Retail Deposits
Integration Executive between BAC and Merrill Lynch Wealth Management
Customer Behavioral Research and Go-to-Market execution for wallet share capture

SVP - Sales, Service and Strategy - Mass Affluent Segment

Led distribution, activation and forecasting for Debit Card business

SVP - Debit Card Sales Executive

Market sizing, segmentation and multi-channel go-to-market strategy leadership, product and business development due diligence.

SVP - Strategist, Small Business

JPMorganChase

•	Designed and implemented strategic framework and performance measurement system for 4,000-person, $1.2 billion Institutional Trust division as part of a division-wide strategy implementation.

VP - Strategist - Institutional Trust

State of NY, Executive Chamber

Deal lead for State of NY for the IPO of Empire Blue Cross Blue Shield (WellChoice, since acquired by WellPoint).  Led negotiations on behalf of Executive branch, oversaw establishment of and acted as Secretary to public entities to oversee proceeds of IPO.

Program Manager

Goldman Sachs

Cost-benefit analysis, outsourcing/in-sourcing analysis for operational support; activity-based costing modeling for re-pricing support service pricing in support of investment banking division.

Associate

Lehman Brothers

Middle Market and Institutional Mortgage and Asset-backed bond Sales Assistant

Analyst - Sales Assistant - MBS/ABS

POS Lending Leader with both zero-to-1 and scaling experience launching new products and scaling for growth.

I have over a decade of experience in fintech, leading the design and delivery of digital solutions that empower consumers and merchants across various markets. As the Chief Product Officer of POS lending and BNPL at U.S. Bank, I oversee the strategy, incubation, and launch of Avvance, a cutting-edge embedded finance solution that makes every purchase affordable. 

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